Optum Therapists in 98045
Greg Kiper
Counselor, MA, SUDP, LMHC, LPC
Verified Verified
North Bend, WA 98045 (Online Only)
Waitlist for new clients
There are times in life we all need help and understanding. I am here to guide you to find the answers you seek within yourself and your relationships. My focus is relational and attachment based, client centered, and solution-focused. I work with individuals, couple and families – pre-teens to adults who are seeking development in their internal life as well as in relationships, specializing in helping to improve emotional connection, communication and conflict resolution between couples and among family members.
There are times in life we all need help and understanding. I am here to guide you to find the answers you seek within yourself and your relationships. My focus is relational and attachment based, client centered, and solution-focused. I work with individuals, couple and families – pre-teens to adults who are seeking development in their internal life as well as in relationships, specializing in helping to improve emotional connection, communication and conflict resolution between couples and among family members.
Cali Anne Caughie
Psychologist, PhD
Verified Verified
North Bend, WA 98045 (Online Only)
Dr. Cali Anne currently offers telehealth sessions in Washington and Idaho with a focus on collaborative, supportive therapy to help you process, reflect, and make changes for personal growth. She is available for stress, anxiety, and depression management as well as relational issues. She additionally specializes in preventative aging and dementia caregiver support.
Dr. Cali Anne currently offers telehealth sessions in Washington and Idaho with a focus on collaborative, supportive therapy to help you process, reflect, and make changes for personal growth. She is available for stress, anxiety, and depression management as well as relational issues. She additionally specializes in preventative aging and dementia caregiver support.
Nina Erichsen
Marriage & Family Therapist, MA, LMFT, CCAPT
Verified Verified
2 Endorsed
North Bend, WA 98045
I work in collaboration with clients to discover the keys to finding a more meaningful connection with those around them in order to develop a more satisfying life, while identifying and incorporating client’s strengths, resources and resiliency. Creating an environment that is compassionate, empathetic, safe and non-judgmental for each individual in the room is as important as the therapy itself. I enjoy working with diverse cultures, ethnicities, religions, and the LGBTQ+ communities, using people’s own experiences and understanding of their world to process individualized and meaningful change towards a more satisfying life.
I work in collaboration with clients to discover the keys to finding a more meaningful connection with those around them in order to develop a more satisfying life, while identifying and incorporating client’s strengths, resources and resiliency. Creating an environment that is compassionate, empathetic, safe and non-judgmental for each individual in the room is as important as the therapy itself. I enjoy working with diverse cultures, ethnicities, religions, and the LGBTQ+ communities, using people’s own experiences and understanding of their world to process individualized and meaningful change towards a more satisfying life.
Insight Mental Health Group
Verified Verified
1 Endorsed
North Bend, WA 98045
Insight Mental Health Group is a network of skilled mental health professionals dedicated to providing individuals, couples, and families with a safe space to explore, understand, and evolve problematic perspectives, beliefs, and patterns of interaction. With values rooted in compassion, collaboration, integrity, and individuality; we are committed to providing each client with the individualized care needed to reach their mental health and relationship goals. To ensure our clients' needs and preferences are met, our providers offer both in-office and virtual visits. Whether it is to assist in addressing anxiety or depression, to help to resolve marital or family conflict, to facilitate healing from the effects of trauma and loss, to aid in dealing with grief or coping with stress, or to provide support and direction for any number of other issues arising from interpersonal relationships, the workplace, school, or self-exploration and personal growth, we are here for you.
Insight Mental Health Group is a network of skilled mental health professionals dedicated to providing individuals, couples, and families with a safe space to explore, understand, and evolve problematic perspectives, beliefs, and patterns of interaction. With values rooted in compassion, collaboration, integrity, and individuality; we are committed to providing each client with the individualized care needed to reach their mental health and relationship goals. To ensure our clients' needs and preferences are met, our providers offer both in-office and virtual visits. Whether it is to assist in addressing anxiety or depression, to help to resolve marital or family conflict, to facilitate healing from the effects of trauma and loss, to aid in dealing with grief or coping with stress, or to provide support and direction for any number of other issues arising from interpersonal relationships, the workplace, school, or self-exploration and personal growth, we are here for you.
See more therapy options for 98045
Optum Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy