
Action Family Counseling is a compassionate team of experts specializing in Addictive Medicine, Substance Abuse Treatment, and Mental Health. For over 20 years, we’ve provided personalized care to adults, adolescents, and families in Santa Clarita, Ventura, Simi Valley, and Bakersfield. We understand that seeking help for addiction can be daunting, often accompanied by feelings of shame, guilt, or fear. These emotions are a natural part of the healing process, and we want everyone seeking treatment to know there’s no shame in asking for help—only in not seeking it. Our multi-disciplinary team includes psychiatrists, therapists, nurses, counselors, case managers, social workers, and dedicated staff. Together, we deliver research-based, client-centered programs tailored to individual needs. Our mission is to empower clients with the skills and support needed to heal and thrive at every level, offering comprehensive and compassionate care every step of the way.
Action Family Counseling is a compassionate team of experts specializing in Addictive Medicine, Substance Abuse Treatment, and Mental Health. For over 20 years, we’ve provided personalized care to adults, adolescents, and families in Santa Clarita, Ventura, Simi Valley, and Bakersfield. We understand that seeking help for addiction can be daunting, often accompanied by feelings of shame, guilt, or fear. These emotions are a natural part of the healing process, and we want everyone seeking treatment to know there’s no shame in asking for help—only in not seeking it. Our multi-disciplinary team includes psychiatrists, therapists, nurses, counselors, case managers, social workers, and dedicated staff. Together, we deliver research-based, client-centered programs tailored to individual needs. Our mission is to empower clients with the skills and support needed to heal and thrive at every level, offering comprehensive and compassionate care every step of the way.
More Treatment Centers Nearby

At Evolve, we provide compassionate, individualized care to help teens navigate challenges and rediscover hope. We offer therapeutic programs for teens, including short-term residential treatment. Our RTC for teens serves only six clients at a time, allowing for truly individualized care, 24/7 support and supervision, and evidence-based therapies. In addition, Evolve provides structured outpatient therapy for teens through our full-day teen Partial Hospitalization Program (PHP) and after-school teen Intensive Outpatient Program (IOP). Rooted in compassion and connection, our teen treatment programs help adolescents heal and grow.
At Evolve, we provide compassionate, individualized care to help teens navigate challenges and rediscover hope. We offer therapeutic programs for teens, including short-term residential treatment. Our RTC for teens serves only six clients at a time, allowing for truly individualized care, 24/7 support and supervision, and evidence-based therapies. In addition, Evolve provides structured outpatient therapy for teens through our full-day teen Partial Hospitalization Program (PHP) and after-school teen Intensive Outpatient Program (IOP). Rooted in compassion and connection, our teen treatment programs help adolescents heal and grow.

Ketamine Clinics Los Angeles has been helping clients live their best lives since 2014. We specialize in utilizing the latest breakthroughs in mental health treatments to achieve rapid relief. We primarily treat various forms of depression, such as unipolar, bipolar, postpartum, etc., and especially treatment-resistant cases. We also treat anxiety disorders, PTSD, OCD, and attention disorders such as ADD and ADHD. Patients are primarily in the age range of 18-65.
Ketamine Clinics Los Angeles has been helping clients live their best lives since 2014. We specialize in utilizing the latest breakthroughs in mental health treatments to achieve rapid relief. We primarily treat various forms of depression, such as unipolar, bipolar, postpartum, etc., and especially treatment-resistant cases. We also treat anxiety disorders, PTSD, OCD, and attention disorders such as ADD and ADHD. Patients are primarily in the age range of 18-65.

Alta Centers provides subacute detox and residential addiction treatment to struggling individuals in a community environment with a transparent value, helping them feel safe and have a newfound sense of stability and belonging. Our program has a philosophy driven by the idea that treatment shouldn't consume your life but should be Alta Centers integrates treatment into life and not consuming an individuals life with treatment in an ethical, compassionate, and efficient way. We have a dedicated team for detox consisting of medical staff and our medical director as well as counseling staff. Whether you have been prescribed medication that may have gotten you to the point of addiction, taken illicit substances or have noticed you can't go without drinking we are here to provide compassionate care in a serene setting located just next to the Hollywood Sign in a private facility which only holds six clients at a time.
Alta Centers provides subacute detox and residential addiction treatment to struggling individuals in a community environment with a transparent value, helping them feel safe and have a newfound sense of stability and belonging. Our program has a philosophy driven by the idea that treatment shouldn't consume your life but should be Alta Centers integrates treatment into life and not consuming an individuals life with treatment in an ethical, compassionate, and efficient way. We have a dedicated team for detox consisting of medical staff and our medical director as well as counseling staff. Whether you have been prescribed medication that may have gotten you to the point of addiction, taken illicit substances or have noticed you can't go without drinking we are here to provide compassionate care in a serene setting located just next to the Hollywood Sign in a private facility which only holds six clients at a time.

Muir Wood is also in-network with Anthem Blue Cross, Aetna, Blue Cross, Cigna, Halcyon/Simple Behavioral, Kaiser Permanente, Magellan, MHN, TRICARE, TRIWest, UHC, and Optum.
Muir Wood provides comprehensive, integrated behavioral healthcare. Highly tailored individualized treatment plans are informed by in-depth assessment and testing and include psychiatry, psychotherapy, psychoeducation, experiential and recreational therapy, and academic programming. The Muir Wood treatment approach keeps girls highly engaged in treatment through a varied and intensive daily schedule that balances clinical therapies and medical care with relaxation, reflection, and leisure time. The program also includes a robust family program that invites parents, guardians, and other identified family members to receive education, learn to support their loved one’s recovery, and find community and professional support. Muir Wood also emphasizes the positive connection between mental and physical health. Clients build strength, learn the benefits of regular exercise, and have fun with peers through supervised physical fitness, basketball, soccer, tag football, volleyball, hikes in the northern California countryside, and more. Clients enjoy delicious and nutritious chef-prepared meals and snacks throughout the day.
Muir Wood is also in-network with Anthem Blue Cross, Aetna, Blue Cross, Cigna, Halcyon/Simple Behavioral, Kaiser Permanente, Magellan, MHN, TRICARE, TRIWest, UHC, and Optum.
Muir Wood provides comprehensive, integrated behavioral healthcare. Highly tailored individualized treatment plans are informed by in-depth assessment and testing and include psychiatry, psychotherapy, psychoeducation, experiential and recreational therapy, and academic programming. The Muir Wood treatment approach keeps girls highly engaged in treatment through a varied and intensive daily schedule that balances clinical therapies and medical care with relaxation, reflection, and leisure time. The program also includes a robust family program that invites parents, guardians, and other identified family members to receive education, learn to support their loved one’s recovery, and find community and professional support. Muir Wood also emphasizes the positive connection between mental and physical health. Clients build strength, learn the benefits of regular exercise, and have fun with peers through supervised physical fitness, basketball, soccer, tag football, volleyball, hikes in the northern California countryside, and more. Clients enjoy delicious and nutritious chef-prepared meals and snacks throughout the day.

Multi Concept Recovery (MCR) is an intensive outpatient center centrally located in the Media District of Burbank, California. Multi Concept Recovery offers a client-centered, unique, approach to treat addiction/substance abuse and mental health for adults and adolescents . Our substance use treatment program is separate from our mental health (ONLY) program. Our individually crafted approach affords each client the opportunity to make an educated decision on what treatment approach works best for them. We are not a one size fits all treatment center. Clients are initially exposed to a variety of therapeutic modalities, encouraged to choose which modality works best for them, then empowered to continue on with that modality for long term success.
Multi Concept Recovery (MCR) is an intensive outpatient center centrally located in the Media District of Burbank, California. Multi Concept Recovery offers a client-centered, unique, approach to treat addiction/substance abuse and mental health for adults and adolescents . Our substance use treatment program is separate from our mental health (ONLY) program. Our individually crafted approach affords each client the opportunity to make an educated decision on what treatment approach works best for them. We are not a one size fits all treatment center. Clients are initially exposed to a variety of therapeutic modalities, encouraged to choose which modality works best for them, then empowered to continue on with that modality for long term success.

Clear Behavioral Health Programs are intensive outpatient treatment (IOP) programs for teens and adults suffering from mental health and addiction issues. Our treatment staff takes pride in creating individualized treatment plans tailored to your specific goals. Whether you or your loved one is suffering from mental health disorders (depression, anxiety, or trauma) or is showing self-harming, aggressive or addictive behaviors, we are here to help with the best outpatient mental health and addiction program in the Los Angeles area.
Clear Behavioral Health Programs are intensive outpatient treatment (IOP) programs for teens and adults suffering from mental health and addiction issues. Our treatment staff takes pride in creating individualized treatment plans tailored to your specific goals. Whether you or your loved one is suffering from mental health disorders (depression, anxiety, or trauma) or is showing self-harming, aggressive or addictive behaviors, we are here to help with the best outpatient mental health and addiction program in the Los Angeles area.

We can schedule you today. We focus on treating people who struggle with trauma, depression, and anxiety. Often times, people who have been through a traumatic experience or have battled depression are likely to have dealt with complex emotions. Complex emotions are often overwhelming and can be difficult to control. We are skilled to help our clients deal with complex emotions by using CBT, EMDR and other evidence-based practices.
We can schedule you today. We focus on treating people who struggle with trauma, depression, and anxiety. Often times, people who have been through a traumatic experience or have battled depression are likely to have dealt with complex emotions. Complex emotions are often overwhelming and can be difficult to control. We are skilled to help our clients deal with complex emotions by using CBT, EMDR and other evidence-based practices.

Lifescape Recovery Mental Health Treatment Center provides comprehensive partial hospitalization programs (PHP) & intensive outpatient programs (IOP) in Los Angeles, California. Our programs are designed to address mental health issues and co-occurring disorders. We offer in-person & virtual care (telehealth) services to better serve our patients in Los Angeles and across California. We treat depression, anxiety, dual diagnosis, PTSD, personality disorder, mood disorders, complex trauma, drug and alcohol addiction, heroin addiction, prescription drug addiction, meth addiction & cocaine addiction.
Lifescape Recovery Mental Health Treatment Center provides comprehensive partial hospitalization programs (PHP) & intensive outpatient programs (IOP) in Los Angeles, California. Our programs are designed to address mental health issues and co-occurring disorders. We offer in-person & virtual care (telehealth) services to better serve our patients in Los Angeles and across California. We treat depression, anxiety, dual diagnosis, PTSD, personality disorder, mood disorders, complex trauma, drug and alcohol addiction, heroin addiction, prescription drug addiction, meth addiction & cocaine addiction.

Our ideal client had a moderate to severe substance use disorder who’s in need of residential treatment or partial hospitalization. They’re also suffering from a co-occurring disorder like anxiety, depression, or bipolar disorder. Someone who walks into our treatment center is looking to rebuild self-love and relationships with their family and friends. They’re hoping to put addiction behind them, create spiritual connections, and better their health and well being. They’re also open to alternative treatment methods, including holistic treatment. People who come to CNV Detox yearn to confront the underlying issues that contribute to their addiction. They want to prepare for success so that they can live more fulfilling lives without substances.
Our ideal client had a moderate to severe substance use disorder who’s in need of residential treatment or partial hospitalization. They’re also suffering from a co-occurring disorder like anxiety, depression, or bipolar disorder. Someone who walks into our treatment center is looking to rebuild self-love and relationships with their family and friends. They’re hoping to put addiction behind them, create spiritual connections, and better their health and well being. They’re also open to alternative treatment methods, including holistic treatment. People who come to CNV Detox yearn to confront the underlying issues that contribute to their addiction. They want to prepare for success so that they can live more fulfilling lives without substances.

Evolve Treatment Centers supports adolescents ages 12-17 struggling with mental health, addiction, and/or behavioral issues. Evolve Vanalden is a Comprehensive Dialectical Behavior Therapy (DBT) Residential Treatment Center: the first of its kind in California and one of only a handful in the country. DBT is an evidence-based treatment that has been proven to help reduce emotion dysregulation, self-harming behavior, and/or suicidal ideation. We treat teens diagnosed with depression, anxiety, post-traumatic stress disorder, borderline personality disorder, addiction, or other issues. Evolve's robust clinical program includes individual and family therapy (at least five scheduled 1-hour sessions a week), DBT Skills Training Groups (4 times a week), and skills coaching (24/7). Teens learn and practice the four core skills of DBT: Mindfulness, Emotion Regulation, Distress Tolerance, and Interpersonal Effectiveness. At Evolve, we don't just learn DBT, we live it. With the help of our specialized staff, teens practice and apply their DBT skills at all opportunities throughout the day.
Evolve Treatment Centers supports adolescents ages 12-17 struggling with mental health, addiction, and/or behavioral issues. Evolve Vanalden is a Comprehensive Dialectical Behavior Therapy (DBT) Residential Treatment Center: the first of its kind in California and one of only a handful in the country. DBT is an evidence-based treatment that has been proven to help reduce emotion dysregulation, self-harming behavior, and/or suicidal ideation. We treat teens diagnosed with depression, anxiety, post-traumatic stress disorder, borderline personality disorder, addiction, or other issues. Evolve's robust clinical program includes individual and family therapy (at least five scheduled 1-hour sessions a week), DBT Skills Training Groups (4 times a week), and skills coaching (24/7). Teens learn and practice the four core skills of DBT: Mindfulness, Emotion Regulation, Distress Tolerance, and Interpersonal Effectiveness. At Evolve, we don't just learn DBT, we live it. With the help of our specialized staff, teens practice and apply their DBT skills at all opportunities throughout the day.

Hemet Valley Recovery Center is officially recognized by TriCare as an 'in network' provider of addiction treatment.
At HVRC, chemical dependency treatment and medical detoxification are provided in inpatient, outpatient, and long term residential settings. Our California addiction treatment program provides individualized care that offers a foundation for long term recovery. Our program provides a multitude of therapies to treat the physical, social, spiritual and psychological aspect of addiction. The treatment team at HVRC includes Physicians, Registered Nurses, Certified Counselors, and Adjunctive Therapists.
Hemet Valley Recovery Center is officially recognized by TriCare as an 'in network' provider of addiction treatment.
At HVRC, chemical dependency treatment and medical detoxification are provided in inpatient, outpatient, and long term residential settings. Our California addiction treatment program provides individualized care that offers a foundation for long term recovery. Our program provides a multitude of therapies to treat the physical, social, spiritual and psychological aspect of addiction. The treatment team at HVRC includes Physicians, Registered Nurses, Certified Counselors, and Adjunctive Therapists.

Drew Edmund Psychiatric Center provide a unique residential mental health program designed to care for the whole individual through a customized blend of traditional and alternative therapies. From the beginning, Drew Edmund Psychiatric has sought to provide an exceptional therapeutic experience that helps patients achieve stability and develop healthy new patterns for living happily and successfully. Each and every member of our staff has extensive experience in providing integrated care for adults challenged by mental and emotional issues. Drew Edmund Psychiatric Center is dedicated to improving patient's quality of life and increasing personal independence in both short and long term residential settings. Our dynamic team of professionals provides state of the art treatment in an upscale environment that offers the finest amenities for the comfort of our residents. As a therapeutic team, we take pride in the balanced, streamlined care we deliver and the positive, life enriching changes we facilitate in our residents.
Drew Edmund Psychiatric Center provide a unique residential mental health program designed to care for the whole individual through a customized blend of traditional and alternative therapies. From the beginning, Drew Edmund Psychiatric has sought to provide an exceptional therapeutic experience that helps patients achieve stability and develop healthy new patterns for living happily and successfully. Each and every member of our staff has extensive experience in providing integrated care for adults challenged by mental and emotional issues. Drew Edmund Psychiatric Center is dedicated to improving patient's quality of life and increasing personal independence in both short and long term residential settings. Our dynamic team of professionals provides state of the art treatment in an upscale environment that offers the finest amenities for the comfort of our residents. As a therapeutic team, we take pride in the balanced, streamlined care we deliver and the positive, life enriching changes we facilitate in our residents.

Evolve Treatment Centers supports adolescents ages 12-17 struggling with mental health, addiction, and/or behavioral issues. Evolve Vanalden is a Comprehensive Dialectical Behavior Therapy (DBT) Residential Treatment Center: the first of its kind in California and one of only a handful in the country. DBT is an evidence-based treatment that has been proven to help reduce emotion dysregulation, self-harming behavior, and/or suicidal ideation. We treat teens diagnosed with depression, anxiety, post-traumatic stress disorder, borderline personality disorder, addiction, or other issues. Evolve's robust clinical program includes individual and family therapy (at least five scheduled 1-hour sessions a week), DBT Skills Training Groups (4 times a week), and skills coaching (24/7). Teens learn and practice the four core skills of DBT: Mindfulness, Emotion Regulation, Distress Tolerance, and Interpersonal Effectiveness. At Evolve, we don't just learn DBT, we live it. With the help of our specialized staff, teens practice and apply their DBT skills at all opportunities throughout the day.
Evolve Treatment Centers supports adolescents ages 12-17 struggling with mental health, addiction, and/or behavioral issues. Evolve Vanalden is a Comprehensive Dialectical Behavior Therapy (DBT) Residential Treatment Center: the first of its kind in California and one of only a handful in the country. DBT is an evidence-based treatment that has been proven to help reduce emotion dysregulation, self-harming behavior, and/or suicidal ideation. We treat teens diagnosed with depression, anxiety, post-traumatic stress disorder, borderline personality disorder, addiction, or other issues. Evolve's robust clinical program includes individual and family therapy (at least five scheduled 1-hour sessions a week), DBT Skills Training Groups (4 times a week), and skills coaching (24/7). Teens learn and practice the four core skills of DBT: Mindfulness, Emotion Regulation, Distress Tolerance, and Interpersonal Effectiveness. At Evolve, we don't just learn DBT, we live it. With the help of our specialized staff, teens practice and apply their DBT skills at all opportunities throughout the day.

Wish Rehab & Recovery is a premier dual diagnosis (substance abuse and mental health conditions), residential detox, alcohol and drug treatment center. We provide comprehensive inpatient treatment programs specifically designed for your needs. Dual diagnosis can be difficult to identify, since the symptoms of one of the disorders often mimics the symptoms of another disorder. Improper diagnosis and insufficient dual diagnosis treatment leads to a poor outcome. And for this very reason, many people do not receive the kind of help that will put them on the right track. Disorders such as depression, anxiety and bipolar combined with alcoholism and drug addiction will create this dilemma. Often a mental health condition occurs first, however most people try to "self medicate" with drugs and alcohol in order to feel normal but not realizing that this may lead to chemical or drug dependency.
Wish Rehab & Recovery is a premier dual diagnosis (substance abuse and mental health conditions), residential detox, alcohol and drug treatment center. We provide comprehensive inpatient treatment programs specifically designed for your needs. Dual diagnosis can be difficult to identify, since the symptoms of one of the disorders often mimics the symptoms of another disorder. Improper diagnosis and insufficient dual diagnosis treatment leads to a poor outcome. And for this very reason, many people do not receive the kind of help that will put them on the right track. Disorders such as depression, anxiety and bipolar combined with alcoholism and drug addiction will create this dilemma. Often a mental health condition occurs first, however most people try to "self medicate" with drugs and alcohol in order to feel normal but not realizing that this may lead to chemical or drug dependency.

At His & Her House Treatment Centers, we provide individualized substance abuse treatment at the highest quality facilities with an experienced clinical team. Beginning at intervention; then on to residential detox and treatment; progressing towards intensive outpatient and sober living; we help you forge your path to health, recovery, and a drug-free lifestyle. Our team's focus is upon the psychological and emotional components of recovery in addition to the physical aspects of treatment (such as withdrawal, craving, and nutrition). Founded in 1994 by an addicted person himself, His and Her Houses have grown to incorporate an exceptional staff each of whom have been personally touched by substance use disorder. We intimately understand each individual client’s circumstance, and we are here to help. His House is dually accredited by JCAHO and CARF.
At His & Her House Treatment Centers, we provide individualized substance abuse treatment at the highest quality facilities with an experienced clinical team. Beginning at intervention; then on to residential detox and treatment; progressing towards intensive outpatient and sober living; we help you forge your path to health, recovery, and a drug-free lifestyle. Our team's focus is upon the psychological and emotional components of recovery in addition to the physical aspects of treatment (such as withdrawal, craving, and nutrition). Founded in 1994 by an addicted person himself, His and Her Houses have grown to incorporate an exceptional staff each of whom have been personally touched by substance use disorder. We intimately understand each individual client’s circumstance, and we are here to help. His House is dually accredited by JCAHO and CARF.

We are in-network with Anthem, BCBS, Tricare, & more as well as accepting of OoN plans.
Psyclarity Mental Health caters to individuals struggling with various mental health issues, providing tailored treatments for anxiety, depression, bipolar disorder, BPD, PTSD, and more. The facility emphasizes a holistic approach to address each client's unique needs and challenges, aiming to foster recovery and resilience. With a combination of expert counselors, professional medical staff, and a lifelong support system, our primary mission is to give every client the tools they need to sustain recovery after treatment.
We are in-network with Anthem, BCBS, Tricare, & more as well as accepting of OoN plans.
Psyclarity Mental Health caters to individuals struggling with various mental health issues, providing tailored treatments for anxiety, depression, bipolar disorder, BPD, PTSD, and more. The facility emphasizes a holistic approach to address each client's unique needs and challenges, aiming to foster recovery and resilience. With a combination of expert counselors, professional medical staff, and a lifelong support system, our primary mission is to give every client the tools they need to sustain recovery after treatment.

Experience Exceptional care at our Upscale, Luxury outpatient program for substance abuse and mental health. Our IOP and PHP services combine clinical excellence with personalized support in a comfortable, private setting. With a focus on dignity, discretion, and lasting recovery, we provide evidence-based treatment tailored to your unique needs—empowering you to heal, grow, and thrive.
Experience Exceptional care at our Upscale, Luxury outpatient program for substance abuse and mental health. Our IOP and PHP services combine clinical excellence with personalized support in a comfortable, private setting. With a focus on dignity, discretion, and lasting recovery, we provide evidence-based treatment tailored to your unique needs—empowering you to heal, grow, and thrive.

The goal of Malibu Balance Intensive Outpatient program is to provide our clients a path to long-term stability and wellbeing using a balanced approach that the clients will be able to follow in their daily lives. Balance IOP provides treatment, support and education to those struggling with depression, bipolar disorder, generalized anxiety disorder (GAD), posttraumatic stress disorder (PTSD), obsessive-compulsive disorder (OCD), schizophrenia, schizoaffective disorder, oppositional defiance, psychosis, and substance abuse issues including dual diagnosis. Those who enter our program will be welcomed into a supportive and structured group environment, consisting of people struggling with similar challenges, where they will be made to feel comfortable expressing their struggles and concerns. Our team of seasoned clinicians offers a variety of clinical backgrounds to expose our clients to a range of therapeutic approaches so that our collective clinical knowledge can best suit each client's unique needs.
The goal of Malibu Balance Intensive Outpatient program is to provide our clients a path to long-term stability and wellbeing using a balanced approach that the clients will be able to follow in their daily lives. Balance IOP provides treatment, support and education to those struggling with depression, bipolar disorder, generalized anxiety disorder (GAD), posttraumatic stress disorder (PTSD), obsessive-compulsive disorder (OCD), schizophrenia, schizoaffective disorder, oppositional defiance, psychosis, and substance abuse issues including dual diagnosis. Those who enter our program will be welcomed into a supportive and structured group environment, consisting of people struggling with similar challenges, where they will be made to feel comfortable expressing their struggles and concerns. Our team of seasoned clinicians offers a variety of clinical backgrounds to expose our clients to a range of therapeutic approaches so that our collective clinical knowledge can best suit each client's unique needs.

Our mission is to provide the top of the line treatment for men, women, and affected families seeking relief from addiction, behavioral issues, and/or co-occurring disorders.
Our mission is to provide the top of the line treatment for men, women, and affected families seeking relief from addiction, behavioral issues, and/or co-occurring disorders.
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TRICARE Treatment Centers
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. The EAP for the U.S. Armed Forces is Military OneSource. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.
Learn more about Insurance Coverage and Finding Affordable Therapy
Learn more about Insurance Coverage and Finding Affordable Therapy