Since 1987, Carolina Psychological has been providing therapy and evaluation services to its community. With locations in Greensboro, Durham and Chapel Hill, our fully licensed providers are able to offer support in the areas of life transitions, relationships, anxiety, depression, chronic pain, grief and loss, ADHD, learning differences, parenting, ASD, LGBTQ+, and cultural and ethnic identify issues to name just a few. We provide comprehensive evaluations for ADHD, learning disorders, ASD, giftedness, early Kindergarten entry, and mood disorders. We accept most insurances and offer both in-office and telehealth appointments.
Since 1987, Carolina Psychological has been providing therapy and evaluation services to its community. With locations in Greensboro, Durham and Chapel Hill, our fully licensed providers are able to offer support in the areas of life transitions, relationships, anxiety, depression, chronic pain, grief and loss, ADHD, learning differences, parenting, ASD, LGBTQ+, and cultural and ethnic identify issues to name just a few. We provide comprehensive evaluations for ADHD, learning disorders, ASD, giftedness, early Kindergarten entry, and mood disorders. We accept most insurances and offer both in-office and telehealth appointments.
Hillsborough Comprehensive Treatment Center (CTC) is a clinically excellent provider of medication-assisted treatment (MAT) for adults age 18 and older who are struggling with addictions to opioids such as heroin, fentanyl, and prescription painkillers. MAT is time-tested and considered a first-line form of opioid addiction care by respected organizations such as the World Health Organization (WHO) and the Substance Abuse and Mental Health Services Administration (SAMHSA). At Hillsborough CTC, MAT combines the use of FDA-approved medications with counseling to comprehensively address the physical, emotional, and social aspects of opioid addiction. The medications that are available for patients will vary across different clinics in our CTC network but may include methadone, buprenorphine, Suboxone, Sublocade, and Vivitrol. These medications can alleviate symptoms and cravings that are part of the opioid withdrawal process. The benefits of participating in MAT at our CTC may include better treatment retention, improved interpersonal relationships, and stronger performance at work.
Hillsborough Comprehensive Treatment Center (CTC) is a clinically excellent provider of medication-assisted treatment (MAT) for adults age 18 and older who are struggling with addictions to opioids such as heroin, fentanyl, and prescription painkillers. MAT is time-tested and considered a first-line form of opioid addiction care by respected organizations such as the World Health Organization (WHO) and the Substance Abuse and Mental Health Services Administration (SAMHSA). At Hillsborough CTC, MAT combines the use of FDA-approved medications with counseling to comprehensively address the physical, emotional, and social aspects of opioid addiction. The medications that are available for patients will vary across different clinics in our CTC network but may include methadone, buprenorphine, Suboxone, Sublocade, and Vivitrol. These medications can alleviate symptoms and cravings that are part of the opioid withdrawal process. The benefits of participating in MAT at our CTC may include better treatment retention, improved interpersonal relationships, and stronger performance at work.
Tree of Life Counseling is a private practice that teams up with independently contracted providers all within an office setting that looks much like your cozy living room. Our practice offers individual, couple, child, and family counseling for a variety of concerns.
Tree of Life Counseling is a private practice that teams up with independently contracted providers all within an office setting that looks much like your cozy living room. Our practice offers individual, couple, child, and family counseling for a variety of concerns.
Online Treatment Centers
Newport Academy is the leading provider of behavioral health treatment for children ages 7–11 and teens ages 12–18. Our family-centered, integrated approach fosters sustainable healing from mental health and co-occurring disorders such as anxiety, depression, trauma, psychosis, eating disorders, and substance use. Individualized treatment plans include medical and psychiatric care, strengths-based academics, and experiential modalities including, art, music, yoga, and outdoor adventure therapy. With residential and outpatient locations nationwide and partnerships with major insurance providers, we make quality care accessible.
Newport Academy is the leading provider of behavioral health treatment for children ages 7–11 and teens ages 12–18. Our family-centered, integrated approach fosters sustainable healing from mental health and co-occurring disorders such as anxiety, depression, trauma, psychosis, eating disorders, and substance use. Individualized treatment plans include medical and psychiatric care, strengths-based academics, and experiential modalities including, art, music, yoga, and outdoor adventure therapy. With residential and outpatient locations nationwide and partnerships with major insurance providers, we make quality care accessible.
Pasadena Villa Outpatient North Charlotte provides compassionate mental health care for adults facing complex emotional and psychiatric challenges. Our experienced clinical team delivers structured outpatient treatment using evidence-based approaches such as CBT, DBT, and trauma-informed therapy. Through individual, group, and family therapy, we help clients build coping skills, improve emotional regulation, and strengthen relationships while developing the tools needed to support long-term stability and meaningful recovery.
Pasadena Villa Outpatient North Charlotte provides compassionate mental health care for adults facing complex emotional and psychiatric challenges. Our experienced clinical team delivers structured outpatient treatment using evidence-based approaches such as CBT, DBT, and trauma-informed therapy. Through individual, group, and family therapy, we help clients build coping skills, improve emotional regulation, and strengthen relationships while developing the tools needed to support long-term stability and meaningful recovery.
Our goal at Jubilee is to provide a unique approach to healthcare by connecting clinical science with a land-based approach to healing for anyone struggling with mental health challenges. We offer both an outpatient office and telehealth, and intensive outpatient care on a 10-acre working farm. These locations are easily accessible from Durham, Chapel Hill, and Raleigh, North Carolina. Jubilee is a welcome haven, providing you with the opportunity for holistic recovery, community connection, and medical treatment.
Our goal at Jubilee is to provide a unique approach to healthcare by connecting clinical science with a land-based approach to healing for anyone struggling with mental health challenges. We offer both an outpatient office and telehealth, and intensive outpatient care on a 10-acre working farm. These locations are easily accessible from Durham, Chapel Hill, and Raleigh, North Carolina. Jubilee is a welcome haven, providing you with the opportunity for holistic recovery, community connection, and medical treatment.
Medication-assisted treatment (MAT) is an extensively researched method of treating opioid use disorder. MAT uniquely combines therapy with prescription medication to help people address the physical, mental, and emotional aspects of opioid addiction. Taking medication under the guidance of a professional as part of a comprehensive MAT program is a safe and effective way to eliminate the uncomfortable symptoms associated with opioid withdrawal. The FDA-approved medication provided for each patient as part of MAT is determined on an individual basis. The talk therapy component of MAT can help people adopt healthier behaviors and get to the root cause of their opioid abuse. At Raleigh Comprehensive Treatment Center (CTC), patients may engage in individual and group therapy sessions, both of which offer numerous benefits. In group sessions, patients can build camaraderie with peers who are facing similar struggles, while individual therapy offers a confidential space where they can address personal concerns. Both settings provide an opportunity for patients to develop valuable coping skills and receive meaningful emotional support.
Medication-assisted treatment (MAT) is an extensively researched method of treating opioid use disorder. MAT uniquely combines therapy with prescription medication to help people address the physical, mental, and emotional aspects of opioid addiction. Taking medication under the guidance of a professional as part of a comprehensive MAT program is a safe and effective way to eliminate the uncomfortable symptoms associated with opioid withdrawal. The FDA-approved medication provided for each patient as part of MAT is determined on an individual basis. The talk therapy component of MAT can help people adopt healthier behaviors and get to the root cause of their opioid abuse. At Raleigh Comprehensive Treatment Center (CTC), patients may engage in individual and group therapy sessions, both of which offer numerous benefits. In group sessions, patients can build camaraderie with peers who are facing similar struggles, while individual therapy offers a confidential space where they can address personal concerns. Both settings provide an opportunity for patients to develop valuable coping skills and receive meaningful emotional support.
You don’t need to have it all figured out to start. We’re real people who meet you where you are, no judgment, no pressure. Our practice welcomes individuals, couples, teens, and families navigating eating disorders, trauma, anxiety, depression, addiction, postpartum challenges, life transitions, identity questions, and more. Whatever you’re carrying, you don’t have to carry it alone. We’re here to help you move forward at your own pace.
You don’t need to have it all figured out to start. We’re real people who meet you where you are, no judgment, no pressure. Our practice welcomes individuals, couples, teens, and families navigating eating disorders, trauma, anxiety, depression, addiction, postpartum challenges, life transitions, identity questions, and more. Whatever you’re carrying, you don’t have to carry it alone. We’re here to help you move forward at your own pace.
Old Vineyard Behavioral Health Services, is a private psychiatric hospital located on a beautiful campus in Winston-Salem, North Carolina. We are available 24 hours a day, 7 days a week for referrals and no cost confidential mental health assessments. Old Vineyard specializes in inpatient treatment for adolescents (ages 12-17) and adults. Adult specialty inpatient programs include Dual Diagnosis (SUD), Trauma Recovery, Mood Disorders and Seniors. Outpatient adult programs include Partial Hospitalization (day) and Intensive Outpatient and are available for mental health and those with dual substance use disorder. Our hospital provides a compassionate, comforting environment for patients, family, staff and visitors.
Old Vineyard Behavioral Health Services, is a private psychiatric hospital located on a beautiful campus in Winston-Salem, North Carolina. We are available 24 hours a day, 7 days a week for referrals and no cost confidential mental health assessments. Old Vineyard specializes in inpatient treatment for adolescents (ages 12-17) and adults. Adult specialty inpatient programs include Dual Diagnosis (SUD), Trauma Recovery, Mood Disorders and Seniors. Outpatient adult programs include Partial Hospitalization (day) and Intensive Outpatient and are available for mental health and those with dual substance use disorder. Our hospital provides a compassionate, comforting environment for patients, family, staff and visitors.
At The COOL Program, we help you meet court requirements and rebuild stability with trauma-informed care that’s respectful, practical, and on your schedule. We offer DWI/DUI/Addiction treatment, SAP, Substance Abuse, Domestic Violence Intervention and Anger Management, in addition to other services and programs. Many services are offered virtually with evening/weekend options and bilingual support, and our intake is quick so you can start—and finish—on time.
We also offer self-paced educational courses for certain court-ordered classes, skill-building groups (anger management/violence prevention, parenting), counseling,
At The COOL Program, we help you meet court requirements and rebuild stability with trauma-informed care that’s respectful, practical, and on your schedule. We offer DWI/DUI/Addiction treatment, SAP, Substance Abuse, Domestic Violence Intervention and Anger Management, in addition to other services and programs. Many services are offered virtually with evening/weekend options and bilingual support, and our intake is quick so you can start—and finish—on time.
We also offer self-paced educational courses for certain court-ordered classes, skill-building groups (anger management/violence prevention, parenting), counseling,
Pyramid Healthcare is committed to providing full access to outpatient addiction treatment services, ensuring each individual’s needs are met through evidence-based methods, comprehensive planning, and outcome tracking. We work with local and state agencies to review and improve our clinical services. Since 2006, Pyramid Healthcare has delivered high-quality behavioral health and substance use services to Asheville and western North Carolina. We are fully accredited by CARF, upholding the highest standards of care and clinical excellence.
Pyramid Healthcare is committed to providing full access to outpatient addiction treatment services, ensuring each individual’s needs are met through evidence-based methods, comprehensive planning, and outcome tracking. We work with local and state agencies to review and improve our clinical services. Since 2006, Pyramid Healthcare has delivered high-quality behavioral health and substance use services to Asheville and western North Carolina. We are fully accredited by CARF, upholding the highest standards of care and clinical excellence.
Our mission is to help people never have another mental health, drug or alcohol related problem of any type. To help people reach their full potential. Our services include: Substance Use Assessments, DWI Services, Intensive Outpatient Groups, Outpatient Treatment Options, Education Programs, Mental Health Services, Family Support, Psychiatric Evaluations, Medication Management. Choose First Step with confidence because we have been serving the Triangle since 2001; In-network with most major insurance providers; Self-pay options & payment plans available; Integrative, person-centered approach; Assessments typically available within 24-48 hours; Medical Director & skilled clinicians on staff; Private and confidential; Strong relationship with the local community - EAP's, schools & colleges, medical providers, attorneys and more. Every Great Journey Begins With A First Step!
Our mission is to help people never have another mental health, drug or alcohol related problem of any type. To help people reach their full potential. Our services include: Substance Use Assessments, DWI Services, Intensive Outpatient Groups, Outpatient Treatment Options, Education Programs, Mental Health Services, Family Support, Psychiatric Evaluations, Medication Management. Choose First Step with confidence because we have been serving the Triangle since 2001; In-network with most major insurance providers; Self-pay options & payment plans available; Integrative, person-centered approach; Assessments typically available within 24-48 hours; Medical Director & skilled clinicians on staff; Private and confidential; Strong relationship with the local community - EAP's, schools & colleges, medical providers, attorneys and more. Every Great Journey Begins With A First Step!
Calm Horizons Counseling is in-network with Aetna, Cigna, BCBS, UHC, Carolina Complete, Healthy Blue, AmeriHealth, and Vaya.
Calm Horizons Counseling provides a welcoming, judgment-free environment where individuals and families feel seen, heard, and supported. With firsthand understanding of the stressors faced by everyone and our history with first responders and military personnel, our team is dedicated to walking alongside our clients through trauma, transition, and personal growth. We are committed to building healthier families and a stronger community—one conversation at a time.
Calm Horizons Counseling is in-network with Aetna, Cigna, BCBS, UHC, Carolina Complete, Healthy Blue, AmeriHealth, and Vaya.
Calm Horizons Counseling provides a welcoming, judgment-free environment where individuals and families feel seen, heard, and supported. With firsthand understanding of the stressors faced by everyone and our history with first responders and military personnel, our team is dedicated to walking alongside our clients through trauma, transition, and personal growth. We are committed to building healthier families and a stronger community—one conversation at a time.
Life contains happiness and joy but all of us have pain, suffering and hardship at times. In fact, we are "guaranteed" to have difficulties as we journey through life. Often people seek counseling at just such moments. What then, is the goal of counseling? We believe that counseling should first direct people to God since He is the one that brings the power to heal. We can know Him through Scripture and our relationship to one another. Secondly, we also believe that there are helpful truths contained in the observations of human behavior (psychology). While these beliefs inform our counseling approach, we will always leave it up to our client as to whether they are included in their counseling. Overall, we desire to be used by God to be a refuge for our clients and we love to see people experience joy and wholeness. Ultimately, we hope that counseling produces health in heart, soul and mind.
Life contains happiness and joy but all of us have pain, suffering and hardship at times. In fact, we are "guaranteed" to have difficulties as we journey through life. Often people seek counseling at just such moments. What then, is the goal of counseling? We believe that counseling should first direct people to God since He is the one that brings the power to heal. We can know Him through Scripture and our relationship to one another. Secondly, we also believe that there are helpful truths contained in the observations of human behavior (psychology). While these beliefs inform our counseling approach, we will always leave it up to our client as to whether they are included in their counseling. Overall, we desire to be used by God to be a refuge for our clients and we love to see people experience joy and wholeness. Ultimately, we hope that counseling produces health in heart, soul and mind.
HopeWay is a premier, accredited mental health treatment provider in Charlotte, North Carolina, offering care across two locations for adults, teens, and young adults. We provide a full continuum of care, including Residential, Partial Hospitalization (PHP), and Intensive Outpatient (IOP). Our holistic behavioral health home model focuses on psychiatric, medical, and emotional wellness, with comprehensive diagnostic services. Treatment includes CBT-based individual and group therapy, along with integrative therapies such as art, music, recreation, horticulture, pet therapy, and meditation & mindfulness.
HopeWay is a premier, accredited mental health treatment provider in Charlotte, North Carolina, offering care across two locations for adults, teens, and young adults. We provide a full continuum of care, including Residential, Partial Hospitalization (PHP), and Intensive Outpatient (IOP). Our holistic behavioral health home model focuses on psychiatric, medical, and emotional wellness, with comprehensive diagnostic services. Treatment includes CBT-based individual and group therapy, along with integrative therapies such as art, music, recreation, horticulture, pet therapy, and meditation & mindfulness.
Pyramid Healthcare’s Concord, NC, treatment center provides adults with medically monitored withdrawal management (detox) and structured residential care in a safe, supportive environment. Our program integrates evidence-based therapies, individualized treatment planning, and 24/7 clinical support to address both substance use and co-occurring mental health concerns. Surrounded by the quiet of Concord, the residential setting offers a stable and restorative space for healing, recovery, and lasting growth.
Pyramid Healthcare’s Concord, NC, treatment center provides adults with medically monitored withdrawal management (detox) and structured residential care in a safe, supportive environment. Our program integrates evidence-based therapies, individualized treatment planning, and 24/7 clinical support to address both substance use and co-occurring mental health concerns. Surrounded by the quiet of Concord, the residential setting offers a stable and restorative space for healing, recovery, and lasting growth.
All our programs are in-network with BCBS, Aetna, Cigna, and Medcost.
Bright Path Behavioral Health exists because someone said, “There has to be a better way.” Today, Bright Path provides evidence-based PHP and IOP programs for teens ages 12–18, blending clinical expertise with deep compassion and unconditional positive regard. Their team empowers adolescents to build emotional skills they can carry far beyond treatment—while partnering closely with families, schools, and community providers. With locations in Wake Forest and Hillsborough, NC, Bright Path creates safe, authentic spaces where teens can grow, heal, and discover who they’re becoming.
All our programs are in-network with BCBS, Aetna, Cigna, and Medcost.
Bright Path Behavioral Health exists because someone said, “There has to be a better way.” Today, Bright Path provides evidence-based PHP and IOP programs for teens ages 12–18, blending clinical expertise with deep compassion and unconditional positive regard. Their team empowers adolescents to build emotional skills they can carry far beyond treatment—while partnering closely with families, schools, and community providers. With locations in Wake Forest and Hillsborough, NC, Bright Path creates safe, authentic spaces where teens can grow, heal, and discover who they’re becoming.
The Emily Program offers specialty treatment for eating disorders dedicated to giving all people access to best-practice care and the tools they need for lasting recovery. The Emily Program offers all levels of care, from 24/7 inpatient care through outpatient services across multiple states. In-person and virtual treatment options are available. Multidisciplinary treatment teams aim to equip individuals, families, and communities with the skills necessary to continue recovery in the home environment. Our admissions team is available to help you, your loved one, or your client get started Monday through Thursday from 8:00 AM- 8:00 PM ET, Fridays 8:00 AM-7:30 PM ET, and Saturdays and Sundays from 10:00 AM-6:00 PM. The Emily Program has three locations in Durham, North Carolina with additional locations in Charlotte, NC, Georgia, Pennsylvania, Ohio, Minnesota, and Washington. Our Durham locations are RTP-Durham for IP/RES ages 8-18, Douglas-Durham for RES ages 18 and up, and Triangle-Durham for PHP/IOP/OP for ages 8 and up. Click the "Nearby Areas" button on the right to find a location near you.
The Emily Program offers specialty treatment for eating disorders dedicated to giving all people access to best-practice care and the tools they need for lasting recovery. The Emily Program offers all levels of care, from 24/7 inpatient care through outpatient services across multiple states. In-person and virtual treatment options are available. Multidisciplinary treatment teams aim to equip individuals, families, and communities with the skills necessary to continue recovery in the home environment. Our admissions team is available to help you, your loved one, or your client get started Monday through Thursday from 8:00 AM- 8:00 PM ET, Fridays 8:00 AM-7:30 PM ET, and Saturdays and Sundays from 10:00 AM-6:00 PM. The Emily Program has three locations in Durham, North Carolina with additional locations in Charlotte, NC, Georgia, Pennsylvania, Ohio, Minnesota, and Washington. Our Durham locations are RTP-Durham for IP/RES ages 8-18, Douglas-Durham for RES ages 18 and up, and Triangle-Durham for PHP/IOP/OP for ages 8 and up. Click the "Nearby Areas" button on the right to find a location near you.
At Carolina Outpatient Detox, we understand that our clients are parents, employees, students, and friends juggling life’s responsibilities. Addiction creates a gap between their present and potential, and they need solutions that fit their lives. Our outpatient detox program offers a safe, effective, and flexible approach that allows clients to heal without stepping away from their daily commitments. We provide individually tailored care in a comfortable setting, ensuring the highest level of support with proven medical protocols. We accept most insurance plans and guide clients through the next steps of their recovery journey.
At Carolina Outpatient Detox, we understand that our clients are parents, employees, students, and friends juggling life’s responsibilities. Addiction creates a gap between their present and potential, and they need solutions that fit their lives. Our outpatient detox program offers a safe, effective, and flexible approach that allows clients to heal without stepping away from their daily commitments. We provide individually tailored care in a comfortable setting, ensuring the highest level of support with proven medical protocols. We accept most insurance plans and guide clients through the next steps of their recovery journey.
We help with DETOX, IN-PATIENT, OUT-PATIENT, Sober Living. At Nova Transformations, we are proud to offer our exceptional addiction treatment services to residents of Charlotte, North Carolina. Our state-of-the-art facility provides a serene and supportive environment for individuals seeking recovery from substance use. We understand the unique challenges faced by those struggling with addiction and are dedicated to helping our clients achieve lasting sobriety and holistic well-being.
We help with DETOX, IN-PATIENT, OUT-PATIENT, Sober Living. At Nova Transformations, we are proud to offer our exceptional addiction treatment services to residents of Charlotte, North Carolina. Our state-of-the-art facility provides a serene and supportive environment for individuals seeking recovery from substance use. We understand the unique challenges faced by those struggling with addiction and are dedicated to helping our clients achieve lasting sobriety and holistic well-being.
See more therapy options for Alamance County
Cigna and Evernorth Treatment Centers
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling. Learn more about Insurance Coverage and Finding Affordable Therapy