Veterans Therapists in Jenkintown, PA

Photo of Khalilah Yadullah - Yadullah and Randall Counseling Services , Licensed Professional Counselor, LPC
Yadullah and Randall Counseling Services
Licensed Professional Counselor, LPC
Online Only
Welcome. Seeking therapy is a brave step, and we are honored to support you on your journey toward healing, growth, and self-understanding. We work with children, teens, adults, couples, and families. In our work together, we move at your pace, focusing on what matters most to you, with the goal of building inner resilience, self-compassion, and practical tools for a more grounded and fulfilling life. You are welcome here. Let’s begin your next chapter, together.
Welcome. Seeking therapy is a brave step, and we are honored to support you on your journey toward healing, growth, and self-understanding. We work with children, teens, adults, couples, and families. In our work together, we move at your pace, focusing on what matters most to you, with the goal of building inner resilience, self-compassion, and practical tools for a more grounded and fulfilling life. You are welcome here. Let’s begin your next chapter, together.
(267) 356-4965 View (267) 356-4965
Photo of Karen Schwartz, Psychologist, PhD
Karen Schwartz
Psychologist, PhD
Serves Area
Healing begins with feeling truly seen and understood. With over a decade of experience helping children, adolescents, and families navigate challenges like anxiety, depression, behavioral concerns and life’s transitions, I’m passionate about creating a safe, compassionate space where growth feels possible. My training as a clinical psychologist, specializing in evidence-based therapies, allows me to tailor treatment to each unique individual or family to most effectively support you reaching your goals.
Healing begins with feeling truly seen and understood. With over a decade of experience helping children, adolescents, and families navigate challenges like anxiety, depression, behavioral concerns and life’s transitions, I’m passionate about creating a safe, compassionate space where growth feels possible. My training as a clinical psychologist, specializing in evidence-based therapies, allows me to tailor treatment to each unique individual or family to most effectively support you reaching your goals.
(215) 385-5009 View (215) 385-5009
Photo of Marta MacDougall, Psychologist, PsyD
Marta MacDougall
Psychologist, PsyD
Jenkintown, PA 19046
Waitlist for new clients
I have worked with Veterans for over 20 years, and have extensive experience with Evidence-Based Treatments for Trauma and PTSD.
I have extensive experience in Evidence Based Therapies for PTSD, including Prolonged Exposure Therapy, Cognitive Processing Therapy, EMDR, Written Exposure Therapy, Narrative Exposure Therapy, Seeking Safety for comorbid PTSD and addiction. I also integrate Internal Family Systems in my trauma work.
I have worked with Veterans for over 20 years, and have extensive experience with Evidence-Based Treatments for Trauma and PTSD.
I have extensive experience in Evidence Based Therapies for PTSD, including Prolonged Exposure Therapy, Cognitive Processing Therapy, EMDR, Written Exposure Therapy, Narrative Exposure Therapy, Seeking Safety for comorbid PTSD and addiction. I also integrate Internal Family Systems in my trauma work.
(267) 495-5502 View (267) 495-5502
Photo of Christopher DiOrio, Licensed Professional Counselor, LPC, MS
Christopher DiOrio
Licensed Professional Counselor, LPC, MS
2 Endorsed
Jenkintown, PA 19046
By gaining a deeper understanding of the painful narratives we sometimes unconsciously reinforce, we can start to let go of the hurt related to the challenges of addiction, depression and anxiety. With a focus on enhancing and restoring self esteem and building emotional resilience through the therapeutic process of self discovery, real and lasting change is possible. I see the goal of therapy as a means to resolve inner conflicts and develop healthier ways of relating to others.
By gaining a deeper understanding of the painful narratives we sometimes unconsciously reinforce, we can start to let go of the hurt related to the challenges of addiction, depression and anxiety. With a focus on enhancing and restoring self esteem and building emotional resilience through the therapeutic process of self discovery, real and lasting change is possible. I see the goal of therapy as a means to resolve inner conflicts and develop healthier ways of relating to others.
(267) 528-0939 View (267) 528-0939
Photo of Ernest Pearson, Licensed Professional Counselor, MS, LPC, CAADC, LBS
Ernest Pearson
Licensed Professional Counselor, MS, LPC, CAADC, LBS
Online Only
Mr. Pearson is an experienced Mental Health Professional who is dedicated to serving individuals, families and communities who are in need of counseling and behavioral health services. Mr. Pearson is a Licensed Professional Counselor, Certified Advanced Alcohol and Drug Counselor and Licensed Behavioral Specialist in the State of Pennsylvania. Mr. Pearson has over 13 years of experience providing therapeutic services in a variety of settings to children, adolescents and adults including outpatient mental health centers, inpatient psychiatric hospitals, drug and alcohol treatment facilities and in public school systems throughout PA
Mr. Pearson is an experienced Mental Health Professional who is dedicated to serving individuals, families and communities who are in need of counseling and behavioral health services. Mr. Pearson is a Licensed Professional Counselor, Certified Advanced Alcohol and Drug Counselor and Licensed Behavioral Specialist in the State of Pennsylvania. Mr. Pearson has over 13 years of experience providing therapeutic services in a variety of settings to children, adolescents and adults including outpatient mental health centers, inpatient psychiatric hospitals, drug and alcohol treatment facilities and in public school systems throughout PA
(267) 450-2726 View (267) 450-2726
Photo of Daniel A. Schwarz - Daniel A Schwarz and Associates, Psychologist, PhD
Daniel A Schwarz and Associates
Psychologist, PhD
Jenkintown, PA 19046
Dr. DANIEL SCHWARZ is a Ph.D. Licensed Psychologist in private practice for over 30 years. He specializes in working with children who have learning challenges, Attention Deficit Hyperactivity Disorder (ADHD) and other behavioral problems. He provides family therapy, parent training and couples therapy. Dr. Schwarz consults with schools and clients' physicians to help coordinate treatment. He is fluent in Spanish and is unique in his ability to be culturally sensitive to his clients needs. Dr. Schwarz provides psychological evaluations for Immigration Issues and Waivers. Dr. Schwarz has three experienced providers in his practice.
Dr. DANIEL SCHWARZ is a Ph.D. Licensed Psychologist in private practice for over 30 years. He specializes in working with children who have learning challenges, Attention Deficit Hyperactivity Disorder (ADHD) and other behavioral problems. He provides family therapy, parent training and couples therapy. Dr. Schwarz consults with schools and clients' physicians to help coordinate treatment. He is fluent in Spanish and is unique in his ability to be culturally sensitive to his clients needs. Dr. Schwarz provides psychological evaluations for Immigration Issues and Waivers. Dr. Schwarz has three experienced providers in his practice.
(215) 646-3695 View (215) 646-3695
Photo of Theresa Onorato, Licensed Professional Counselor, LPC, MACP, SAC
Theresa Onorato
Licensed Professional Counselor, LPC, MACP, SAC
Jenkintown, PA 19046
She has extensive experience working with survivors of childhood abuse and neglect, sexual assault, and those who struggle with PTSD as result of combat; military, police, and firefighters.
Everyone is Deserving of Help. The question isn't "What's wrong with you?" but "What's happened to you?" Theresa is a Certified Trauma Specialist who will help you heal from your painful past and the current struggles you have been experiencing. She will guide you in discovering insight into limiting belief systems so that you may live a healthier and more positive lifestyle. Her goal is to assist you in regaining a sense of safety in the present and hopefulness toward your future. After receiving a Master’s degree in Psychology, she received her trauma certification in Prolonged Exposure Therapy from the Univ. of Pennsylvania.
She has extensive experience working with survivors of childhood abuse and neglect, sexual assault, and those who struggle with PTSD as result of combat; military, police, and firefighters.
Everyone is Deserving of Help. The question isn't "What's wrong with you?" but "What's happened to you?" Theresa is a Certified Trauma Specialist who will help you heal from your painful past and the current struggles you have been experiencing. She will guide you in discovering insight into limiting belief systems so that you may live a healthier and more positive lifestyle. Her goal is to assist you in regaining a sense of safety in the present and hopefulness toward your future. After receiving a Master’s degree in Psychology, she received her trauma certification in Prolonged Exposure Therapy from the Univ. of Pennsylvania.
(267) 953-8761 View (267) 953-8761
Photo of Dr. Amy Parkinson (Wells) Seader, Psychologist, RN, PsyD
Dr. Amy Parkinson (Wells) Seader
Psychologist, RN, PsyD
Jenkintown, PA 19046
Welcome to our practice. Dr. Seader specializes in the evaluation and treatment of healthcare professionals, fitness for duty evaluations, decisional capacity evaluations, and the evaluation and treatment of the addictions, depression, ADHD, and trauma.
Welcome to our practice. Dr. Seader specializes in the evaluation and treatment of healthcare professionals, fitness for duty evaluations, decisional capacity evaluations, and the evaluation and treatment of the addictions, depression, ADHD, and trauma.
(215) 995-3021 View (215) 995-3021
Photo of Dr. Carly Ellman, Clinical Social Work/Therapist, PhD, LCSW, CSTS
Dr. Carly Ellman
Clinical Social Work/Therapist, PhD, LCSW, CSTS
Online Only
I am a seasoned psychotherapist with over 17 years of experience providing assistance to clients with anxiety, depression, relationship difficulties, life transitions, trauma issues, eating disorders and postpartum depression. I work with children(5 and up), adolescents(ages 11 and up), young adults, couples, families and women. As a licensed clinical social worker I believe in focusing on all aspects of a person's well being; mental, physical, financial and social. I have a Masters degree in Social Work, Certified Shame-Informed Treatment Specialist, and pursuing PhD in Strategic Leadership and Administrative Studies.
I am a seasoned psychotherapist with over 17 years of experience providing assistance to clients with anxiety, depression, relationship difficulties, life transitions, trauma issues, eating disorders and postpartum depression. I work with children(5 and up), adolescents(ages 11 and up), young adults, couples, families and women. As a licensed clinical social worker I believe in focusing on all aspects of a person's well being; mental, physical, financial and social. I have a Masters degree in Social Work, Certified Shame-Informed Treatment Specialist, and pursuing PhD in Strategic Leadership and Administrative Studies.
(914) 344-6239 View (914) 344-6239
Photo of Rik Fire, Clinical Social Work/Therapist, MSW, LCSW, LISW, LICSW
Rik Fire
Clinical Social Work/Therapist, MSW, LCSW, LISW, LICSW
Jenkintown, PA 19046
Rik Fire (aka Manjot Singh Khalsa) is a psychotherapist in private practice since 1996, sacred healer, interfaith minister, teacher and co-creator of Radikal Healing. Radikal Healing is a process of life transformation utilizing a complement of modalities tailored to each client's individual needs including psychotherapy, meditation, Kundalini yoga, Shamanic technology, energy medicine, life coaching and supervised fasting. Village of Radikal Healing in Montgomery County, PA & Radikal Healing Suite Asbury Park, NJ are healing centers that provide opportunities for people to embrace the Radikal Life they were meant to live.
Rik Fire (aka Manjot Singh Khalsa) is a psychotherapist in private practice since 1996, sacred healer, interfaith minister, teacher and co-creator of Radikal Healing. Radikal Healing is a process of life transformation utilizing a complement of modalities tailored to each client's individual needs including psychotherapy, meditation, Kundalini yoga, Shamanic technology, energy medicine, life coaching and supervised fasting. Village of Radikal Healing in Montgomery County, PA & Radikal Healing Suite Asbury Park, NJ are healing centers that provide opportunities for people to embrace the Radikal Life they were meant to live.
(267) 793-0711 View (267) 793-0711
Joanne Kaminski
Psychologist
Jenkintown, PA 19046
I am a PA licensed psychologist with a broad-based practice consisting of treatment for several mental health disorders, substance abuse/dependence, palliative care for clients with chronic medical disorders, bereavement, family and marital therapy, academic stressors, professional impairment, transferring from military to civilian life, as well as psychophysiological retraining through biofeedback.
My work with adolescents focuses on social relationships, family relationships, sexual concerns, as well as academic and avocational success. I have several years experience as an administrator for a graduate degree program providing clinical supervision to counseling students as well as teaching both graduate and undergraduate courses.
I am a PA licensed psychologist with a broad-based practice consisting of treatment for several mental health disorders, substance abuse/dependence, palliative care for clients with chronic medical disorders, bereavement, family and marital therapy, academic stressors, professional impairment, transferring from military to civilian life, as well as psychophysiological retraining through biofeedback.
My work with adolescents focuses on social relationships, family relationships, sexual concerns, as well as academic and avocational success. I have several years experience as an administrator for a graduate degree program providing clinical supervision to counseling students as well as teaching both graduate and undergraduate courses.
(484) 436-2080 View (484) 436-2080
Photo of Ralph H Jaffe, Psychologist, PsyD
Ralph H Jaffe
Psychologist, PsyD
1 Endorsed
Jenkintown, PA 19046
To help others, I believe that three traits are essential: competence, caring, and integrity. I continuously hone my competence by updating my skills and keeping up with developments in my field. In addition, I put a strong emphasis on personal growth and cultivating my relationships with others, believing that by living a full and meaningful life, I have more to offer my clients. I care deeply about my clients, admire their strengths, cheer their victories, and resonate with their disappointments. In terms of integrity, I commit to an approach that is kind, straight-forward,and respectful.
To help others, I believe that three traits are essential: competence, caring, and integrity. I continuously hone my competence by updating my skills and keeping up with developments in my field. In addition, I put a strong emphasis on personal growth and cultivating my relationships with others, believing that by living a full and meaningful life, I have more to offer my clients. I care deeply about my clients, admire their strengths, cheer their victories, and resonate with their disappointments. In terms of integrity, I commit to an approach that is kind, straight-forward,and respectful.
(215) 995-5120 View (215) 995-5120
Photo of Jennifer Mizov, Clinical Social Work/Therapist, LCSW, CTTP, C-DBTP
Jennifer Mizov
Clinical Social Work/Therapist, LCSW, CTTP, C-DBTP
Online Only
Life becomes stressful sometimes, and societal pressure combined with changes, expectations, and conflicts are only some of the triggers that may induce stress, insomnia, sadness, further conflicts, and at times uncontrollable overwhelm. You are not alone in feeling this way. My mission as a therapist is to remind you that you are safe, and to help you receive the support you may need outside of the one you may currently have from friends, family members, and loved ones.
Life becomes stressful sometimes, and societal pressure combined with changes, expectations, and conflicts are only some of the triggers that may induce stress, insomnia, sadness, further conflicts, and at times uncontrollable overwhelm. You are not alone in feeling this way. My mission as a therapist is to remind you that you are safe, and to help you receive the support you may need outside of the one you may currently have from friends, family members, and loved ones.
(570) 857-5052 View (570) 857-5052
Photo of Nicole Machinski - Lowey Psychological Services, Psychologist, PsyD
Lowey Psychological Services
Psychologist, PsyD
Jenkintown, PA 19046
Lowey Psychological Services is a group psychology practice where experienced clinicians have been offering therapy and comprehensive psychological assessments in Philadelphia and the surrounding areas for over 30 years. We provide psychotherapy, medication management, and psychological evaluations. The therapists at Lowey Psychological Services all have differing educational backgrounds and therapeutic styles, but the common theme is that we are all focused on heightening each client's overall happiness. We see the pain caused by depression, anxiety, trauma, or relationship turmoil as an opportunity for growth and change.
Lowey Psychological Services is a group psychology practice where experienced clinicians have been offering therapy and comprehensive psychological assessments in Philadelphia and the surrounding areas for over 30 years. We provide psychotherapy, medication management, and psychological evaluations. The therapists at Lowey Psychological Services all have differing educational backgrounds and therapeutic styles, but the common theme is that we are all focused on heightening each client's overall happiness. We see the pain caused by depression, anxiety, trauma, or relationship turmoil as an opportunity for growth and change.
(215) 839-1259 View (215) 839-1259
Photo of Latoyia Griffin - Griffin Family Therapy, Clinical Social Work/Therapist, LCSW, CGP
Griffin Family Therapy
Clinical Social Work/Therapist, LCSW, CGP
Jenkintown, PA 19046
"Always Remember Your Potential"...my goal is to offer support in reaching that potential. I am a Licensed Clinical Social Worker and Certified Group Psychotherapist licensed in Nevada, Pennsylvania and New York, as well as a Board Approved Supervisor for Social Work Interns. I provide support for a range of concerns, including work stress, coping with medical concerns, adjusting to loss, family communication challenges, depression and anxiety. Options include individual, couples, group and family therapy. We work together as a team, utilizing your unique strengths and talents, to address the issues that you bring to the table.
"Always Remember Your Potential"...my goal is to offer support in reaching that potential. I am a Licensed Clinical Social Worker and Certified Group Psychotherapist licensed in Nevada, Pennsylvania and New York, as well as a Board Approved Supervisor for Social Work Interns. I provide support for a range of concerns, including work stress, coping with medical concerns, adjusting to loss, family communication challenges, depression and anxiety. Options include individual, couples, group and family therapy. We work together as a team, utilizing your unique strengths and talents, to address the issues that you bring to the table.
(702) 534-3788 View (702) 534-3788
Photo of Pamela B Schott, Clinical Social Work/Therapist, LCSW
Pamela B Schott
Clinical Social Work/Therapist, LCSW
Online Only
Clients describe my therapeutic style as interactive, warm, and reassuring. It isn't easy to disclose personal challenges, but my clients have responded pretty quickly to my efforts to build rapport, explore issues, and experiment with solutions. Sometimes this work has been about learning new coping skills, and sometimes the work has been about digging deeply into the past to uproot old patterns that dampen the spirit. In my work with clients--whether individual or couples--I include a focus on integrating body awareness into the work of the heart and mind, so that more profound healing may take place.
Clients describe my therapeutic style as interactive, warm, and reassuring. It isn't easy to disclose personal challenges, but my clients have responded pretty quickly to my efforts to build rapport, explore issues, and experiment with solutions. Sometimes this work has been about learning new coping skills, and sometimes the work has been about digging deeply into the past to uproot old patterns that dampen the spirit. In my work with clients--whether individual or couples--I include a focus on integrating body awareness into the work of the heart and mind, so that more profound healing may take place.
(361) 444-0867 View (361) 444-0867
Photo of Jeffrey H Carter, Licensed Professional Counselor, LPC
Jeffrey H Carter
Licensed Professional Counselor, LPC
Serves Area
Change is inevitable. So what happens when the consequences of the change are so negative they severely impact our lives? We sometimes feel stuck, unsure of what direction to proceed. In my practice, WalkinTalkinTherapy, I provide an avenue to address these changes by combining the simplicity of walking outdoors with talk therapy. Advocates of the combined approach say that being active during the session helps patients relax and open up - scientists have long known that a workout can temporarily boost serotonin levels and improve mood, the latest research shows that exercise can have a deeper and more lasting effect.
Change is inevitable. So what happens when the consequences of the change are so negative they severely impact our lives? We sometimes feel stuck, unsure of what direction to proceed. In my practice, WalkinTalkinTherapy, I provide an avenue to address these changes by combining the simplicity of walking outdoors with talk therapy. Advocates of the combined approach say that being active during the session helps patients relax and open up - scientists have long known that a workout can temporarily boost serotonin levels and improve mood, the latest research shows that exercise can have a deeper and more lasting effect.
(512) 548-8732 View (512) 548-8732
Photo of Flow Wellness - F.L.O.W., Licensed Professional Counselor, MA, LPC, CCHt, RYT
F.L.O.W.
Licensed Professional Counselor, MA, LPC, CCHt, RYT
Serves Area
F.L.O.W. is a wellness center emphasizing a whole-person, integrative approach. Our team of Clinical Therapists, Practitioners, and Instructors is here to support you--physically, mentally, and emotionally-- as you take steps on your journey to transformation. We believe you are best served holistically; therefore, you can choose from mental health counseling, functional nutrition, or yoga, to name a few of our services.  We offer these services virtually and in our comfortable, home-like wellness center so you can work on creating your best life in whatever environment you prefer.
F.L.O.W. is a wellness center emphasizing a whole-person, integrative approach. Our team of Clinical Therapists, Practitioners, and Instructors is here to support you--physically, mentally, and emotionally-- as you take steps on your journey to transformation. We believe you are best served holistically; therefore, you can choose from mental health counseling, functional nutrition, or yoga, to name a few of our services.  We offer these services virtually and in our comfortable, home-like wellness center so you can work on creating your best life in whatever environment you prefer.
(215) 769-9770 View (215) 769-9770
Photo of Sheila Boynton - Soul Transformation LLC, Clinical Social Work/Therapist, LSW, MDiv, CTCP, CAMS-I
Soul Transformation LLC
Clinical Social Work/Therapist, LSW, MDiv, CTCP, CAMS-I
Online Only
There are many reasons you may be seeking therapy — marital and familial conflict, grief & loss, anxiety, depression, trauma, addiction, self-esteem, sexual abuse, domestic violence, or relationships are among the most common reasons. Perhaps you have asked yourself questions such as “how long will this pain last?” “when will I be good enough?” “how can I learn to love myself” “Why me?’ "How do I get out?" I want you to know you are not alone! Together we can explore your needs. You want to be happy, let's explore the barriers keeping you from living the best version of you. You need tools to navigate life, let's create a road map.
There are many reasons you may be seeking therapy — marital and familial conflict, grief & loss, anxiety, depression, trauma, addiction, self-esteem, sexual abuse, domestic violence, or relationships are among the most common reasons. Perhaps you have asked yourself questions such as “how long will this pain last?” “when will I be good enough?” “how can I learn to love myself” “Why me?’ "How do I get out?" I want you to know you are not alone! Together we can explore your needs. You want to be happy, let's explore the barriers keeping you from living the best version of you. You need tools to navigate life, let's create a road map.
(215) 770-3917 View (215) 770-3917
Photo of Loretta Eberle, Licensed Professional Counselor, MA, LPC
Loretta Eberle
Licensed Professional Counselor, MA, LPC
1 Endorsed
Online Only
I successfully work with adults, adolescents, children, and families by using evidence-based techniques such as Cognitive Behavioral (CBT), Mindfulness, Trauma-Focused Cognitive Behavioral (TF-CBT), and Eco-Systemic Family (ESFT) therapies. I implement these techniques by personalizing them to your specific therapeutic journey so that you and your family can learn the skills needed to persevere over depression, anxiety, and trauma while also mastering interventions that can aid you in improving your communication and social skills.
I successfully work with adults, adolescents, children, and families by using evidence-based techniques such as Cognitive Behavioral (CBT), Mindfulness, Trauma-Focused Cognitive Behavioral (TF-CBT), and Eco-Systemic Family (ESFT) therapies. I implement these techniques by personalizing them to your specific therapeutic journey so that you and your family can learn the skills needed to persevere over depression, anxiety, and trauma while also mastering interventions that can aid you in improving your communication and social skills.
(267) 733-6060 View (267) 733-6060

See more therapy options for Jenkintown

Veterans Therapists

Why is mental health important for veterans and the military?

Veterans are more likely to face mental health challenges than the general public, and such mental health challenges can make it difficult for them to navigate day-to-day life. Improved mental health can result in better interpersonal relationships, lower levels of stress, and decreased dependence on substances, such as drugs or alcohol, for many veterans. Addressing common mental health conditions can also help facilitate recovery from physical health challenges that are faced by many veterans, such as chronic pain, physical injury, or poor sleeping patterns. Therapists trained in working with veterans can help address these concerns and help improve veteran mental health.

How can veterans get access to mental health support?

There are many resources for veterans to get mental health support, including through the VA or through their primary care doctor. Many service personnel are eligible for free or reduced-cost mental health counseling through the VA, depending on their service history and current income. Veterans can also utilize online directories, such as Psychology Today, or nonprofit organization resources like the Wounded Warrior Project, to find a therapist or other healthcare professional that specializes in their specific mental health needs. Veterans may also benefit from community-based groups that facilitate social connection and/or address specific concerns, such as Alcoholics Anonymous.

What type of therapy is best for veterans?

Veterans may benefit from multiple types of therapy, depending on what mental health challenges they are facing. Veterans seeking therapy for anxiety or depression may benefit from Cognitive Behavioral Therapy (CBT) or Dialectical Behavioral Therapy (DBT), which encourage clients to understand how their thought patterns influence their behavior. Veterans with PTSD may seek other more specialized forms of therapy to treat trauma symptoms, such as EMDR or exposure therapy. Many veterans and military personnel may also benefit from family or couples counseling to address the stress and adjustment challenges that can be associated with military life.

Can therapy for veterans help with trauma and PTSD?

Therapy can be highly effective in helping veterans with trauma and PTSD. Therapists specializing in veteran mental health often have extensive training and experience helping veterans navigate symptoms of trauma and can teach clients coping techniques to handle common symptoms associated with trauma and PTSD. Some therapists may use talk therapy as their primary approach, while others utilize more structured therapy modalities in sessions, such as EMDR. Veterans can try multiple therapy modalities to find the best fit for them. Therapists can also help make referrals or connect clients with available resources, such as VA benefits, to help address other life concerns.