Blue Cross Treatment Centers in Monmouth Junction, NJ

Photo of Our Treatment Advisors Today - Princeton Detox & Recovery Center | Rehab Center, Treatment Center
Princeton Detox & Recovery Center believes in providing a comfort focused, pain-free detoxification experience. We will do what every we can to make our clients withdrawal symptoms as minimal as possible. The highly trained staff utilizes detoxification protocols designed to comfortably and safely eliminate physical dependence on substances and works to effectively prepare clients for the next appropriate level of care. Princeton Detox and Recovery Center provides versatile, comprehensive and effective detoxification services to those who struggle with substance use disorders. We utilize a combination of evidence-based practices and holistic methods to provide an individualized recovery experience that is tailored to each patient’s unique situation. We provide all the amenities of a home-style retreat with the care and supervision of medical professionals. All rooms have TV’s, hotel quality bedding, 24-hour kitchen access and more. Private rooms are available.
Princeton Detox & Recovery Center believes in providing a comfort focused, pain-free detoxification experience. We will do what every we can to make our clients withdrawal symptoms as minimal as possible. The highly trained staff utilizes detoxification protocols designed to comfortably and safely eliminate physical dependence on substances and works to effectively prepare clients for the next appropriate level of care. Princeton Detox and Recovery Center provides versatile, comprehensive and effective detoxification services to those who struggle with substance use disorders. We utilize a combination of evidence-based practices and holistic methods to provide an individualized recovery experience that is tailored to each patient’s unique situation. We provide all the amenities of a home-style retreat with the care and supervision of medical professionals. All rooms have TV’s, hotel quality bedding, 24-hour kitchen access and more. Private rooms are available.
(848) 213-9948 View (848) 213-9948
Photo of Little Creek Admissions - Little Creek Lodge, Treatment Center
Little Creek Lodge
Treatment Center
Serves Area
Drug and alcohol addiction is the destroyer of intimacy, self-confidence, esteem, aspirations, and, most of all, relationships, both with others and with a higher power. We are here to point the way, show the path, and hope that inspiration emerges through a moment of clarity. We aim to provide experiences within our program that are catalysts for inspiration.
Drug and alcohol addiction is the destroyer of intimacy, self-confidence, esteem, aspirations, and, most of all, relationships, both with others and with a higher power. We are here to point the way, show the path, and hope that inspiration emerges through a moment of clarity. We aim to provide experiences within our program that are catalysts for inspiration.
(570) 206-9981 View (570) 206-9981

More Treatment Centers Nearby

Photo of Evolve Treatment - Evolve Residential Treatment Centers for Teens, Treatment Center
Evolve offers the highest caliber of evidenced-based care in the nation for children and adolescents 12-17 who are struggling with mental health, substance use, and dual-diagnosis issues. We specialize in children and teens battling depression, anxiety, trauma, high-risk/self-harm behaviors, ADHD, addiction, suicidal ideation, and other emotional/behavioral issues. Our approach emphasizes Dialectical Behavior Therapy (DBT) and Cognitive Behavior Therapy (CBT), along with other evidence-based modalities such as Seeking Safety (Trauma), Relapse Prevention, Behavioral Activation, Motivational Interviewing, Mindfulness-Based Cognitive Therapy and 12-Step support programs. Our residential program includes individual, family, and group therapy, psychiatry, experiential therapies (e.g. equine, surf, art, music, drama, yoga, etc.) and coaching. For out-of-state families, we offer family therapy via HIPAA-compliant video conferencing. We also provide daily academic support to keep children and teens on track with school. Our comfortable home setting, combined with our individualized attention, makes us the leading residential treatment center for adolescents in America.
Evolve offers the highest caliber of evidenced-based care in the nation for children and adolescents 12-17 who are struggling with mental health, substance use, and dual-diagnosis issues. We specialize in children and teens battling depression, anxiety, trauma, high-risk/self-harm behaviors, ADHD, addiction, suicidal ideation, and other emotional/behavioral issues. Our approach emphasizes Dialectical Behavior Therapy (DBT) and Cognitive Behavior Therapy (CBT), along with other evidence-based modalities such as Seeking Safety (Trauma), Relapse Prevention, Behavioral Activation, Motivational Interviewing, Mindfulness-Based Cognitive Therapy and 12-Step support programs. Our residential program includes individual, family, and group therapy, psychiatry, experiential therapies (e.g. equine, surf, art, music, drama, yoga, etc.) and coaching. For out-of-state families, we offer family therapy via HIPAA-compliant video conferencing. We also provide daily academic support to keep children and teens on track with school. Our comfortable home setting, combined with our individualized attention, makes us the leading residential treatment center for adolescents in America.
(866) 939-1762 View (866) 939-1762
Photo of Mike Hurley - The Recovery Team - New Jersey, Treatment Center
The Recovery Team - New Jersey
Treatment Center
Mountainside, NJ 07092
Don't settle for just any generic treatment center. The Recovery Team has a three decade reputation for the most advanced addiction and mental health care in the country — with hundreds of positive reviews online.
Don't settle for just any generic treatment center. The Recovery Team has a three decade reputation for the most advanced addiction and mental health care in the country — with hundreds of positive reviews online.
(908) 883-3360 View (908) 883-3360
Photo of Jonathon Ciampa - Wolf Creek Recovery Drug and Alcohol Treatment, Treatment Center
Wolf Creek Recovery is a licensed substance use and mental health treatment facility. Our team is committed to helping men and women ages 18 and over stop the cycle of substance use and rebuild healthy accomplished lives. Wolf Creek Recovery believes the treatment community deserves a client-centered program with staff members and owners who are actively involved in the recovery process. This hands-on interaction provides clients with motivation and encouragement and sets the tone for how the treatment center operates on a day-to-day basis. Wolf Creek Recovery provides compassion and genuine leadership for employees and clients at each level of the organization. Our owners are active in the most important aspects of our treatment program: admissions and community outreach, executive functions, daily operations, and clinical. We feel this is what sets us apart from all other substance use and mental health facilities. With a strong leadership dynamic, Wolf Creek Recovery is able to provide the best client-centered, family-oriented experience a person should expect when pursuing long-term sobriety. We welcome you to our treatment center in Arizona.
Wolf Creek Recovery is a licensed substance use and mental health treatment facility. Our team is committed to helping men and women ages 18 and over stop the cycle of substance use and rebuild healthy accomplished lives. Wolf Creek Recovery believes the treatment community deserves a client-centered program with staff members and owners who are actively involved in the recovery process. This hands-on interaction provides clients with motivation and encouragement and sets the tone for how the treatment center operates on a day-to-day basis. Wolf Creek Recovery provides compassion and genuine leadership for employees and clients at each level of the organization. Our owners are active in the most important aspects of our treatment program: admissions and community outreach, executive functions, daily operations, and clinical. We feel this is what sets us apart from all other substance use and mental health facilities. With a strong leadership dynamic, Wolf Creek Recovery is able to provide the best client-centered, family-oriented experience a person should expect when pursuing long-term sobriety. We welcome you to our treatment center in Arizona.
(520) 277-3787 View (520) 277-3787
Photo of High Focus Centers - High Focus Centers - Freehold, NJ , Treatment Center
High Focus Centers - Freehold, NJ
Treatment Center
Freehold, NJ 07728
High Focus Centers in Freehold, New Jersey, is dedicated to providing comprehensive mental health and substance use disorder treatment services. Our Freehold counseling center serves adults, teenagers, and middle school-aged children in the Monmouth, Ocean, and Middlesex County areas. Our specialized therapist team at our Freehold location is committed to helping clients overcome a wide range of behavioral health challenges.
High Focus Centers in Freehold, New Jersey, is dedicated to providing comprehensive mental health and substance use disorder treatment services. Our Freehold counseling center serves adults, teenagers, and middle school-aged children in the Monmouth, Ocean, and Middlesex County areas. Our specialized therapist team at our Freehold location is committed to helping clients overcome a wide range of behavioral health challenges.
(848) 345-5305 View (848) 345-5305
Photo of Gordon Dickler - Turnbridge, Treatment Center
Turnbridge
Treatment Center
Serves Area
Since its founding in 2003, Turnbridge has been setting the standard for the diagnosis and treatment of mental health disorders in adolescents and young adults. Turnbridge treatment programs provide high-quality, whole-person care to restore well-being and help clients learn to lead lives worth protecting. Here, behavioral health luminaries and experienced care providers deliver individualized care that addresses every aspect of client life. Turnbridge treatment campuses are home to leading adolescent and young adult treatment experts and researchers using the latest therapies and research to effectively treat underlying conditions and initiate lasting change.
Since its founding in 2003, Turnbridge has been setting the standard for the diagnosis and treatment of mental health disorders in adolescents and young adults. Turnbridge treatment programs provide high-quality, whole-person care to restore well-being and help clients learn to lead lives worth protecting. Here, behavioral health luminaries and experienced care providers deliver individualized care that addresses every aspect of client life. Turnbridge treatment campuses are home to leading adolescent and young adult treatment experts and researchers using the latest therapies and research to effectively treat underlying conditions and initiate lasting change.
(860) 962-4507 View (860) 962-4507
Photo of Felix Minevich - NJ Psychotherapy Counseling Center, Treatment Center, LCSW, LSW, LAC, APN, MD
NJ Psychotherapy Counseling Center
Treatment Center
1 Endorsed
Somerset, NJ 08873
New Jersey Psychotherapy Counseling Center is licensed by New Jersey Department of Human Services – Division of Mental Health and Addiction Services. The purpose of our program is to promote positive emotional well-being in clients as well as empower families to provide a nurturing and safe support for their significant others. The treatment is person-centered, family focused, strength-based, and culturally competent. Our program was created in response to growing concerns for individuals and their loved ones, suffering effects of mental illness. Our staff is committed to providing high quality behavioral services in a caring and compassionate treatment environment. We provide Mental Health Evaluation, Counseling and Medication Management
New Jersey Psychotherapy Counseling Center is licensed by New Jersey Department of Human Services – Division of Mental Health and Addiction Services. The purpose of our program is to promote positive emotional well-being in clients as well as empower families to provide a nurturing and safe support for their significant others. The treatment is person-centered, family focused, strength-based, and culturally competent. Our program was created in response to growing concerns for individuals and their loved ones, suffering effects of mental illness. Our staff is committed to providing high quality behavioral services in a caring and compassionate treatment environment. We provide Mental Health Evaluation, Counseling and Medication Management
(732) 997-0707 View (732) 997-0707
Photo of Jessica Alomar - Relevance Behavioral Health, Treatment Center, LPC, LCADC
Relevance Behavioral Health
Treatment Center
Freehold, NJ 07728
Welcome to Relevance Behavioral Health, where we provide comprehensive treatment services for those struggling with mental health and substance abuse issues with different tracks of care for both diagnoses. We offer separate programs for adults and adolescents. Our team of highly trained professionals, including licensed therapists, psychiatrists, court-ordered evaluations, and counselors, work together to develop personalized treatment plans for our clients. Our services include therapy, counseling, aftercare planning, and psychiatric medication management to ensure a full continuum of care. Our goal is to guide each person toward successful recovery and equip them with the tools necessary to maintain lifelong sobriety. Experience relief from anxiety and depression with our evidence-based therapies and support. Relevance is one of the only facilities that offer Spravato (esketamine) treatment for major depressive disorder, which can be covered by most insurance carriers. Choose Relevance Behavioral Health for compassionate, effective, and personalized treatment services. Take the first step towards healing today.
Welcome to Relevance Behavioral Health, where we provide comprehensive treatment services for those struggling with mental health and substance abuse issues with different tracks of care for both diagnoses. We offer separate programs for adults and adolescents. Our team of highly trained professionals, including licensed therapists, psychiatrists, court-ordered evaluations, and counselors, work together to develop personalized treatment plans for our clients. Our services include therapy, counseling, aftercare planning, and psychiatric medication management to ensure a full continuum of care. Our goal is to guide each person toward successful recovery and equip them with the tools necessary to maintain lifelong sobriety. Experience relief from anxiety and depression with our evidence-based therapies and support. Relevance is one of the only facilities that offer Spravato (esketamine) treatment for major depressive disorder, which can be covered by most insurance carriers. Choose Relevance Behavioral Health for compassionate, effective, and personalized treatment services. Take the first step towards healing today.
(732) 702-5623 View (732) 702-5623
Photo of Positive Reset Mental Health Clinic - Positive Reset Mental Health Clinic, Treatment Center, MD, APN, PA, LCSW, LSW
Positive Reset's mission is to provide the highest quality mental health care to the widest range of issues and ages. We will benefit the community by providing needed and timely access to services and treatments. We strive to utilize treatments with the best evidence of effectiveness. We will treat all clients with dignity and respect and hold their confidentiality to the highest of standards. Our therapists will be current and comprehensive with treatment, community awareness and clinical education. We will improve the quality of life for residents of the community by providing the highest quality of mental health assistance services. These services are available to persons who meet the admission criteria regardless of gender, sexual orientation, race, nationality, religion or any other discriminatory criteria. A basic aspect of our mission involves the provision of these services within a cultural context that is sensitive to the community. Our mission within the community encompasses children, adolescents, adults and the elderly. We also serve as advocates for consumers in obtaining other services not provided by the agency.
Positive Reset's mission is to provide the highest quality mental health care to the widest range of issues and ages. We will benefit the community by providing needed and timely access to services and treatments. We strive to utilize treatments with the best evidence of effectiveness. We will treat all clients with dignity and respect and hold their confidentiality to the highest of standards. Our therapists will be current and comprehensive with treatment, community awareness and clinical education. We will improve the quality of life for residents of the community by providing the highest quality of mental health assistance services. These services are available to persons who meet the admission criteria regardless of gender, sexual orientation, race, nationality, religion or any other discriminatory criteria. A basic aspect of our mission involves the provision of these services within a cultural context that is sensitive to the community. Our mission within the community encompasses children, adolescents, adults and the elderly. We also serve as advocates for consumers in obtaining other services not provided by the agency.
(732) 837-2836 View (732) 837-2836
Photo of Our Treatment Advisors Today - Guardian IOP | New Brunswick Addiction Treatment, Treatment Center
Guardian Intensive Outpatient Program - New Brunswick offers a truly unique experience by combining the latest advances in evidence based clinical and medical care with 12-step and holistic approaches. Our program continues to evolve to offer our clients the best tools for long-term recovery. With Guardian Intensive Outpatient Program we provide innovative treatment options for clients who do not require residential care and for those in need of continuing care following completion of inpatient treatment. The families & loved ones of our clients are able to be fully involved in the entirety of the recovery process if they choose. We accept most private insurance plans, which could mean little to no out-of-pocket expenses. Call to speak with our Treatment Advisors and begin healing today.
Guardian Intensive Outpatient Program - New Brunswick offers a truly unique experience by combining the latest advances in evidence based clinical and medical care with 12-step and holistic approaches. Our program continues to evolve to offer our clients the best tools for long-term recovery. With Guardian Intensive Outpatient Program we provide innovative treatment options for clients who do not require residential care and for those in need of continuing care following completion of inpatient treatment. The families & loved ones of our clients are able to be fully involved in the entirety of the recovery process if they choose. We accept most private insurance plans, which could mean little to no out-of-pocket expenses. Call to speak with our Treatment Advisors and begin healing today.
(732) 334-7714 View (732) 334-7714
Photo of Serenium - Serenium Therapy & Wellness, Treatment Center, LSW, LAC, APN
Serenium Therapy & Wellness
Treatment Center
1 Endorsed
Cranford, NJ 07016
Serenium is a brand focused on therapy and wellness where serenity and calmness meets balance and equilibrium. A place where Mind, Body, Soul, and Emotion flow as one, into a lasting effect to feel whole and complete. We believe that therapy is not just for those who have a diagnosis, but for everyone. Mental and emotional well-being are essential. Just like going to the gym to exercise your body and improve your physical health, therapy is the place to improve your mind and emotions. Whether you have a diagnosis or you’re going through a life event, like losing a job, having a baby, or a breakup, we're here for you.
Serenium is a brand focused on therapy and wellness where serenity and calmness meets balance and equilibrium. A place where Mind, Body, Soul, and Emotion flow as one, into a lasting effect to feel whole and complete. We believe that therapy is not just for those who have a diagnosis, but for everyone. Mental and emotional well-being are essential. Just like going to the gym to exercise your body and improve your physical health, therapy is the place to improve your mind and emotions. Whether you have a diagnosis or you’re going through a life event, like losing a job, having a baby, or a breakup, we're here for you.
(732) 466-6872 View (732) 466-6872
Photo of Anthony Cibene - Summit Behavioral Health Princeton Junction, Treatment Center
Our location in Princeton Junction, NJ is a centrally located outpatient facility. Our program is based on the fundamental belief that no single treatment philosophy or approach is best for everyone. Our experienced staff collaboratively create each client's treatment plan to reflect their unique needs and empower them to succeed.
Our location in Princeton Junction, NJ is a centrally located outpatient facility. Our program is based on the fundamental belief that no single treatment philosophy or approach is best for everyone. Our experienced staff collaboratively create each client's treatment plan to reflect their unique needs and empower them to succeed.
(609) 293-2412 View (609) 293-2412
Photo of Gordon Dickler - Turnbridge, Treatment Center
Turnbridge
Treatment Center
Serves Area
Since its founding in 2003, Turnbridge has been setting the standard for the diagnosis and treatment of mental health disorders in adolescents and young adults. Turnbridge treatment programs provide high-quality, whole-person care to restore well-being and help clients learn to lead lives worth protecting. Here, behavioral health luminaries and experienced care providers deliver individualized care that addresses every aspect of client life. Turnbridge treatment campuses are home to leading adolescent and young adult treatment experts and researchers using the latest therapies and research to effectively treat underlying conditions and initiate lasting change.
Since its founding in 2003, Turnbridge has been setting the standard for the diagnosis and treatment of mental health disorders in adolescents and young adults. Turnbridge treatment programs provide high-quality, whole-person care to restore well-being and help clients learn to lead lives worth protecting. Here, behavioral health luminaries and experienced care providers deliver individualized care that addresses every aspect of client life. Turnbridge treatment campuses are home to leading adolescent and young adult treatment experts and researchers using the latest therapies and research to effectively treat underlying conditions and initiate lasting change.
(475) 242-0969 View (475) 242-0969
Photo of Passion Care Center - The Passion Care Center at Monmouth, Treatment Center
Sometimes in life, you may find yourself in need of having someone to assist you in navigating through difficult problems. If you are looking for a caring and compassionate therapist who can meet you where you are, we are here for you. The Passion Care Center is a singular setting for individuals who are experiencing a Mental Health and/or Substance Abuse Disorder or both. Our belief is that successful change can be achieved through the utilization of our psychological, environmental and solution-focused interventions in an integrated treatment setting.
Sometimes in life, you may find yourself in need of having someone to assist you in navigating through difficult problems. If you are looking for a caring and compassionate therapist who can meet you where you are, we are here for you. The Passion Care Center is a singular setting for individuals who are experiencing a Mental Health and/or Substance Abuse Disorder or both. Our belief is that successful change can be achieved through the utilization of our psychological, environmental and solution-focused interventions in an integrated treatment setting.
(848) 242-8060 View (848) 242-8060
Photo of Marianne Maldonado - GenPsych PC, Treatment Center
GenPsych PC
Treatment Center
Avenel, NJ 07001
At GenPsych, we realize the importance of keeping people in their lives and homes while providing them with convenient and effective psychological services and support. We pride ourselves in providing care that is second to none. We have an elite team of physicians, nurse practitioners, psychologists, licensed social workers and professional counselors, licensed substance abuse counselors, art and music therapists as well as numerous support staff available to attend to your needs. We offer psychiatric evaluations, medication protocols, substance use treatment, group therapy, individual therapy, & family therapy at all our location.
At GenPsych, we realize the importance of keeping people in their lives and homes while providing them with convenient and effective psychological services and support. We pride ourselves in providing care that is second to none. We have an elite team of physicians, nurse practitioners, psychologists, licensed social workers and professional counselors, licensed substance abuse counselors, art and music therapists as well as numerous support staff available to attend to your needs. We offer psychiatric evaluations, medication protocols, substance use treatment, group therapy, individual therapy, & family therapy at all our location.
(848) 360-6152 View (848) 360-6152
Photo of Ethan Bobb - Little Creek Outpatient Services, Treatment Center
Little Creek Outpatient Services
Treatment Center
Serves Area
At Little Creek Outpatient Services, we work with both men and women ranging in age from adolescence into later adulthood.
At Little Creek Outpatient Services, we work with both men and women ranging in age from adolescence into later adulthood.
(570) 514-5021 View (570) 514-5021
Photo of Adriana Jimenez - The Haven Detox - New Jersey , Treatment Center
The Haven Detox - New Jersey
Treatment Center
Serves Area
Don't settle for just any generic treatment center. The Haven Detox has a reputation for the most advanced addiction and mental health care in the country — with hundreds of positive reviews online.
Don't settle for just any generic treatment center. The Haven Detox has a reputation for the most advanced addiction and mental health care in the country — with hundreds of positive reviews online.
(856) 699-5817 View (856) 699-5817
Photo of Michelle Gove - Innerspace Counseling, Treatment Center
Innerspace Counseling
Treatment Center
Old Bridge, NJ 08857
If you are seeking a mental health treatment program to stabilize thoughts, emotions, and/or behaviors for the long-term, Innerspace Counseling is here for you. Many of our clients come to us experiencing difficulty functioning at home, at school or work, or within relationships. While some clients have extensive histories in and out of treatment, some are new to treatment. What they all have in common is that they are seeking a long-term solution. Whether you are suffering from depression, anxiety, suicidal thoughts, co-occurring substance use, anger issues, bipolar disorder, OCD, or mood disorders, Innerspace Counseling will provide solutions by treating each and every client with a treatment plan tailored to their needs. Choosing Innerspace Counseling is choosing hope and a better future for yourself and your loved ones.
If you are seeking a mental health treatment program to stabilize thoughts, emotions, and/or behaviors for the long-term, Innerspace Counseling is here for you. Many of our clients come to us experiencing difficulty functioning at home, at school or work, or within relationships. While some clients have extensive histories in and out of treatment, some are new to treatment. What they all have in common is that they are seeking a long-term solution. Whether you are suffering from depression, anxiety, suicidal thoughts, co-occurring substance use, anger issues, bipolar disorder, OCD, or mood disorders, Innerspace Counseling will provide solutions by treating each and every client with a treatment plan tailored to their needs. Choosing Innerspace Counseling is choosing hope and a better future for yourself and your loved ones.
(732) 993-4029 View (732) 993-4029
Photo of Princeton Center For Eating Disorders - Princeton Center For Eating Disorders, Treatment Center
Nationally known, Penn Medicine Princeton Center for Eating Disorders provides inpatient treatment for adults, adolescents, and children as young as eight years old who are suffering from anorexia, bulimia and other eating disorders. We provide the foundation for a full recovery by combining psychosocial treatment, nutritional support, family involvement and the latest advances in clinical care – together with an atmosphere of understanding, safety, respect and support throughout the recovery process. Patients and families benefit from our ability to address eating disorders in those with additional medical complications, and to treat individuals who have extremely low body weight. Princeton Center for Eating Disorders welcomes patients of all genders.
Nationally known, Penn Medicine Princeton Center for Eating Disorders provides inpatient treatment for adults, adolescents, and children as young as eight years old who are suffering from anorexia, bulimia and other eating disorders. We provide the foundation for a full recovery by combining psychosocial treatment, nutritional support, family involvement and the latest advances in clinical care – together with an atmosphere of understanding, safety, respect and support throughout the recovery process. Patients and families benefit from our ability to address eating disorders in those with additional medical complications, and to treat individuals who have extremely low body weight. Princeton Center for Eating Disorders welcomes patients of all genders.
(609) 745-0753 x3 View (609) 745-0753 x3

See more therapy options for Monmouth Junction

Blue Cross Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.

Learn more about Insurance Coverage and Finding Affordable Therapy