Cigna and Evernorth Treatment Centers in Farmington Hills, MI

Photo of undefined - New Oakland Family Centers, Treatment Center
New Oakland Family Centers
Treatment Center
Not Verified Not Verified
Farmington Hills, MI 48334
New Oakland Family Centers has been serving southeast Michigan since 1990. We offer a full continuum of mental health services for adults, children and adolescents with locations in: Center Line, Clarkston, Clinton Township, Farmington Hills, Flint, Livonia, Okemos, Southgate, Bloomfield Hills, Port Huron, Portage and Warren. New Oakland provides a new, holistic and effective approach to mental health and immediate access to mental health services. New Oakland offers: *Fast access for psychiatric evaluations/med reviews *Crisis response/mobile deployment *Transportation *Diverse clinical team *Integration with physical health
New Oakland Family Centers has been serving southeast Michigan since 1990. We offer a full continuum of mental health services for adults, children and adolescents with locations in: Center Line, Clarkston, Clinton Township, Farmington Hills, Flint, Livonia, Okemos, Southgate, Bloomfield Hills, Port Huron, Portage and Warren. New Oakland provides a new, holistic and effective approach to mental health and immediate access to mental health services. New Oakland offers: *Fast access for psychiatric evaluations/med reviews *Crisis response/mobile deployment *Transportation *Diverse clinical team *Integration with physical health
(855) 782-1899 View (855) 782-1899
Photo of undefined - Sollars and Associates, PhD, LP, Treatment Center
Sollars and Associates
Treatment Center
Verified Verified
Farmington Hills, MI 48331
We have been providing counseling and psychotherapy services for more than 30 years. With support, encouragement and expert insight, many people begin to feel better after their first session. Please contact us to discuss whatever issue you are facing, and we can work together to help you overcome your obstacles. In addition to counseling and psychotherapy, we also offer psychological and educational evaluations for children and adults concerned about symptoms of Learning Disabilities, Attention Deficit Disorder, Developmental Delays and more. Further, we offer evaluations for work disability, psychological fitness for work, bariatric surgery evaluations, and other needs.
We have been providing counseling and psychotherapy services for more than 30 years. With support, encouragement and expert insight, many people begin to feel better after their first session. Please contact us to discuss whatever issue you are facing, and we can work together to help you overcome your obstacles. In addition to counseling and psychotherapy, we also offer psychological and educational evaluations for children and adults concerned about symptoms of Learning Disabilities, Attention Deficit Disorder, Developmental Delays and more. Further, we offer evaluations for work disability, psychological fitness for work, bariatric surgery evaluations, and other needs.
(248) 862-1171 View (248) 862-1171
Photo of undefined - River’s Bend West, LMSW, Treatment Center
River’s Bend West
Treatment Center
Verified Verified
Farmington Hills, MI 48336
We provide state of the the art outpatient mental health and chemical dependence treatment to our clients in a dignified and respectful manner.
We provide state of the the art outpatient mental health and chemical dependence treatment to our clients in a dignified and respectful manner.
(248) 965-0467 View (248) 965-0467
Photo of undefined - The Gentle Caress, Treatment Center
The Gentle Caress
Treatment Center
Not Verified Not Verified
Farmington Hills, MI 48331  (Online Only)
Working out of 6 offices around the Metro Detroit area, We are a Mental & Physical Health service that offers Mental Therapy to exercise the mind and if requested we have Fitness Training to exercise the body. We put an emphasis on pregnant & postpartum mothers by offering monthly mommy fitness classes and monthly mommy discussion circles to help prevent or relieve postpartum depression. We have 3 highly educated Licensed therapists and a personal trainer on staff.
Working out of 6 offices around the Metro Detroit area, We are a Mental & Physical Health service that offers Mental Therapy to exercise the mind and if requested we have Fitness Training to exercise the body. We put an emphasis on pregnant & postpartum mothers by offering monthly mommy fitness classes and monthly mommy discussion circles to help prevent or relieve postpartum depression. We have 3 highly educated Licensed therapists and a personal trainer on staff.
(947) 216-2467 View (947) 216-2467
Photo of undefined - Drug Free Recovery Outpatient Treatment Center, LMSW, DCSW, CAADC, CCJP, Treatment Center
Drug Free Recovery Outpatient Treatment Center
Treatment Center
Not Verified Not Verified
Farmington Hills, MI 48333
Drug Free Recovery Systems started in 2005 and we have assisted individuals, and families on the road to recovery. We accept the following cash, check, credit card and other insurance. We are a state of Michigan license substance abuse treatment program. Our staff is also license under the state of Michigan. Also we complete Substance Abuse Evualations for individuals whom have been convicted DUI charges, or drug charges. Also we complete Highway Safety Education for those whom are in need of those services. We also help DOT ( Department of Transporation) SAP services for those that have their CDL or other form of license suspended due to alcohol or drug issues.
Drug Free Recovery Systems started in 2005 and we have assisted individuals, and families on the road to recovery. We accept the following cash, check, credit card and other insurance. We are a state of Michigan license substance abuse treatment program. Our staff is also license under the state of Michigan. Also we complete Substance Abuse Evualations for individuals whom have been convicted DUI charges, or drug charges. Also we complete Highway Safety Education for those whom are in need of those services. We also help DOT ( Department of Transporation) SAP services for those that have their CDL or other form of license suspended due to alcohol or drug issues.
(947) 333-8901 View (947) 333-8901
Photo of undefined - Great Lakes Psychology Group, Treatment Center
Great Lakes Psychology Group
Treatment Center
Verified Verified
Farmington Hills, MI 48331
The GLPG support staff will personally match you with a best-fit therapist who accepts your insurance and is available to see you online or in person at a time that works for you. The GLPG provider network comprises doctoral and master’s level psychologists, marriage and family therapists, professional counselors, and social workers. Benefits include online and in-person therapy options, night and weekend availability, and most insurance plans accepted. Additionally, our knowledgeable and helpful support staff are available to answer your questions or help with anything you might need at any point along the therapy journey.
The GLPG support staff will personally match you with a best-fit therapist who accepts your insurance and is available to see you online or in person at a time that works for you. The GLPG provider network comprises doctoral and master’s level psychologists, marriage and family therapists, professional counselors, and social workers. Benefits include online and in-person therapy options, night and weekend availability, and most insurance plans accepted. Additionally, our knowledgeable and helpful support staff are available to answer your questions or help with anything you might need at any point along the therapy journey.
(248) 487-1519 View (248) 487-1519
Photo of undefined - Center for Relationship and Sexual Health, MSW, PhD, Treatment Center
Center for Relationship and Sexual Health
Treatment Center
Verified Verified
Farmington Hills, MI 48331
Do you feel shame about your sexual interests? Do you and your partner have sexual desire differences? Do you love your partner but are not "in love" with your partner? Psychotherapy services to individuals and couples. Specialties include sexual dysfunctions in both men and women including erectile dysfunction and desire disorders, Out of Control Sexual Behaviors/Sexual Addiction, Affairs, Internet Infidelity, Imago Relationship Therapy, LGBTQ Affirmative Therapy and Mixed Orientation Marriages. We also treat mood disorders such as depression and anxiety.
Do you feel shame about your sexual interests? Do you and your partner have sexual desire differences? Do you love your partner but are not "in love" with your partner? Psychotherapy services to individuals and couples. Specialties include sexual dysfunctions in both men and women including erectile dysfunction and desire disorders, Out of Control Sexual Behaviors/Sexual Addiction, Affairs, Internet Infidelity, Imago Relationship Therapy, LGBTQ Affirmative Therapy and Mixed Orientation Marriages. We also treat mood disorders such as depression and anxiety.
(248) 419-2358 View (248) 419-2358
Photo of undefined - Alpha Family Counseling, MSW, LMSW, ACSW, CAAC, Treatment Center
Alpha Family Counseling
Treatment Center
Verified Verified
Farmington Hills, MI 48331
Today you are one step closer to making changes in your life that will lead to new ways of thinking, feeling and behaving. As psychologists, our goal is to assist you in therapy to discover your true self and lead to a life worth celebrating. While no one can change difficult situations or experiences of the past, we can work together to better understand and resolve the challenges in your life. By applying complementary therapeutic approaches and techniques, we will help you change long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. If you are looking for extra support and guidance through a challenging situation or you are just ready to move in a new direction in your life, we look forward to working with you to achieve your goals. Please call or email our office for an appointment today.
Today you are one step closer to making changes in your life that will lead to new ways of thinking, feeling and behaving. As psychologists, our goal is to assist you in therapy to discover your true self and lead to a life worth celebrating. While no one can change difficult situations or experiences of the past, we can work together to better understand and resolve the challenges in your life. By applying complementary therapeutic approaches and techniques, we will help you change long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. If you are looking for extra support and guidance through a challenging situation or you are just ready to move in a new direction in your life, we look forward to working with you to achieve your goals. Please call or email our office for an appointment today.
(248) 218-1520 View (248) 218-1520
Photo of undefined - Full Circle Psychology, LLC, LMSW, CAADC, Treatment Center
Full Circle Psychology, LLC
Treatment Center
Verified Verified
Farmington Hills, MI 48331
We provide outpatient individual sessions in a therapeutic, professional, and safe environment. We bring nearly 20 years of expertise, specializing in anxiety, depression, relationship struggles, divorce, shame, trauma, abuse, anger, panic, and addiction. We take all the necessary steps to ensure clients feel open and comfortable to explore and identify their unique goals. Services are always individualized and always client-driven.
We provide outpatient individual sessions in a therapeutic, professional, and safe environment. We bring nearly 20 years of expertise, specializing in anxiety, depression, relationship struggles, divorce, shame, trauma, abuse, anger, panic, and addiction. We take all the necessary steps to ensure clients feel open and comfortable to explore and identify their unique goals. Services are always individualized and always client-driven.
(734) 441-9556 View (734) 441-9556
Photo of undefined - Bluestone Children's Center, MS, BCBA, LBA, Treatment Center
Bluestone Children's Center
Treatment Center
Verified Verified
Farmington Hills, MI 48331
Our clinic is a comprehensive, multi-disciplinary healthcare facility dedicated to providing a wide range of services to support mental and physical well-being. We specialize in counseling, speech therapy, occupational therapy, physical therapy, and behavioral therapy. Our team of professionals is equipped to assist patients with various conditions, including ADD, ADHD, autism, anxiety, depression, and other disorders. We are committed to serving a diverse patient population, extending our services to both children and adults. Our goal is to enhance the quality of life for our patients by providing personalized, high-quality care in a welcoming environment. We are actively seeking to welcome more patients to benefit from our holistic healthcare approach.
Our clinic is a comprehensive, multi-disciplinary healthcare facility dedicated to providing a wide range of services to support mental and physical well-being. We specialize in counseling, speech therapy, occupational therapy, physical therapy, and behavioral therapy. Our team of professionals is equipped to assist patients with various conditions, including ADD, ADHD, autism, anxiety, depression, and other disorders. We are committed to serving a diverse patient population, extending our services to both children and adults. Our goal is to enhance the quality of life for our patients by providing personalized, high-quality care in a welcoming environment. We are actively seeking to welcome more patients to benefit from our holistic healthcare approach.
(734) 875-9417 View (734) 875-9417

More Treatment Centers Nearby

Photo of undefined - Northbrook Psychological Clinic, PhD, LMSW, PsyD, LPC, Treatment Center
Northbrook Psychological Clinic
Treatment Center, PhD, LMSW, PsyD, LPC
Verified Verified
Novi, MI 48375
Northbrook Psychological Clinic prides itself on being able to offer clients timely, effective, and ethical treatment for a variety of psychological issues. We provide a sliding fee scale for those individuals who do not have or do not wish to use their insurance for these services. We value the confidentiality and privacy of all clients and will carry this respect into the community. We have several Licensed Psychologists and Social Workers in the office. As well as offering a variety of daytime, evening and weekend appointments. Please contact us for more information or to set up an appointment.
Northbrook Psychological Clinic prides itself on being able to offer clients timely, effective, and ethical treatment for a variety of psychological issues. We provide a sliding fee scale for those individuals who do not have or do not wish to use their insurance for these services. We value the confidentiality and privacy of all clients and will carry this respect into the community. We have several Licensed Psychologists and Social Workers in the office. As well as offering a variety of daytime, evening and weekend appointments. Please contact us for more information or to set up an appointment.
(248) 344-7420 View (248) 344-7420
Photo of undefined - River's Bend, P.C., Treatment Center
River's Bend, P.C.
Treatment Center
Verified Verified
Birmingham, MI 48009
River' s Bend PC
River' s Bend PC
(248) 585-3239 View (248) 585-3239
Photo of undefined - Sanford West Behavioral Health Campus, Treatment Center
Sanford West Behavioral Health Campus
Treatment Center
Verified Verified
Birmingham, MI 48009
Sanford Behavioral Health is a residential and outpatient addiction, mental health, and eating disorder treatment center in Greater Grand Rapids, Michigan. Our newest facility, Sanford West Behavioral Health Campus, is 12 minutes from downtown Grand Rapids in Marne, Michigan. Sanford West is well positioned to treat high acuity patients with an integrated, individualized approach to treatment, Our programs are backed by a psychiatrist-led multi-disciplinary team of medical and clinical professionals, and most of our programs are available in person or via telehealth. Our continuum of care includes Detox; Residential Treatment, Partial Hospitalization ( day programs or PHP), Intensive Outpatient Programs (half-day programs or IOP); Medication-Assisted Treatment (MAT) and Medical Management; Outpatient Programs; and one-on-one and family counseling. In addition, Sanford West houses the first standalone residential eating disorder treatment center in Michigan. And although it is a big, sprawling campus, program areas are strategically divided into more intimate spaces.
Sanford Behavioral Health is a residential and outpatient addiction, mental health, and eating disorder treatment center in Greater Grand Rapids, Michigan. Our newest facility, Sanford West Behavioral Health Campus, is 12 minutes from downtown Grand Rapids in Marne, Michigan. Sanford West is well positioned to treat high acuity patients with an integrated, individualized approach to treatment, Our programs are backed by a psychiatrist-led multi-disciplinary team of medical and clinical professionals, and most of our programs are available in person or via telehealth. Our continuum of care includes Detox; Residential Treatment, Partial Hospitalization ( day programs or PHP), Intensive Outpatient Programs (half-day programs or IOP); Medication-Assisted Treatment (MAT) and Medical Management; Outpatient Programs; and one-on-one and family counseling. In addition, Sanford West houses the first standalone residential eating disorder treatment center in Michigan. And although it is a big, sprawling campus, program areas are strategically divided into more intimate spaces.
(231) 201-5337 View (231) 201-5337
Photo of undefined - StoneCrest Center - Support Services, Treatment Center
StoneCrest Center - Support Services
Treatment Center
Not Verified Not Verified
Southfield, MI 48033
At StoneCrest Center, we understand that families are impacted when a loved one is struggling. We empathize with and support those who have a family member who is suffering from a mental health disorder, co-occurring addiction, or developmental concern. We also believe that patients can benefit from their families’ participation in the treatment process. Throughout programming, we provide family therapy sessions in virtual and in-person formats to help family members support their loved ones. In family therapy sessions, social workers and other behavioral health staff teach families better communication skills to repair and strengthen their relationships. We encourage families to express their feelings and thoughts. We focus on helping families understand what their loved ones may be experiencing, and we prepare them to provide the most effective support they can after their loved one completes treatment and returns home.
At StoneCrest Center, we understand that families are impacted when a loved one is struggling. We empathize with and support those who have a family member who is suffering from a mental health disorder, co-occurring addiction, or developmental concern. We also believe that patients can benefit from their families’ participation in the treatment process. Throughout programming, we provide family therapy sessions in virtual and in-person formats to help family members support their loved ones. In family therapy sessions, social workers and other behavioral health staff teach families better communication skills to repair and strengthen their relationships. We encourage families to express their feelings and thoughts. We focus on helping families understand what their loved ones may be experiencing, and we prepare them to provide the most effective support they can after their loved one completes treatment and returns home.
(855) 788-6686 View (855) 788-6686
Photo of undefined - Dennis, Moye, Branstetter & Associates, LMSW, PhD, PsyD, MD, LMFT, Treatment Center
Dennis, Moye, Branstetter & Associates
Treatment Center, LMSW, PhD, PsyD, MD, LMFT
Verified Verified
Bloomfield Hills, MI 48302
We are a privately owned mental health clinic offering a full range of psychological services for children, adolescents, adults and older adults. The highly skilled and experienced staff is comprised of psychiatrists, psychologists, social workers and dieticians that have extensive clinical experience working with significant emotional, developmental, familial and relationship problems. The clinic has several nationally recognized researchers/clinicians that specialize in the treatment of eating disorders, ADD/ADHD and adolescent development.
We are a privately owned mental health clinic offering a full range of psychological services for children, adolescents, adults and older adults. The highly skilled and experienced staff is comprised of psychiatrists, psychologists, social workers and dieticians that have extensive clinical experience working with significant emotional, developmental, familial and relationship problems. The clinic has several nationally recognized researchers/clinicians that specialize in the treatment of eating disorders, ADD/ADHD and adolescent development.
(248) 728-6742 View (248) 728-6742
Photo of undefined - River's Bend PC, LMSW, ACSW, SAP, CAADC, Treatment Center
River's Bend PC
Treatment Center, LMSW, ACSW, SAP, CAADC
Not Verified Not Verified
Berkley, MI 48072
River's Bend PC is a full-service outpatient clinic that has been serving children, adolescents and adults for over 25 years. We offer comprehensive treatment services for mental health and chemical dependence at several levels of care. River's Bend PC provides its cost-effective behavioral health treatment in an outpatient setting. Our overall goal is to stabilize and maximize each client's well-being through the use of brief psychotherapy and appropriate psychotropic medications, if needed, in a dignified and respectful way.River's Bend PC is centrally located in the Troy area. Our highly qualified therapeutic staff consists of licensed professionals in Social Work, Psychology, Counseling, Marriage and Family Therapy, Substance Abuse Counseling and Psychiatry. Our offices provide a relaxing environment with convenient hours of operation and a dynamic range of services, from individual to group therapy for a wide variety of situations. River's Bend PC is accredited by The Joint Commission for Behavioral Health Care Services.
River's Bend PC is a full-service outpatient clinic that has been serving children, adolescents and adults for over 25 years. We offer comprehensive treatment services for mental health and chemical dependence at several levels of care. River's Bend PC provides its cost-effective behavioral health treatment in an outpatient setting. Our overall goal is to stabilize and maximize each client's well-being through the use of brief psychotherapy and appropriate psychotropic medications, if needed, in a dignified and respectful way.River's Bend PC is centrally located in the Troy area. Our highly qualified therapeutic staff consists of licensed professionals in Social Work, Psychology, Counseling, Marriage and Family Therapy, Substance Abuse Counseling and Psychiatry. Our offices provide a relaxing environment with convenient hours of operation and a dynamic range of services, from individual to group therapy for a wide variety of situations. River's Bend PC is accredited by The Joint Commission for Behavioral Health Care Services.
(248) 585-3239 View (248) 585-3239
Photo of undefined - Great Lakes Psychology Group, PhD, Treatment Center
Great Lakes Psychology Group
Treatment Center, PhD
Verified Verified
Commerce Township, MI 48382
The diverse GLPG network includes hundreds of licensed providers offering online and/or in-person therapy for children, adolescents, adults, couples, and families across the Midwest.
The diverse GLPG network includes hundreds of licensed providers offering online and/or in-person therapy for children, adolescents, adults, couples, and families across the Midwest.
(630) 538-8365 View (630) 538-8365
Photo of undefined - Sanford House at Cherry Street, Treatment Center
Sanford House at Cherry Street
Treatment Center
Verified Verified
Novi, MI 48374
Founded in 2015, Sanford Behavioral Health is licensed and accredited as a substance use disorder, eating disorder, and co-occurring mental health treatment facility, serving Michigan and beyond. Sanford House at Cherry Street is a full continuum addiction treatment center for adult women 18 years and older. Sanford is led by a growing team of medical, clinical, and support personnel providing medication-assisted, evidenced-based treatment to residential, outpatient, and telehealth patients. We offer adult female-gendered individuals an intimate, homelike, and decidedly non-institutional environment to heal. Residents live onsite while they attend group, individual, and family therapy sessions, receive medical and psychiatric check-ups and participate in wellness activities. This option provides 24/7 access to the support of our medical team. Our clinicians offer specialized care and follow a program accentuating each woman’s inherent values and strengths. Co-ed sessions and outside recovery or 12-step meetings are included in the program. Rigorous excursions rekindle previous passions for nature, art, movement, etc.
Founded in 2015, Sanford Behavioral Health is licensed and accredited as a substance use disorder, eating disorder, and co-occurring mental health treatment facility, serving Michigan and beyond. Sanford House at Cherry Street is a full continuum addiction treatment center for adult women 18 years and older. Sanford is led by a growing team of medical, clinical, and support personnel providing medication-assisted, evidenced-based treatment to residential, outpatient, and telehealth patients. We offer adult female-gendered individuals an intimate, homelike, and decidedly non-institutional environment to heal. Residents live onsite while they attend group, individual, and family therapy sessions, receive medical and psychiatric check-ups and participate in wellness activities. This option provides 24/7 access to the support of our medical team. Our clinicians offer specialized care and follow a program accentuating each woman’s inherent values and strengths. Co-ed sessions and outside recovery or 12-step meetings are included in the program. Rigorous excursions rekindle previous passions for nature, art, movement, etc.
(616) 499-3865 View (616) 499-3865
Photo of undefined - Mielke and Weeks Psychological Services, PhD, Treatment Center
Mielke and Weeks Psychological Services
Treatment Center, PhD
Verified Verified
Birmingham, MI 48009
At Mielke and Weeks Psychological Services we are a group of psychologists, social workers, professional counselors and marriage and family therapists who are very committed to helping you during this period in your life. We believe you will find everyone here to be compassionate and very easy to talk to. Our therapists have many years of education and training in the practice of psychology. Through many years of practice we have aquired the knowledge and the expertise to help you get through the problems you are currently experiencing. In a comfortable and safe environment, we all welcome the opportunity to assist you during this difficult time of your life. Just as we have helped other individuals, couples, and families find solutions to their problems in their lives, we promise to do our best to help you, too."-----Dr. Mielke
At Mielke and Weeks Psychological Services we are a group of psychologists, social workers, professional counselors and marriage and family therapists who are very committed to helping you during this period in your life. We believe you will find everyone here to be compassionate and very easy to talk to. Our therapists have many years of education and training in the practice of psychology. Through many years of practice we have aquired the knowledge and the expertise to help you get through the problems you are currently experiencing. In a comfortable and safe environment, we all welcome the opportunity to assist you during this difficult time of your life. Just as we have helped other individuals, couples, and families find solutions to their problems in their lives, we promise to do our best to help you, too."-----Dr. Mielke
(248) 213-8760 View (248) 213-8760
Photo of undefined - Great Lakes Psychology Group, PhD, Treatment Center
Great Lakes Psychology Group
Treatment Center, PhD
Verified Verified
Bingham Farms, MI 48025
The diverse GLPG network includes hundreds of licensed providers offering online and/or in-person therapy for children, adolescents, adults, couples, and families across the Midwest.
The diverse GLPG network includes hundreds of licensed providers offering online and/or in-person therapy for children, adolescents, adults, couples, and families across the Midwest.
(586) 685-7024 View (586) 685-7024

See more therapy options for Farmington Hills

Cigna and Evernorth Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy