BlueCross BlueShield Treatment Centers in Paramus, NJ

Photo of Forge Health - Forge Health  - Paramus, NJ, Treatment Center
Forge Health - Paramus, NJ
Treatment Center
Verified Verified
Paramus, NJ 07652
Forge Health is your vital source for mental health and substance use care. We help people from all walks of life reclaim their lives by providing comprehensive outpatient care that’s convenient to access, affordable to use, and customized to the unique needs of each individual. We're a mission-driven company dedicated to delivering the highest quality affordable, accessible, and effective “one-stop-shop” mental health and substance use care to individuals, families, and communities in need. Forge Health is also proud to provide specialized care programs designed to address the unique culture, preferences, and values of veterans and first responders, cancer patients, and the LGBTQ+ community.
Forge Health is your vital source for mental health and substance use care. We help people from all walks of life reclaim their lives by providing comprehensive outpatient care that’s convenient to access, affordable to use, and customized to the unique needs of each individual. We're a mission-driven company dedicated to delivering the highest quality affordable, accessible, and effective “one-stop-shop” mental health and substance use care to individuals, families, and communities in need. Forge Health is also proud to provide specialized care programs designed to address the unique culture, preferences, and values of veterans and first responders, cancer patients, and the LGBTQ+ community.
(201) 817-5688 View (201) 817-5688
Photo of Our Treatment Advisors - New Pathway Counseling Paramus, Treatment Center
New Pathway Counseling Paramus
Treatment Center
Verified Verified
1 Endorsed
Paramus, NJ 07652
New Pathway Counseling offers accessible addiction treatment options to individuals in New Jersey and surrounding areas struggling with substance use disorders of all types and severities. We offer therapeutic intensive outpatient (IOP) services, focused on a restoration of physical, mental, emotional, and spiritual health. Our unique and effective rehab program integrates 12 Step program philosophy, mindfulness, physical fitness, holistic wellness, and medical treatment when appropriate. We are currently in-network with many private insurance companies and New Jersey Medicaid.
New Pathway Counseling offers accessible addiction treatment options to individuals in New Jersey and surrounding areas struggling with substance use disorders of all types and severities. We offer therapeutic intensive outpatient (IOP) services, focused on a restoration of physical, mental, emotional, and spiritual health. Our unique and effective rehab program integrates 12 Step program philosophy, mindfulness, physical fitness, holistic wellness, and medical treatment when appropriate. We are currently in-network with many private insurance companies and New Jersey Medicaid.
(201) 801-3759 View (201) 801-3759
Photo of Admissions Team - Center For Discovery, Treatment Center
Center For Discovery
Treatment Center
Verified Verified
Paramus, NJ 07652
Center For Discovery has been providing residential treatment for women and teens for over 20 years. At Center For Discovery, we provide residential treatment for women with eating disorders, teens with eating disorders, teens with mental health disorders, and teens with substance abuse issues. Each of our locations is dedicated solely to one of our specialized treatment programs. By keeping each location specialized to one of our treatment programs, we are able to provide the most effective and efficient treatment. All of our locations provide treatment for only a small number of residents at one time to maintain an intimate setting and a high staff to resident ratio. Treatment within a residential neighborhood allows our residents to feel more comfortable in a familiar surrounding and provides greater transferability and internalization of the treatment experience to life after treatment. We place a high priority on providing an environment where our clients feel like and are treated like people, never patients.
Center For Discovery has been providing residential treatment for women and teens for over 20 years. At Center For Discovery, we provide residential treatment for women with eating disorders, teens with eating disorders, teens with mental health disorders, and teens with substance abuse issues. Each of our locations is dedicated solely to one of our specialized treatment programs. By keeping each location specialized to one of our treatment programs, we are able to provide the most effective and efficient treatment. All of our locations provide treatment for only a small number of residents at one time to maintain an intimate setting and a high staff to resident ratio. Treatment within a residential neighborhood allows our residents to feel more comfortable in a familiar surrounding and provides greater transferability and internalization of the treatment experience to life after treatment. We place a high priority on providing an environment where our clients feel like and are treated like people, never patients.
(973) 791-4698 View (973) 791-4698
Photo of Kristie Ashe - Valley Spring Recovery Center, LCSW, Treatment Center
Valley Spring Recovery Center
Treatment Center
Verified Verified
Paramus, NJ 07652
Welcome to Valley Spring Recovery Center, your local sanctuary for drug rehab and addiction treatment in New Jersey. Situated in the heart of Norwood’s Northern Valley Old Tappan area—affectionately known as “The Valley”—our addiction treatment program is designed to be a beacon of hope and renewal. Unlike traditional inpatient settings, Valley Spring offers a Partial Hospitalization Program that meets five days a week, allowing patients to transition seamlessly to less intensive IOP levels of care and ultimately, outpatient treatment. Our outpatient programs can be conducted on-site or remotely via telehealth. We offer boutique-style treatment plans tailored to each individual, addressing substance use disorders, mental health issues, and trauma to ensure holistic healing. At Valley Spring Recovery Center, we’re not just treating addiction; we’re transforming lives, one recovery journey at a time.
Welcome to Valley Spring Recovery Center, your local sanctuary for drug rehab and addiction treatment in New Jersey. Situated in the heart of Norwood’s Northern Valley Old Tappan area—affectionately known as “The Valley”—our addiction treatment program is designed to be a beacon of hope and renewal. Unlike traditional inpatient settings, Valley Spring offers a Partial Hospitalization Program that meets five days a week, allowing patients to transition seamlessly to less intensive IOP levels of care and ultimately, outpatient treatment. Our outpatient programs can be conducted on-site or remotely via telehealth. We offer boutique-style treatment plans tailored to each individual, addressing substance use disorders, mental health issues, and trauma to ensure holistic healing. At Valley Spring Recovery Center, we’re not just treating addiction; we’re transforming lives, one recovery journey at a time.
(551) 310-3819 View (551) 310-3819
Photo of Admissions Specialist - North Jersey Recovery Center, Treatment Center
North Jersey Recovery Center
Treatment Center
Verified Verified
Paramus, NJ 07652
The staff here at North Jersey Recovery Center understands that addiction is a disease which manifests in mental, physical, and spiritual anguish. Regardless of the places that addiction has taken you, our addiction specialists can help you heal. Our specialized North Jersey addiction treatment programs set an industry-standard using innovative drug and alcohol programming. Our vision is to provide each and every client with the tools needed for a lifetime of lasting, meaningful sobriety.
The staff here at North Jersey Recovery Center understands that addiction is a disease which manifests in mental, physical, and spiritual anguish. Regardless of the places that addiction has taken you, our addiction specialists can help you heal. Our specialized North Jersey addiction treatment programs set an industry-standard using innovative drug and alcohol programming. Our vision is to provide each and every client with the tools needed for a lifetime of lasting, meaningful sobriety.
(551) 243-7138 View (551) 243-7138
Photo of Jim Tedone - TruHealing Gaithersburg - Outpatient Program, Treatment Center
TruHealing Gaithersburg - Outpatient Program
Treatment Center
Verified Verified
Paramus, NJ 07653
TruHealing Gaithersburg (formerly Fresh Start Recovery Center) is committed to helping you achieve and maintain long term recovery. Our main services are outpatient treatment for primary mental health disorders and co-occurring disorders. We provide high quality outpatient services in an intimate and individualized setting, where you will feel right at home. Our goal is to provide an optimum healing opportunity for each individual. Individuals struggling with mental health and substance abuse issues face many challenges.
TruHealing Gaithersburg (formerly Fresh Start Recovery Center) is committed to helping you achieve and maintain long term recovery. Our main services are outpatient treatment for primary mental health disorders and co-occurring disorders. We provide high quality outpatient services in an intimate and individualized setting, where you will feel right at home. Our goal is to provide an optimum healing opportunity for each individual. Individuals struggling with mental health and substance abuse issues face many challenges.
(240) 301-1320 View (240) 301-1320
Photo of Rolling Hills Recovery Center - Rolling Hills Recovery Center, Treatment Center
Rolling Hills Recovery Center
Treatment Center
Verified Verified
Paramus, NJ 07652
Rolling Hills Recovery Center is a drug and alcohol treatment center. Our primary goal is to promote healing, offer hope and provide the tools you need to live a life free from addiction. We utilize various innovative approaches that provide the best evidence-based practices for treating addictive disorders and a wide range of treatments commonly used in Integrative or Holistic Medicine. An individual plan is developed with each client; we believe that successful change can be achieved by utilizing our psychological, environmental, and socially focused approach in a comfortable treatment setting. We believe addiction is a chronic disease that, if left untreated, will expand into all areas of your life, destroying the possessions you value, your relationships, your personal integrity, and, eventually, your life. Therefore, to place this disease into remission. Above all else, we are committed to client care and improving the quality of their lives. We aim to deliver the highest quality, cost-effective healthcare to our community. We recognize and affirm the unique worth of each individual.
Rolling Hills Recovery Center is a drug and alcohol treatment center. Our primary goal is to promote healing, offer hope and provide the tools you need to live a life free from addiction. We utilize various innovative approaches that provide the best evidence-based practices for treating addictive disorders and a wide range of treatments commonly used in Integrative or Holistic Medicine. An individual plan is developed with each client; we believe that successful change can be achieved by utilizing our psychological, environmental, and socially focused approach in a comfortable treatment setting. We believe addiction is a chronic disease that, if left untreated, will expand into all areas of your life, destroying the possessions you value, your relationships, your personal integrity, and, eventually, your life. Therefore, to place this disease into remission. Above all else, we are committed to client care and improving the quality of their lives. We aim to deliver the highest quality, cost-effective healthcare to our community. We recognize and affirm the unique worth of each individual.
(908) 676-7485 View (908) 676-7485

More Treatment Centers Nearby

Photo of Indra Cidambi - Center for Network Therapy II, MD, Treatment Center
Center for Network Therapy II
Treatment Center, MD
Not Verified Not Verified
Hackensack, NJ 07601
Addiction is a chronic disease and inpatient treatment only reinforces the stigma around the illness by treating it as a behavioral problem. CNT, led by America's foremost addiction expert and licensed to provide Ambulatory (Outpatient) Detoxification, offers detox from alcohol, benzos (Xanax, Klonipin, Valium), opiates (Oxycontin, Oxycodone, Percocet, Fentanyl, heroin, methadone, kratom), stimulants (Adderall), anesthetics (ketamine) and Suboxone/buprenorphine (when client ready to come off) in an outpatient setting. Clinicians monitor progress and therapy helps clients develop skills to cope with stressors and triggers in their daily lives. Our clients benefit by integrating these skills into their daily lives at home while they are receiving treatment, rather than when isolated from it. Individual therapy to customize skills is also provided. We also offer Partial Care and IOP programs. The breadth of services allows for placement in appropriate level of care and calibration of care to individual needs. We are open 7 days a week. Chemical/Alcohol dependence without recovery has only negative outcomes. If you or a loved one is in withdrawal or need help, please call now!
Addiction is a chronic disease and inpatient treatment only reinforces the stigma around the illness by treating it as a behavioral problem. CNT, led by America's foremost addiction expert and licensed to provide Ambulatory (Outpatient) Detoxification, offers detox from alcohol, benzos (Xanax, Klonipin, Valium), opiates (Oxycontin, Oxycodone, Percocet, Fentanyl, heroin, methadone, kratom), stimulants (Adderall), anesthetics (ketamine) and Suboxone/buprenorphine (when client ready to come off) in an outpatient setting. Clinicians monitor progress and therapy helps clients develop skills to cope with stressors and triggers in their daily lives. Our clients benefit by integrating these skills into their daily lives at home while they are receiving treatment, rather than when isolated from it. Individual therapy to customize skills is also provided. We also offer Partial Care and IOP programs. The breadth of services allows for placement in appropriate level of care and calibration of care to individual needs. We are open 7 days a week. Chemical/Alcohol dependence without recovery has only negative outcomes. If you or a loved one is in withdrawal or need help, please call now!
(973) 363-2246 View (973) 363-2246
Photo of Adult Family Health Services - Adult Family Health Services, Treatment Center
Adult Family Health Services
Treatment Center
Verified Verified
Paterson, NJ 07505
We offer a spectrum of services to meet the needs of those challenged with mental health and/or substance use disorders who are 18 years and older.
We offer a spectrum of services to meet the needs of those challenged with mental health and/or substance use disorders who are 18 years and older.
(862) 207-4738 View (862) 207-4738
Photo of Matt Beckwith - Recovery By The Sea, Treatment Center
Recovery By The Sea
Treatment Center
Verified Verified
Fort Lee, NJ 07024
Located just a sea breeze away from the beautiful beaches in Stuart, Florida, Harmony Health Group's Recovery by the Sea provides personalized, compassionate, and effective mental health and substance use disorder treatment. Because everyone’s journey to healing and recovery is unique, we create custom-tailored treatment plans that follow your path and meet your specific needs. Our comfortable, state-of-the art facility offers Partial Hospitalization Program (PHP), Intensive Outpatient Program (IOP), and Medication-Assisted Treatment (MAT) services with nearby affiliated supportive housing and transportation to meetings available. Recovery by the Sea is Joint Commission Accredited and licensed by the state of Florida to treat addiction and co-occurring disorders and is a Florida Association of Recovery Residences certified residence. Our highly credentialed team is here to support you throughout your journey - every step of the way - as you embrace hope, healing, and transformation.
Located just a sea breeze away from the beautiful beaches in Stuart, Florida, Harmony Health Group's Recovery by the Sea provides personalized, compassionate, and effective mental health and substance use disorder treatment. Because everyone’s journey to healing and recovery is unique, we create custom-tailored treatment plans that follow your path and meet your specific needs. Our comfortable, state-of-the art facility offers Partial Hospitalization Program (PHP), Intensive Outpatient Program (IOP), and Medication-Assisted Treatment (MAT) services with nearby affiliated supportive housing and transportation to meetings available. Recovery by the Sea is Joint Commission Accredited and licensed by the state of Florida to treat addiction and co-occurring disorders and is a Florida Association of Recovery Residences certified residence. Our highly credentialed team is here to support you throughout your journey - every step of the way - as you embrace hope, healing, and transformation.
(772) 210-3148 View (772) 210-3148
Photo of Positive Reset Health Clinic - Positive Reset Mental Health Clinic, MD, APN, PA, LCSW, LSW, Treatment Center
Positive Reset Mental Health Clinic
Treatment Center, MD, APN, PA, LCSW, LSW
Not Verified Not Verified
Cliffside Park, NJ 07010
Positive Reset's mission is to provide the highest quality mental health care to the widest range of issues and ages. We will benefit the community by providing needed and timely access to services and treatments. We strive to utilize treatments with the best evidence of effectiveness. We will treat all clients with dignity and respect and hold their confidentiality to the highest of standards. Our therapists will be current and comprehensive with treatment, community awareness and clinical education. We will improve the quality of life for residents of the community by providing the highest quality of mental health assistance services. These services are available to persons who meet the admission criteria regardless of gender, sexual orientation, race, nationality, religion or any other discriminatory criteria. A basic aspect of our mission involves the provision of these services within a cultural context that is sensitive to the community. Our mission within the community encompasses children, adolescents, adults and the elderly. We also serve as advocates for consumers in obtaining other services not provided by the agency.
Positive Reset's mission is to provide the highest quality mental health care to the widest range of issues and ages. We will benefit the community by providing needed and timely access to services and treatments. We strive to utilize treatments with the best evidence of effectiveness. We will treat all clients with dignity and respect and hold their confidentiality to the highest of standards. Our therapists will be current and comprehensive with treatment, community awareness and clinical education. We will improve the quality of life for residents of the community by providing the highest quality of mental health assistance services. These services are available to persons who meet the admission criteria regardless of gender, sexual orientation, race, nationality, religion or any other discriminatory criteria. A basic aspect of our mission involves the provision of these services within a cultural context that is sensitive to the community. Our mission within the community encompasses children, adolescents, adults and the elderly. We also serve as advocates for consumers in obtaining other services not provided by the agency.
(732) 837-2836 View (732) 837-2836
Photo of Candace Kotkin-De Carvalho - Absolute Awakenings Treatment Center, LCADC, CCS, LSW, CCTP, Treatment Center
Absolute Awakenings Treatment Center
Treatment Center, LCADC, CCS, LSW, CCTP
Verified Verified
Franklin Lakes, NJ 07417
At Absolute Awakenings Treatment Center, we are committed to providing long-term recovery to those struggling with drug addiction or alcoholism. Every person is unique and the process of recovery must be tailored for each individual in order to be successful. Our caring and knowledgeable staff stands ready to answer your questions anytime. Let us help you right now. Our Help Line is always open.
At Absolute Awakenings Treatment Center, we are committed to providing long-term recovery to those struggling with drug addiction or alcoholism. Every person is unique and the process of recovery must be tailored for each individual in order to be successful. Our caring and knowledgeable staff stands ready to answer your questions anytime. Let us help you right now. Our Help Line is always open.
(973) 397-5173 View (973) 397-5173
Photo of Michelle Gove - Innerspace Counseling, Treatment Center
Innerspace Counseling
Treatment Center
Verified Verified
Hackensack, NJ 07601
If you are seeking a mental health treatment program to stabilize thoughts, emotions, and/or behaviors for the long-term, Innerspace Counseling is here for you. Many of our clients come to us experiencing difficulty functioning at home, at school or work, or within relationships. While some clients have extensive histories in and out of treatment, some are new to treatment. What they all have in common is that they are seeking a long-term solution. Whether you are suffering from depression, anxiety, suicidal thoughts, co-occurring substance use, anger issues, bipolar disorder, OCD, or mood disorders, Innerspace Counseling will provide solutions by treating each and every client with a treatment plan tailored to their needs. Choosing Innerspace Counseling is choosing hope and a better future for yourself and your loved ones.
If you are seeking a mental health treatment program to stabilize thoughts, emotions, and/or behaviors for the long-term, Innerspace Counseling is here for you. Many of our clients come to us experiencing difficulty functioning at home, at school or work, or within relationships. While some clients have extensive histories in and out of treatment, some are new to treatment. What they all have in common is that they are seeking a long-term solution. Whether you are suffering from depression, anxiety, suicidal thoughts, co-occurring substance use, anger issues, bipolar disorder, OCD, or mood disorders, Innerspace Counseling will provide solutions by treating each and every client with a treatment plan tailored to their needs. Choosing Innerspace Counseling is choosing hope and a better future for yourself and your loved ones.
(732) 993-4029 View (732) 993-4029
Photo of Our Treatment Advisors Today - Guardian IOP | Hoboken Addiction Treatment, Treatment Center
Guardian IOP | Hoboken Addiction Treatment
Treatment Center
Verified Verified
Hackensack, NJ 07601
Guardian Intensive Outpatient Program offers a truly unique experience by combining the latest advances in evidence based clinical and medical care with 12-step and holistic approaches. Our program continues to evolve to offer our clients the best tools for long-term recovery.
Guardian Intensive Outpatient Program offers a truly unique experience by combining the latest advances in evidence based clinical and medical care with 12-step and holistic approaches. Our program continues to evolve to offer our clients the best tools for long-term recovery.
(201) 350-1575 View (201) 350-1575
Photo of West Valley Detox - West Valley Detox & Treatment, Treatment Center
West Valley Detox & Treatment
Treatment Center
Not Verified Not Verified
Alpine, NJ 07620
West Valley Detox & Treatment is a licensed all-inclusive recovery destination for people struggling with addiction and mental health. Our residential drug and alcohol treatment program specializes in holistic approaches to meet individual client needs. Our incredible 3-to-1 clinician-to-client ratio means each of our clients benefit from extensive one-on-one time with staff. Amenities include a private chef, swimming pool, single and double rooms, art therapy, personal trainers, meditation, yoga, as well as off-site care for pets.
West Valley Detox & Treatment is a licensed all-inclusive recovery destination for people struggling with addiction and mental health. Our residential drug and alcohol treatment program specializes in holistic approaches to meet individual client needs. Our incredible 3-to-1 clinician-to-client ratio means each of our clients benefit from extensive one-on-one time with staff. Amenities include a private chef, swimming pool, single and double rooms, art therapy, personal trainers, meditation, yoga, as well as off-site care for pets.
(747) 239-5287 View (747) 239-5287
Photo of Little Creek Admissions - Little Creek Lodge, Treatment Center
Little Creek Lodge
Treatment Center
Not Verified Not Verified
Wyckoff, NJ 07481
Drug and alcohol addiction is the destroyer of intimacy, self-confidence, esteem, aspirations, and, most of all, relationships, both with others and with a higher power. We are here to point the way, show the path, and hope that inspiration emerges through a moment of clarity. We aim to provide experiences within our program that are catalysts for inspiration.
Drug and alcohol addiction is the destroyer of intimacy, self-confidence, esteem, aspirations, and, most of all, relationships, both with others and with a higher power. We are here to point the way, show the path, and hope that inspiration emerges through a moment of clarity. We aim to provide experiences within our program that are catalysts for inspiration.
(570) 206-9981 View (570) 206-9981
Photo of Ivonne De Pascual - Counseling Care Center, LLC, MA, LPC, NCC, Treatment Center
Counseling Care Center, LLC
Treatment Center, MA, LPC, NCC
Verified Verified
Nutley, NJ 07110
Counseling Care Center "Inspiring Lives....Healing Hearts" Care, comfort,support,sensitivity, empathy, understanding, mutual trust, respect and positive life changes can be found at the Counseling Care Center . Our highly trained Licensed Professional Counselors are available days, evenings and weekends for your convenience. Sessions are also available in Spanish. We can help you help yourself so that you can develop greater self - esteem, discover greater inner strength and find solutions to your problems.
Counseling Care Center "Inspiring Lives....Healing Hearts" Care, comfort,support,sensitivity, empathy, understanding, mutual trust, respect and positive life changes can be found at the Counseling Care Center . Our highly trained Licensed Professional Counselors are available days, evenings and weekends for your convenience. Sessions are also available in Spanish. We can help you help yourself so that you can develop greater self - esteem, discover greater inner strength and find solutions to your problems.
(973) 250-4707 View (973) 250-4707
Photo of Ethan Bobb - Little Creek Outpatient Services, Treatment Center
Little Creek Outpatient Services
Treatment Center
Not Verified Not Verified
Tenafly, NJ 07670
At Little Creek Outpatient Services, we work with both men and women ranging in age from adolescence into later adulthood.
At Little Creek Outpatient Services, we work with both men and women ranging in age from adolescence into later adulthood.
(570) 514-5021 View (570) 514-5021
Photo of Chris Alvarez - ChoicePoint, Treatment Center
ChoicePoint
Treatment Center
Verified Verified
Passaic, NJ 07055
At ChoicePoint, we are committed to helping you rebuild a prosperous, happy, and addiction-free life. Our goal is to make healthcare accessible to all. Through our telehealth services and outpatient addiction treatment program, we aim to remove all the hurdles that might cause you to delay your treatment.
At ChoicePoint, we are committed to helping you rebuild a prosperous, happy, and addiction-free life. Our goal is to make healthcare accessible to all. Through our telehealth services and outpatient addiction treatment program, we aim to remove all the hurdles that might cause you to delay your treatment.
(862) 212-3519 View (862) 212-3519
Photo of Gordon Dickler - Turnbridge, Treatment Center
Turnbridge
Treatment Center
Verified Verified
Ridgewood, NJ 07450
Turnbridge® has helped thousands of young adults and teens recover from mental health disorders and addictions. Since its founding in 2003, Turnbridge has been positively transforming the lives through a comprehensive approach to mental health and substance abuse treatment that integrates intensive therapy, health and wellness training, recreational experiences, and academic/vocational counseling.
Turnbridge® has helped thousands of young adults and teens recover from mental health disorders and addictions. Since its founding in 2003, Turnbridge has been positively transforming the lives through a comprehensive approach to mental health and substance abuse treatment that integrates intensive therapy, health and wellness training, recreational experiences, and academic/vocational counseling.
(203) 427-8256 View (203) 427-8256

See more therapy options for Paramus

BlueCross BlueShield Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.

Learn more about Insurance Coverage and Finding Affordable Therapy