Aetna Treatment Centers in Paradise Valley, AZ

WD Recovery and Wellness Center PHP and IOP
Treatment Center
Serves Area
The treatment Staff at WD Recovery and Wellness Center has been providing high quality clinical programs for over 20 years. It is our mission to help save the lives of those suffering from addictions in our specialized programming and groups. The eating disorder, alcohol use disorder, substance use disorder and other addictive disorders have each have unique programming. The primary purpose of WD Recovery and wellness Center is to treat the dysfunctional behavior in a supportive environment. A staff of caring and experienced professionals, many who are recovering themselves, assist the affected individual and family in developing a lifelong program for recovery. We recognize the complexity of the disorder and understand the medical, psychological, physical, and nutritional aspects of eating and addictive disorders. Our treatment approach is centered on the special needs of each individual and we are completely committed to help individuals achieve recovery. The treatment consists of experienced professionals, physicians, psychiatrists, psychologists, family counselors, dietitians, exercise counselors, and nurses who assist the individual and family through the program. Through the utilization of a multi-disciplinary approach, the individuals learn to love and respect themselves and to form positive relationships with their family.
The treatment Staff at WD Recovery and Wellness Center has been providing high quality clinical programs for over 20 years. It is our mission to help save the lives of those suffering from addictions in our specialized programming and groups. The eating disorder, alcohol use disorder, substance use disorder and other addictive disorders have each have unique programming. The primary purpose of WD Recovery and wellness Center is to treat the dysfunctional behavior in a supportive environment. A staff of caring and experienced professionals, many who are recovering themselves, assist the affected individual and family in developing a lifelong program for recovery. We recognize the complexity of the disorder and understand the medical, psychological, physical, and nutritional aspects of eating and addictive disorders. Our treatment approach is centered on the special needs of each individual and we are completely committed to help individuals achieve recovery. The treatment consists of experienced professionals, physicians, psychiatrists, psychologists, family counselors, dietitians, exercise counselors, and nurses who assist the individual and family through the program. Through the utilization of a multi-disciplinary approach, the individuals learn to love and respect themselves and to form positive relationships with their family.
(480) 566-9236 View (480) 566-9236
Outpatient Program | Oasis Behavioral Health
Treatment Center
Serves Area
Oasis Behavioral Health provides two separate intensive outpatient programs (IOPs): an adolescent IOP for young people ages 11-17 and an IOP for adults age 18 and older. Both tracks are available for people who are suffering from mental health concerns and addictions. Intensive outpatient programming can be an ideal option for patients who do not require round-the-clock monitoring or live-in care. Those who participate in our IOPs have the flexibility to continue fulfilling their responsibilities outside of treatment, whether at school, at work, or in their communities. Adolescents and adults may enter intensive outpatient treatment directly without completing a higher level of care. Patients in our IOPs attend treatment three days a week for an average of eight weeks. During this time, they may engage in several evidence-based modalities, such as cognitive behavioral therapy, 12-Step programming, and group therapy. We also offer an education-focused support group for families and parents that takes place twice a month.
Oasis Behavioral Health provides two separate intensive outpatient programs (IOPs): an adolescent IOP for young people ages 11-17 and an IOP for adults age 18 and older. Both tracks are available for people who are suffering from mental health concerns and addictions. Intensive outpatient programming can be an ideal option for patients who do not require round-the-clock monitoring or live-in care. Those who participate in our IOPs have the flexibility to continue fulfilling their responsibilities outside of treatment, whether at school, at work, or in their communities. Adolescents and adults may enter intensive outpatient treatment directly without completing a higher level of care. Patients in our IOPs attend treatment three days a week for an average of eight weeks. During this time, they may engage in several evidence-based modalities, such as cognitive behavioral therapy, 12-Step programming, and group therapy. We also offer an education-focused support group for families and parents that takes place twice a month.
(855) 997-2026 View (855) 997-2026
Arizona Counseling and Therapy Center
Treatment Center
Serves Area
At ACT Center, clients find real progress in a warm, supportive environment. We serve adults facing anxiety, depression, trauma, and a variety of other challenges through offering outpatient care that meets each person where they are. Our team blends CBT, DBT, and trauma-focused approaches with genuine clinical judgment, not a one-size-fits-all protocol. Group therapy builds connection, individual sessions build insight, and coordinated psychiatry keeps care aligned. Clients consistently report feeling heard, supported, and equipped with real tools, not just symptom management. Healing happens faster in a space that feels safe.
At ACT Center, clients find real progress in a warm, supportive environment. We serve adults facing anxiety, depression, trauma, and a variety of other challenges through offering outpatient care that meets each person where they are. Our team blends CBT, DBT, and trauma-focused approaches with genuine clinical judgment, not a one-size-fits-all protocol. Group therapy builds connection, individual sessions build insight, and coordinated psychiatry keeps care aligned. Clients consistently report feeling heard, supported, and equipped with real tools, not just symptom management. Healing happens faster in a space that feels safe.
(602) 782-5512 View (602) 782-5512
Imagine a Life with Purpose. Purpose Healing Center is a Scottsdale based leader in addiction treatment, offering individualized inpatient and outpatient programs to help you with a successful and lasting recovery from substance abuse. We are able to accept most private insurance (PPO) plans. Contact us today for a free assessment from our admissions counselors.
Imagine a Life with Purpose. Purpose Healing Center is a Scottsdale based leader in addiction treatment, offering individualized inpatient and outpatient programs to help you with a successful and lasting recovery from substance abuse. We are able to accept most private insurance (PPO) plans. Contact us today for a free assessment from our admissions counselors.
(480) 568-3992 View (480) 568-3992
Camelback Recovery
Treatment Center
Serves Area
At Camelback Recovery's inpatient mental health treatment center in Arizona, clients find a sanctuary for healing and growth. The facility serves individuals struggling with severe mental health issues such as anxiety, depression, PTSD, bipolar disorder, and other mood disorders. Clients often face crises, risk self-harm, or struggle with daily activities, necessitating a secure and structured environment for recovery. Camelback Recovery addresses these needs with comprehensive, personalized care, including 24/7 supervision, therapy options like CBT, DBT, EMDR, group and family therapy, and medication management. This holistic approach ensures a supportive path to long-term mental wellness.
At Camelback Recovery's inpatient mental health treatment center in Arizona, clients find a sanctuary for healing and growth. The facility serves individuals struggling with severe mental health issues such as anxiety, depression, PTSD, bipolar disorder, and other mood disorders. Clients often face crises, risk self-harm, or struggle with daily activities, necessitating a secure and structured environment for recovery. Camelback Recovery addresses these needs with comprehensive, personalized care, including 24/7 supervision, therapy options like CBT, DBT, EMDR, group and family therapy, and medication management. This holistic approach ensures a supportive path to long-term mental wellness.
(602) 858-4771 View (602) 858-4771
Lifeline North
Treatment Center
1 Endorsed
Serves Area
Approved by most major insurance companies and the state Dept. of Health Services!! We are committed to providing ethical counseling, coaching, and therapy to assist you with the many obstacles life brings your way. Our qualified staff includes bilingual (English/Spanish) providers. All of our providers have the training necessary to provide the service they provide.
Approved by most major insurance companies and the state Dept. of Health Services!! We are committed to providing ethical counseling, coaching, and therapy to assist you with the many obstacles life brings your way. Our qualified staff includes bilingual (English/Spanish) providers. All of our providers have the training necessary to provide the service they provide.
(480) 351-3895 View (480) 351-3895
Camelback Recovery
Treatment Center
Serves Area
The clinic offers two levels of outpatient treatment to help adults whose lives have been disrupted by depression, anxiety, bipolar disorder, posttraumatic stress disorder (PTSD), and co-occurring addiction. Our partial hospitalization program (PHP) and intensive outpatient program (IOP) each feature a customized array of evidence-based, research-backed services. Adults can step down to these programs after completing residential or inpatient treatment, step up after completing traditional outpatient care or enter directly at the PHP or IOP level. Each adult undergoes a comprehensive assessment prior to admission that allows our team to develop a personalized treatment plan. At the PHP level, that plan may consist of medication management services, basic medical care, individual therapy, family therapy, group therapy and experiential therapies. Adults in the IOP participate in weekly individual therapy and a variety of daily group therapy sessions. All clients who receive care at our outpatient clinic benefit from working in close collaboration with a team of compassionate and dedicated professionals whose sole goal is to help guide them toward better health.
The clinic offers two levels of outpatient treatment to help adults whose lives have been disrupted by depression, anxiety, bipolar disorder, posttraumatic stress disorder (PTSD), and co-occurring addiction. Our partial hospitalization program (PHP) and intensive outpatient program (IOP) each feature a customized array of evidence-based, research-backed services. Adults can step down to these programs after completing residential or inpatient treatment, step up after completing traditional outpatient care or enter directly at the PHP or IOP level. Each adult undergoes a comprehensive assessment prior to admission that allows our team to develop a personalized treatment plan. At the PHP level, that plan may consist of medication management services, basic medical care, individual therapy, family therapy, group therapy and experiential therapies. Adults in the IOP participate in weekly individual therapy and a variety of daily group therapy sessions. All clients who receive care at our outpatient clinic benefit from working in close collaboration with a team of compassionate and dedicated professionals whose sole goal is to help guide them toward better health.
(602) 491-0341 View (602) 491-0341
Pinnacle Peak Recovery
Treatment Center
Serves Area
At Pinnacle Peak Recovery, we believe healing is possible and we’re here to guide you every step of the way. Located in the peaceful desert of Scottsdale, Arizona, our nationally accredited treatment center provides a full continuum of care for individuals facing substance use disorders, mental health challenges, and trauma. We specialize in evidence-based, holistic therapies that treat the whole person, not just the symptoms. Our programs include inpatient and intensive outpatient treatment, extended care, medication-assisted treatment (MAT), family support services, and relapse prevention.
At Pinnacle Peak Recovery, we believe healing is possible and we’re here to guide you every step of the way. Located in the peaceful desert of Scottsdale, Arizona, our nationally accredited treatment center provides a full continuum of care for individuals facing substance use disorders, mental health challenges, and trauma. We specialize in evidence-based, holistic therapies that treat the whole person, not just the symptoms. Our programs include inpatient and intensive outpatient treatment, extended care, medication-assisted treatment (MAT), family support services, and relapse prevention.
(833) 497-3652 View (833) 497-3652
Rising Phoenix Wellness Services
Treatment Center
1 Endorsed
Serves Area
Our mission is to help people recognize the unique value of their life and improve their overall health and wellness. Rising Phoenix Wellness Services employs an expert clinical team of providers including licensed therapists, a psychiatrist who specializes in both mental health and addiction treatments, a nutritionist and health coach, a yoga instructor, case managers, and other professional staff. Our long term treatment care model is intended to address the growing mental health and substance use concerns impacting our community today. We utilize evidence-based and integrative therapeutic practices while focusing on the client's own strengths to recover. Our client-centered program offers options for general mental health, substance use, young adults, and working professionals.
Our mission is to help people recognize the unique value of their life and improve their overall health and wellness. Rising Phoenix Wellness Services employs an expert clinical team of providers including licensed therapists, a psychiatrist who specializes in both mental health and addiction treatments, a nutritionist and health coach, a yoga instructor, case managers, and other professional staff. Our long term treatment care model is intended to address the growing mental health and substance use concerns impacting our community today. We utilize evidence-based and integrative therapeutic practices while focusing on the client's own strengths to recover. Our client-centered program offers options for general mental health, substance use, young adults, and working professionals.
(480) 648-0300 View (480) 648-0300
Arizona Addiction Recovery Center
Treatment Center
Serves Area
Designed for younger adults in their 20's, 30's & 40's, Arizona Addiction Recovery Center is recognized as one of the nation's premier addiction treatment centers for a category of patients that are most prone to relapse. The AARC program addresses the many areas inherent to these individuals that are often the root causes for eventual relapse following a period of sobriety. This is much more than just the traditional inpatient rehab, this is a full-scope approach to addiction treatment that places the client on a path for stronger and longer recovery! This is an A to Z treatment platform that includes everything from intervention to medical detox to PHP addiction treatment, intensive outpatient, aftercare, private sober & life coaching, ongoing alumni support systems and more! We even provide our program graduates with an ongoing sober living/recovery housing option in order to help them maintain strong ongoing sobriety. The facilities are very upscale, modern and clients feel safe and serene while achieving sobriety! All private PPO insurance accepted! Call Today www.arizonaaddictioncenter.org 833-907-1319
Designed for younger adults in their 20's, 30's & 40's, Arizona Addiction Recovery Center is recognized as one of the nation's premier addiction treatment centers for a category of patients that are most prone to relapse. The AARC program addresses the many areas inherent to these individuals that are often the root causes for eventual relapse following a period of sobriety. This is much more than just the traditional inpatient rehab, this is a full-scope approach to addiction treatment that places the client on a path for stronger and longer recovery! This is an A to Z treatment platform that includes everything from intervention to medical detox to PHP addiction treatment, intensive outpatient, aftercare, private sober & life coaching, ongoing alumni support systems and more! We even provide our program graduates with an ongoing sober living/recovery housing option in order to help them maintain strong ongoing sobriety. The facilities are very upscale, modern and clients feel safe and serene while achieving sobriety! All private PPO insurance accepted! Call Today www.arizonaaddictioncenter.org 833-907-1319
(833) 907-1319 View (833) 907-1319
Transitions Counseling and Consulting
Treatment Center
Serves Area
At our mental health clinic in Phoenix, Arizona, we are committed to providing effective, caring, and high-quality mental health services. We offer in-person and telehealth therapy, medication management, telepsychiatry, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). Our work impacts our clients and their families, and we take this responsibility seriously. To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We provide a full continuum of outpatient services, allowing clients to work with the same treatment team as their needs evolve, eliminating the need to start over with someone new. Our diverse team supports the entire family—children, teens, and adults—often working with multiple family members simultaneously.
At our mental health clinic in Phoenix, Arizona, we are committed to providing effective, caring, and high-quality mental health services. We offer in-person and telehealth therapy, medication management, telepsychiatry, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). Our work impacts our clients and their families, and we take this responsibility seriously. To ensure the highest quality of care, we voluntarily achieved accreditation from The Joint Commission, a rigorous process usually undertaken by hospitals. We provide a full continuum of outpatient services, allowing clients to work with the same treatment team as their needs evolve, eliminating the need to start over with someone new. Our diverse team supports the entire family—children, teens, and adults—often working with multiple family members simultaneously.
(602) 362-8936 View (602) 362-8936
Embark Behavioral Health
Treatment Center
Serves Area
We know how difficult it can be to see your loved one with severe mental health issues like anxiety, depression or suicidal ideation. Our partial hospitalization programs (PHP) and intensive outpatient programs (IOP) in Scottsdale, Arizona are designed to support adolescents, teens and young adults of all genders ages 12-28 facing these challenges. Our IOPs and PHPs provide flexible, personalized treatment that fits into your teen’s and family’s life, offering the intensive support they need while staying connected to home, school, work and family.
We know how difficult it can be to see your loved one with severe mental health issues like anxiety, depression or suicidal ideation. Our partial hospitalization programs (PHP) and intensive outpatient programs (IOP) in Scottsdale, Arizona are designed to support adolescents, teens and young adults of all genders ages 12-28 facing these challenges. Our IOPs and PHPs provide flexible, personalized treatment that fits into your teen’s and family’s life, offering the intensive support they need while staying connected to home, school, work and family.
(623) 343-4814 View (623) 343-4814
Seven Arrows Recovery
Treatment Center
Serves Area
You may be struggling with addiction, trauma, or mental health challenges that feel overwhelming, isolating, or difficult to overcome on your own. We serve adults facing substance use disorders, co-occurring mental health conditions, and patterns of relapse, as well as those navigating anxiety, depression, or unresolved trauma. Whether this is your first time seeking help or you’ve tried treatment before, you deserve compassionate, individualized care that treats the whole person—mind, body, and spirit—while helping you rebuild stability, purpose, and lasting recovery.
You may be struggling with addiction, trauma, or mental health challenges that feel overwhelming, isolating, or difficult to overcome on your own. We serve adults facing substance use disorders, co-occurring mental health conditions, and patterns of relapse, as well as those navigating anxiety, depression, or unresolved trauma. Whether this is your first time seeking help or you’ve tried treatment before, you deserve compassionate, individualized care that treats the whole person—mind, body, and spirit—while helping you rebuild stability, purpose, and lasting recovery.
(520) 412-8954 View (520) 412-8954
Scottsdale Recovery Center
Treatment Center
Serves Area
Do you believe that this can be the very last time you ever find yourself seeking a treatment center that works? Scottsdale Recovery Center is much more than just another drug rehab facility! Our Substance Abuse Treatment Programs are designed to help the still-suffering alcoholic and drug addict get sober and stay sober for life. We help identify and address emotional and behavioral obstacles to long-term recovery, as well as to develop and implement proven Relapse-Prevention techniques. We employ the most knowledgeable and accredited addiction therapists the state has to offer. Our therapists use evidence-based treatment modalities, including: Psycho-Educational groups, Life-Skills Workshops, Cognitive Behavioral Therapy (CBT), Equine-Assisted Therapy, Eye Movement Desensitization and Reprocessing (EMDR), and Somatic Experiencing Therapy. We believe that no corner can be cut when it comes to overcoming drug addiction, alcoholism and other substance abuse related matters. We are The Joint Commission Accredited, meeting the possible standards in the health care industry. www.scottsdalerecovery.com
Do you believe that this can be the very last time you ever find yourself seeking a treatment center that works? Scottsdale Recovery Center is much more than just another drug rehab facility! Our Substance Abuse Treatment Programs are designed to help the still-suffering alcoholic and drug addict get sober and stay sober for life. We help identify and address emotional and behavioral obstacles to long-term recovery, as well as to develop and implement proven Relapse-Prevention techniques. We employ the most knowledgeable and accredited addiction therapists the state has to offer. Our therapists use evidence-based treatment modalities, including: Psycho-Educational groups, Life-Skills Workshops, Cognitive Behavioral Therapy (CBT), Equine-Assisted Therapy, Eye Movement Desensitization and Reprocessing (EMDR), and Somatic Experiencing Therapy. We believe that no corner can be cut when it comes to overcoming drug addiction, alcoholism and other substance abuse related matters. We are The Joint Commission Accredited, meeting the possible standards in the health care industry. www.scottsdalerecovery.com
(844) 219-2724 View (844) 219-2724

More Treatment Centers Nearby

NOVA ViA Glendale
Treatment Center
Glendale, AZ 85301
At NOVA ViA Glendale, we serve adults seeking recovery from substance use disorders, including opioid and alcohol dependence. Our outpatient MAT program integrates medication management, group therapy, psychoeducation, and skill-building to address the physical and emotional aspects of recovery. We support clients managing co-occurring challenges, work, and family responsibilities who need flexible, structured care without residential placement. We take a whole-person approach, supporting emotional and physical well-being throughout treatment.
At NOVA ViA Glendale, we serve adults seeking recovery from substance use disorders, including opioid and alcohol dependence. Our outpatient MAT program integrates medication management, group therapy, psychoeducation, and skill-building to address the physical and emotional aspects of recovery. We support clients managing co-occurring challenges, work, and family responsibilities who need flexible, structured care without residential placement. We take a whole-person approach, supporting emotional and physical well-being throughout treatment.
(520) 675-4860 View (520) 675-4860
Back2Basics Residential Treatment Center
Treatment Center
Serves Area
Back2Basics is a Residential Treatment Center that combines addiction treatment program therapeutic counseling with experiential outdoor adventures to treat individuals with substance and alcohol addiction and lead them through rehab and recovery into long-term sober living. The program is highlighted by spending time in the beautiful serene wilderness where individuals are physically challenged, their minds are cleared and they learn ways to defeat old addictive thinking patterns through various outdoor adventures.
Back2Basics is a Residential Treatment Center that combines addiction treatment program therapeutic counseling with experiential outdoor adventures to treat individuals with substance and alcohol addiction and lead them through rehab and recovery into long-term sober living. The program is highlighted by spending time in the beautiful serene wilderness where individuals are physically challenged, their minds are cleared and they learn ways to defeat old addictive thinking patterns through various outdoor adventures.
(928) 267-6027 View (928) 267-6027
When severe anxiety, isolation, or depression disrupts your teen's daily life, a supportive change of environment can be life-saving. Our immersive residential program offers an exclusive 6-bed retreat to step away from triggers and focus on deep healing. At Evolve, we provide 24/7 supervision and compassionate, evidence-based therapies tailored to complex mood disorders. Our continuum of care includes short-term residential treatment as well as structured outpatient support through our full-day Partial Hospitalization Program (PHP) and after-school Intensive Outpatient Program (IOP) to help your teen regain control.
When severe anxiety, isolation, or depression disrupts your teen's daily life, a supportive change of environment can be life-saving. Our immersive residential program offers an exclusive 6-bed retreat to step away from triggers and focus on deep healing. At Evolve, we provide 24/7 supervision and compassionate, evidence-based therapies tailored to complex mood disorders. Our continuum of care includes short-term residential treatment as well as structured outpatient support through our full-day Partial Hospitalization Program (PHP) and after-school Intensive Outpatient Program (IOP) to help your teen regain control.
(858) 786-1695 View (858) 786-1695
Wolf Creek Recovery serves adults whose substance use and mental health challenges have become too complex for surface-level support. Many arrive carrying trauma, anxiety, depression, mood instability, strained relationships, professional or family consequences, and the exhaustion of trying to recover alone. Across Prescott and Scottsdale, we meet clients with the right level of care—RTC, PHP, IOP, OP, and supportive housing—combining structure, psychiatry, intensive therapy, family involvement, and a strong recovery community to help them stabilize, reconnect, and build a life that can last with dignity, clarity, and support.
Wolf Creek Recovery serves adults whose substance use and mental health challenges have become too complex for surface-level support. Many arrive carrying trauma, anxiety, depression, mood instability, strained relationships, professional or family consequences, and the exhaustion of trying to recover alone. Across Prescott and Scottsdale, we meet clients with the right level of care—RTC, PHP, IOP, OP, and supportive housing—combining structure, psychiatry, intensive therapy, family involvement, and a strong recovery community to help them stabilize, reconnect, and build a life that can last with dignity, clarity, and support.
(520) 277-3787 View (520) 277-3787
Agave Ridge Behavioral Hospital in Mesa, Arizona, offers clinically excellent care for adolescents ages 12-17. At our treatment center, we provide crisis care for young people who are struggling with addictions and behavioral health concerns, such as depression, bipolar disorder, anxiety, and suicidal ideation. We also provide integrated treatment for adolescents who have a dual diagnosis. Inpatient treatment is a short-term program, typically lasting between five and 13 days, that is best suited for individuals in need of intensive care.
Agave Ridge Behavioral Hospital in Mesa, Arizona, offers clinically excellent care for adolescents ages 12-17. At our treatment center, we provide crisis care for young people who are struggling with addictions and behavioral health concerns, such as depression, bipolar disorder, anxiety, and suicidal ideation. We also provide integrated treatment for adolescents who have a dual diagnosis. Inpatient treatment is a short-term program, typically lasting between five and 13 days, that is best suited for individuals in need of intensive care.
(480) 485-2059 View (480) 485-2059
Elevation Behavioral Health
Treatment Center
Serves Area
Elevation Behavioral Health is a premier private inpatient mental health facilities that focuses on assessing and effectively treating primary mental health. We make a positive, measurable difference in the physical, emotional and spiritual health of the people we serve while building up their confidence and respecting their dignity.
Elevation Behavioral Health is a premier private inpatient mental health facilities that focuses on assessing and effectively treating primary mental health. We make a positive, measurable difference in the physical, emotional and spiritual health of the people we serve while building up their confidence and respecting their dignity.
(818) 532-5813 View (818) 532-5813

See more therapy options for Paradise Valley

Aetna Treatment Centers
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling. Learn more about Insurance Coverage and Finding Affordable Therapy