United Medical Resources (UMR) Treatment Centers in Phoenix, AZ

Quail Run Behavioral Health
Treatment Center
Phoenix, AZ 85027
Our team of professionals will develop an individualized plan of care to meet the unique needs of each client. We take pride in offering quality care in a compassionate and comfortable setting that focuses on both the client and his or her family.
Our team of professionals will develop an individualized plan of care to meet the unique needs of each client. We take pride in offering quality care in a compassionate and comfortable setting that focuses on both the client and his or her family.
(602) 857-8680 View (602) 857-8680
Transitions Counseling and Consulting
Treatment Center
1 Endorsed
Phoenix, AZ 85004
At our mental health clinic in Midtown Phoenix, Arizona, we are committed to providing effective, caring, and high-quality mental health services. We offer in-person and telehealth therapy, medication management, telepsychiatry, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). Our work impacts our clients and their families, and we take this responsibility seriously. To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We provide a full continuum of outpatient services, allowing clients to work with the same treatment team as their needs evolve, eliminating the need to start over with someone new. Our diverse team supports the entire family—children, teens, and adults—often working with multiple family members simultaneously.
At our mental health clinic in Midtown Phoenix, Arizona, we are committed to providing effective, caring, and high-quality mental health services. We offer in-person and telehealth therapy, medication management, telepsychiatry, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). Our work impacts our clients and their families, and we take this responsibility seriously. To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We provide a full continuum of outpatient services, allowing clients to work with the same treatment team as their needs evolve, eliminating the need to start over with someone new. Our diverse team supports the entire family—children, teens, and adults—often working with multiple family members simultaneously.
(623) 352-8438 View (623) 352-8438
At our mental health clinic in South Phoenix and Ahwatukee, Arizona, we are committed to providing effective, caring, and high-quality mental health services. We offer in-person and telehealth therapy, medication management, telepsychiatry, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). Our work impacts our clients and their families, and we take this responsibility seriously. To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We provide a full continuum of outpatient services, allowing clients to work with the same treatment team as their needs evolve, eliminating the need to start over with someone new. Our diverse team supports the entire family—children, teens, and adults—often working with multiple family members simultaneously.
At our mental health clinic in South Phoenix and Ahwatukee, Arizona, we are committed to providing effective, caring, and high-quality mental health services. We offer in-person and telehealth therapy, medication management, telepsychiatry, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). Our work impacts our clients and their families, and we take this responsibility seriously. To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We provide a full continuum of outpatient services, allowing clients to work with the same treatment team as their needs evolve, eliminating the need to start over with someone new. Our diverse team supports the entire family—children, teens, and adults—often working with multiple family members simultaneously.
(520) 727-4545 View (520) 727-4545
Cornerstone Healing Center - Phoenix
Treatment Center
Phoenix, AZ 85031
At Cornerstone Healing Center, we understand that addiction disorders are complex, affecting the mind, body, and spirit. We treat addiction to drugs, alcohol, prescription medications; dual diagnosis and co-occurring disorders; and mental health.
At Cornerstone Healing Center, we understand that addiction disorders are complex, affecting the mind, body, and spirit. We treat addiction to drugs, alcohol, prescription medications; dual diagnosis and co-occurring disorders; and mental health.
(602) 883-2433 View (602) 883-2433
Our state-of-the-art inpatient medical detox facility is an upscale inpatient medical facility. With top-of-the-line medical technology on hand, accompanied by our highly experienced staff, Desert Mountain Health is Arizona’s Premier Drug and Alcohol Detox provider. Our facility is a non-hospital setting and provides a quiet, comfortable and confidential location to receive detox from a wide range of drugs and alcohol.
Our state-of-the-art inpatient medical detox facility is an upscale inpatient medical facility. With top-of-the-line medical technology on hand, accompanied by our highly experienced staff, Desert Mountain Health is Arizona’s Premier Drug and Alcohol Detox provider. Our facility is a non-hospital setting and provides a quiet, comfortable and confidential location to receive detox from a wide range of drugs and alcohol.
(480) 405-5980 View (480) 405-5980
Bella Vida TMS
Treatment Center
Phoenix, AZ 85037
Bella Vida TMS supports teens and adults who feel stuck in depression, anxiety, PTSD, or OCD—especially when talk therapy or traditional medications haven’t delivered enough relief. Our clients need hope, clear options, and a care plan that fits real life. We provide personalized evaluations and evidence-based treatment, including non-invasive TMS, Spravato (esketamine) for treatment-resistant depression, and ongoing medication management. Expect a compassionate team, consistent check-ins, and coordinated care focused on meaningful, lasting progress.
Bella Vida TMS supports teens and adults who feel stuck in depression, anxiety, PTSD, or OCD—especially when talk therapy or traditional medications haven’t delivered enough relief. Our clients need hope, clear options, and a care plan that fits real life. We provide personalized evaluations and evidence-based treatment, including non-invasive TMS, Spravato (esketamine) for treatment-resistant depression, and ongoing medication management. Expect a compassionate team, consistent check-ins, and coordinated care focused on meaningful, lasting progress.
(623) 352-8056 View (623) 352-8056
Teri's Health Services
Treatment Center
Phoenix, AZ 85022
Teri's Health Services provides services to persons aged 5 and up. We specialize in trauma, depression, anxiety, social anxiety, aging, social difficulties, adjustment difficulties, ADHD, Autism, OCD, LGBTQ, substance abuse, MAT services, divorce, family issues, couples and marriage issues, recent trauma, psychosis, behavioral issues, for any person needing help. We have therapists and providers that are aligned with religious orientations and can provide religious based counseling, including Christian counseling. All are welcome to come and get help!
Teri's Health Services provides services to persons aged 5 and up. We specialize in trauma, depression, anxiety, social anxiety, aging, social difficulties, adjustment difficulties, ADHD, Autism, OCD, LGBTQ, substance abuse, MAT services, divorce, family issues, couples and marriage issues, recent trauma, psychosis, behavioral issues, for any person needing help. We have therapists and providers that are aligned with religious orientations and can provide religious based counseling, including Christian counseling. All are welcome to come and get help!
(623) 343-5206 View (623) 343-5206
Camelback Recovery
Treatment Center
Phoenix, AZ 85016
The clinic offers two levels of outpatient treatment to help adults whose lives have been disrupted by depression, anxiety, bipolar disorder, posttraumatic stress disorder (PTSD), and co-occurring addiction. Our partial hospitalization program (PHP) and intensive outpatient program (IOP) each feature a customized array of evidence-based, research-backed services. Adults can step down to these programs after completing residential or inpatient treatment, step up after completing traditional outpatient care or enter directly at the PHP or IOP level. Each adult undergoes a comprehensive assessment prior to admission that allows our team to develop a personalized treatment plan. At the PHP level, that plan may consist of medication management services, basic medical care, individual therapy, family therapy, group therapy and experiential therapies. Adults in the IOP participate in weekly individual therapy and a variety of daily group therapy sessions. All clients who receive care at our outpatient clinic benefit from working in close collaboration with a team of compassionate and dedicated professionals whose sole goal is to help guide them toward better health.
The clinic offers two levels of outpatient treatment to help adults whose lives have been disrupted by depression, anxiety, bipolar disorder, posttraumatic stress disorder (PTSD), and co-occurring addiction. Our partial hospitalization program (PHP) and intensive outpatient program (IOP) each feature a customized array of evidence-based, research-backed services. Adults can step down to these programs after completing residential or inpatient treatment, step up after completing traditional outpatient care or enter directly at the PHP or IOP level. Each adult undergoes a comprehensive assessment prior to admission that allows our team to develop a personalized treatment plan. At the PHP level, that plan may consist of medication management services, basic medical care, individual therapy, family therapy, group therapy and experiential therapies. Adults in the IOP participate in weekly individual therapy and a variety of daily group therapy sessions. All clients who receive care at our outpatient clinic benefit from working in close collaboration with a team of compassionate and dedicated professionals whose sole goal is to help guide them toward better health.
(602) 491-0341 View (602) 491-0341
At our mental health clinic in Phoenix, Arizona, we are committed to providing effective, caring, and high-quality mental health services. We offer in-person and telehealth therapy, medication management, telepsychiatry, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). Our work impacts our clients and their families, and we take this responsibility seriously. To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We provide a full continuum of outpatient services, allowing clients to work with the same treatment team as their needs evolve, eliminating the need to start over with someone new. Our diverse team supports the entire family—children, teens, and adults—often working with multiple family members simultaneously.
At our mental health clinic in Phoenix, Arizona, we are committed to providing effective, caring, and high-quality mental health services. We offer in-person and telehealth therapy, medication management, telepsychiatry, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). Our work impacts our clients and their families, and we take this responsibility seriously. To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We provide a full continuum of outpatient services, allowing clients to work with the same treatment team as their needs evolve, eliminating the need to start over with someone new. Our diverse team supports the entire family—children, teens, and adults—often working with multiple family members simultaneously.
(602) 362-8936 View (602) 362-8936
At our mental health clinic in Gilbert, Arizona, we are committed to providing effective, caring, and high-quality mental health services to children, teenagers, and adults. We offer in-person and telehealth therapy, medication management, telepsychiatry, and intensive outpatient programs (IOP). To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We offer a full range of outpatient care so clients can stay with the same team as their needs change, without starting over.
At our mental health clinic in Gilbert, Arizona, we are committed to providing effective, caring, and high-quality mental health services to children, teenagers, and adults. We offer in-person and telehealth therapy, medication management, telepsychiatry, and intensive outpatient programs (IOP). To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We offer a full range of outpatient care so clients can stay with the same team as their needs change, without starting over.
(480) 571-8825 View (480) 571-8825
At our mental health clinic in Mesa, Arizona, we are committed to providing effective, caring, and high-quality mental health services. We offer in-person and telehealth therapy, medication management, telepsychiatry, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). Our work impacts our clients and their families, and we take this responsibility seriously. To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We provide a full continuum of outpatient services, allowing clients to work with the same treatment team as their needs evolve, eliminating the need to start over with someone new. Our diverse team supports the entire family—children, teens, and adults—often working with multiple family members simultaneously.
At our mental health clinic in Mesa, Arizona, we are committed to providing effective, caring, and high-quality mental health services. We offer in-person and telehealth therapy, medication management, telepsychiatry, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). Our work impacts our clients and their families, and we take this responsibility seriously. To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We provide a full continuum of outpatient services, allowing clients to work with the same treatment team as their needs evolve, eliminating the need to start over with someone new. Our diverse team supports the entire family—children, teens, and adults—often working with multiple family members simultaneously.
(602) 962-3546 View (602) 962-3546
At our mental health clinic in Goodyear, Arizona, we are committed to providing effective, caring, and high-quality mental health services. We offer in-person and telehealth therapy, medication management, telepsychiatry, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). Our work impacts our clients and their families, and we take this responsibility seriously. To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We provide a full continuum of outpatient services, allowing clients to work with the same treatment team as their needs evolve, eliminating the need to start over with someone new. Our diverse team supports the entire family—children, teens, and adults—often working with multiple family members simultaneously.
At our mental health clinic in Goodyear, Arizona, we are committed to providing effective, caring, and high-quality mental health services. We offer in-person and telehealth therapy, medication management, telepsychiatry, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). Our work impacts our clients and their families, and we take this responsibility seriously. To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We provide a full continuum of outpatient services, allowing clients to work with the same treatment team as their needs evolve, eliminating the need to start over with someone new. Our diverse team supports the entire family—children, teens, and adults—often working with multiple family members simultaneously.
(623) 257-7449 View (623) 257-7449
Cornerstone Healing Center
Treatment Center
Phoenix, AZ 85031
At Cornerstone Healing Center, we understand that addiction disorders are complex, affecting the mind, body, and spirit. That's why we offer a holistic approach to recovery, addressing the unique needs of each individual through a range of programs tailored to their specific situation. Our continuum of care includes residential treatment, partial hospitalization (PHP), various intensity outpatient programs, and a virtual program, ensuring that clients receive the appropriate level of support throughout their recovery journey. By treating the underlying causes of addiction, we aim to help individuals heal on all levels – physically, emotionally, and spiritually. Our experienced team of professionals at our addiction treatment center works closely with each client to develop a personalized action plan, equipping them with the tools, strategies, and support networks necessary for lasting recovery. Through evidence-based therapies, holistic practices, and a compassionate, nurturing environment, we empower individuals to overcome their issues and build a bright future.
At Cornerstone Healing Center, we understand that addiction disorders are complex, affecting the mind, body, and spirit. That's why we offer a holistic approach to recovery, addressing the unique needs of each individual through a range of programs tailored to their specific situation. Our continuum of care includes residential treatment, partial hospitalization (PHP), various intensity outpatient programs, and a virtual program, ensuring that clients receive the appropriate level of support throughout their recovery journey. By treating the underlying causes of addiction, we aim to help individuals heal on all levels – physically, emotionally, and spiritually. Our experienced team of professionals at our addiction treatment center works closely with each client to develop a personalized action plan, equipping them with the tools, strategies, and support networks necessary for lasting recovery. Through evidence-based therapies, holistic practices, and a compassionate, nurturing environment, we empower individuals to overcome their issues and build a bright future.
(928) 414-9117 View (928) 414-9117
At our mental health clinic in Scottsdale, Arizona, we are committed to providing effective, caring, and high-quality mental health services to children, teenagers, and adults. We offer in-person and telehealth therapy, medication management, telepsychiatry, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We offer a full range of outpatient care so clients can stay with the same team as their needs change, without starting over.
At our mental health clinic in Scottsdale, Arizona, we are committed to providing effective, caring, and high-quality mental health services to children, teenagers, and adults. We offer in-person and telehealth therapy, medication management, telepsychiatry, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We offer a full range of outpatient care so clients can stay with the same team as their needs change, without starting over.
(480) 841-9782 View (480) 841-9782
Imagine a Life with Purpose. Purpose Healing Center is a Scottsdale based leader in addiction treatment, offering individualized inpatient and outpatient programs to help you with a successful and lasting recovery from substance abuse. We are able to accept most private insurance (PPO) plans. Contact us today for a free assessment from our admissions counselors.
Imagine a Life with Purpose. Purpose Healing Center is a Scottsdale based leader in addiction treatment, offering individualized inpatient and outpatient programs to help you with a successful and lasting recovery from substance abuse. We are able to accept most private insurance (PPO) plans. Contact us today for a free assessment from our admissions counselors.
(480) 568-3992 View (480) 568-3992
Transitions Counseling and Consulting
Treatment Center
1 Endorsed
Phoenix, AZ 85032
At our mental health clinic in Anthem and New River, Arizona, we are committed to providing effective, caring, and high-quality mental health services. We offer in-person and telehealth therapy, medication management, telepsychiatry, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). Our work impacts our clients and their families, and we take this responsibility seriously. To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We provide a full continuum of outpatient services, allowing clients to work with the same treatment team as their needs evolve, eliminating the need to start over with someone new. Our diverse team supports the entire family—children, teens, and adults—often working with multiple family members simultaneously.
At our mental health clinic in Anthem and New River, Arizona, we are committed to providing effective, caring, and high-quality mental health services. We offer in-person and telehealth therapy, medication management, telepsychiatry, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). Our work impacts our clients and their families, and we take this responsibility seriously. To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We provide a full continuum of outpatient services, allowing clients to work with the same treatment team as their needs evolve, eliminating the need to start over with someone new. Our diverse team supports the entire family—children, teens, and adults—often working with multiple family members simultaneously.
(928) 272-1134 View (928) 272-1134
Atium Health
Treatment Center
Phoenix, AZ 85032
Are you desperate to feel peace and relief? Are you stuck in negative patterns or feeling unmotivated? Are you shutting down or having panic attacks? Do you feel distant from others? Has your personal or professional life been affected negatively? Addiction, betrayal, broken trust, loss of hope, grief, overwhelm and genetics can all trigger mental health issues. These can manifest as depression, anxiety, irritability, anger outbursts and shutdown disrupting personal functioning and relationships. Atium Health's trauma-informed approach and enhanced therapeutic skills and tools will help you become your best self.
Are you desperate to feel peace and relief? Are you stuck in negative patterns or feeling unmotivated? Are you shutting down or having panic attacks? Do you feel distant from others? Has your personal or professional life been affected negatively? Addiction, betrayal, broken trust, loss of hope, grief, overwhelm and genetics can all trigger mental health issues. These can manifest as depression, anxiety, irritability, anger outbursts and shutdown disrupting personal functioning and relationships. Atium Health's trauma-informed approach and enhanced therapeutic skills and tools will help you become your best self.
(385) 452-6964 View (385) 452-6964
Maluhia Mental Health Program
Treatment Center
Serves Area
We are a physician-operated residential mental health program specializing in complex psychiatric conditions. Licensed for advanced treatments like ketamine and TMS, we focus on minimizing medications and offering intensive one-on-one care in a small, supportive home like setting. With only 6 clients at a time, we provide truly personalized treatment. We serve adults of all ages, including those with chronic pain. Unlike most centers, we are licenced for advanced mental health and crisis stabilization, ensuring the highest clinical standards.
We are a physician-operated residential mental health program specializing in complex psychiatric conditions. Licensed for advanced treatments like ketamine and TMS, we focus on minimizing medications and offering intensive one-on-one care in a small, supportive home like setting. With only 6 clients at a time, we provide truly personalized treatment. We serve adults of all ages, including those with chronic pain. Unlike most centers, we are licenced for advanced mental health and crisis stabilization, ensuring the highest clinical standards.
(562) 667-5880 View (562) 667-5880
ASAP Adolescent Substance Abuse Program
Treatment Center
Serves Area
ASAP, the Adolescent Substance Abuse Program, has proven itself Arizona's finest outpatient treatment program for teen substance abuse ages 12-18 since 1991. In 2021 ASAP proudly celebrated its 30-year anniversary. ASAP is an Intensive Outpatient Program (IOP). Thousands of families have found that the ASAP Program can produce the "real-world" lifestyle changes that yield lasting sobriety for teens and a greatly improved quality of life for the entire family. The ASAP Program is conveniently located at three locations to cover the entire Valley: 1) 3839 E. Shea Boulevard in Phoenix, 2) 2530 S. Alma School Road in Mesa, and 3) 8607 N. 59th Avenue in Glendale. Just one phone number for all three locations: (602) 434-0249. All major health insurance plans are accepted. And note: ASAP is now contracted with most AHCCCS plans- Health Choice, United, AZ Complete Care, Molina, and Banner University.
ASAP, the Adolescent Substance Abuse Program, has proven itself Arizona's finest outpatient treatment program for teen substance abuse ages 12-18 since 1991. In 2021 ASAP proudly celebrated its 30-year anniversary. ASAP is an Intensive Outpatient Program (IOP). Thousands of families have found that the ASAP Program can produce the "real-world" lifestyle changes that yield lasting sobriety for teens and a greatly improved quality of life for the entire family. The ASAP Program is conveniently located at three locations to cover the entire Valley: 1) 3839 E. Shea Boulevard in Phoenix, 2) 2530 S. Alma School Road in Mesa, and 3) 8607 N. 59th Avenue in Glendale. Just one phone number for all three locations: (602) 434-0249. All major health insurance plans are accepted. And note: ASAP is now contracted with most AHCCCS plans- Health Choice, United, AZ Complete Care, Molina, and Banner University.
(602) 900-9146 View (602) 900-9146
Scottsdale Recovery Center
Treatment Center
Serves Area
Do you believe that this can be the very last time you ever find yourself seeking a treatment center that works? Scottsdale Recovery Center is much more than just another drug rehab facility! Our Substance Abuse Treatment Programs are designed to help the still-suffering alcoholic and drug addict get sober and stay sober for life. We help identify and address emotional and behavioral obstacles to long-term recovery, as well as to develop and implement proven Relapse-Prevention techniques. We employ the most knowledgeable and accredited addiction therapists the state has to offer. Our therapists use evidence-based treatment modalities, including: Psycho-Educational groups, Life-Skills Workshops, Cognitive Behavioral Therapy (CBT), Equine-Assisted Therapy, Eye Movement Desensitization and Reprocessing (EMDR), and Somatic Experiencing Therapy. We believe that no corner can be cut when it comes to overcoming drug addiction, alcoholism and other substance abuse related matters. We are The Joint Commission Accredited, meeting the possible standards in the health care industry. www.scottsdalerecovery.com
Do you believe that this can be the very last time you ever find yourself seeking a treatment center that works? Scottsdale Recovery Center is much more than just another drug rehab facility! Our Substance Abuse Treatment Programs are designed to help the still-suffering alcoholic and drug addict get sober and stay sober for life. We help identify and address emotional and behavioral obstacles to long-term recovery, as well as to develop and implement proven Relapse-Prevention techniques. We employ the most knowledgeable and accredited addiction therapists the state has to offer. Our therapists use evidence-based treatment modalities, including: Psycho-Educational groups, Life-Skills Workshops, Cognitive Behavioral Therapy (CBT), Equine-Assisted Therapy, Eye Movement Desensitization and Reprocessing (EMDR), and Somatic Experiencing Therapy. We believe that no corner can be cut when it comes to overcoming drug addiction, alcoholism and other substance abuse related matters. We are The Joint Commission Accredited, meeting the possible standards in the health care industry. www.scottsdalerecovery.com
(844) 219-2724 View (844) 219-2724

See more therapy options for Phoenix

United Medical Resources (UMR) Treatment Centers
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy. Learn more about Insurance Coverage and Finding Affordable Therapy