Aetna Treatment Centers in Nashville, TN

Photo of Charles Ihrig - Athena Care IOP and PHP, Treatment Center, PhD, LPC
Athena Care IOP and PHP
Treatment Center
1 Endorsed
Nashville, TN 37228
If you’re struggling with severe psychiatric issues or chronic symptoms that haven’t responded to routine treatment, Athena Care provides intensive outpatient services tailored to fit your needs. Our multidisciplinary team collaborates with you to create a therapeutic plan that’s flexible, individualized and comprehensive. Athena Care is committed to improving access to quality mental health services, and we’re in-network with most commercial insurance providers. These programs provide more intensive treatment, structure and support than traditional outpatient treatment, while still allowing you to go home at night and tend to your daily responsibilities. Unlike programs at many other clinics, we can also provide treatments such as TMS and Spravato (when appropriate) that may help you feel better more quickly and may reduce the likelihood that your symptoms will return.
If you’re struggling with severe psychiatric issues or chronic symptoms that haven’t responded to routine treatment, Athena Care provides intensive outpatient services tailored to fit your needs. Our multidisciplinary team collaborates with you to create a therapeutic plan that’s flexible, individualized and comprehensive. Athena Care is committed to improving access to quality mental health services, and we’re in-network with most commercial insurance providers. These programs provide more intensive treatment, structure and support than traditional outpatient treatment, while still allowing you to go home at night and tend to your daily responsibilities. Unlike programs at many other clinics, we can also provide treatments such as TMS and Spravato (when appropriate) that may help you feel better more quickly and may reduce the likelihood that your symptoms will return.
(629) 348-4550 View (629) 348-4550
Photo of Sawyer Small - Parthenon Pavilion Outpatient Program, Treatment Center, LCSW, LPCMHSP, MT-BC, ATR-BC
Through group therapy sessions, the outpatient services of TriStar Centennial Parthenon Pavilion work to equip individuals with the knowledge, tools, and self-awareness needed to cope effectively with difficult life experiences. With an expert team of clinicians trained in psychiatry, social work, clinical counseling, art therapy, and music therapy, services are designed to offer a higher level of care to individuals who find they need more support than the occasional outpatient therapy appointment. Parthenon Pavilion PHP & IOP utilize a curriculum grounded in researched theories and evidence-based techniques.
Through group therapy sessions, the outpatient services of TriStar Centennial Parthenon Pavilion work to equip individuals with the knowledge, tools, and self-awareness needed to cope effectively with difficult life experiences. With an expert team of clinicians trained in psychiatry, social work, clinical counseling, art therapy, and music therapy, services are designed to offer a higher level of care to individuals who find they need more support than the occasional outpatient therapy appointment. Parthenon Pavilion PHP & IOP utilize a curriculum grounded in researched theories and evidence-based techniques.
(615) 819-5068 View (615) 819-5068
Photo of Jacob Michael Biddulph - Live Again Detox- Alcohol & Drug Detox Center, Treatment Center
Live Again Detox- Alcohol & Drug Detox Center
Treatment Center
1 Endorsed
Nashville, TN 37212
At Live Again Detox, we serve individuals struggling with substance abuse and addiction, including those requiring detoxification from substances like alcohol, opioids, and stimulants. Our clients often face withdrawal symptoms and need medically supervised detox for a safe recovery. We also support individuals in early recovery dealing with emotional instability and cravings, and those with co-occurring disorders such as anxiety or depression, requiring integrated treatment for both issues. Additionally, we cater to those seeking holistic support through therapies like meditation and yoga, and individuals in need of comprehensive aftercare to ensure a smooth transition back to daily life. Our personalized approach addresses each client's unique challenges and needs, fostering a path to sustained recovery and well-being.
At Live Again Detox, we serve individuals struggling with substance abuse and addiction, including those requiring detoxification from substances like alcohol, opioids, and stimulants. Our clients often face withdrawal symptoms and need medically supervised detox for a safe recovery. We also support individuals in early recovery dealing with emotional instability and cravings, and those with co-occurring disorders such as anxiety or depression, requiring integrated treatment for both issues. Additionally, we cater to those seeking holistic support through therapies like meditation and yoga, and individuals in need of comprehensive aftercare to ensure a smooth transition back to daily life. Our personalized approach addresses each client's unique challenges and needs, fostering a path to sustained recovery and well-being.
(629) 265-9894 View (629) 265-9894
Photo of Johnathan Johnson - New Directions Wellness Center, Treatment Center, LPC, MHSP
New Directions Wellness Center
Treatment Center
Nashville, TN 37217
Since 2013, New Directions Wellness Center has provided values-driven outpatient counseling in the Nashville area. We support clients beyond their immediate concerns, addressing all aspects of well-being. Serving ages 5 and up, we offer compassionate care for mood disorders, anxiety, stress, identity, relationships, and behavioral challenges. Our diverse team of providers is available for both in-person and virtual sessions to meet your needs.
Since 2013, New Directions Wellness Center has provided values-driven outpatient counseling in the Nashville area. We support clients beyond their immediate concerns, addressing all aspects of well-being. Serving ages 5 and up, we offer compassionate care for mood disorders, anxiety, stress, identity, relationships, and behavioral challenges. Our diverse team of providers is available for both in-person and virtual sessions to meet your needs.
(615) 601-0580 View (615) 601-0580
Photo of Ascension Saint Thomas Adult Inpatient - Ascension Saint Thomas - Adult Inpatient, Treatment Center
The adult inpatient program at Ascension Saint Thomas Behavioral Health Hospital is a leading source of compassionate and effective care in Nashville, Tennessee. Our program serves adults age 18 and older who are struggling with acute symptoms of mental health concerns, including schizophrenia, depression, bipolar disorder and anxiety. Featuring specialized units serving patients who have a variety of needs, our adult inpatient program offers customized support in a safe and secure setting for patients from Nashville and surrounding counties. The typical length of stay in our adult program is about five to seven days, but each person has a personalized experience that is designed to fit their needs. During your time in our program, you may benefit from a variety of time-tested treatment modalities, including cognitive behavioral therapy, dialectical behavior therapy and motivational interviewing. Your treatment plan can also include art and music therapies, recreational therapy and mindfulness practices, depending on your unique needs and goals.
The adult inpatient program at Ascension Saint Thomas Behavioral Health Hospital is a leading source of compassionate and effective care in Nashville, Tennessee. Our program serves adults age 18 and older who are struggling with acute symptoms of mental health concerns, including schizophrenia, depression, bipolar disorder and anxiety. Featuring specialized units serving patients who have a variety of needs, our adult inpatient program offers customized support in a safe and secure setting for patients from Nashville and surrounding counties. The typical length of stay in our adult program is about five to seven days, but each person has a personalized experience that is designed to fit their needs. During your time in our program, you may benefit from a variety of time-tested treatment modalities, including cognitive behavioral therapy, dialectical behavior therapy and motivational interviewing. Your treatment plan can also include art and music therapies, recreational therapy and mindfulness practices, depending on your unique needs and goals.
(615) 205-7418 View (615) 205-7418
Photo of Jacob Biddulph - Brentwood Springs Detox - Nashville Drug Detox, Treatment Center
Deciding to go to treatment for drug and alcohol is one of the hardest decisions you will have to make. Brentwood Springs Detox understands exactly where you have been. We are a locally owned and operated drug and alcohol detox center in Nashville, TN whose mission is to make the detox process as comfortable as possible. Our medical detox staff is highly trained and monitors you 24/7 while you are with us making sure you have the right medications to safely withdrawal from substance abuse.
Deciding to go to treatment for drug and alcohol is one of the hardest decisions you will have to make. Brentwood Springs Detox understands exactly where you have been. We are a locally owned and operated drug and alcohol detox center in Nashville, TN whose mission is to make the detox process as comfortable as possible. Our medical detox staff is highly trained and monitors you 24/7 while you are with us making sure you have the right medications to safely withdrawal from substance abuse.
(615) 488-7693 View (615) 488-7693
Photo of Kinzi Dowdy - Integrative Life Center, Treatment Center
Integrative Life Center
Treatment Center
Nashville, TN 37212
All of our services are in-network with Optum/United and Aetna, but we also work with Blue Cross Blue Shield for PHP/IOP services.
Many treatment centers offer separate programming for substance abuse, disordered eating, intimacy disorders, and mood disorders. Few offer comprehensive treatment for more than one issue at the same time. At Integrative Life Center, we offer care that treats the primary problem, while also addressing the underlying, more complex issues that are often caused by unresolved trauma. Our coping mechanisms wear many different masks. Instead of honing in on how people use destructive behaviors to cope, we are far more interested helping them discover why. We believe that by focusing on treating the whole person - body, mind, and spirit - people can begin to move towards lasting recovery.
All of our services are in-network with Optum/United and Aetna, but we also work with Blue Cross Blue Shield for PHP/IOP services.
Many treatment centers offer separate programming for substance abuse, disordered eating, intimacy disorders, and mood disorders. Few offer comprehensive treatment for more than one issue at the same time. At Integrative Life Center, we offer care that treats the primary problem, while also addressing the underlying, more complex issues that are often caused by unresolved trauma. Our coping mechanisms wear many different masks. Instead of honing in on how people use destructive behaviors to cope, we are far more interested helping them discover why. We believe that by focusing on treating the whole person - body, mind, and spirit - people can begin to move towards lasting recovery.
(615) 398-4973 View (615) 398-4973
Photo of Amber Lucchino - Aster Springs Outpatient – Nashville, Treatment Center, LCSW
Aster Springs Outpatient provides intensive treatment to foster recovery and empower individuals to transform their lives. We place a strong emphasis on building and practicing the skills and self-management strategies in real-time that enable clients to build a life in alignment with their values and long-term recovery.
Aster Springs Outpatient provides intensive treatment to foster recovery and empower individuals to transform their lives. We place a strong emphasis on building and practicing the skills and self-management strategies in real-time that enable clients to build a life in alignment with their values and long-term recovery.
(615) 398-8441 View (615) 398-8441
Photo of Angela Shields - Waybridge Clinics, Treatment Center, MD, PhD
Waybridge Clinics
Treatment Center
Nashville, TN 37215
Waybridge Clinics specializes in supporting adults struggling with moderate to severe mental health challenges, specifically depression, anxiety, and trauma-related disorders. Our patients often come to us after trying medications or therapy without lasting relief. We offer innovative, evidence-based options designed to help patients reclaim emotional well-being and improve daily functioning.
Waybridge Clinics specializes in supporting adults struggling with moderate to severe mental health challenges, specifically depression, anxiety, and trauma-related disorders. Our patients often come to us after trying medications or therapy without lasting relief. We offer innovative, evidence-based options designed to help patients reclaim emotional well-being and improve daily functioning.
(615) 249-1436 View (615) 249-1436
Photo of Christine Hall - Aster Springs Tennessee , Treatment Center, LCSW
Aster Springs Tennessee
Treatment Center
Nashville, TN 37221
At Aster Springs Tennessee, we believe people aren’t defined by their eating disorder. Each client we work with is unique and valued for who they are as a person. We offer tailored treatment and take a whole-person, compassionate approach to care to help each client take the next steps towards lasting recovery.
At Aster Springs Tennessee, we believe people aren’t defined by their eating disorder. Each client we work with is unique and valued for who they are as a person. We offer tailored treatment and take a whole-person, compassionate approach to care to help each client take the next steps towards lasting recovery.
(629) 400-6977 View (629) 400-6977
Photo of Cumberland Heights - Cumberland Heights Treatment Center, Treatment Center
Where it all began, our River Road campus sits on 177 acres of natural beauty along the Cumberland River in Nashville, TN. At Cumberland Heights, we offer a comprehensive and compassionate approach to addiction recovery, providing a structured and supportive environment for adults seeking to overcome a substance use disorder and achieve long-term recovery. We pride ourselves in offering individualized care for our patients based on their unique needs as well as providing key program components that contribute to world class addiction treatment.
Where it all began, our River Road campus sits on 177 acres of natural beauty along the Cumberland River in Nashville, TN. At Cumberland Heights, we offer a comprehensive and compassionate approach to addiction recovery, providing a structured and supportive environment for adults seeking to overcome a substance use disorder and achieve long-term recovery. We pride ourselves in offering individualized care for our patients based on their unique needs as well as providing key program components that contribute to world class addiction treatment.
(866) 972-3227 View (866) 972-3227
Photo of Tianlai Tang - Nashville Brain Institute, Treatment Center, MD, PhD
Nashville Brain Institute
Treatment Center
Nashville, TN 37203
Nashville Brain Institute (NBI) is a Neuropsychiatric clinical and research institution that specializes in precision psychiatric diagnosis and treatment. Precision psychiatry is an approach that focuses on understanding the underlying neurobiological mechanisms that cause the symptoms of mental health conditions. Our goal is to develop personally tailored, measurement-based evaluations and interventions by targeting the underlying mechanisms, which in turn will address previously overlooked aspects of mental health conditions and offer a long term solution for mental illness. In NBI, our mental health specialists work together with our neurologist to bridge the gap between neurobiology and psychiatry, therefore we can resolve complicated neuropsychiatric conditions through comprehensive diagnostic approaches and treatment modalities, including neurotransmitter assessment, neuropsychological tests, Ketamine treatment, Ketamine-assisted psychotherapy, TMS Treatment, Suboxone treatment, IOP group therapy.
Nashville Brain Institute (NBI) is a Neuropsychiatric clinical and research institution that specializes in precision psychiatric diagnosis and treatment. Precision psychiatry is an approach that focuses on understanding the underlying neurobiological mechanisms that cause the symptoms of mental health conditions. Our goal is to develop personally tailored, measurement-based evaluations and interventions by targeting the underlying mechanisms, which in turn will address previously overlooked aspects of mental health conditions and offer a long term solution for mental illness. In NBI, our mental health specialists work together with our neurologist to bridge the gap between neurobiology and psychiatry, therefore we can resolve complicated neuropsychiatric conditions through comprehensive diagnostic approaches and treatment modalities, including neurotransmitter assessment, neuropsychological tests, Ketamine treatment, Ketamine-assisted psychotherapy, TMS Treatment, Suboxone treatment, IOP group therapy.
(615) 709-9148 View (615) 709-9148
Photo of Nashville Treatment Solutions - Nashville Treatment Solutions, Treatment Center
Nashville Treatment Solutions
Treatment Center
Nashville, TN 37208
NTS provides clinical and medical services to adults struggling with mental health and addiction. We have separate tracks and individualized care based on your needs; mood disorders, thought disorders, trauma, and addiction.
NTS provides clinical and medical services to adults struggling with mental health and addiction. We have separate tracks and individualized care based on your needs; mood disorders, thought disorders, trauma, and addiction.
(629) 280-3196 View (629) 280-3196
Photo of Amber Lucchino - Pasadena Villa Outpatient - Nashville , Treatment Center, LCSW
Located minutes from downtown Nashville, Pasadena Villa Outpatient Nashville specializes in treating adults, 18 years and older, struggling with behavioral health and co-occurring conditions. We place a strong emphasis on helping our clients learn and practice coping skills, life skills, and self-management strategies to address here-and-now difficulties. We offer programs that are LGBTQ+ affirming and inclusive of all religious preferences.
Located minutes from downtown Nashville, Pasadena Villa Outpatient Nashville specializes in treating adults, 18 years and older, struggling with behavioral health and co-occurring conditions. We place a strong emphasis on helping our clients learn and practice coping skills, life skills, and self-management strategies to address here-and-now difficulties. We offer programs that are LGBTQ+ affirming and inclusive of all religious preferences.
(615) 379-9353 View (615) 379-9353
Photo of Katya Brewington - Cedar Tree Wellness Center, Treatment Center, MEd, LPC, MHSP, NCC, ACS
Cedar Tree Wellness Center
Treatment Center
2 Endorsed
Nashville, TN 37204
We are a mental health counseling center and provide counseling services to adults, children, and adolescents in individual, couple/family, marital/premarital, and group sessions. All of our therapists have Master's Degrees in their field of work. All are licensed, temporarily licensed, or actively pursuing licensure. We strive to create a safe place for each client to explore and be their best self so they can live their best life. We are a very diverse group of professionals united by our care for you, our clients.
We are a mental health counseling center and provide counseling services to adults, children, and adolescents in individual, couple/family, marital/premarital, and group sessions. All of our therapists have Master's Degrees in their field of work. All are licensed, temporarily licensed, or actively pursuing licensure. We strive to create a safe place for each client to explore and be their best self so they can live their best life. We are a very diverse group of professionals united by our care for you, our clients.
(615) 358-7184 View (615) 358-7184
Photo of Time Wellness - Time Wellness Chattanooga, Treatment Center
Time Wellness Chattanooga
Treatment Center
Serves Area
Located in downtown Chattanooga, TN, Time Wellness is a comprehensive primary mental health treatment program offering structured day treatment through our Partial Hospitalization Program (PHP) and Intensive Outpatient Program (IOP). We also provide structured mental health housing for individuals who benefit from a supportive, therapeutic living environment while participating in care. Our programs are designed for adults ages 18 and older who are working to better understand their symptoms, develop healthy coping strategies, and build essential life skills.
Located in downtown Chattanooga, TN, Time Wellness is a comprehensive primary mental health treatment program offering structured day treatment through our Partial Hospitalization Program (PHP) and Intensive Outpatient Program (IOP). We also provide structured mental health housing for individuals who benefit from a supportive, therapeutic living environment while participating in care. Our programs are designed for adults ages 18 and older who are working to better understand their symptoms, develop healthy coping strategies, and build essential life skills.
(423) 818-9381 View (423) 818-9381
Photo of Kara Gross - Teen Mental Health Treatment Center at Evolve, Treatment Center
At Evolve, we specialize in compassionate, individualized care for teens struggling with mental health, substance use, and behavioral challenges. Our short-term Residential Treatment Center (RTC) offers a safe, structured, and supportive environment where healing can begin. With only six teens in each home, we provide 24/7 supervision, personalized attention, and evidence-based therapies tailored to each adolescent’s unique needs. Rooted in empathy, connection, and clinical excellence, our RTC helps teens rediscover hope, build resilience, and take meaningful steps toward lasting wellness.
At Evolve, we specialize in compassionate, individualized care for teens struggling with mental health, substance use, and behavioral challenges. Our short-term Residential Treatment Center (RTC) offers a safe, structured, and supportive environment where healing can begin. With only six teens in each home, we provide 24/7 supervision, personalized attention, and evidence-based therapies tailored to each adolescent’s unique needs. Rooted in empathy, connection, and clinical excellence, our RTC helps teens rediscover hope, build resilience, and take meaningful steps toward lasting wellness.
(858) 422-4153 View (858) 422-4153
Photo of Delta Specialty Hospital Adult Inpatient - Delta Specialty Hospital - Adult Inpatient, Treatment Center
Delta Specialty Hospital - Adult Inpatient
Treatment Center
Serves Area
At Delta Specialty Hospital, we offer acute inpatient treatment for adults age 18 and older who are battling a variety of mental health concerns. Inpatient treatment is a short-term program, typically lasting 10-14 days, that can help people achieve stability and learn to manage their symptoms. Patients receive round-the-clock monitoring from a team of professionals in a safe, secure environment. During programming, they can participate in a variety of evidence-based modalities depending on their unique needs. A person’s treatment plan may include cognitive behavioral therapy, dialectical behavior therapy, life skills education, and 12-Step programming. The care we provide is outcomes-driven and customized for each patient based on the results of an initial evaluation we conduct at the time of admission. These in-depth assessments help our team better understand the challenges our patients are facing so that we can determine the therapies and services that can yield the best results for them. At the end of inpatient programming, we support the continued success of each patient by providing them with a detailed aftercare plan.
At Delta Specialty Hospital, we offer acute inpatient treatment for adults age 18 and older who are battling a variety of mental health concerns. Inpatient treatment is a short-term program, typically lasting 10-14 days, that can help people achieve stability and learn to manage their symptoms. Patients receive round-the-clock monitoring from a team of professionals in a safe, secure environment. During programming, they can participate in a variety of evidence-based modalities depending on their unique needs. A person’s treatment plan may include cognitive behavioral therapy, dialectical behavior therapy, life skills education, and 12-Step programming. The care we provide is outcomes-driven and customized for each patient based on the results of an initial evaluation we conduct at the time of admission. These in-depth assessments help our team better understand the challenges our patients are facing so that we can determine the therapies and services that can yield the best results for them. At the end of inpatient programming, we support the continued success of each patient by providing them with a detailed aftercare plan.
(901) 410-4005 View (901) 410-4005
Photo of Provive Wellness - Provive Wellness, Treatment Center, LCAC, LCSW
Provive Wellness
Treatment Center
Serves Area
At Provive Wellness in Brentwood, TN, we provide specialized care for individuals facing challenges with mental health, substance use, or dual diagnoses. Our clients often seek support for anxiety, depression, trauma, addiction, or life transitions. We understand their need for comprehensive, compassionate care and a supportive environment to foster lasting recovery. Through evidence-based therapies and personalized treatment plans, we empower individuals to regain control, build resilience, and thrive in their personal and professional lives.
At Provive Wellness in Brentwood, TN, we provide specialized care for individuals facing challenges with mental health, substance use, or dual diagnoses. Our clients often seek support for anxiety, depression, trauma, addiction, or life transitions. We understand their need for comprehensive, compassionate care and a supportive environment to foster lasting recovery. Through evidence-based therapies and personalized treatment plans, we empower individuals to regain control, build resilience, and thrive in their personal and professional lives.
(615) 640-9994 View (615) 640-9994
Photo of Sophia Aguirre - Aguirre Center for Inclusive Psychotherapy, Treatment Center, PhD, CGP
Aguirre Center for Inclusive Psychotherapy
Treatment Center
3 Endorsed
Serves Area
The Aguirre Center for Inclusive Psychotherapy is an Atlanta-based group practice comprised of talented and experienced psychologists and therapists who are passionate about providing culturally-responsive, anti-oppressive psychological services to our communities. Our highly dedicated team of psychologists and therapists provides psychotherapy (individual, relationship, and group therapy) and psychological assessments to adolescents and adults. We believe that you deserve to work with a therapist who understands and affirms the complexities of your unique intersectional identities. We are committed to providing excellent therapy for all, with a special focus on those who hold marginalized identities, including Black, Indigenous, People of Color (BIPOC), Latinx/Hispanic, Neurodivergent and the LGBTQ communities. Our practice is anti-racist/anti-oppressive, sex-positive, trauma-informed, weight-inclusive, Feminist-informed, and affirming of folks from LGBTQ+, Kink, and Polyamory/Consensual non-monogamy communities.
The Aguirre Center for Inclusive Psychotherapy is an Atlanta-based group practice comprised of talented and experienced psychologists and therapists who are passionate about providing culturally-responsive, anti-oppressive psychological services to our communities. Our highly dedicated team of psychologists and therapists provides psychotherapy (individual, relationship, and group therapy) and psychological assessments to adolescents and adults. We believe that you deserve to work with a therapist who understands and affirms the complexities of your unique intersectional identities. We are committed to providing excellent therapy for all, with a special focus on those who hold marginalized identities, including Black, Indigenous, People of Color (BIPOC), Latinx/Hispanic, Neurodivergent and the LGBTQ communities. Our practice is anti-racist/anti-oppressive, sex-positive, trauma-informed, weight-inclusive, Feminist-informed, and affirming of folks from LGBTQ+, Kink, and Polyamory/Consensual non-monogamy communities.
(470) 470-8597 View (470) 470-8597

See more therapy options for Nashville

Aetna Treatment Centers
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling. Learn more about Insurance Coverage and Finding Affordable Therapy