Cigna and Evernorth Treatment Centers in 91914

Treatment Center

Verified Verified

Chula Vista, CA 91914

The Betty Ford Center, now part of the Hazelden Betty Ford Foundation, is a licensed chemical dependency recovery hospital with detox services and treatment programs for alcohol and drug addiction. Our commitment is to provide medically-proven, evidence-based treatment programs and 12-Step support, giving patients the optimal opportunity to experience ongoing recovery. Treatment programs have been time-tested over three decades and include education and prevention programs for family members, including children. A national nonprofit organization founded in 1982, Betty Ford Center helps people reclaim their lives from the disease of addiction. Our multidisciplinary teams create personalized treatment plans using proven educational, clinical, and peer-based methods, and our campus offers a safe and supportive environment. Our programs include integrated mental health services for co-occurring mental health issues. Upon completion of treatment, an individualized care plan is provided to help patients navigate their new lives in recovery.

(877) 978-2412 View (877) 978-2412

Newport Academy

Treatment Center

Not Verified Not Verified

Chula Vista, CA 91914

Newport Academy offers treatment for teens between the ages of 12-17. Our integrated approach treats the trauma and attachment wounds underlying teen mental health and behavioral issues, such as anxiety, depression, & eating disorders. We address these root causes through comprehensive, solution-focused treatment that involves the entire family in the healing process. To support our teens and their families in achieving long-term, sustainable healing, our clinical model takes into account every aspect of a teen’s well-being—physical, psychological, relational, educational, and spiritual—so they can thrive when they return home to their families, schools, and communities. Moreover, we are committed to ongoing research on the efficacy of our treatment. To ensure that our care is truly evidence-based, we track a variety of treatment goals and commission rigorous third-party evaluations of our programming. Data gathered on our outcomes using industry-approved measurement tools shows consistent positive results in measures of well-being, depression, and anxiety, with patients’ improvements, on average, exceeding levels of clinical significance.

(714) 627-4163 View (714) 627-4163

Pacific Bay Recovery Detox, Inpatient, and IOP

Treatment Center

Verified Verified

Chula Vista, CA 91914

Clients who seek our assistance are often struggling with addiction and emotional challenges that were brought about by or may have preceded their substance abuse. These co-occurring conditions (also known as dual diagnosis disorders) may include depression, acute anxiety, bi-polar disorder, etc. At Pacific Bay Recovery, we understand that the effects of these dual diagnosis disorders may vary from client to client, which is why our treatment process is structured based on your specific needs and routine. Our clients work intensively with our heavily educated and experienced team to address and treat the underlying conditions which contribute to substance abuse issues.

(619) 949-1166 View (619) 949-1166

See more therapy options for 91914

Online Therapy

Therapists

Psychiatrists

Nearby Cigna and Evernorth Treatment Centers Searches for 91914

See More Cigna and Evernorth Treatment Centers

Cigna and Evernorth Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy