Anthem | Elevance Treatment Centers in Stuart, FL

Photo of Agape Detox Center, Treatment Center in Stuart, FL
Agape Detox Center
Treatment Center
Verified Verified
Stuart, FL 34994
Agape Detox Center has been designed with everything to connect individuals with the experiences and activities to truly embrace and experience all life has to offer! Our clinical space offers that same warmth and character, allowing the individual to walk in, take a deep breath and be the amazing person that they are in that moment. We aimed for a family-like atmosphere and feel so that no one feels pressured to open up about their feelings and emotions during a therapy session.
Agape Detox Center has been designed with everything to connect individuals with the experiences and activities to truly embrace and experience all life has to offer! Our clinical space offers that same warmth and character, allowing the individual to walk in, take a deep breath and be the amazing person that they are in that moment. We aimed for a family-like atmosphere and feel so that no one feels pressured to open up about their feelings and emotions during a therapy session.
(772) 362-2908 View (772) 362-2908
Photo of Harm Reduction Center, LLC, Treatment Center in Stuart, FL
Harm Reduction Center, LLC
Treatment Center
Verified Verified
Stuart, FL 34995
It is our philosophy that separates us from many other programs. The fact is that recovery does and should look different for everyone. Our belief and experience has shown us that cultivating recovery requires exposure to many different paths. We will empower you to choose a path for yourself and, with collaboration from loved ones and our treatment team, support that choice.
It is our philosophy that separates us from many other programs. The fact is that recovery does and should look different for everyone. Our belief and experience has shown us that cultivating recovery requires exposure to many different paths. We will empower you to choose a path for yourself and, with collaboration from loved ones and our treatment team, support that choice.
(561) 220-9157 View (561) 220-9157

More Treatment Centers Nearby

Photo of Luxury Psychiatry Medical Spa - Orlando, Treatment Center in Stuart, FL
Luxury Psychiatry Medical Spa - Orlando
Treatment Center, MD
Verified Verified
Palm City, FL 34990
At Luxury Psychiatry Medical Spa, we provide top-tier mental health services, specializing in clients with treatment-resistant depression and other intricate psychiatric issues. Our facility is distinguished by its combination of classic psychiatric methods and cutting-edge treatments such as TMS therapy and ketamine treatments. Our skilled team, consisting of psychiatrists and nurse practitioners, excels in creating personalized treatment plans for each client, ensuring a comprehensive approach to mental health. We accommodate our clients' varied schedules with flexible booking options. Appointments can be made via our website or through our intake team. We accept various insurance plans and also have self-pay alternatives. For those worried about cost, we offer financial solutions to make our services more approachable. Our dedication is to provide exceptional mental health care in a sumptuous, soothing environment that promotes recovery and self-empowerment. For further details or to book an appointment, please visit our website or contact us directly.
At Luxury Psychiatry Medical Spa, we provide top-tier mental health services, specializing in clients with treatment-resistant depression and other intricate psychiatric issues. Our facility is distinguished by its combination of classic psychiatric methods and cutting-edge treatments such as TMS therapy and ketamine treatments. Our skilled team, consisting of psychiatrists and nurse practitioners, excels in creating personalized treatment plans for each client, ensuring a comprehensive approach to mental health. We accommodate our clients' varied schedules with flexible booking options. Appointments can be made via our website or through our intake team. We accept various insurance plans and also have self-pay alternatives. For those worried about cost, we offer financial solutions to make our services more approachable. Our dedication is to provide exceptional mental health care in a sumptuous, soothing environment that promotes recovery and self-empowerment. For further details or to book an appointment, please visit our website or contact us directly.
(407) 606-5099 View (407) 606-5099
Photo of Comprehensive Wellness Centers, Treatment Center in Stuart, FL
Comprehensive Wellness Centers
Treatment Center
Verified Verified
Port Saint Lucie, FL 34952
At CWC, we understand that everyone has their own unique personality and character traits developed by life experiences, background and belief systems. Our program is designed to support a variety of diverse and evidence based approaches. Backed by three Ph.D. level clinicians and a highly experiences staff, we have created a customized program providing small groups and individual therapy to ensure we meet the needs of each and every client.
At CWC, we understand that everyone has their own unique personality and character traits developed by life experiences, background and belief systems. Our program is designed to support a variety of diverse and evidence based approaches. Backed by three Ph.D. level clinicians and a highly experiences staff, we have created a customized program providing small groups and individual therapy to ensure we meet the needs of each and every client.
(800) 844-4673 View (800) 844-4673
Photo of Agape Treatment Center, Treatment Center in Stuart, FL
Agape Treatment Center
Treatment Center, LCSW, CAC, CCTP, IRC-ADC, LMHC
Not Verified Not Verified
Port Saint Lucie, FL 34952
Agape Treatment Center offers a wonderful educational and therapeutic drug and alcohol rehabilitation experience in South Florida, which also includes services for co-existing disorders. Agape Treatment Centers understands the need for support and one-on-one care. Our rehabilitation center embraces a universal, unconditional love that transcends, that serves regardless of circumstances. We provide individuals all over the country with the opportunity to achieve the gift of lasting sobriety. Our evidence-driven therapy and counseling methods are based on a belief that each and every individual is worth living a joyous and rewarding life free from the bondage of addiction and mental health.
Agape Treatment Center offers a wonderful educational and therapeutic drug and alcohol rehabilitation experience in South Florida, which also includes services for co-existing disorders. Agape Treatment Centers understands the need for support and one-on-one care. Our rehabilitation center embraces a universal, unconditional love that transcends, that serves regardless of circumstances. We provide individuals all over the country with the opportunity to achieve the gift of lasting sobriety. Our evidence-driven therapy and counseling methods are based on a belief that each and every individual is worth living a joyous and rewarding life free from the bondage of addiction and mental health.
(954) 289-6486 View (954) 289-6486
Photo of Ambrosia Treatment Center, Treatment Center in Stuart, FL
Ambrosia Treatment Center
Treatment Center, CAP, ICADC, CEBAF, CRBT, WPB
Verified Verified
Fort Pierce, FL 34952
Don't settle for any generic treatment center. You deserve care that actually helps you stay sober for good and recover from mental health challenges. Backed by 10-years of experience, 10K+ success stories, hundreds of verified positive online reviews and partnerships with both the NFL and university researchers, Ambrosia is the change you've been looking for. Offering dual diagnosis and trauma treatment programs. We specialize in treating substance abuse, depression, anxiety, bi-polar disorder, PTSD, ADHD and other cases.
Don't settle for any generic treatment center. You deserve care that actually helps you stay sober for good and recover from mental health challenges. Backed by 10-years of experience, 10K+ success stories, hundreds of verified positive online reviews and partnerships with both the NFL and university researchers, Ambrosia is the change you've been looking for. Offering dual diagnosis and trauma treatment programs. We specialize in treating substance abuse, depression, anxiety, bi-polar disorder, PTSD, ADHD and other cases.
(561) 250-8124 View (561) 250-8124
Photo of RECO Intensive | Renowned Addiction Treatment, Treatment Center in Stuart, FL
RECO Intensive | Renowned Addiction Treatment
Treatment Center, MD, PhD, PsyD, NLP, LCSW
Not Verified Not Verified
Port Saint Lucie, FL 34952
Nationally Accredited and Licensed. At RECO Intensive, our goal is to guide clients through the impactful transitions that arise within the realm of recovery. We believe that each individual is unique. Consequently, each treatment plan and metamorphosis in recovery must be unique, too. As we work to recreate joy and to instill patience, self-awareness, and responsibility in those who are suffering from addiction, we understand and address the specific intricacies of each individual's history. Each personalized care plan will include specialized therapies suited to your background and progress in recovery. As a team, we tailor your RECO experience to correlate with your past-and to embolden the person you will become within your newfound independence from addiction.
Nationally Accredited and Licensed. At RECO Intensive, our goal is to guide clients through the impactful transitions that arise within the realm of recovery. We believe that each individual is unique. Consequently, each treatment plan and metamorphosis in recovery must be unique, too. As we work to recreate joy and to instill patience, self-awareness, and responsibility in those who are suffering from addiction, we understand and address the specific intricacies of each individual's history. Each personalized care plan will include specialized therapies suited to your background and progress in recovery. As a team, we tailor your RECO experience to correlate with your past-and to embolden the person you will become within your newfound independence from addiction.
(561) 342-5832 View (561) 342-5832
Photo of RECO Institute | Intensive Outpatient Treatment, Treatment Center in Stuart, FL
RECO Institute | Intensive Outpatient Treatment
Treatment Center, LMHC, LCSW, PhD, PsyD, MD
Verified Verified
Port Saint Lucie, FL 34952
RECO Institute is composed of residential properties that serve as a trusted group of Recovery Residences in South Florida. Offered in conjunction with our unique intensive outpatient program, RECO Intensive, RECO Institute provides transitional housing for men and women in the early stages of recovery.
RECO Institute is composed of residential properties that serve as a trusted group of Recovery Residences in South Florida. Offered in conjunction with our unique intensive outpatient program, RECO Intensive, RECO Institute provides transitional housing for men and women in the early stages of recovery.
(561) 623-3416 View (561) 623-3416

Online Treatment Centers

Photo of Ember Recovery Center, Treatment Center in Stuart, FL
Ember Recovery Center
Treatment Center
Verified Verified
Okeechobee, FL 34972
Ember Recovery Center is a part of the Flyland Recovery Network. This center is located in Okeechobee, Florida, and leads the region in the initial phase of drug and alcohol detox, residential care substance abuse treatment, and mental health services.
Ember Recovery Center is a part of the Flyland Recovery Network. This center is located in Okeechobee, Florida, and leads the region in the initial phase of drug and alcohol detox, residential care substance abuse treatment, and mental health services.
(863) 766-1315 View (863) 766-1315
Photo of Evolutions Treament Center, Treatment Center in Stuart, FL
Evolutions Treament Center
Treatment Center
Not Verified Not Verified
Fort Lauderdale, FL 33309
Having held clinical and senior management positions at several leading drug and alcohol treatment centers, the Founders of Evolutions Treatment Center saw not only a gap in care, but also an opportunity to essentially redefine what addiction treatment could be. Today, Evolutions Treatment Center offers a full continuum of addiction treatment from inpatient detoxification and residential treatment through an array of outpatient programs. Evolutions takes clinically proven, evidence-based therapeutic techniques for combating addiction and combines them with advanced approaches being pioneered by the best and brightest minds in addiction treatment today. Setting Evolutions apart from the rest - along with our innovative treatment program and advanced level clinicians - is the unmatched luxury in which our Clients recover, as well as a range of holistic approaches that feed the mind, body and spirit. The result is truly an Evolution in addiction treatment that is both innovative and effective.
Having held clinical and senior management positions at several leading drug and alcohol treatment centers, the Founders of Evolutions Treatment Center saw not only a gap in care, but also an opportunity to essentially redefine what addiction treatment could be. Today, Evolutions Treatment Center offers a full continuum of addiction treatment from inpatient detoxification and residential treatment through an array of outpatient programs. Evolutions takes clinically proven, evidence-based therapeutic techniques for combating addiction and combines them with advanced approaches being pioneered by the best and brightest minds in addiction treatment today. Setting Evolutions apart from the rest - along with our innovative treatment program and advanced level clinicians - is the unmatched luxury in which our Clients recover, as well as a range of holistic approaches that feed the mind, body and spirit. The result is truly an Evolution in addiction treatment that is both innovative and effective.
(866) 830-7470 View (866) 830-7470
Photo of Healing Mind Mental Health Treatment Program, Treatment Center in Stuart, FL
Healing Mind Mental Health Treatment Program
Treatment Center
Verified Verified
Bal Harbour, FL 33154
Healing Mind is committed to being a leader of quality intensive and advanced mental health residential treatment services. We only treat a handful of clients at at time in order to provide highly personalized treatment with maximum personalized attention. Our luxurious and beautiful home like environment is the backdrop to help our clients get better control of their lives. We can treat most complex mental health disorders and we work with the patient every step of the way to ensure long-term recovery outcomes. We combine our unique clinical approach to treatment with new therapies to ensure long-term recovery and growth. Our goal is to make sure each patient has the tools needed to manage their mental health diagnosis in everyday life once treatment is completed. Patients will establish a strong relationship with their therapist and learn how to change their unhealthy behaviors that can bring about their mental illness symptoms. Our small group setting provides a safe space to recognize and work on relationship and behavior patterns, while identifying and drawing out strengths.
Healing Mind is committed to being a leader of quality intensive and advanced mental health residential treatment services. We only treat a handful of clients at at time in order to provide highly personalized treatment with maximum personalized attention. Our luxurious and beautiful home like environment is the backdrop to help our clients get better control of their lives. We can treat most complex mental health disorders and we work with the patient every step of the way to ensure long-term recovery outcomes. We combine our unique clinical approach to treatment with new therapies to ensure long-term recovery and growth. Our goal is to make sure each patient has the tools needed to manage their mental health diagnosis in everyday life once treatment is completed. Patients will establish a strong relationship with their therapist and learn how to change their unhealthy behaviors that can bring about their mental illness symptoms. Our small group setting provides a safe space to recognize and work on relationship and behavior patterns, while identifying and drawing out strengths.
(754) 254-5826 View (754) 254-5826
Photo of Coral Bay Recovery, Treatment Center in Stuart, FL
Coral Bay Recovery
Treatment Center, LMFT, MCAP
Verified Verified
Lighthouse Point, FL 33064
Coral Bay Recovery offers intensive outpatient addiction treatment in a small, intimate setting. Under the clinical direction of Mark Jacobson, LMFT, MCAP, a licensed therapist and master’s level certified addiction professional, and Dr. Jacqueline Pevny, A Board Certified Psychiatrist, Coral Bay gives people struggling with alcohol or drug addiction the one thing they need the most: Hope. We also Have a Primary Mental Health Program that is completely separate from the Dual Diagnosis program.
Coral Bay Recovery offers intensive outpatient addiction treatment in a small, intimate setting. Under the clinical direction of Mark Jacobson, LMFT, MCAP, a licensed therapist and master’s level certified addiction professional, and Dr. Jacqueline Pevny, A Board Certified Psychiatrist, Coral Bay gives people struggling with alcohol or drug addiction the one thing they need the most: Hope. We also Have a Primary Mental Health Program that is completely separate from the Dual Diagnosis program.
(754) 999-9755 View (754) 999-9755
Photo of Recovery Unplugged Fort Lauderdale, Treatment Center in Stuart, FL
Recovery Unplugged Fort Lauderdale
Treatment Center
Verified Verified
Fort Lauderdale, FL 33304
Music is our medicine at Recovery Unplugged, and we serve it up in heaping doses. All of our licensed therapists creatively blend clinically-proven methods of therapy with music to provide you with an effective, individualized, and unique rehab experience. Utilizing music in your care can act as a catalyst to gently break down barriers that may have built up through years of addiction or alcoholism. Recovery Unplugged knows how to harness the healing power of music - our methodology has been proven to yield long-term recovery success rates 4x higher than the national average (Nova Southeastern University, 2018). You can be treated with us through a complete continuum of care including: Detox, Inpatient (Residential and Partial Hospitalization), Intensive Outpatient, and Transitional Living Programs. You don't need to play an instrument for Recovery Unplugged to help you get sober - you just need to love music!
Music is our medicine at Recovery Unplugged, and we serve it up in heaping doses. All of our licensed therapists creatively blend clinically-proven methods of therapy with music to provide you with an effective, individualized, and unique rehab experience. Utilizing music in your care can act as a catalyst to gently break down barriers that may have built up through years of addiction or alcoholism. Recovery Unplugged knows how to harness the healing power of music - our methodology has been proven to yield long-term recovery success rates 4x higher than the national average (Nova Southeastern University, 2018). You can be treated with us through a complete continuum of care including: Detox, Inpatient (Residential and Partial Hospitalization), Intensive Outpatient, and Transitional Living Programs. You don't need to play an instrument for Recovery Unplugged to help you get sober - you just need to love music!
(954) 280-1063 View (954) 280-1063
Photo of Boca Detox Center | Pain-Free Drug & Alcohol Detox, Treatment Center in Stuart, FL
Boca Detox Center | Pain-Free Drug & Alcohol Detox
Treatment Center
Verified Verified
1 Endorsed
Boynton Beach, FL 33426
Boca Detox Center is a premier medical detox facility that offers an unmatched quality of care along with upscale, luxurious amenities, all working together to provide the most comfortable and pain-free detox available. The treatment program at Boca Detox Center was carefully developed by medical professionals, addiction specialists and licensed therapists, and revolves around physical stabilization and thoroughly preparing clients for the next stage in addiction recovery. The experienced staff utilizes a combination of evidence-based techniques and medically based protocols, depending on the specific needs of each individual client. Making it through the withdrawal process is the first step on the road to lifelong recovery, and it is crucial that the symptoms of withdrawal are overseen by a team of medical professionals who are able to treat discomfort as it arises, while providing relief from potential discomfort. Boca Detox Center provides all of the amenities of home, along with ongoing support and supervision. Clients will have daily chef-prepared meals, access to an entertainment room, 24-hour access to medical & clinical staff.
Boca Detox Center is a premier medical detox facility that offers an unmatched quality of care along with upscale, luxurious amenities, all working together to provide the most comfortable and pain-free detox available. The treatment program at Boca Detox Center was carefully developed by medical professionals, addiction specialists and licensed therapists, and revolves around physical stabilization and thoroughly preparing clients for the next stage in addiction recovery. The experienced staff utilizes a combination of evidence-based techniques and medically based protocols, depending on the specific needs of each individual client. Making it through the withdrawal process is the first step on the road to lifelong recovery, and it is crucial that the symptoms of withdrawal are overseen by a team of medical professionals who are able to treat discomfort as it arises, while providing relief from potential discomfort. Boca Detox Center provides all of the amenities of home, along with ongoing support and supervision. Clients will have daily chef-prepared meals, access to an entertainment room, 24-hour access to medical & clinical staff.
(561) 220-7277 View (561) 220-7277
Photo of Adaptive Center Addiction Treatment, Treatment Center in Stuart, FL
Adaptive Center Addiction Treatment
Treatment Center
Not Verified Not Verified
Miami, FL 33145
Adaptive Center is a 21st century treatment center founded on the values of mindfulness and simplicity. Your loved one will receive an intimate and personalized treatment experience. We will create individualized treatment plans to overcome the obstacles that prevent them from reaching their fullest potential. You and your loved ones will receive a client-centered experience and an exceptional level of care.
Adaptive Center is a 21st century treatment center founded on the values of mindfulness and simplicity. Your loved one will receive an intimate and personalized treatment experience. We will create individualized treatment plans to overcome the obstacles that prevent them from reaching their fullest potential. You and your loved ones will receive a client-centered experience and an exceptional level of care.
(305) 720-2410 View (305) 720-2410
Photo of All In Solutions Counseling Center, Treatment Center in Stuart, FL
All In Solutions Counseling Center
Treatment Center
Verified Verified
Boynton Beach, FL 33426
All In Solutions was founded by a team of dedicated individuals who have experienced the pain and complete devastation addiction can cause. We understand the addict, the family of the addict, and the disease of addiction because we have lived it. It is our goal to help those who are trapped in their addiction find hope, get the tools they need to begin the healing process, and work to create a new, productive, and healthy sober lifestyle. We believe there is always a reason to maintain hope, that there is always a reason to work toward a brighter future, and that no matter lost you may feel, there is always a solution.
All In Solutions was founded by a team of dedicated individuals who have experienced the pain and complete devastation addiction can cause. We understand the addict, the family of the addict, and the disease of addiction because we have lived it. It is our goal to help those who are trapped in their addiction find hope, get the tools they need to begin the healing process, and work to create a new, productive, and healthy sober lifestyle. We believe there is always a reason to maintain hope, that there is always a reason to work toward a brighter future, and that no matter lost you may feel, there is always a solution.
(561) 571-9936 View (561) 571-9936
Photo of Bishop Health - Delray Beach, Treatment Center in Stuart, FL
Bishop Health - Delray Beach
Treatment Center
Verified Verified
Delray Beach, FL 33483
We specialize in the treatment of psychiatric concerns and co-occurring disorders, providing comprehensive and innovative care. Our licensed and experienced staff members consistently deliver the highest quality care available, ensuring you or your loved one is set up for continued success in recovery.
We specialize in the treatment of psychiatric concerns and co-occurring disorders, providing comprehensive and innovative care. Our licensed and experienced staff members consistently deliver the highest quality care available, ensuring you or your loved one is set up for continued success in recovery.
(561) 782-7291 View (561) 782-7291
Photo of Ambrosia Treatment Center, Treatment Center in Stuart, FL
Ambrosia Treatment Center
Treatment Center, MSW
Verified Verified
West Palm Beach, FL 33414
Don't settle for any generic treatment center. You deserve care that actually helps you stay sober for good and recover from mental health challenges. Backed by 10-years of experience, 10K+ success stories, hundreds of verified positive online reviews and partnerships with both the NFL and university researchers, Ambrosia is the change you've been looking for. Offering dual diagnosis and trauma treatment programs. We specialize in treating substance abuse, depression, anxiety, bi-polar disorder, PTSD, ADHD and other cases.
Don't settle for any generic treatment center. You deserve care that actually helps you stay sober for good and recover from mental health challenges. Backed by 10-years of experience, 10K+ success stories, hundreds of verified positive online reviews and partnerships with both the NFL and university researchers, Ambrosia is the change you've been looking for. Offering dual diagnosis and trauma treatment programs. We specialize in treating substance abuse, depression, anxiety, bi-polar disorder, PTSD, ADHD and other cases.
(561) 220-4927 View (561) 220-4927
Photo of IndiHeartandMind, Inc., Treatment Center in Stuart, FL
IndiHeartandMind, Inc.
Treatment Center, LCSW, PhD, NP, MD/DO, CAP
Verified Verified
Sunrise, FL 33351
Established in October 2013, IndiHeartandMind, Inc. is the result of our founder’s own personal journey to wholeness. Having lost his grandfather to dementia at a young age and being thrust into the role of caregiver, witnessing the death of his best friend, experiencing life as a single dad, etc., these experiences, among others, were instrumental in motivating Ayinde Reid to study psychology and how people deal with stress. IHM is the result of Mr. Reid’s genuine desire to understand the hearts and minds of people and how individuals react to traumatic experiences.
Established in October 2013, IndiHeartandMind, Inc. is the result of our founder’s own personal journey to wholeness. Having lost his grandfather to dementia at a young age and being thrust into the role of caregiver, witnessing the death of his best friend, experiencing life as a single dad, etc., these experiences, among others, were instrumental in motivating Ayinde Reid to study psychology and how people deal with stress. IHM is the result of Mr. Reid’s genuine desire to understand the hearts and minds of people and how individuals react to traumatic experiences.
(954) 807-2439 View (954) 807-2439
Photo of Fifth Street Counseling Centers, Treatment Center in Stuart, FL
Fifth Street Counseling Centers
Treatment Center, PhD, LMFT, CAP
Verified Verified
Plantation, FL 33317
Has drug or alcohol addiction made your life or someone's life close to you unmanageable? Our goal at Fifth Street Counseling Centers is to help you hit the reset button, WITHOUT interfering with your ability to work or spend time with your loved ones. We offer VIVITROL® (naltrexone) injections and specialize in Intensive Outpatient Treatment (IOP), an evidence-based treatment that allows you to live at home and continue with work, school, and childcare, while at the same time receiving treatment for moderate and severe drug and alcohol use disorders. We've been helping people in Broward County for 30 years and proudly accept Medicaid.
Has drug or alcohol addiction made your life or someone's life close to you unmanageable? Our goal at Fifth Street Counseling Centers is to help you hit the reset button, WITHOUT interfering with your ability to work or spend time with your loved ones. We offer VIVITROL® (naltrexone) injections and specialize in Intensive Outpatient Treatment (IOP), an evidence-based treatment that allows you to live at home and continue with work, school, and childcare, while at the same time receiving treatment for moderate and severe drug and alcohol use disorders. We've been helping people in Broward County for 30 years and proudly accept Medicaid.
(754) 240-8593 View (754) 240-8593

Anthem | Elevance Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.

Learn more about Insurance Coverage and Finding Affordable Therapy