Cigna and Evernorth Treatment Centers in 95610

Photo of Ryan Gunton - Lumen Health and Psychological Services Inc., PhD, Treatment Center
Lumen Health and Psychological Services Inc.
Treatment Center
Verified Verified
1 Endorsed
Life can change in an instant. What was once predictable, safe, and familiar is gone and we are left with the unknown. Life transitions, both big and small, require support. Some are easily manageable while others cause us to forget who we once were. In this practice we focus on working together to again find equilibrium. Sometimes we can't be who we once were but it absolutely does not mean we cannot discover who we are now or who we want to be in the future. Out highly trained clinicians bring to session an wide range of experience and specialties. Give us a call today to schedule a new appointment.
Life can change in an instant. What was once predictable, safe, and familiar is gone and we are left with the unknown. Life transitions, both big and small, require support. Some are easily manageable while others cause us to forget who we once were. In this practice we focus on working together to again find equilibrium. Sometimes we can't be who we once were but it absolutely does not mean we cannot discover who we are now or who we want to be in the future. Out highly trained clinicians bring to session an wide range of experience and specialties. Give us a call today to schedule a new appointment.
(279) 205-3190 View (279) 205-3190
Photo of Intervention Specialist - New Dawn Interventions, Treatment Center
New Dawn Interventions
Treatment Center
Verified Verified
Do you have a family member whose life is controlled by their addiction, who needs to get into a recovery program? Addiction is the only disease where denial is a primary symptom. This is where we can help. Our Certified Interventionists can lead a structured intervention on your friend or loved one that will help them understand your love for them, and that recovery is their last and best option. We take care of all the arrangements, and will meet with the intervention group (immediate family and close friends) in advance to explain the process and answer any questions. Talking to a loved one about their addiction can be extremely difficult. We can do this for you at a fraction of the cost that most Interventionists charge, which is anywhere from $5000 to $10,000 - not including the cost of treatment! And if your loved one chooses to admit to one of our Recovery programs, the Intervention is free. Call now and let us help your loved one get started in their recovery. We can help!
Do you have a family member whose life is controlled by their addiction, who needs to get into a recovery program? Addiction is the only disease where denial is a primary symptom. This is where we can help. Our Certified Interventionists can lead a structured intervention on your friend or loved one that will help them understand your love for them, and that recovery is their last and best option. We take care of all the arrangements, and will meet with the intervention group (immediate family and close friends) in advance to explain the process and answer any questions. Talking to a loved one about their addiction can be extremely difficult. We can do this for you at a fraction of the cost that most Interventionists charge, which is anywhere from $5000 to $10,000 - not including the cost of treatment! And if your loved one chooses to admit to one of our Recovery programs, the Intervention is free. Call now and let us help your loved one get started in their recovery. We can help!
(916) 571-0039 View (916) 571-0039
Photo of Admissions Team - Center For Discovery, Treatment Center
Center For Discovery
Treatment Center
Not Verified Not Verified
At Center for Discovery, we have built a legacy that has helped thousands of patients in eating disorder recovery. Since 1997, our continuum of care takes treatment out of hospitals and into real-life settings. Our evidence-based and trauma-informed treatments give our patients the coping skills and encouragement they need to navigate real-life recovery. Our team gets to the heart of why patients have a disorder—this means asking questions and providing therapies that reveal the root causes, all in a space that is filled with compassion and security. From the moment our patients step through the doors, they’ll begin developing the tools needed for everyday life after treatment.
At Center for Discovery, we have built a legacy that has helped thousands of patients in eating disorder recovery. Since 1997, our continuum of care takes treatment out of hospitals and into real-life settings. Our evidence-based and trauma-informed treatments give our patients the coping skills and encouragement they need to navigate real-life recovery. Our team gets to the heart of why patients have a disorder—this means asking questions and providing therapies that reveal the root causes, all in a space that is filled with compassion and security. From the moment our patients step through the doors, they’ll begin developing the tools needed for everyday life after treatment.
(916) 579-7031 View (916) 579-7031
Photo of Robin Zasio - Anxiety Treatment Center of Sacramento, PsyD, LCSW, Treatment Center
Anxiety Treatment Center of Sacramento
Treatment Center
Verified Verified
The Anxiety Treatment Center is the first & only treatment program in California and the U.S. that offers Partial Hospitalization, Intensive Outpatient Treatment, a Hoarding Disorder Program, Phobia Track, and Equine Assisted Activity Program (EAA) specializing in OCD and anxiety disorders. This includes Generalized Anxiety, Social Anxiety, Panic Disorder, Trichotillomania, and Excoriation Disorder, to name a few.. This facility provides the frontline treatment protocols for these conditions which includes Cognitive Behavioral Therapy CBT) and Exposure and Response Prevention (ERP). This integrative approach is the only scientifically proven treatment modality shown to produce chemical changes in the brain leading to decreased anxiety and improved functioning. About Anxiety: Anxiety is the result of fear. When we are afraid, our body responds by producing physiological symptoms such as heart palpitations, sweating, trembling or shaking, shortness of breath, dizziness, and chest pain. These symptoms tend to produce a "fight or flight response" causing us to take action so twe can be "safe." Typically ones instinct is to go into a "flight" response, rather than stay and "fight" what is scaring us. Hence, we often times see individuals whose lives have become significantly limited due to avoidance of the situations that are producing the anxiety.
The Anxiety Treatment Center is the first & only treatment program in California and the U.S. that offers Partial Hospitalization, Intensive Outpatient Treatment, a Hoarding Disorder Program, Phobia Track, and Equine Assisted Activity Program (EAA) specializing in OCD and anxiety disorders. This includes Generalized Anxiety, Social Anxiety, Panic Disorder, Trichotillomania, and Excoriation Disorder, to name a few.. This facility provides the frontline treatment protocols for these conditions which includes Cognitive Behavioral Therapy CBT) and Exposure and Response Prevention (ERP). This integrative approach is the only scientifically proven treatment modality shown to produce chemical changes in the brain leading to decreased anxiety and improved functioning. About Anxiety: Anxiety is the result of fear. When we are afraid, our body responds by producing physiological symptoms such as heart palpitations, sweating, trembling or shaking, shortness of breath, dizziness, and chest pain. These symptoms tend to produce a "fight or flight response" causing us to take action so twe can be "safe." Typically ones instinct is to go into a "flight" response, rather than stay and "fight" what is scaring us. Hence, we often times see individuals whose lives have become significantly limited due to avoidance of the situations that are producing the anxiety.
(916) 302-4307 View (916) 302-4307
Cigna and Evernorth Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy