Optum Therapists in 98024

Photo of Catherine Lindberg, Counselor in 98024, WA
Catherine Lindberg
Counselor, LMHC
Verified Verified
Fall City, WA 98024
Cathy Lindberg is a Licensed Mental Health Counselor and Certified Nutritionist. She graduated from Bastyr University with Master's Degrees in Counseling Psychology and Nutrition, and from Northern Michigan University with a Bachelor's Degree in Behavioral Psychology. Cathy believes in blending elements from many different philosophies to fit the needs of each client. Some of these include cognitive behavioral therapy, rational emotive behavior therapy, and the biopsychosocial model. Her main areas of focus are anxiety, depression, self-esteem, body image, and guidance for dietary concerns.
Cathy Lindberg is a Licensed Mental Health Counselor and Certified Nutritionist. She graduated from Bastyr University with Master's Degrees in Counseling Psychology and Nutrition, and from Northern Michigan University with a Bachelor's Degree in Behavioral Psychology. Cathy believes in blending elements from many different philosophies to fit the needs of each client. Some of these include cognitive behavioral therapy, rational emotive behavior therapy, and the biopsychosocial model. Her main areas of focus are anxiety, depression, self-esteem, body image, and guidance for dietary concerns.
(425) 517-3499 View (425) 517-3499
Photo of Valerie Walser, Marriage & Family Therapist in 98024, WA
Valerie Walser
Marriage & Family Therapist, LMFT
Verified Verified
Fall City, WA 98024
Philosophy & Therapeutic Approach "‹My approach is collaborative. I believe in working together with clients to create a strong therapeutic alliance to help achieve desired therapeutic goals. I enjoy working with children (as young as 6), adolescents, adults, and families struggling with navigating life transitions, including the transition to adolescence, the transition to parenthood, as well as parent coaching. My background also includes helping adolescents with social skills and peer relationships.
Philosophy & Therapeutic Approach "‹My approach is collaborative. I believe in working together with clients to create a strong therapeutic alliance to help achieve desired therapeutic goals. I enjoy working with children (as young as 6), adolescents, adults, and families struggling with navigating life transitions, including the transition to adolescence, the transition to parenthood, as well as parent coaching. My background also includes helping adolescents with social skills and peer relationships.
(425) 368-3911 View (425) 368-3911
Photo of Rebekah Cline, Psychologist in 98024, WA
Rebekah Cline
Psychologist, PsyD
Verified Verified
Fall City, WA 98024
Rebekah is a licensed clinical psychologist who has been practicing since 2010. She graduated from George Fox University graduate school of clinical psychology in 2008 with a doctorate in clinical psychology. Rebekah enjoys working with children, adolescents and younger adults with a variety of concerns including anxiety and depression. She believes that therapy is a uniquely individual process and adapts her approach to each individual's needs. In addition to those modalities noted below she also provides play therapy.
Rebekah is a licensed clinical psychologist who has been practicing since 2010. She graduated from George Fox University graduate school of clinical psychology in 2008 with a doctorate in clinical psychology. Rebekah enjoys working with children, adolescents and younger adults with a variety of concerns including anxiety and depression. She believes that therapy is a uniquely individual process and adapts her approach to each individual's needs. In addition to those modalities noted below she also provides play therapy.
(425) 395-8529 View (425) 395-8529
Photo of Insight Mental Health Group in 98024, WA
Insight Mental Health Group
Verified Verified
1 Endorsed
Fall City, WA 98024
Insight Mental Health Group is a network of skilled mental health professionals dedicated to providing individuals, couples, and families with a safe space to explore, understand, and evolve problematic perspectives, beliefs, and patterns of interaction. With values rooted in compassion, collaboration, integrity, and individuality; we are committed to providing each client with the individualized care needed to reach their mental health and relationship goals. To ensure our clients' needs and preferences are met, our providers offer both in-office and virtual visits. Whether it is to assist in addressing anxiety or depression, to help to resolve marital or family conflict, to facilitate healing from the effects of trauma and loss, to aid in dealing with grief or coping with stress, or to provide support and direction for any number of other issues arising from interpersonal relationships, the workplace, school, or self-exploration and personal growth, we are here for you.
Insight Mental Health Group is a network of skilled mental health professionals dedicated to providing individuals, couples, and families with a safe space to explore, understand, and evolve problematic perspectives, beliefs, and patterns of interaction. With values rooted in compassion, collaboration, integrity, and individuality; we are committed to providing each client with the individualized care needed to reach their mental health and relationship goals. To ensure our clients' needs and preferences are met, our providers offer both in-office and virtual visits. Whether it is to assist in addressing anxiety or depression, to help to resolve marital or family conflict, to facilitate healing from the effects of trauma and loss, to aid in dealing with grief or coping with stress, or to provide support and direction for any number of other issues arising from interpersonal relationships, the workplace, school, or self-exploration and personal growth, we are here for you.
(425) 981-5455 View (425) 981-5455
Optum Therapists

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy