Photo of Jonas D. Gayer, Clinical Social Work/Therapist in Northport, NY
Jonas D. Gayer
Clinical Social Work/Therapist, LCSW
Verified Verified
Northport, NY 11768
I have worked as a Psychotherapist/Psychoanalyst for almost 45 years. My work is based on understanding our behavior and I communicate that to the person or couple I am working with. I am actively engaged and use a variety of approaches, depending on the individual or situation. I also have had years of experience as a School Social Worker with the NYC school system, working with students who have academic, emotional, and or behavioral issues. I prefer working with parents on how to better understand and adjust to who their children are. I also specialize in working with couples focusing on awareness of issues of their disharmony.
I have worked as a Psychotherapist/Psychoanalyst for almost 45 years. My work is based on understanding our behavior and I communicate that to the person or couple I am working with. I am actively engaged and use a variety of approaches, depending on the individual or situation. I also have had years of experience as a School Social Worker with the NYC school system, working with students who have academic, emotional, and or behavioral issues. I prefer working with parents on how to better understand and adjust to who their children are. I also specialize in working with couples focusing on awareness of issues of their disharmony.
(718) 569-8085 View (718) 569-8085
Photo of Ira Kalina, Psychologist in Northport, NY
Ira Kalina
Psychologist, PhD
Verified Verified
1 Endorsed
Northport, NY 11768
During these difficult economic times, an experienced and sensitive therapist may be just what you need to help you with individual, marriage, and family psychological issues. I am a licensed psychologist, a supervisor and trainer of marriage and family therapy students at Hofstra University, and have over 35 years of experience working with patients who have experienced financial stress, depression, anxiety, difficult relationships, medical issues, loss, and grief.
During these difficult economic times, an experienced and sensitive therapist may be just what you need to help you with individual, marriage, and family psychological issues. I am a licensed psychologist, a supervisor and trainer of marriage and family therapy students at Hofstra University, and have over 35 years of experience working with patients who have experienced financial stress, depression, anxiety, difficult relationships, medical issues, loss, and grief.
(631) 406-9261 View (631) 406-9261

More Therapists Nearby

Photo of Danielle D Relyea, Clinical Social Work/Therapist in Northport, NY
Danielle D Relyea
Clinical Social Work/Therapist, MSW, LCSW, -R, EMDR, -AF
Verified Verified
Smithtown, NY 11787
Addiction, Trauma , Mood DO, SPMI, Meditation, Energy Work, Spirituality, extensive MH training, EMDR Training with Parnell Institute, creating groups & programs.
It takes courage to seek guidance and can take a few tries to connect with a Mental Health Professional thatcan meet your needs. So keep trying until you meet that person & don't give up Hope!:) I have twenty plus years experience in mental health care, I'm dedicated to decreasing mental health stigma, highly passionate about understanding our mind practicing progressive, advanced, integrative treatment approaches. I'm always learning & growing from my work with clients & consider it a sacred privilege to assist another in their healing journey. I treat a broad range of issues, including but not limited to the most common in human experience: Depression, Anxiety, Trauma, Addiction, Grief & Loss, Relationship Difficulties, & Stress management. Whole Person, Multifaceted approach All the best in your wellness journey Danielle :)
Addiction, Trauma , Mood DO, SPMI, Meditation, Energy Work, Spirituality, extensive MH training, EMDR Training with Parnell Institute, creating groups & programs.
It takes courage to seek guidance and can take a few tries to connect with a Mental Health Professional thatcan meet your needs. So keep trying until you meet that person & don't give up Hope!:) I have twenty plus years experience in mental health care, I'm dedicated to decreasing mental health stigma, highly passionate about understanding our mind practicing progressive, advanced, integrative treatment approaches. I'm always learning & growing from my work with clients & consider it a sacred privilege to assist another in their healing journey. I treat a broad range of issues, including but not limited to the most common in human experience: Depression, Anxiety, Trauma, Addiction, Grief & Loss, Relationship Difficulties, & Stress management. Whole Person, Multifaceted approach All the best in your wellness journey Danielle :)
(631) 734-0415 View (631) 734-0415
Photo of Tri State Counseling and MediatIon, Clinical Social Work/Therapist in Northport, NY
Tri State Counseling and MediatIon
Clinical Social Work/Therapist, LCSWR, LCSW
Verified Verified
Melville, NY 11747
Anger Management, ADHD, Autism, Childhood disorders, Crisis Intervention, CISD, Substance abuse, truancy in children.
Trained in CBT, prefer to use a rational living approach with behavior modification and assist the client. Use DBT, CBT, Behavioral approach in Psychotherapy to achieve practical results, measurable and beneficial to the client. Short term treatment focus on result oriented approach with focus on cognitive or insight or behavioral modification is my style. Specialist in children, work with families and a fair mix of all age groups. I accept major health insurances & accept private pay. ANGER MANAGEMENT, AUTISM, ADHD, MOOD DISORDERS, ANXIETY SUBSTANCE ABUSE, ALCOHOL DOMESTIC RELATIONS/VIOLENCE ISSUES AND FORENSIC EVALUATIONS HANDLED AS WELL.
Anger Management, ADHD, Autism, Childhood disorders, Crisis Intervention, CISD, Substance abuse, truancy in children.
Trained in CBT, prefer to use a rational living approach with behavior modification and assist the client. Use DBT, CBT, Behavioral approach in Psychotherapy to achieve practical results, measurable and beneficial to the client. Short term treatment focus on result oriented approach with focus on cognitive or insight or behavioral modification is my style. Specialist in children, work with families and a fair mix of all age groups. I accept major health insurances & accept private pay. ANGER MANAGEMENT, AUTISM, ADHD, MOOD DISORDERS, ANXIETY SUBSTANCE ABUSE, ALCOHOL DOMESTIC RELATIONS/VIOLENCE ISSUES AND FORENSIC EVALUATIONS HANDLED AS WELL.
(718) 415-6266 View (718) 415-6266
Photo of Kristen E. Herbert-Delaney, Counselor in Northport, NY
Kristen E. Herbert-Delaney
Counselor, LMHC
Verified Verified
3 Endorsed
Smithtown, NY 11787
Taking the first step to change your life can be challenging and can feel overwhelming. Whether you are dissatisfied with your relationships, are feeling blocked by anxiety and fear or are struggling with parenting challenges, I can support and assist you. I utilize a variety of techniques and tailor my approach to each individual client. I will create a safe & comfortable environment where we will be able to explore what has held you back in the past. We will work together to identify and implement the changes you need to make to move forward in your life.
Taking the first step to change your life can be challenging and can feel overwhelming. Whether you are dissatisfied with your relationships, are feeling blocked by anxiety and fear or are struggling with parenting challenges, I can support and assist you. I utilize a variety of techniques and tailor my approach to each individual client. I will create a safe & comfortable environment where we will be able to explore what has held you back in the past. We will work together to identify and implement the changes you need to make to move forward in your life.
(516) 714-5877 View (516) 714-5877
Photo of Jean Marie Rafferty, Clinical Social Work/Therapist in Northport, NY
Jean Marie Rafferty
Clinical Social Work/Therapist, MSW, LCSW, ACSW-R
Verified Verified
Smithtown, NY 11787  (Online Only)
I consider myself to be an experienced, knowledgable and caring Psychotherapist.
I consider myself to be an experienced, knowledgable and caring Psychotherapist.
(631) 403-7149 View (631) 403-7149
Photo of Brianna Quirk, Counselor in Northport, NY
Brianna Quirk
Counselor, MA, LMHC
Verified Verified
1 Endorsed
Smithtown, NY 11787
As a passionate and driven advocate for mental health, I believe that therapy is an important journey. I believe that we all have the ability to find inner peace, but sometimes we need the right support to get ourselves started. I currently am trained in Cognitive Behavioral Therapy, and I believe that recognizing and changing harmful thought processes and behaviors is the first step toward a happier and healthier life. I strive to provide a comfortable environment for my clients and to help them find the best parts of themselves. I believe each one of my clients has the ability to heal and would love to help you begin your journey!
As a passionate and driven advocate for mental health, I believe that therapy is an important journey. I believe that we all have the ability to find inner peace, but sometimes we need the right support to get ourselves started. I currently am trained in Cognitive Behavioral Therapy, and I believe that recognizing and changing harmful thought processes and behaviors is the first step toward a happier and healthier life. I strive to provide a comfortable environment for my clients and to help them find the best parts of themselves. I believe each one of my clients has the ability to heal and would love to help you begin your journey!
(631) 212-9602 View (631) 212-9602
Photo of Jean Cirillo, Psychologist in Northport, NY
Jean Cirillo
Psychologist
Verified Verified
Huntington, NY 11743
Having been a practicing psychologist for 23 years, my style is cognitive behavior therapy. This involves changing the irrational beliefs behind stress, anxiety and depression. Specialties include women's issues, teens, children with behavioral problems, divorce, and drug and alcohol related issues. Office hours weekdays 1 to 9. Weekend appointments available.
Having been a practicing psychologist for 23 years, my style is cognitive behavior therapy. This involves changing the irrational beliefs behind stress, anxiety and depression. Specialties include women's issues, teens, children with behavioral problems, divorce, and drug and alcohol related issues. Office hours weekdays 1 to 9. Weekend appointments available.
(855) 847-8184 View (855) 847-8184
Photo of Marjorie B Sugarman, Clinical Social Work/Therapist in Northport, NY
Marjorie B Sugarman
Clinical Social Work/Therapist, LCSW-R, BCD, DCSW
Verified Verified
2 Endorsed
Smithtown, NY 11787
I utilize a variety of approaches to address and resolve isues. An approach must fit the individual as well as the problem. I work with adolescents, adults and families. I am certified in Cognitive/Behavioral therapy, short term therapy, as well as numerous other modalities. I work with many diagnoses including OCD, Bipolar Disorder, depression, loss/grief, ADD, ADHD and panic disorders. Occasionally there may not be a formal diagnosis-the problem may be one of learning how to more effectively communicate. Various techniques are addressed to help people strengthen relationships through words.
I utilize a variety of approaches to address and resolve isues. An approach must fit the individual as well as the problem. I work with adolescents, adults and families. I am certified in Cognitive/Behavioral therapy, short term therapy, as well as numerous other modalities. I work with many diagnoses including OCD, Bipolar Disorder, depression, loss/grief, ADD, ADHD and panic disorders. Occasionally there may not be a formal diagnosis-the problem may be one of learning how to more effectively communicate. Various techniques are addressed to help people strengthen relationships through words.
(631) 817-4640 View (631) 817-4640
Photo of Phyllis Kossak, Psychologist in Northport, NY
Phyllis Kossak
Psychologist, PhD
Verified Verified
Huntington, NY 11743
Do you want to let go of behaviors which interfere with your enjoyment of life? Do you want to learn new behaviors which will bring you happiness and fulfillment? Psychotherapy could be your answer. Therapy can be e life-changing event, and I am here to guide you through the process.
Do you want to let go of behaviors which interfere with your enjoyment of life? Do you want to learn new behaviors which will bring you happiness and fulfillment? Psychotherapy could be your answer. Therapy can be e life-changing event, and I am here to guide you through the process.
(631) 336-2887 View (631) 336-2887
Photo of Dr. Jonathan Small, Psychologist in Northport, NY
Dr. Jonathan Small
Psychologist, PsyD
Verified Verified
1 Endorsed
Huntington, NY 11743
I am a psychologist in private practice for over 20 years. The people I see struggle with depression, anxiety, loss, troubling behavior, and relationship problems. I strive to be warm and empathic and provide a space where people can work through past painful experiences and develop stronger coping skills and healthier patterns of relating to others. I help to identify sources of hope and meaning that help cope with stressful circumstances. Psychotherapy can help bring about a greater sense of emotional freedom, self esteem, and more satisfying relationships.
I am a psychologist in private practice for over 20 years. The people I see struggle with depression, anxiety, loss, troubling behavior, and relationship problems. I strive to be warm and empathic and provide a space where people can work through past painful experiences and develop stronger coping skills and healthier patterns of relating to others. I help to identify sources of hope and meaning that help cope with stressful circumstances. Psychotherapy can help bring about a greater sense of emotional freedom, self esteem, and more satisfying relationships.
(631) 337-8830 View (631) 337-8830

Online Therapists

Photo of Emily Garrod, Psychologist in Northport, NY
Emily Garrod
Psychologist, PhD
Verified Verified
New York, NY 10016  (Online Only)
I have particularly extensive experience in the areas of recovery from trauma--including sexual abuse recovery, recovery from substance abuse and co-dependency, relationship development for individuals and couples, artistic development and creativity, gay/lesbian and bisexual issues, and sexual phobia and dysfunction.
I am a New York State-licensed Psychologist and a Certified Interpersonal Psychoanalyst. During more than 20 years of counseling, I have developed a unique blend of Interpersonal psychoanalytic, cognitive-behavioral and mind-body awareness promoting techniques to help patients achieve creative, professional and relational goals, and reduce anxiety and depression. All of us, through adapting to childhood experience, develop limiting fears and blind spots. I can help you to identify blocks to happiness, intimacy and serenity, and to develop new, more satisfying behaviors.
I have particularly extensive experience in the areas of recovery from trauma--including sexual abuse recovery, recovery from substance abuse and co-dependency, relationship development for individuals and couples, artistic development and creativity, gay/lesbian and bisexual issues, and sexual phobia and dysfunction.
I am a New York State-licensed Psychologist and a Certified Interpersonal Psychoanalyst. During more than 20 years of counseling, I have developed a unique blend of Interpersonal psychoanalytic, cognitive-behavioral and mind-body awareness promoting techniques to help patients achieve creative, professional and relational goals, and reduce anxiety and depression. All of us, through adapting to childhood experience, develop limiting fears and blind spots. I can help you to identify blocks to happiness, intimacy and serenity, and to develop new, more satisfying behaviors.
(646) 606-3822 View (646) 606-3822
Photo of Valerie Paige Kowalski, Licensed Master Social Worker in Northport, NY
Valerie Paige Kowalski
Licensed Master Social Worker, LMSW, DBT, REBT, CBT
Verified Verified
11 Endorsed
New York, NY 10006
People often reach out with a range of concerns, including trauma, anxiety, depression, relationship concerns, addiction, eating disorders, career concerns, and the challenges of navigating life transitions. Whatever the specific issue, clients often share a common goal: to gain a deeper understanding of the issues they’re struggling with, to challenge and replace patterns of thought and behavior that are not serving them, and to learn helpful coping skills to manage stressors in healthy and productive ways. Ultimately, my clients frequently aspire to cultivate a life of fulfillment, authenticity, and peace.
People often reach out with a range of concerns, including trauma, anxiety, depression, relationship concerns, addiction, eating disorders, career concerns, and the challenges of navigating life transitions. Whatever the specific issue, clients often share a common goal: to gain a deeper understanding of the issues they’re struggling with, to challenge and replace patterns of thought and behavior that are not serving them, and to learn helpful coping skills to manage stressors in healthy and productive ways. Ultimately, my clients frequently aspire to cultivate a life of fulfillment, authenticity, and peace.
(646) 956-5445 View (646) 956-5445
Photo of Maggie Bloomfield, Clinical Social Work/Therapist in Northport, NY
Maggie Bloomfield
Clinical Social Work/Therapist, LCSW, CASAC
Verified Verified
2 Endorsed
Westhampton Beach, NY 11978
I specialize in Substance Use Disorder, mood disorders, PTSD, and life crises, and treat individuals, over age 15, couples, and families, using client-centered talk therapy, CBT, and writing therapy. As Certified Alcoholism and Substance Abuse Counselor (CASAC) for 25 years,I worked and supervised inpatient and outpatient. and taught the CASAC curriculum at Marymount and CCNY. As LCSW, (Stony Brook, 1997 and Post-Graduate Center for Mental Health (PCMH), I have maintained a private practice for 27 years in Westhampton Beach, NY. My passion is to motivate and facilitate clients toward positive change.
I specialize in Substance Use Disorder, mood disorders, PTSD, and life crises, and treat individuals, over age 15, couples, and families, using client-centered talk therapy, CBT, and writing therapy. As Certified Alcoholism and Substance Abuse Counselor (CASAC) for 25 years,I worked and supervised inpatient and outpatient. and taught the CASAC curriculum at Marymount and CCNY. As LCSW, (Stony Brook, 1997 and Post-Graduate Center for Mental Health (PCMH), I have maintained a private practice for 27 years in Westhampton Beach, NY. My passion is to motivate and facilitate clients toward positive change.
(631) 714-2782 View (631) 714-2782
Photo of Zbigniew Korczak, Clinical Social Work/Therapist in Northport, NY
Zbigniew Korczak
Clinical Social Work/Therapist, LCSW-R, CASAC, CCTP
Verified Verified
Rego Park, NY 11374
Life is tough these days and we all need help, particularly with this new pandemic threat and the consequent anxiety and depression it has caused. My therapeutic practice is based on Buddhist compassion and Cognitive Behavioral Therapy. I work with alcohol and drug addiction as well as trauma and PTSD clients. I provide a traditional psychological perspective as well as a discovery of your life’s inner meaning, your strengths, your dreams, your creativity, your spirituality, and the socio-cultural context that surrounds you. I am able to create a nourishing, supportive environment that contributes to your healing and transformation.
Life is tough these days and we all need help, particularly with this new pandemic threat and the consequent anxiety and depression it has caused. My therapeutic practice is based on Buddhist compassion and Cognitive Behavioral Therapy. I work with alcohol and drug addiction as well as trauma and PTSD clients. I provide a traditional psychological perspective as well as a discovery of your life’s inner meaning, your strengths, your dreams, your creativity, your spirituality, and the socio-cultural context that surrounds you. I am able to create a nourishing, supportive environment that contributes to your healing and transformation.
(917) 540-3802 View (917) 540-3802
Photo of Kim Williams-Jenkins, Clinical Social Work/Therapist in Northport, NY
Kim Williams-Jenkins
Clinical Social Work/Therapist, LCSW-R, MS Ed, CASAC, CEAP
Verified Verified
Staten Island, NY 10314
I have varied interests and work with those diagnosed on the autism spectrum, LGBTQAI community, marital/infidelity issues, eating disorders, self esteem issues, as well as addiction and recovery.
My practice "Culturally Competent Compassionate Counseling" seeks to respect, encourage and support the pursuit of personal growth and fulfillment of all individuals, regardless of age, race, sexual orientation and socioeconomic status. Life is trying in the best of times. My job as your therapist is to listen without judgement, support your pursuit of your self identified goals and gently challenge you to live your best life. In addition to my private practice, I am also an E A P professional and Administrator on the Office of Mental Health CIRT Team at South Beach Psychiatric Center.
I have varied interests and work with those diagnosed on the autism spectrum, LGBTQAI community, marital/infidelity issues, eating disorders, self esteem issues, as well as addiction and recovery.
My practice "Culturally Competent Compassionate Counseling" seeks to respect, encourage and support the pursuit of personal growth and fulfillment of all individuals, regardless of age, race, sexual orientation and socioeconomic status. Life is trying in the best of times. My job as your therapist is to listen without judgement, support your pursuit of your self identified goals and gently challenge you to live your best life. In addition to my private practice, I am also an E A P professional and Administrator on the Office of Mental Health CIRT Team at South Beach Psychiatric Center.
(917) 746-7081 View (917) 746-7081
Photo of A Counseling Service, Clinical Social Work/Therapist in Northport, NY
A Counseling Service
Clinical Social Work/Therapist, LCSW, LMHC, LMSW
Verified Verified
Monroe, NY 10950
Are you struggling in one or more of these areas…Do you have poor communication with loved ones that result in arguing without resolution? Do you have conflict with your children and don’t know how to help? Are you unhappy in your marriage? Do you have stress? Is your mind over thinking or obsessing? Feeling overwhelmed? Are you up all night? Are you angry? Are you or a loved one dealing with addiction? Are you unhappy with your job? Are you trying to make a change in life and don’t know what to do? Are you feeling depressed? Do you lack motivation? Do you have panic attacks? Are you suffering from anxiety?
Are you struggling in one or more of these areas…Do you have poor communication with loved ones that result in arguing without resolution? Do you have conflict with your children and don’t know how to help? Are you unhappy in your marriage? Do you have stress? Is your mind over thinking or obsessing? Feeling overwhelmed? Are you up all night? Are you angry? Are you or a loved one dealing with addiction? Are you unhappy with your job? Are you trying to make a change in life and don’t know what to do? Are you feeling depressed? Do you lack motivation? Do you have panic attacks? Are you suffering from anxiety?
(845) 783-7372 View (845) 783-7372
Photo of Christina Bradley in Northport, NY
Christina Bradley
Ms Ed, DBT, REBT, CBT
Verified Verified
12 Endorsed
New York, NY 10006
Christina Bradley, MS Ed, DBT, CBT, REBT is an experienced mental health professional determined to be a service to people of all ages and backgrounds looking to improve their quality of life. While we will explore and understand the past, we will move forward as a team. I specialize in individuals with anxiety, depression, trauma, relationship concerns, self-esteem issues, addiction/substance use, grief, enhancing interpersonal skills/coping skills, career direction, and conflict resolution.
Christina Bradley, MS Ed, DBT, CBT, REBT is an experienced mental health professional determined to be a service to people of all ages and backgrounds looking to improve their quality of life. While we will explore and understand the past, we will move forward as a team. I specialize in individuals with anxiety, depression, trauma, relationship concerns, self-esteem issues, addiction/substance use, grief, enhancing interpersonal skills/coping skills, career direction, and conflict resolution.
(929) 822-6604 View (929) 822-6604
Photo of Dr. Rashanda Allen in Northport, NY
Dr. Rashanda Allen
PhD, Psycho, Therapy, Counsel
Verified Verified
Forest Hills, NY 11375
I am a NYS clinical psychologist specializing in providing therapy to Adults, Children, and Families. I have 20+ years experience providing Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT) to clients across the lifespan. I also provide PTSD, trauma, career, marriage, and addiction counselling with cultural sensitive approaches that provide help to individuals who may feel lost or hopeless during this pandemic. Wether in my office, or teletherapy my approaches reflect my commitment to clients well-being. I believe in providing a safe space where clients can explore their emotions freely.
I am a NYS clinical psychologist specializing in providing therapy to Adults, Children, and Families. I have 20+ years experience providing Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT) to clients across the lifespan. I also provide PTSD, trauma, career, marriage, and addiction counselling with cultural sensitive approaches that provide help to individuals who may feel lost or hopeless during this pandemic. Wether in my office, or teletherapy my approaches reflect my commitment to clients well-being. I believe in providing a safe space where clients can explore their emotions freely.
(347) 571-9213 View (347) 571-9213
Photo of Valerie Paige Kowalski, Clinical Social Work/Therapist in Northport, NY
Valerie Paige Kowalski
Clinical Social Work/Therapist, LMSW, DBT, REBT, CBT
Verified Verified
11 Endorsed
New York, NY 10006
People often reach out with a range of concerns, including trauma, anxiety, depression, relationship concerns, addiction, eating disorders, career concerns, and the challenges of navigating life transitions. Whatever the specific issue, clients often share a common goal: to gain a deeper understanding of the issues they’re struggling with, to challenge and replace patterns of thought and behavior that are not serving them, and to learn helpful coping skills to manage stressors in healthy and productive ways. Ultimately, my clients frequently aspire to cultivate a life of fulfillment, authenticity, and peace.
People often reach out with a range of concerns, including trauma, anxiety, depression, relationship concerns, addiction, eating disorders, career concerns, and the challenges of navigating life transitions. Whatever the specific issue, clients often share a common goal: to gain a deeper understanding of the issues they’re struggling with, to challenge and replace patterns of thought and behavior that are not serving them, and to learn helpful coping skills to manage stressors in healthy and productive ways. Ultimately, my clients frequently aspire to cultivate a life of fulfillment, authenticity, and peace.
(929) 498-5487 View (929) 498-5487
Health Net | MHN Therapists

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.

Learn more about Insurance Coverage and Finding Affordable Therapy