North Tampa Behavioral Health, located in Wesley Chapel, Florida, provides acute inpatient treatment for adults and seniors age 18 and older who are struggling with depression, suicidal ideation, posttraumatic stress disorder (PTSD), bipolar disorder, anxiety, schizophrenia, and schizoaffective disorder. We also treat adults who have addictions to alcohol, benzodiazepines, and opioids. This level of care is a short-term treatment option for people who are in crisis and need immediate stabilization before transitioning to a lower level of care. Upon admission, patients meet with a member of our medical staff for a comprehensive assessment. Throughout treatment, patients can receive basic medical care and daily medication management services. Patients take part in multiple group therapy sessions every day. These sessions offer an opportunity for patients to have discussions with their peers and receive encouragement from compassionate professionals. The typical length of stay in our inpatient program is five to 10 days, but each patient’s individual progress and treatment goals determine their actual length of stay.
North Tampa Behavioral Health, located in Wesley Chapel, Florida, provides acute inpatient treatment for adults and seniors age 18 and older who are struggling with depression, suicidal ideation, posttraumatic stress disorder (PTSD), bipolar disorder, anxiety, schizophrenia, and schizoaffective disorder. We also treat adults who have addictions to alcohol, benzodiazepines, and opioids. This level of care is a short-term treatment option for people who are in crisis and need immediate stabilization before transitioning to a lower level of care. Upon admission, patients meet with a member of our medical staff for a comprehensive assessment. Throughout treatment, patients can receive basic medical care and daily medication management services. Patients take part in multiple group therapy sessions every day. These sessions offer an opportunity for patients to have discussions with their peers and receive encouragement from compassionate professionals. The typical length of stay in our inpatient program is five to 10 days, but each patient’s individual progress and treatment goals determine their actual length of stay.
North Tampa Behavioral Health, located in Wesley Chapel, Florida, provides on-site detoxification services for adults age 18 and older who have addictions to alcohol, benzodiazepines, and opioids. This treatment program is a short-term option that can offer long-term benefits. In our detox program, expert and compassionate medical professionals provide 24/7 guidance and help people safely and comfortably withdraw from drugs and alcohol. Everyone’s detox experience is different, but patients typically remain in our detox program for five to seven days. While they are in the detox program, patients can engage in the various therapeutic modalities we offer at our hospital, such as therapy. Upon admission, each patient receives a customized care plan that outlines what services they may receive during their stay at our treatment center.
North Tampa Behavioral Health, located in Wesley Chapel, Florida, provides on-site detoxification services for adults age 18 and older who have addictions to alcohol, benzodiazepines, and opioids. This treatment program is a short-term option that can offer long-term benefits. In our detox program, expert and compassionate medical professionals provide 24/7 guidance and help people safely and comfortably withdraw from drugs and alcohol. Everyone’s detox experience is different, but patients typically remain in our detox program for five to seven days. While they are in the detox program, patients can engage in the various therapeutic modalities we offer at our hospital, such as therapy. Upon admission, each patient receives a customized care plan that outlines what services they may receive during their stay at our treatment center.
The Wave of Columbia in Winnsboro, South Carolina is a comprehensive addiction and dual diagnosis treatment center. We provide individualized, evidence-based care for substance use disorders and co-occurring mental health conditions including depression, anxiety, PTSD, bipolar disorder, mood and personality disorders. Our experienced clinical team delivers personalized treatment plans that address both addiction and underlying mental health concerns to support lasting recovery.
The Wave of Columbia in Winnsboro, South Carolina is a comprehensive addiction and dual diagnosis treatment center. We provide individualized, evidence-based care for substance use disorders and co-occurring mental health conditions including depression, anxiety, PTSD, bipolar disorder, mood and personality disorders. Our experienced clinical team delivers personalized treatment plans that address both addiction and underlying mental health concerns to support lasting recovery.
Ellie Mental Health offers a range of mental health services for all ages. Our dedicated team of licensed therapists provides individual therapy, couples counseling, and family therapy. With a combined 30 years of experience in the field, we’re well-equipped to address diverse mental health needs. You’ll find our offices conveniently located in PASCO County, serving Trinity-New Port Richey and Wesley Chapel. Whether it’s your first time seeking therapy or you’ve had previous services, we warmly welcome you to Ellie and look forward to supporting you.
Ellie Mental Health offers a range of mental health services for all ages. Our dedicated team of licensed therapists provides individual therapy, couples counseling, and family therapy. With a combined 30 years of experience in the field, we’re well-equipped to address diverse mental health needs. You’ll find our offices conveniently located in PASCO County, serving Trinity-New Port Richey and Wesley Chapel. Whether it’s your first time seeking therapy or you’ve had previous services, we warmly welcome you to Ellie and look forward to supporting you.
More Treatment Centers Nearby
The Refuge, A Healing Place, located in Ocklawaha, Florida, offers a detoxification program for adults age 18 and older who are struggling with addictions to alcohol, opioids, prescription drugs, and other substances. Sometimes, people turn to drugs or alcohol as a way to cope with stress, the effects of trauma, or difficult life circumstances. Unfortunately, this can lead to addictions and increased tolerance as people require more of the substance to achieve the same outcomes. When someone suddenly stops using a substance, they may experience a range of uncomfortable, painful, or dangerous effects. It's crucial for individuals in this situation to seek support from qualified medical professionals who can help them manage their withdrawal symptoms safely. Clients typically participate in our detox program for three to seven days before transitioning to our residential treatment program. However, a client’s individual progress, needs, and goals determine their actual length of stay.
The Refuge, A Healing Place, located in Ocklawaha, Florida, offers a detoxification program for adults age 18 and older who are struggling with addictions to alcohol, opioids, prescription drugs, and other substances. Sometimes, people turn to drugs or alcohol as a way to cope with stress, the effects of trauma, or difficult life circumstances. Unfortunately, this can lead to addictions and increased tolerance as people require more of the substance to achieve the same outcomes. When someone suddenly stops using a substance, they may experience a range of uncomfortable, painful, or dangerous effects. It's crucial for individuals in this situation to seek support from qualified medical professionals who can help them manage their withdrawal symptoms safely. Clients typically participate in our detox program for three to seven days before transitioning to our residential treatment program. However, a client’s individual progress, needs, and goals determine their actual length of stay.
We accept several insurance plans, including Blue Cross Blue Shield Plans, United Healthcare Plans, Cigna, and Aetna.
Are you feeling stuck, overwhelmed, or unsure how to move forward? At North Star Therapy, we specialize in guiding individuals through anxiety, depression, trauma, and life transitions with compassion and clarity. Whether you're facing challenges in relationships, struggling with self-esteem, or simply seeking a more fulfilling life, we are here for you. We help you find your way back to yourself with evidence-based care that truly makes a difference. Session rates range from $60 with a counselor intern to $150 with a licensed counselor to meet a variety of needs and budgets. We accept insurances listed below for your convenience.
We accept several insurance plans, including Blue Cross Blue Shield Plans, United Healthcare Plans, Cigna, and Aetna.
Are you feeling stuck, overwhelmed, or unsure how to move forward? At North Star Therapy, we specialize in guiding individuals through anxiety, depression, trauma, and life transitions with compassion and clarity. Whether you're facing challenges in relationships, struggling with self-esteem, or simply seeking a more fulfilling life, we are here for you. We help you find your way back to yourself with evidence-based care that truly makes a difference. Session rates range from $60 with a counselor intern to $150 with a licensed counselor to meet a variety of needs and budgets. We accept insurances listed below for your convenience.
We serve adults struggling with depression, anxiety, trauma, PTSD, and other mental health challenges. Many of our clients feel overwhelmed, stuck, or disconnected and are seeking a safe, supportive place to heal. They need personalized care, structure, and space to rediscover themselves away from daily pressures.
We serve adults struggling with depression, anxiety, trauma, PTSD, and other mental health challenges. Many of our clients feel overwhelmed, stuck, or disconnected and are seeking a safe, supportive place to heal. They need personalized care, structure, and space to rediscover themselves away from daily pressures.
We offer Mental Health Treatment. We specialize in: anxiety, depression, bi-polar and anger issues. We offer a safe and nurturing environment. We are close to beaches and parks for many outdoor activities. Our philosophy stems from the fact we know addiction is a disease that affects both brain and behavior. The definition of addiction has changed through research and scientific advances. Today addiction is defined by the National Institute on Drug Abuse as a chronic, relapsing brain disease that is characterized by compulsive drug seeking and use, despite harmful consequences. It is considered a brain disease because drugs change the brain: they change the structure and how the brain works. These changes in the brain can be long lasting and lead to destructive behaviors seen in people who abuse drugs. Over the years many variations of treatment techniques and optimum lengths of stay have been implemented in attempts to change the often times antisocial behaviors associated with abusive drinking and or drugging. Few have worked. There is hope! CALL US we can HELP! 727-220-2422
We offer Mental Health Treatment. We specialize in: anxiety, depression, bi-polar and anger issues. We offer a safe and nurturing environment. We are close to beaches and parks for many outdoor activities. Our philosophy stems from the fact we know addiction is a disease that affects both brain and behavior. The definition of addiction has changed through research and scientific advances. Today addiction is defined by the National Institute on Drug Abuse as a chronic, relapsing brain disease that is characterized by compulsive drug seeking and use, despite harmful consequences. It is considered a brain disease because drugs change the brain: they change the structure and how the brain works. These changes in the brain can be long lasting and lead to destructive behaviors seen in people who abuse drugs. Over the years many variations of treatment techniques and optimum lengths of stay have been implemented in attempts to change the often times antisocial behaviors associated with abusive drinking and or drugging. Few have worked. There is hope! CALL US we can HELP! 727-220-2422
In our office we are proud to have a variety of specialties. Our expertise ranges from ASD, men's & women's issues, medication management, and so much more!
In our office we are proud to have a variety of specialties. Our expertise ranges from ASD, men's & women's issues, medication management, and so much more!
ALLURE DETOX IS A NEW WAY TO START YOUR LIFE AGAIN Addiction is a disease of loneliness and isolation. Habitual use of drugs and alcohol cuts us off from the things we value most – friends, families, and our higher selves. To recover, we must get back in touch with these forgotten aspects of our lives. So when we’re finally getting clean and sober, the last thing we need is more separation from the people we love and the parts of our lives we once found rewarding. What we need is to show up for life again, not deeper separation. And that’s how Allure Detox can help. We are a comfortable and evidence-based drug and alcohol detox in West Palm Beach, Florida. We can free you or your loved one from the physical symptoms of addiction and start you on the path to recovery. We offer detox from drugs and alcohol on a medical basis so that you can safely resume the life you once lived, the life you thought was lost forever. Addicts emerge from Allure Detox healthy, sane, and prepared for a lifetime of recovery. Please contact us today if you or someone you love is suffering the pain of addiction. Drug & Alcohol Detox in West Palm Beach,
ALLURE DETOX IS A NEW WAY TO START YOUR LIFE AGAIN Addiction is a disease of loneliness and isolation. Habitual use of drugs and alcohol cuts us off from the things we value most – friends, families, and our higher selves. To recover, we must get back in touch with these forgotten aspects of our lives. So when we’re finally getting clean and sober, the last thing we need is more separation from the people we love and the parts of our lives we once found rewarding. What we need is to show up for life again, not deeper separation. And that’s how Allure Detox can help. We are a comfortable and evidence-based drug and alcohol detox in West Palm Beach, Florida. We can free you or your loved one from the physical symptoms of addiction and start you on the path to recovery. We offer detox from drugs and alcohol on a medical basis so that you can safely resume the life you once lived, the life you thought was lost forever. Addicts emerge from Allure Detox healthy, sane, and prepared for a lifetime of recovery. Please contact us today if you or someone you love is suffering the pain of addiction. Drug & Alcohol Detox in West Palm Beach,
Turning Point of Tampa is located in Tampa, Florida. We provide affordable Detox, Residential, Day Treatment and Intensive Outpatient Treatment services for addiction, eating disorders and dual diagnosis. We follow a 12-Step addiction model and are licensed by the Department of Children and Families and Accredited by the Joint Commission. Emphasis is placed on the physical, emotional and spiritual needs of the whole person encouraging "Recovery Through Responsibility." We treat alcoholism, poly substance use disorder, specifically opiates, heroin, benzodiazepines, amphetamines, marijuana and illicit drugs, including synthetic designer drugs. When a client completes treatment at Turning Point of Tampa they are invited to a free after-care group on Wednesday nights, therapist facilitated. This is an open ended group and clients attend as long as they choose to.
Turning Point of Tampa is located in Tampa, Florida. We provide affordable Detox, Residential, Day Treatment and Intensive Outpatient Treatment services for addiction, eating disorders and dual diagnosis. We follow a 12-Step addiction model and are licensed by the Department of Children and Families and Accredited by the Joint Commission. Emphasis is placed on the physical, emotional and spiritual needs of the whole person encouraging "Recovery Through Responsibility." We treat alcoholism, poly substance use disorder, specifically opiates, heroin, benzodiazepines, amphetamines, marijuana and illicit drugs, including synthetic designer drugs. When a client completes treatment at Turning Point of Tampa they are invited to a free after-care group on Wednesday nights, therapist facilitated. This is an open ended group and clients attend as long as they choose to.
White Sands Tampa, beautifully located in Plant City, Florida is a drug and alcohol addiction treatment center that believes in pinpointing the core issues behind where the behavioral disorder and/or addiction began so that we can aid in eradicating any and all behaviors associated with the initial birthplace of the addictive behaviors. Our warm, compassionate, and well-trained staff are dedicated towards helping you or your loved one to recover from addiction safely, comfortably, and effectively. We want you to feel safe in knowing that you can tell us anything without feeling judged or misunderstood. We truly care and want you to succeed. We also know that in order to truly recover, honesty is key - not just with us, but with yourself as well. You don't have to go through this alone. We are here for you and are endlessly committed towards not only your long-term recovery, from a chemical dependency standpoint, but also towards helping you to become a productive, happy, and healthy member of society. We are an addiction treatment center that truly cares about every person who walks through our doors that are willing and ready to change for the better.
White Sands Tampa, beautifully located in Plant City, Florida is a drug and alcohol addiction treatment center that believes in pinpointing the core issues behind where the behavioral disorder and/or addiction began so that we can aid in eradicating any and all behaviors associated with the initial birthplace of the addictive behaviors. Our warm, compassionate, and well-trained staff are dedicated towards helping you or your loved one to recover from addiction safely, comfortably, and effectively. We want you to feel safe in knowing that you can tell us anything without feeling judged or misunderstood. We truly care and want you to succeed. We also know that in order to truly recover, honesty is key - not just with us, but with yourself as well. You don't have to go through this alone. We are here for you and are endlessly committed towards not only your long-term recovery, from a chemical dependency standpoint, but also towards helping you to become a productive, happy, and healthy member of society. We are an addiction treatment center that truly cares about every person who walks through our doors that are willing and ready to change for the better.
Or caring Professional staff include on call Doctors, and Onsite Nurses 24 hours per day. This helps to ensure the safest environment to Detox from Drugs and Alcohol. A typical detox ranges in length from 3-10 days in length. A detox from opiates is the longest time period often between 7-10 days long. While a Alcohol detox is typically 3-7 days in length. We work carefully with each patient to ensure their comfort and safety during the detox period. Medication to minimize the risks of seizures and limit the discomfort associated with withdrawal. Our Detox In Punta Gorda Florida is ideally situated next to the Hospital for any acute emergencies. In Charlotte county there is a shortage of Detox services, and we are proud to be available to help service the residents of Charlotte County.
Or caring Professional staff include on call Doctors, and Onsite Nurses 24 hours per day. This helps to ensure the safest environment to Detox from Drugs and Alcohol. A typical detox ranges in length from 3-10 days in length. A detox from opiates is the longest time period often between 7-10 days long. While a Alcohol detox is typically 3-7 days in length. We work carefully with each patient to ensure their comfort and safety during the detox period. Medication to minimize the risks of seizures and limit the discomfort associated with withdrawal. Our Detox In Punta Gorda Florida is ideally situated next to the Hospital for any acute emergencies. In Charlotte county there is a shortage of Detox services, and we are proud to be available to help service the residents of Charlotte County.
At Advanced Psychiatric Health, our mission transcends beyond providing premier psychiatric services; it's about offering timely, accessible, and personalized care when you need it the most. Recognized as a pillar of mental services in Florida, our practice is built on the principles of compassion, innovation, and excellence in mental health care. We are committed to delivering a broad spectrum of psychiatric services, ranging from individual therapy and medication management to specialized treatments and comprehensive mental health evaluations. Our team of experienced psychiatrists, psychiatric mental health nurse practitioners, and therapists are dedicated to creating a supportive and therapeutic environment where our patients can thrive.
At Advanced Psychiatric Health, our mission transcends beyond providing premier psychiatric services; it's about offering timely, accessible, and personalized care when you need it the most. Recognized as a pillar of mental services in Florida, our practice is built on the principles of compassion, innovation, and excellence in mental health care. We are committed to delivering a broad spectrum of psychiatric services, ranging from individual therapy and medication management to specialized treatments and comprehensive mental health evaluations. Our team of experienced psychiatrists, psychiatric mental health nurse practitioners, and therapists are dedicated to creating a supportive and therapeutic environment where our patients can thrive.
When you decide to take that brave first step to overcoming your addiction, detox is where you begin. You have to get the drugs out of your system before you can begin the rest of the healing process. Detoxing is actually a natural process — when you stop taking drugs, they will exit your system within a few days. As long as you do not put any drugs back in, you will be cleansed. In the throes of an active addiction, you continue putting your substance of choice into your body and never let it exit entirely. After some time, your body and brain learn to function with a certain level of that particular substance at all times. When you start to feel any withdrawal symptoms, like a headache, anxiety, tremors or anything that makes you uncomfortable, you reach for another dose, and those physical feelings go away. However, doing so adds to the cycle of addiction. The key is to get through those withdrawal feelings without taking another dose of drugs, and addiction makes that nearly impossible to do on your own. That’s why our detox staff at Tranquil Shores is here to help you get through the process safely.
When you decide to take that brave first step to overcoming your addiction, detox is where you begin. You have to get the drugs out of your system before you can begin the rest of the healing process. Detoxing is actually a natural process — when you stop taking drugs, they will exit your system within a few days. As long as you do not put any drugs back in, you will be cleansed. In the throes of an active addiction, you continue putting your substance of choice into your body and never let it exit entirely. After some time, your body and brain learn to function with a certain level of that particular substance at all times. When you start to feel any withdrawal symptoms, like a headache, anxiety, tremors or anything that makes you uncomfortable, you reach for another dose, and those physical feelings go away. However, doing so adds to the cycle of addiction. The key is to get through those withdrawal feelings without taking another dose of drugs, and addiction makes that nearly impossible to do on your own. That’s why our detox staff at Tranquil Shores is here to help you get through the process safely.
Banyan Sebring serves adults struggling with substance use disorders, mental health conditions, or co-occurring disorders. Many clients come to us needing medically assisted detox, 24/7 supervision, or structured residential care to stabilize and begin healing. Our clients often face challenges like withdrawal, addiction patterns, depression, anxiety, trauma, or mood disorders. They benefit from personalized treatment plans that include individual and group therapy, clinical support, and a safe therapeutic environment designed to help them regain stability and build a strong foundation for long-term recovery.
Banyan Sebring serves adults struggling with substance use disorders, mental health conditions, or co-occurring disorders. Many clients come to us needing medically assisted detox, 24/7 supervision, or structured residential care to stabilize and begin healing. Our clients often face challenges like withdrawal, addiction patterns, depression, anxiety, trauma, or mood disorders. They benefit from personalized treatment plans that include individual and group therapy, clinical support, and a safe therapeutic environment designed to help them regain stability and build a strong foundation for long-term recovery.
Immersion Outpatient offers a complete, phase-by-phase treatment experience, beginning with medical detox and ending with continuous aftercare. We offer residential treatment in our state-of-the-art facility, as well as several other levels of care - including an intensive outpatient program. Our approach is unique in that we focus heavily on immersive treatment and on a deep level of comprehensive healing. We focus on healing the body, the mind and the soul simultaneously.
Immersion Outpatient offers a complete, phase-by-phase treatment experience, beginning with medical detox and ending with continuous aftercare. We offer residential treatment in our state-of-the-art facility, as well as several other levels of care - including an intensive outpatient program. Our approach is unique in that we focus heavily on immersive treatment and on a deep level of comprehensive healing. We focus on healing the body, the mind and the soul simultaneously.
North Tampa Behavioral Health, located in Wesley Chapel, Florida, offers a partial hospitalization program (PHP) for adults age 18 and older who have mental health disorders and substance use concerns. Our PHP is an ideal option for people who do not need intensive inpatient treatment but could still benefit from structured support. Patients in our PHP take part in programming five days a week, six hours each day, for two to four weeks. During their time in treatment, patients receive weekly medication management services and participate in daily group therapies. Therapists lead processing and psychotherapy groups that are informed by cognitive behavioral therapy (CBT) and dialectical behavior therapy (DBT). Topics covered in groups may include setting boundaries, how to cope with stress and anger, navigating grief and loss, and healthy communication skills. Patients can also take part in yoga, meditation, and recreational groups led by experienced recreational therapists and certified yoga instructors.
North Tampa Behavioral Health, located in Wesley Chapel, Florida, offers a partial hospitalization program (PHP) for adults age 18 and older who have mental health disorders and substance use concerns. Our PHP is an ideal option for people who do not need intensive inpatient treatment but could still benefit from structured support. Patients in our PHP take part in programming five days a week, six hours each day, for two to four weeks. During their time in treatment, patients receive weekly medication management services and participate in daily group therapies. Therapists lead processing and psychotherapy groups that are informed by cognitive behavioral therapy (CBT) and dialectical behavior therapy (DBT). Topics covered in groups may include setting boundaries, how to cope with stress and anger, navigating grief and loss, and healthy communication skills. Patients can also take part in yoga, meditation, and recreational groups led by experienced recreational therapists and certified yoga instructors.
Centerstone Addiction Center provides residents with the therapy, support and tools that sustain a personal path to recovery. The program focuses on individual challenges and triggers to support your personal situation. We are here to support you in every step of your recovery. We offer medical and therapeutic support in a confidential and private setting. Located on a 16 acre former county park, we offer wellness and healing. Services include individual counseling, group counseling and education, leisure and recreation, spirituality, vocational counseling, occupational therapy, nutrition, expressive arts, 12 Step Meetings, and relapse prevention.
Centerstone Addiction Center provides residents with the therapy, support and tools that sustain a personal path to recovery. The program focuses on individual challenges and triggers to support your personal situation. We are here to support you in every step of your recovery. We offer medical and therapeutic support in a confidential and private setting. Located on a 16 acre former county park, we offer wellness and healing. Services include individual counseling, group counseling and education, leisure and recreation, spirituality, vocational counseling, occupational therapy, nutrition, expressive arts, 12 Step Meetings, and relapse prevention.
Since 1997, Discovery Mood & Anxiety Program has been helping thousands of patients build the confidence and skills they need to better navigate life’s challenges. We look at the person, not the diagnosis. We reveal what’s possible for those who have experienced a history of depression, anxiety or other mood disorders. With evidence-based treatment, complementary modalities, family therapy and ongoing support, we utilize our world-class continuum of care to turn lives around.
Since 1997, Discovery Mood & Anxiety Program has been helping thousands of patients build the confidence and skills they need to better navigate life’s challenges. We look at the person, not the diagnosis. We reveal what’s possible for those who have experienced a history of depression, anxiety or other mood disorders. With evidence-based treatment, complementary modalities, family therapy and ongoing support, we utilize our world-class continuum of care to turn lives around.
See more therapy options for Zephyrhills
Nearby Cigna and Evernorth Treatment Centers Searches for Zephyrhills
- Brandon
- Brooksville
- Lakeland
- Land O Lakes
- Lutz
- New Port Richey
- Odessa
- Palm Harbor
- Plant City
- Spring Hill
- Tampa
- Wesley Chapel
Cigna and Evernorth Treatment Centers
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling. Learn more about Insurance Coverage and Finding Affordable Therapy