Cigna and Evernorth Treatment Centers in Pelham, NH

Photo of Caroline Gregorio - Clear Steps Recovery - New Hampshire, Treatment Center
Clear Steps Recovery - New Hampshire
Treatment Center
Serves Area
Conveniently located in both New Hampshire and Massachusetts, Clear Steps Recovery is a short drive away from Boston, the Beach, or the White Mountains. At Clear Steps Recovery, our team of compassionate professionals offers you and your loved ones a unique, health-based, intimate approach, ultimately providing you with a clear pathway to successful, long-term recovery. Health realization is a treatment program based on the principle that individuals have an innate capacity for health and well-being. This means the program is designed to empower individuals to tap into their inner resources to achieve sobriety and recovery. The program is based on the latest research in psychology and addiction recovery. Some of the benefits of the health realization program include empowering individuals to harness their own inner resources, addressing the underlying causes of addiction, offering a non-judgmental and supportive environment, creating a customized treatment plan for everyone, and providing a robust support network.
Conveniently located in both New Hampshire and Massachusetts, Clear Steps Recovery is a short drive away from Boston, the Beach, or the White Mountains. At Clear Steps Recovery, our team of compassionate professionals offers you and your loved ones a unique, health-based, intimate approach, ultimately providing you with a clear pathway to successful, long-term recovery. Health realization is a treatment program based on the principle that individuals have an innate capacity for health and well-being. This means the program is designed to empower individuals to tap into their inner resources to achieve sobriety and recovery. The program is based on the latest research in psychology and addiction recovery. Some of the benefits of the health realization program include empowering individuals to harness their own inner resources, addressing the underlying causes of addiction, offering a non-judgmental and supportive environment, creating a customized treatment plan for everyone, and providing a robust support network.
(866) 561-3791 View (866) 561-3791
Photo of Juliana Pires - Birch Grove Mental Health, Treatment Center, PMHNP
Birch Grove Mental Health
Treatment Center
Serves Area
At Birch Grove Mental Health, we provide compassionate, evidence-based mental health care for individuals of all ages. Our experienced team offers a variety of therapeutic approaches, including Cognitive Behavioral Therapy (CBT), Motivational Interviewing, and Solution-Focused Brief Therapy (SFBT). Whether you’re managing anxiety, depression, trauma, relationship concerns, or life transitions, we are committed to tailoring our care to your unique needs in a safe and supportive environment.
At Birch Grove Mental Health, we provide compassionate, evidence-based mental health care for individuals of all ages. Our experienced team offers a variety of therapeutic approaches, including Cognitive Behavioral Therapy (CBT), Motivational Interviewing, and Solution-Focused Brief Therapy (SFBT). Whether you’re managing anxiety, depression, trauma, relationship concerns, or life transitions, we are committed to tailoring our care to your unique needs in a safe and supportive environment.
(603) 685-3156 View (603) 685-3156
Photo of Barry Pietrantonio - Crossroads Recovery Center, LLC, Treatment Center, LCMHC, LDAC
Crossroads Recovery Center, LLC
Treatment Center
1 Endorsed
Serves Area
Crossroads offers both mental health and addiction programs including medication management. We believe that navigating the road to recovery, "Starts with You" we offer the following programs. Intensive Outpatient Treatment, Individual Counseling, Relapse Prevention, Aftercare, Medication Management, Interventions and Evidence Based Treatment. We are In-Network with most insurances and are an approved NH Medicaid Provider. We provide intakes with-in 24-48 hours for all programs. Here at Crossroads Recovery Center we understand the physical, emotional and psychological impact that active addiction can have on individuals and their loved ones.
Crossroads offers both mental health and addiction programs including medication management. We believe that navigating the road to recovery, "Starts with You" we offer the following programs. Intensive Outpatient Treatment, Individual Counseling, Relapse Prevention, Aftercare, Medication Management, Interventions and Evidence Based Treatment. We are In-Network with most insurances and are an approved NH Medicaid Provider. We provide intakes with-in 24-48 hours for all programs. Here at Crossroads Recovery Center we understand the physical, emotional and psychological impact that active addiction can have on individuals and their loved ones.
(603) 945-1152 View (603) 945-1152
Photo of Our Treatment Advisors Today - The Plymouth House | Addiction Treatment Center, Treatment Center
We realize that finding the right place for treating addicts and alcoholics can be very confusing. There are scores of treatment facilities offering a variety of options. It’s important for you to know that The Plymouth House is not a treatment facility in the traditional sense of the term. We are a Twelve Step Retreat focused on giving addicts, alcoholics and their families a new way to live. Our staff consists of experienced Twelve-Step practitioners with diverse educational backgrounds and life experiences. Dozens of facilities have adopted The Plymouth House Model, but the depth of our staff experience, our family programming and our aftercare planning make us unique. For almost 20 years we’ve been the pioneer in utilizing the power of The Twelve Steps in giving addicts, alcoholics and their families hope and healing.
We realize that finding the right place for treating addicts and alcoholics can be very confusing. There are scores of treatment facilities offering a variety of options. It’s important for you to know that The Plymouth House is not a treatment facility in the traditional sense of the term. We are a Twelve Step Retreat focused on giving addicts, alcoholics and their families a new way to live. Our staff consists of experienced Twelve-Step practitioners with diverse educational backgrounds and life experiences. Dozens of facilities have adopted The Plymouth House Model, but the depth of our staff experience, our family programming and our aftercare planning make us unique. For almost 20 years we’ve been the pioneer in utilizing the power of The Twelve Steps in giving addicts, alcoholics and their families hope and healing.
(603) 287-1981 View (603) 287-1981
Photo of Sheena Bice - Forge VFR - Manchester, NH, Treatment Center
Forge VFR - Manchester, NH
Treatment Center
Serves Area
Forge VFR works exclusively with veterans, active service members, law enforcement, fire, EMS, dispatchers, and other high-stress professionals. Most aren’t looking for traditional therapy — they want better sleep, fewer replays of the call, less edge, and the ability to leave work at work. We understand the culture of service, the pressure to perform, and the hesitation to ask for help. Our clinicians are experienced in working with trauma exposure, hypervigilance, anger, anxiety, guilt, burnout, substance use, and relationship strain. Care is direct, confidential, and goal-focused — built for people who run towards crisis.
Forge VFR works exclusively with veterans, active service members, law enforcement, fire, EMS, dispatchers, and other high-stress professionals. Most aren’t looking for traditional therapy — they want better sleep, fewer replays of the call, less edge, and the ability to leave work at work. We understand the culture of service, the pressure to perform, and the hesitation to ask for help. Our clinicians are experienced in working with trauma exposure, hypervigilance, anger, anxiety, guilt, burnout, substance use, and relationship strain. Care is direct, confidential, and goal-focused — built for people who run towards crisis.
(603) 704-4451 View (603) 704-4451

More Treatment Centers Nearby

Photo of Banyan Pompano - Banyan Pompano, Treatment Center, LMHC
Banyan Pompano
Treatment Center
Serves Area
Banyan Pompano’s Outpatient Program serves adults struggling with substance use, mental health conditions, or co-occurring disorders. Many come to us after detox or residential care, while others begin directly at the outpatient level. Clients often need continued clinical support, relapse-prevention skills, emotional stabilization, and a safe space to manage triggers and daily stress. Our flexible, evidence-based program helps them build coping skills, manage symptoms, and maintain accountability as they return to work, family, and community life.
Banyan Pompano’s Outpatient Program serves adults struggling with substance use, mental health conditions, or co-occurring disorders. Many come to us after detox or residential care, while others begin directly at the outpatient level. Clients often need continued clinical support, relapse-prevention skills, emotional stabilization, and a safe space to manage triggers and daily stress. Our flexible, evidence-based program helps them build coping skills, manage symptoms, and maintain accountability as they return to work, family, and community life.
(954) 283-7056 View (954) 283-7056
Photo of Patricia Smith - Health Care Resource Centers Newington, Treatment Center
Health Care Resource Centers Newington
Treatment Center
Serves Area
Every patient who receives our services has an individualized treatment plan that takes into account their unique recovery needs. Your first appointment will include medical and clinical intakes that provide the foundation for your care plan. When you visit our treatment center, the staff will treat you with respect and dignity. Our evidence-based approaches to treatment will ensure you get the highest quality care possible.
Every patient who receives our services has an individualized treatment plan that takes into account their unique recovery needs. Your first appointment will include medical and clinical intakes that provide the foundation for your care plan. When you visit our treatment center, the staff will treat you with respect and dignity. Our evidence-based approaches to treatment will ensure you get the highest quality care possible.
(603) 436-0448 View (603) 436-0448
Photo of Admissions Now - Avenues Recovery Center at New England, Treatment Center, MA, LCMHC, MLADC, R-DMT
Avenues Recovery Center at New England
Treatment Center
Serves Area
Avenues Recovery Center at New England is a residential-style outpatient drug and alcohol rehab program offering partial hospitalization and intensive outpatient treatment services. Our New England location is affiliated exclusively with Sober Living New Hampshire – a collection of three boutique sober living homes – enabling clients to engage in treatment while residing in a beautiful, relaxed, domestic setting with round-the-clock supervision and care. Avenues Recovery of New England offers a warm, accepting and growth-oriented environment which motivates each client to shed their layers and open their souls to hope and healing. Our staff consists of nurse practitioners, primary therapists, clinicians, addictions counselors and behavioral health technicians – all of whom are skilled, passionate, and indescribably invested in the success of each client. Many of our team members are in recovery themselves, and can therefore relate deeply to our clients and their needs. Avenues’ mission is to enable individuals with addictions to redefine their lives as they journey through recovery with a dedicated team, individualized tools, and a supportive community.
Avenues Recovery Center at New England is a residential-style outpatient drug and alcohol rehab program offering partial hospitalization and intensive outpatient treatment services. Our New England location is affiliated exclusively with Sober Living New Hampshire – a collection of three boutique sober living homes – enabling clients to engage in treatment while residing in a beautiful, relaxed, domestic setting with round-the-clock supervision and care. Avenues Recovery of New England offers a warm, accepting and growth-oriented environment which motivates each client to shed their layers and open their souls to hope and healing. Our staff consists of nurse practitioners, primary therapists, clinicians, addictions counselors and behavioral health technicians – all of whom are skilled, passionate, and indescribably invested in the success of each client. Many of our team members are in recovery themselves, and can therefore relate deeply to our clients and their needs. Avenues’ mission is to enable individuals with addictions to redefine their lives as they journey through recovery with a dedicated team, individualized tools, and a supportive community.
(603) 931-4025 View (603) 931-4025
Photo of Matt Andrews - Pillars Health Group - Tewksbury, Treatment Center
Pillars Health Group - Tewksbury
Treatment Center
Serves Area
Pillars Health Group - Tewksbury (formerly Keys Behavioral Health) provides outpatient treatment that meets the unique needs of each client, with customized treatment plans, group support, and holistic approaches to healing. Our clients typically struggle with anxiety, depression, trauma, mood and personality disorders, and other emotional or behavioral issues. Our clients also seek help with substance use and addiction. We provide individual and group therapy, coping strategies, and support in a safe, compassionate outpatient treatment environment. We offer the convenience of full-day and half-day programs.
Pillars Health Group - Tewksbury (formerly Keys Behavioral Health) provides outpatient treatment that meets the unique needs of each client, with customized treatment plans, group support, and holistic approaches to healing. Our clients typically struggle with anxiety, depression, trauma, mood and personality disorders, and other emotional or behavioral issues. Our clients also seek help with substance use and addiction. We provide individual and group therapy, coping strategies, and support in a safe, compassionate outpatient treatment environment. We offer the convenience of full-day and half-day programs.
(978) 723-1358 View (978) 723-1358
Photo of Christine Weber - Bonfire Behavioral Health, Treatment Center
Bonfire Behavioral Health
Treatment Center
Serves Area
Our ideal client is someone who is struggling with addiction or mental health disorders. At our Outpatient Program, we offer professional help and the tools to live a health and sober life.
Our ideal client is someone who is struggling with addiction or mental health disorders. At our Outpatient Program, we offer professional help and the tools to live a health and sober life.
(833) 521-1138 View (833) 521-1138
Photo of Ridge Rtc - Ridge RTC Maine - Farmhouse -Teen Treatment Center, Treatment Center
Uniquely situated within the natural beauty of New England, both Ridge residential teen treatment centers in New Hampshire and Maine are specialized mental health treatment programs designed for teens, ages 12-18, requiring therapeutic assessment and enhanced support for mental, emotional, and behavioral health issues. The Ridge RTC provides a supportive and caring environment for teens who need more intense care than they can receive at home, at school, or in a traditional outpatient setting. Our programming focuses on stabilizing, evaluating, and preparing teenagers for a happier and more productive life beyond the program. We are proud to offer one of the most intensive treatment programs in the country. Our teen residential program offers 4 individual therapy sessions per week, group therapy multiple times a day, and a comprehensive family therapy component. Our holistic program includes psychiatric care, medication management, physical exercise, nutrition and other recreational activities. At The Ridge RTC, accessibility matters. With a commitment to extending high-quality treatment to as many families as possible, we are in-network with most major insurance carriers.
Uniquely situated within the natural beauty of New England, both Ridge residential teen treatment centers in New Hampshire and Maine are specialized mental health treatment programs designed for teens, ages 12-18, requiring therapeutic assessment and enhanced support for mental, emotional, and behavioral health issues. The Ridge RTC provides a supportive and caring environment for teens who need more intense care than they can receive at home, at school, or in a traditional outpatient setting. Our programming focuses on stabilizing, evaluating, and preparing teenagers for a happier and more productive life beyond the program. We are proud to offer one of the most intensive treatment programs in the country. Our teen residential program offers 4 individual therapy sessions per week, group therapy multiple times a day, and a comprehensive family therapy component. Our holistic program includes psychiatric care, medication management, physical exercise, nutrition and other recreational activities. At The Ridge RTC, accessibility matters. With a commitment to extending high-quality treatment to as many families as possible, we are in-network with most major insurance carriers.
(207) 306-2429 View (207) 306-2429
Photo of Nicole Sublette - Therapists of Color New England, Treatment Center, MA, LCMHC , LMHC
Therapists of Color New England
Treatment Center
Manchester, NH 03101
Accepting New Clients! Current after school spots available! At Therapists of Color New England, we serve a wide range of clients, including toddlers, children, teens, adults, families, couples, alternative relationship styles, LGBTQIA2S+, and BIPoC communities. Our team of Black, African American, Asian, multicultural, and LGTBQ+ therapists understands the unique challenges faced by clients from diverse backgrounds. We offer compassionate, culturally sensitive care for issues such as racial trauma, anxiety, depression, PTSD, immigration stress, adoption, neurodivergence, ADHD, autism, childhood behavioral issues, and stress. Our therapists specialize in providing tailored support, including couples counseling and support for poly relationships. We use evidence-based therapies like Cognitive Behavioral Therapy (CBT), trauma-focused therapy, mindfulness, and Cognitive Processing Therapy (CPT) for PTSD, all within a safe, affirming space. While we are dedicated to serving diverse communities, everyone is welcome at Therapists of Color New England.
Accepting New Clients! Current after school spots available! At Therapists of Color New England, we serve a wide range of clients, including toddlers, children, teens, adults, families, couples, alternative relationship styles, LGBTQIA2S+, and BIPoC communities. Our team of Black, African American, Asian, multicultural, and LGTBQ+ therapists understands the unique challenges faced by clients from diverse backgrounds. We offer compassionate, culturally sensitive care for issues such as racial trauma, anxiety, depression, PTSD, immigration stress, adoption, neurodivergence, ADHD, autism, childhood behavioral issues, and stress. Our therapists specialize in providing tailored support, including couples counseling and support for poly relationships. We use evidence-based therapies like Cognitive Behavioral Therapy (CBT), trauma-focused therapy, mindfulness, and Cognitive Processing Therapy (CPT) for PTSD, all within a safe, affirming space. While we are dedicated to serving diverse communities, everyone is welcome at Therapists of Color New England.
(888) 672-0766 View (888) 672-0766
Photo of Robin Pinard - WestBridge, Treatment Center
WestBridge
Treatment Center
Manchester, NH 03104
As a family-founded, private non-profit based in Manchester, NH, we specialize in treating adults 18+ experiencing schizophrenia spectrum disorders, bipolar disorder, major depressive disorder, anxiety disorders, PTSD, and trauma-related conditions. Our approach combines evidence-based practices with deep family involvement, because we know that lasting recovery doesn't happen in isolation. Whether you're taking your first step or navigating a long and winding road, our team provides a clear roadmap into and through recovery.
As a family-founded, private non-profit based in Manchester, NH, we specialize in treating adults 18+ experiencing schizophrenia spectrum disorders, bipolar disorder, major depressive disorder, anxiety disorders, PTSD, and trauma-related conditions. Our approach combines evidence-based practices with deep family involvement, because we know that lasting recovery doesn't happen in isolation. Whether you're taking your first step or navigating a long and winding road, our team provides a clear roadmap into and through recovery.
(855) 309-9913 View (855) 309-9913
Photo of Kali Talbot - New Hampshire Detox , Treatment Center
New Hampshire Detox
Treatment Center
Serves Area
If you’re struggling with addiction, reaching out for help from New Hampshire Detox Center can be one of the best and most courageous decisions you ever make. In our treatment center, you’ll find compassionate care in a peaceful, supportive environment. Our residential setting allows our clients to focus on their recovery away from the stresses and triggers of everyday life. Addiction can be isolating. It can cause damage to relationships, finances, and physical health. At New Hampshire Detox Center, we’ll help you get back on the road to full recovery. Rebuilding your life after addiction is possible.
If you’re struggling with addiction, reaching out for help from New Hampshire Detox Center can be one of the best and most courageous decisions you ever make. In our treatment center, you’ll find compassionate care in a peaceful, supportive environment. Our residential setting allows our clients to focus on their recovery away from the stresses and triggers of everyday life. Addiction can be isolating. It can cause damage to relationships, finances, and physical health. At New Hampshire Detox Center, we’ll help you get back on the road to full recovery. Rebuilding your life after addiction is possible.
(844) 959-3244 View (844) 959-3244
Photo of Gatehouse Treatment - GateHouse Treatment, Treatment Center
GateHouse Treatment
Treatment Center
Nashua, NH 03063
GateHouse is a private rehab facility providing intervention and treatment services to chemically dependent persons and individuals with co-occurring mental health issues. We offer treatment in a serene and luxurious setting. Our staff at GateHouse has decades of experience treating substance abuse and dual diagnosis clients. We provide individualized treatment in a small, gender-specific environment that promotes personal responsibility. GateHouse offers one of the only comprehensive vocational program in New England, which allows our clients to enroll or re-enroll in college or trade school. It will enable them to obtain a job in the career of their choice, and manage debt and legal problems. At GateHouse, evidence-based therapies are applied along with creative and innovative intervention methods. We provide extraordinary care and enable our clients to gain insight into the underlying factors that drive addictive and co-dependent behaviors. GateHouse helps clients learn how to set realistic goals, and achieve them while maintaining long-term sobriety. We want you to live a fulfilling productive and fruitful life. Your sobriety begins today. Call us to find your path to recovery.
GateHouse is a private rehab facility providing intervention and treatment services to chemically dependent persons and individuals with co-occurring mental health issues. We offer treatment in a serene and luxurious setting. Our staff at GateHouse has decades of experience treating substance abuse and dual diagnosis clients. We provide individualized treatment in a small, gender-specific environment that promotes personal responsibility. GateHouse offers one of the only comprehensive vocational program in New England, which allows our clients to enroll or re-enroll in college or trade school. It will enable them to obtain a job in the career of their choice, and manage debt and legal problems. At GateHouse, evidence-based therapies are applied along with creative and innovative intervention methods. We provide extraordinary care and enable our clients to gain insight into the underlying factors that drive addictive and co-dependent behaviors. GateHouse helps clients learn how to set realistic goals, and achieve them while maintaining long-term sobriety. We want you to live a fulfilling productive and fruitful life. Your sobriety begins today. Call us to find your path to recovery.
(603) 691-3135 View (603) 691-3135
Photo of Jessica Luddy - Aerie Healthcare Adolescent PHP & IOP, Treatment Center, LICSW
Aerie Healthcare Adolescent PHP & IOP
Treatment Center
1 Endorsed
Serves Area
We are in-network with Anthem/BCBS, Harvard Pilgrim/Tufts, Cigna, United, Martin's Point, Aetna and work with other insurance companies, out of network.
Aerie therapeutic day programs are excellent continuing care options for bright teens who are struggling with anxiety, depression, trauma, gender identity, suicidal intensity, and school related challenges. Our participants tend to be receptive to support, and are motivated to feel/get better and work towards specific goals with guidance and appropriate challenging from kind and professional adults. The PHP is a typical option for stepping down from an RTC or hospitalization, or as an intensive intervention for a teen needing more than traditional outpatient therapy. The IOP is a natural next step after completing a PHP.
We are in-network with Anthem/BCBS, Harvard Pilgrim/Tufts, Cigna, United, Martin's Point, Aetna and work with other insurance companies, out of network.
Aerie therapeutic day programs are excellent continuing care options for bright teens who are struggling with anxiety, depression, trauma, gender identity, suicidal intensity, and school related challenges. Our participants tend to be receptive to support, and are motivated to feel/get better and work towards specific goals with guidance and appropriate challenging from kind and professional adults. The PHP is a typical option for stepping down from an RTC or hospitalization, or as an intensive intervention for a teen needing more than traditional outpatient therapy. The IOP is a natural next step after completing a PHP.
(866) 928-5542 View (866) 928-5542
Photo of Matthew Andrews - Meta Addiction Treatment – Haverhill, MA, Treatment Center
Meta Addiction Treatment – Haverhill, MA
Treatment Center
Serves Area
At Meta Addiction Treatment in Haverhill, MA, we provide outpatient treatment that meets the unique needs of each client, with customized treatment plans, group support, and holistic approaches to healing. Our clients typically struggle with anxiety, depression, trauma, mood and personality disorders, and other emotional or behavioral issues. Our clients also seek help with substance use and addiction. We provide individual and group therapy, coping strategies, and support in a safe, compassionate outpatient treatment environment. We offer the convenience of full-day and half-day programs.
At Meta Addiction Treatment in Haverhill, MA, we provide outpatient treatment that meets the unique needs of each client, with customized treatment plans, group support, and holistic approaches to healing. Our clients typically struggle with anxiety, depression, trauma, mood and personality disorders, and other emotional or behavioral issues. Our clients also seek help with substance use and addiction. We provide individual and group therapy, coping strategies, and support in a safe, compassionate outpatient treatment environment. We offer the convenience of full-day and half-day programs.
(351) 333-5632 View (351) 333-5632
Photo of Jason Pena - Clover Behavioral Health, Treatment Center
Clover Behavioral Health
Treatment Center
Salem, NH 03079
We provide counseling and treatment services to those struggling with mental health and substance use disorders.
We provide counseling and treatment services to those struggling with mental health and substance use disorders.
(978) 216-7765 View (978) 216-7765
Photo of G H Recovery Solutions - GH Recovery Solutions, Treatment Center
GH Recovery Solutions
Treatment Center
Nashua, NH 03063
GH Recovery Solutions is a private drug and alcohol rehab providing intervention and treatment services to those suffering from substance use, and individuals with co-occurring mental health issues. We provide individualized treatment in a small, gender-specific environment. Also, GH Recovery offers one of the only comprehensive vocational programs in New England. At GH Recovery, evidence-based practice is applied along with creative and cutting-edge interventions. We provide extraordinary individualized care and enable our clients to gain insight into their underlying factors driving addictive behaviors and unhealthy coping skills. GH Recovery's ultimate goal is to equip our clients for the challenges of the "real world."
GH Recovery Solutions is a private drug and alcohol rehab providing intervention and treatment services to those suffering from substance use, and individuals with co-occurring mental health issues. We provide individualized treatment in a small, gender-specific environment. Also, GH Recovery offers one of the only comprehensive vocational programs in New England. At GH Recovery, evidence-based practice is applied along with creative and cutting-edge interventions. We provide extraordinary individualized care and enable our clients to gain insight into their underlying factors driving addictive behaviors and unhealthy coping skills. GH Recovery's ultimate goal is to equip our clients for the challenges of the "real world."
(603) 691-3629 View (603) 691-3629
Photo of Victoria Lee - Clear Reflection Counseling Adolescent IOP, Treatment Center
Clear Reflection Counseling Adolescent Intensive Outpatient Program is Southern New Hampshires Premier Adolescent Outpatient Treatment Facility, Supporting children, teens, and families find more harmony and balance within their household and in the community.
Clear Reflection Counseling Adolescent Intensive Outpatient Program is Southern New Hampshires Premier Adolescent Outpatient Treatment Facility, Supporting children, teens, and families find more harmony and balance within their household and in the community.
(603) 605-1707 View (603) 605-1707

See more therapy options for Pelham

Cigna and Evernorth Treatment Centers
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling. Learn more about Insurance Coverage and Finding Affordable Therapy