Newport Academy
Treatment Center
Verified Verified
Oceanside, CA 92049
Insurance covers up to 100 percent of the treatment and therapeutic modalities that Newport Academy offers. We accept all major insurance providers and work collaboratively with payers to optimize coverage for families. Many adolescents who receive treatment from Newport Academy using insurance coverage do so through a Single Case Agreement, a special contract through which out-of-network providers can work with a family’s insurance company on an In-Network basis. Newport Academy maintains a full-time, in-house team dedicated to supporting families through the mental health insurance coverage and financing process. In order to secure sufficient insurance coverage, we will most likely need to conduct a series of clinical reviews and any requested doctor-to-doctor calls with the insurance company. While other facilities may charge for this service, we feel it is our responsibility to assist families with what can be a complex process. Our goal is to ensure that families receive the maximum coverage, so they can access the highest-quality treatment.
Insurance covers up to 100 percent of the treatment and therapeutic modalities that Newport Academy offers. We accept all major insurance providers and work collaboratively with payers to optimize coverage for families. Many adolescents who receive treatment from Newport Academy using insurance coverage do so through a Single Case Agreement, a special contract through which out-of-network providers can work with a family’s insurance company on an In-Network basis. Newport Academy maintains a full-time, in-house team dedicated to supporting families through the mental health insurance coverage and financing process. In order to secure sufficient insurance coverage, we will most likely need to conduct a series of clinical reviews and any requested doctor-to-doctor calls with the insurance company. While other facilities may charge for this service, we feel it is our responsibility to assist families with what can be a complex process. Our goal is to ensure that families receive the maximum coverage, so they can access the highest-quality treatment.
Immersive Recovery
Treatment Center
Not Verified Not Verified
Oceanside, CA 92049
Immersive Recovery Southern California, offers those struggling with a addiction a unique opportunity to engage in a revolutionary approach to recovery. Our clinical staff and team members understand that early sobriety is about much more than abstaining from drugs and alcohol. It is a stage of life in which we encourage and promote the exploration of a completely new way of living. Immersive Recovery's method is an innovative approach to achieving sobriety through facilitating growth and sustainability in every area of our clients lives.
Immersive Recovery Southern California, offers those struggling with a addiction a unique opportunity to engage in a revolutionary approach to recovery. Our clinical staff and team members understand that early sobriety is about much more than abstaining from drugs and alcohol. It is a stage of life in which we encourage and promote the exploration of a completely new way of living. Immersive Recovery's method is an innovative approach to achieving sobriety through facilitating growth and sustainability in every area of our clients lives.
Newport Institute
Treatment Center
Verified Verified
Oceanside, CA 92049
At Newport Institute, we know that treatment financing can make all the difference in receiving quality treatment. To that end, we promote collaborative relationships with all healthcare payers to optimize the benefit coverage for families in need. We accept all major insurance, and up to 100 percent of our services are covered. Our goal is to partner with insurers to address the adolescent and young adult mental health crisis, by reaching more families and helping them achieve sustainable recovery. If you’re interested in exploring the possibility of treatment at Newport Institute for your loved one’s mental health, behavioral health, or substance abuse issues, we can begin the insurance verification process immediately. Furthermore, we are happy to obtain your insurance policy information and seek verification on your behalf. You can also expedite this process by completing the insurance verification form on our website. There is no obligation to either Newport Institute or to your insurance provider.
At Newport Institute, we know that treatment financing can make all the difference in receiving quality treatment. To that end, we promote collaborative relationships with all healthcare payers to optimize the benefit coverage for families in need. We accept all major insurance, and up to 100 percent of our services are covered. Our goal is to partner with insurers to address the adolescent and young adult mental health crisis, by reaching more families and helping them achieve sustainable recovery. If you’re interested in exploring the possibility of treatment at Newport Institute for your loved one’s mental health, behavioral health, or substance abuse issues, we can begin the insurance verification process immediately. Furthermore, we are happy to obtain your insurance policy information and seek verification on your behalf. You can also expedite this process by completing the insurance verification form on our website. There is no obligation to either Newport Institute or to your insurance provider.
Pacific Bay Recovery Detox, Inpatient, and IOP
Treatment Center
Verified Verified
Oceanside, CA 92049
Clients who seek our assistance are often struggling with addiction and emotional challenges that were brought about by or may have preceded their substance abuse. These co-occurring conditions (also known as dual diagnosis disorders) may include depression, acute anxiety, bi-polar disorder, etc. At Pacific Bay Recovery, we understand that the effects of these dual diagnosis disorders may vary from client to client, which is why our treatment process is structured based on your specific needs and routine. Our clients work intensively with our heavily educated and experienced team to address and treat the underlying conditions which contribute to substance abuse issues.
Clients who seek our assistance are often struggling with addiction and emotional challenges that were brought about by or may have preceded their substance abuse. These co-occurring conditions (also known as dual diagnosis disorders) may include depression, acute anxiety, bi-polar disorder, etc. At Pacific Bay Recovery, we understand that the effects of these dual diagnosis disorders may vary from client to client, which is why our treatment process is structured based on your specific needs and routine. Our clients work intensively with our heavily educated and experienced team to address and treat the underlying conditions which contribute to substance abuse issues.
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UnitedHealthcare UHC | UBH Treatment Centers
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy