Magellan Treatment Centers in Geneva, IL

Photo of Care Addiction Center LLC., Treatment Center in Geneva, IL
Care Addiction Center LLC.
Treatment Center, MBA, MSW, CADC, LSW
Verified Verified
Geneva, IL 60134
Are you feeling tired, can't keep up with your daily routine, emotional for no reason? We believe that recovery from alcoholism and drug addiction is possible, even in very late stages. Our experience and caring staff is dedicated to providing comprehensive drug rehab treatment services for alcoholism and substance abuse with multiple levels of care. We are a small, quaint intensive program aimed at providing skills and treatment to aid in recovery from substance.
Are you feeling tired, can't keep up with your daily routine, emotional for no reason? We believe that recovery from alcoholism and drug addiction is possible, even in very late stages. Our experience and caring staff is dedicated to providing comprehensive drug rehab treatment services for alcoholism and substance abuse with multiple levels of care. We are a small, quaint intensive program aimed at providing skills and treatment to aid in recovery from substance.
(630) 489-6913 View (630) 489-6913
Photo of Family Counseling Service, Treatment Center in Geneva, IL
Family Counseling Service
Treatment Center, PsyD, LCPC
Verified Verified
Geneva, IL 60134
A leader in behavioral healthcare since 1925, FCS offers you a choice of staff and services to meet your needs. Our mission is to help you develop the skills you need to find hope and to be successful in your life. Almost all forms of payment are accepted, and you will have immediate access to professional behavioral healthcare.
A leader in behavioral healthcare since 1925, FCS offers you a choice of staff and services to meet your needs. Our mission is to help you develop the skills you need to find hope and to be successful in your life. Almost all forms of payment are accepted, and you will have immediate access to professional behavioral healthcare.
(331) 702-9015 View (331) 702-9015
Photo of Recovery Centers of America at St Charles, Treatment Center in Geneva, IL
Recovery Centers of America at St Charles
Treatment Center
Verified Verified
Geneva, IL 60134
Bringing world-class addiction treatment to the Chicago area. If you live near Chicago, IL and are looking for an inpatient or outpatient drug & alcohol rehab center for yourself or a loved one, look no further than Recovery Centers of America at St. Charles. Located about 50 miles outside the city, our team is here to help. Our mission is to save the lives of adults struggling with addiction and co-occurring mental health disorders, through our full continuum of care, inclusive of drug and alcohol detox, inpatient addiction treatment, and outpatient treatment (offered both in-person at nearby South Elgin and online). At RCA’s drug and alcohol rehab center in St. Charles, you and your family will be part of a large, supportive community of RCA team members who are dedicated to making your time in treatment successful. You have dreams, hopes and aspirations, and to achieve them you must no longer be captive to alcohol, heroin, fentanyl, cocaine, Xanax, meth or other substances. In our expert-led, evidence-based addiction treatment facility we will counsel, medically and emotionally support, and encourage you on your recovery journey.
Bringing world-class addiction treatment to the Chicago area. If you live near Chicago, IL and are looking for an inpatient or outpatient drug & alcohol rehab center for yourself or a loved one, look no further than Recovery Centers of America at St. Charles. Located about 50 miles outside the city, our team is here to help. Our mission is to save the lives of adults struggling with addiction and co-occurring mental health disorders, through our full continuum of care, inclusive of drug and alcohol detox, inpatient addiction treatment, and outpatient treatment (offered both in-person at nearby South Elgin and online). At RCA’s drug and alcohol rehab center in St. Charles, you and your family will be part of a large, supportive community of RCA team members who are dedicated to making your time in treatment successful. You have dreams, hopes and aspirations, and to achieve them you must no longer be captive to alcohol, heroin, fentanyl, cocaine, Xanax, meth or other substances. In our expert-led, evidence-based addiction treatment facility we will counsel, medically and emotionally support, and encourage you on your recovery journey.
(331) 231-2564 View (331) 231-2564
Photo of Luxury Psychiatry Medical Spa - Chicago, Treatment Center in Geneva, IL
Luxury Psychiatry Medical Spa - Chicago
Treatment Center, MD
Verified Verified
Geneva, IL 60134
Luxury Psychiatry Medical Spa caters to individuals seeking advanced mental health care, focusing on those experiencing treatment-resistant depression and other complex psychiatric conditions. Our facility is renowned for its unique blend of traditional psychiatric services and innovative treatments, including TMS therapy and ketamine infusions. Our diverse team of psychiatrists and nurse practitioners is adept at tailoring treatment plans to the specific needs of each client, ensuring a holistic approach to mental wellness. Understanding the varied schedules of our clients, we offer flexible appointment options. You can schedule a visit through our website or by contacting our intake team. While we accept a range of insurance plans, we also provide options for self-pay clients. For those concerned about financial barriers, we offer solutions to make our services more accessible. Our commitment lies in delivering premium mental health care in a luxurious, comforting setting, designed to foster healing and empowerment. For more information or to schedule an appointment, please visit our website or call us directly.
Luxury Psychiatry Medical Spa caters to individuals seeking advanced mental health care, focusing on those experiencing treatment-resistant depression and other complex psychiatric conditions. Our facility is renowned for its unique blend of traditional psychiatric services and innovative treatments, including TMS therapy and ketamine infusions. Our diverse team of psychiatrists and nurse practitioners is adept at tailoring treatment plans to the specific needs of each client, ensuring a holistic approach to mental wellness. Understanding the varied schedules of our clients, we offer flexible appointment options. You can schedule a visit through our website or by contacting our intake team. While we accept a range of insurance plans, we also provide options for self-pay clients. For those concerned about financial barriers, we offer solutions to make our services more accessible. Our commitment lies in delivering premium mental health care in a luxurious, comforting setting, designed to foster healing and empowerment. For more information or to schedule an appointment, please visit our website or call us directly.
(708) 905-2353 View (708) 905-2353
Photo of SunCloud Health Outpatient & Residential Treatment, Treatment Center in Geneva, IL
SunCloud Health Outpatient & Residential Treatment
Treatment Center
Verified Verified
Geneva, IL 60134
If you are looking for an evidence based outpatient treatment center that treats you as a person, treats the behaviors, the root problem(s), and which has a staff truly capable of treating these diseases in an integrated manner, SCH might be a good fit for you. With Dr. Kim Dennis at the helm, we treat co-occurring substance use disorders and eating disorders combined with mood disorders, personality disorders, PTSD and trauma. Trauma lies at the heart of many of the self-destructive behaviors we see. Treating the medical, environmental, and behavioral aspects of these diseases is what we do best.
If you are looking for an evidence based outpatient treatment center that treats you as a person, treats the behaviors, the root problem(s), and which has a staff truly capable of treating these diseases in an integrated manner, SCH might be a good fit for you. With Dr. Kim Dennis at the helm, we treat co-occurring substance use disorders and eating disorders combined with mood disorders, personality disorders, PTSD and trauma. Trauma lies at the heart of many of the self-destructive behaviors we see. Treating the medical, environmental, and behavioral aspects of these diseases is what we do best.
(630) 791-5367 View (630) 791-5367

More Treatment Centers Nearby

Photo of Relief Mental Health, Treatment Center in Geneva, IL
Relief Mental Health
Treatment Center
Verified Verified
Bartlett, IL 60103
Relief Mental Health provides a solution when other options may not. Since transcranial magnetic stimulation (TMS) is not invasive, patients can go about their daily tasks even on days they have treatment. Most patients drive themselves to and from treatment. We believe treatment should add to patients lives not disrupt it. We have flexible hours including evenings and weekends to work around your schedule. We will collaborate with your psychiatrist, therapist and other members of your outside treatment team to provide the most effective and lasting results. Depression does not have to define your life and we can help you take the next steps to getting better. If you or loved one is struggling with a mental health diagnosis, relief is just a call away. We are committed to seeing patients within 72 hours of their first call.
Relief Mental Health provides a solution when other options may not. Since transcranial magnetic stimulation (TMS) is not invasive, patients can go about their daily tasks even on days they have treatment. Most patients drive themselves to and from treatment. We believe treatment should add to patients lives not disrupt it. We have flexible hours including evenings and weekends to work around your schedule. We will collaborate with your psychiatrist, therapist and other members of your outside treatment team to provide the most effective and lasting results. Depression does not have to define your life and we can help you take the next steps to getting better. If you or loved one is struggling with a mental health diagnosis, relief is just a call away. We are committed to seeing patients within 72 hours of their first call.
(847) 649-6186 View (847) 649-6186
Photo of Symetria Recovery — Naperville, Treatment Center in Geneva, IL
Symetria Recovery — Naperville
Treatment Center, Drugs &, Alcohol
Verified Verified
Warrenville, IL 60555
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
(331) 204-0389 View (331) 204-0389
Photo of Banyan Chicago, Treatment Center in Geneva, IL
Banyan Chicago
Treatment Center, MEd, LPC
Verified Verified
Aurora, IL 60502
Evidenced based treatment is utilized to effectively help our clients in abstaining from substance use and reaching personal goals. We provide PHP, IOP, OP and continuing care in small groups.
Evidenced based treatment is utilized to effectively help our clients in abstaining from substance use and reaching personal goals. We provide PHP, IOP, OP and continuing care in small groups.
(630) 473-3518 View (630) 473-3518
Photo of Hazelden Betty Ford in Chicago, IL, Treatment Center in Geneva, IL
Hazelden Betty Ford in Chicago, IL
Treatment Center
Verified Verified
Aurora, IL 60502
Welcome to Hazelden Betty Ford's Chicago treatment center, home to acclaimed outpatient addiction and mental health treatment services, continuing care, family programming, and more. Our clinicians focus on treating the whole person by addressing the physical, spiritual, and mental aspects of addiction. And our evidence-based treatment practices and support resources provide you with the best foundation for lasting recovery from addiction.
Welcome to Hazelden Betty Ford's Chicago treatment center, home to acclaimed outpatient addiction and mental health treatment services, continuing care, family programming, and more. Our clinicians focus on treating the whole person by addressing the physical, spiritual, and mental aspects of addiction. And our evidence-based treatment practices and support resources provide you with the best foundation for lasting recovery from addiction.
(866) 568-7671 View (866) 568-7671
Photo of Behavioral Health Services Central DuPage Hospital, Treatment Center in Geneva, IL
Behavioral Health Services Central DuPage Hospital
Treatment Center
Verified Verified
Winfield, IL 60190
Drug or alcohol abuse and addiction can take a toll on relationships, family life, work performance, and physical and mental health. Northwestern Medicine Behavioral Health offers compassionate and effective abstinence-based care to address the cycle of substance abuse and addiction, and help individuals regain control of their lives. Our physicians are certified in addiction medicine, and offer medication-assisted treatment (MAT) for opioid and alcohol dependency disorders. Our services include: Medical Detoxification, Inpatient Residential Care, Rehabilitation, Outpatient Care- PHP, IOP, & Continuing Care, Dual Diagnosis, MAT, and a Outdoor Recreational Space. As the individual progresses through treatment, our team works to address behavioral, emotional, social and work-related issues. For patients with identified co-occurring mental health disorders, a psychiatric evaluation can be provided. Our compassionate approach has helped adults 18 and older safely and successfully withdraw from illegal drugs, prescription medications, alcohol and other substances as well as stay in recovery.
Drug or alcohol abuse and addiction can take a toll on relationships, family life, work performance, and physical and mental health. Northwestern Medicine Behavioral Health offers compassionate and effective abstinence-based care to address the cycle of substance abuse and addiction, and help individuals regain control of their lives. Our physicians are certified in addiction medicine, and offer medication-assisted treatment (MAT) for opioid and alcohol dependency disorders. Our services include: Medical Detoxification, Inpatient Residential Care, Rehabilitation, Outpatient Care- PHP, IOP, & Continuing Care, Dual Diagnosis, MAT, and a Outdoor Recreational Space. As the individual progresses through treatment, our team works to address behavioral, emotional, social and work-related issues. For patients with identified co-occurring mental health disorders, a psychiatric evaluation can be provided. Our compassionate approach has helped adults 18 and older safely and successfully withdraw from illegal drugs, prescription medications, alcohol and other substances as well as stay in recovery.
(630) 592-2573 View (630) 592-2573
Photo of Ambrosia Treatment Center, Treatment Center in Geneva, IL
Ambrosia Treatment Center
Treatment Center, PsyD, LCSW, CCTSA, CCTSI
Verified Verified
Carol Stream, IL 60188
Don't settle for any generic treatment center. You deserve care that actually helps you stay sober for good and recover from mental health challenges. Backed by 10-years of experience, 10K+ success stories, hundreds of verified positive online reviews and partnerships with both the NFL and university researchers, Ambrosia is the change you've been looking for. Offering dual diagnosis and trauma treatment programs. We specialize in treating substance abuse, depression, anxiety, bi-polar disorder, PTSD, ADHD and other cases.
Don't settle for any generic treatment center. You deserve care that actually helps you stay sober for good and recover from mental health challenges. Backed by 10-years of experience, 10K+ success stories, hundreds of verified positive online reviews and partnerships with both the NFL and university researchers, Ambrosia is the change you've been looking for. Offering dual diagnosis and trauma treatment programs. We specialize in treating substance abuse, depression, anxiety, bi-polar disorder, PTSD, ADHD and other cases.
(561) 220-0576 View (561) 220-0576
Photo of Core Psychotherapy Center, Ltd., Treatment Center in Geneva, IL
Core Psychotherapy Center, Ltd.
Treatment Center, PhD
Verified Verified
Naperville, IL 60563
Core Psychotherapy Center, Ltd. is a private trauma-based psychotherapy treatment center in Schaumburg, IL serving the Chicagoland area since 2000. Our seasoned therapists work with survivors of childhood sexual abuse, physical abuse and neglect, sexual assault, domestic violence, sex trafficking, organized abuse, torture, survivors of war, military veterans, first responders, as well as survivors of non-relational trauma. CPC specializes in the treatment of PTSD, dissociative disorders including dissociative identity disorder (DID), somatic disorders, self-injury, eating disorders and other comorbid disorders. CPC offers individual psychotherapy and facilitates the following groups: women survivors of childhood sexual abuse; men survivors of childhood sexual abuse; men's trauma group; women survivors of sexual assault; adult survivors of childhood physical abuse and neglect; sexuality and sexual intimacy; transgender adolescents and adults; and military veterans.
Core Psychotherapy Center, Ltd. is a private trauma-based psychotherapy treatment center in Schaumburg, IL serving the Chicagoland area since 2000. Our seasoned therapists work with survivors of childhood sexual abuse, physical abuse and neglect, sexual assault, domestic violence, sex trafficking, organized abuse, torture, survivors of war, military veterans, first responders, as well as survivors of non-relational trauma. CPC specializes in the treatment of PTSD, dissociative disorders including dissociative identity disorder (DID), somatic disorders, self-injury, eating disorders and other comorbid disorders. CPC offers individual psychotherapy and facilitates the following groups: women survivors of childhood sexual abuse; men survivors of childhood sexual abuse; men's trauma group; women survivors of sexual assault; adult survivors of childhood physical abuse and neglect; sexuality and sexual intimacy; transgender adolescents and adults; and military veterans.
(708) 401-9020 View (708) 401-9020
Photo of Riverwalk Counseling Center, Inc, Treatment Center in Geneva, IL
Riverwalk Counseling Center, Inc
Treatment Center, LCSW
Verified Verified
Naperville, IL 60563
Welcome to Riverwalk Counseling Center! I know how hard it is to ask for help and find the right therapist. If you have come this far, hopefully, you will reach out and talk to someone. My goal is to match you with the therapist that best suites your needs. And, if I can't help, I can refer you to someone who can. Here's what people say about me: "That since I have been coming here, I have been getting better with everything". "I feel like I'm taking steps toward improving my feelings about my life."
Welcome to Riverwalk Counseling Center! I know how hard it is to ask for help and find the right therapist. If you have come this far, hopefully, you will reach out and talk to someone. My goal is to match you with the therapist that best suites your needs. And, if I can't help, I can refer you to someone who can. Here's what people say about me: "That since I have been coming here, I have been getting better with everything". "I feel like I'm taking steps toward improving my feelings about my life."
(630) 733-1938 View (630) 733-1938

Online Treatment Centers

Photo of Ascension Center for Mental Health, Treatment Center in Geneva, IL
Ascension Center for Mental Health
Treatment Center
Verified Verified
1 Endorsed
Arlington Heights, IL 60004
The Ascension Center for Mental Health (formerly Alexian Brothers) in Arlington Heights, offers an array of outpatient services.Individual therapy is available for children, adolescents and adults, including couples and family therapy. Other services include medication management with a psychiatrist, case management services, vocational rehabilitation, supported education and transitional and supportive living arrangements. In addition, for those whose symptoms are increasing, we offer an alternative to an in-patient hospitalization. Our Partial Hospitalization Program/Intensive Outpatient Program consists of a small group program daily from 9-3 for approximately three weeks, individual therapy and medication evaluation and monitoring. There is no waiting list. Call now for an initial screening! This program teaches coping skills in a safe environment, helps to reduce negative thinking, and offers therapy with others who are struggling with similar conditions. This program allows individuals to receive treatment without being too far removed from their support network and responsibilities. The time in PHP allows those to make substantial progress in their mental health issues.
The Ascension Center for Mental Health (formerly Alexian Brothers) in Arlington Heights, offers an array of outpatient services.Individual therapy is available for children, adolescents and adults, including couples and family therapy. Other services include medication management with a psychiatrist, case management services, vocational rehabilitation, supported education and transitional and supportive living arrangements. In addition, for those whose symptoms are increasing, we offer an alternative to an in-patient hospitalization. Our Partial Hospitalization Program/Intensive Outpatient Program consists of a small group program daily from 9-3 for approximately three weeks, individual therapy and medication evaluation and monitoring. There is no waiting list. Call now for an initial screening! This program teaches coping skills in a safe environment, helps to reduce negative thinking, and offers therapy with others who are struggling with similar conditions. This program allows individuals to receive treatment without being too far removed from their support network and responsibilities. The time in PHP allows those to make substantial progress in their mental health issues.
(224) 374-1914 View (224) 374-1914
Photo of Symetria Recovery — Chicago , Treatment Center in Geneva, IL
Symetria Recovery — Chicago
Treatment Center, Drugs &, Alcohol
Verified Verified
Chicago, IL 60613
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
(872) 204-2070 View (872) 204-2070
Photo of Behavioral Services Center, Treatment Center in Geneva, IL
Behavioral Services Center
Treatment Center, PhD, LCPC, CAADC, SAP, CPAIP
Verified Verified
Skokie, IL 60077
Behavioral Services Center is a licensed mental health and substance abuse treatment facility in the Chicagoland area that offers unique integrative patient-centered treatment. Our Center specializes in outpatient detox and substance abuse and mental health disorders. The Center offers psychiatric, crisis, individual, and group care. The Center accepts a range of insurance plans and offers sliding scale payment options.
Behavioral Services Center is a licensed mental health and substance abuse treatment facility in the Chicagoland area that offers unique integrative patient-centered treatment. Our Center specializes in outpatient detox and substance abuse and mental health disorders. The Center offers psychiatric, crisis, individual, and group care. The Center accepts a range of insurance plans and offers sliding scale payment options.
(847) 416-2724 View (847) 416-2724
Photo of Symetria Recovery — Des Plaines, Treatment Center in Geneva, IL
Symetria Recovery — Des Plaines
Treatment Center, Drugs &, Alcohol
Verified Verified
Des Plaines, IL 60016
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
(224) 478-0486 View (224) 478-0486
Photo of Aspen Counseling, Treatment Center in Geneva, IL
Aspen Counseling
Treatment Center, LCPC, LCSW, MD, APRN, PhD
Verified Verified
Rockford, IL 61107
Aspen Counseling is the areas first provider of TMS, a non-invasive treatment for depression and OCD. We are pleased to now offer Spravato, a nasal Esketamine spray that treats depression. Aspen offers a dynamic team of therapists and psychiatric providers who will work collaboratively to address your mental health concerns. We are contracted with most insurance plans including Blue Cross/Blue Shield PPO and HMO, Quartz, Mercy Care, UHC, Aetna and Medicare.
Aspen Counseling is the areas first provider of TMS, a non-invasive treatment for depression and OCD. We are pleased to now offer Spravato, a nasal Esketamine spray that treats depression. Aspen offers a dynamic team of therapists and psychiatric providers who will work collaboratively to address your mental health concerns. We are contracted with most insurance plans including Blue Cross/Blue Shield PPO and HMO, Quartz, Mercy Care, UHC, Aetna and Medicare.
(815) 475-9284 View (815) 475-9284
Photo of Joliet Center For Clinical Research, Treatment Center in Geneva, IL
Joliet Center For Clinical Research
Treatment Center, MD
Verified Verified
Joliet, IL 60435
The Joliet Center is a private mental health practice located in the heart of Joliet, Illinois. We offer a wide variety of treatment options for adolescents, adults (Young/Older/Geriatric), couples, and families. Our services include medication management, bariatric evaluations for clearance, psychotherapy, counseling, behavior modification, group psychotherapy, couples and family therapy, as well as hypnosis. Our experienced staff offers the most current medications and treatment options available. Please visit www.jolietcenter.com for a list of our services and providers.
The Joliet Center is a private mental health practice located in the heart of Joliet, Illinois. We offer a wide variety of treatment options for adolescents, adults (Young/Older/Geriatric), couples, and families. Our services include medication management, bariatric evaluations for clearance, psychotherapy, counseling, behavior modification, group psychotherapy, couples and family therapy, as well as hypnosis. Our experienced staff offers the most current medications and treatment options available. Please visit www.jolietcenter.com for a list of our services and providers.
(779) 235-5945 x1 View (779) 235-5945 x1
Photo of Lighthouse Emotional Wellness Counseling Cntr, Treatment Center in Geneva, IL
Lighthouse Emotional Wellness Counseling Cntr
Treatment Center, PsyD, LCPC
Verified Verified
Arlington Heights, IL 60004
The Lighthouse has been offering individual, couples and family counseling in Arlington Heights, IL for over 25 years. In addition to its successful couples program called, Couples Synergy, developed by cofounders Dr Ray & Jean Kadkhodaian, it provides professional counseling services to families and individuals who want to be happier in their relationships. The integrative approach treats couples, families and individuals struggling with depression, anxiety, ADHD, addiction issues, relationship issues, bipolar disorder, anger management issues, school struggles, divorce and life transition challenges. Schedule your next appointment with our certified counselors in Arlington Heights IL, or virtually in Colorado.
The Lighthouse has been offering individual, couples and family counseling in Arlington Heights, IL for over 25 years. In addition to its successful couples program called, Couples Synergy, developed by cofounders Dr Ray & Jean Kadkhodaian, it provides professional counseling services to families and individuals who want to be happier in their relationships. The integrative approach treats couples, families and individuals struggling with depression, anxiety, ADHD, addiction issues, relationship issues, bipolar disorder, anger management issues, school struggles, divorce and life transition challenges. Schedule your next appointment with our certified counselors in Arlington Heights IL, or virtually in Colorado.
(847) 393-4435 View (847) 393-4435

Magellan Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy