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Online Therapists

Photo of Natalie Jambazian, Marriage & Family Therapist in Kern County, CA
Natalie Jambazian
Marriage & Family Therapist, MA, LMFT, #106385
Verified Verified
4 Endorsed
Sherman Oaks, CA 91423
Natalie speaks fluent English and Armenian and can provide a comfortable setting for individuals who will benefit and reach their ultimate goal.
Natalie is a licensed marriage and family therapist and Anger Management 818 facilitator working in private practice. Natalie works with individuals, families, children, teens and adults including but not limited to relationship issues, divorce, anger, anxiety, depression. Natalie has also received education and training in CBT, Mindfulness, Child Abuse, Anger Management, Domestic Violence, and Trauma Focused Therapy. Natalie's passion is helping client's overcome emotional and psychological distress by a Narcissist. Narcissistic Personality Disorder displays traits who have lack of empathy and an inflated sense of self-importance.
Natalie speaks fluent English and Armenian and can provide a comfortable setting for individuals who will benefit and reach their ultimate goal.
Natalie is a licensed marriage and family therapist and Anger Management 818 facilitator working in private practice. Natalie works with individuals, families, children, teens and adults including but not limited to relationship issues, divorce, anger, anxiety, depression. Natalie has also received education and training in CBT, Mindfulness, Child Abuse, Anger Management, Domestic Violence, and Trauma Focused Therapy. Natalie's passion is helping client's overcome emotional and psychological distress by a Narcissist. Narcissistic Personality Disorder displays traits who have lack of empathy and an inflated sense of self-importance.
(818) 273-6812 View (818) 273-6812
Photo of Santa Clarita Therapy, Marriage & Family Therapist in Kern County, CA
Santa Clarita Therapy
Marriage & Family Therapist, MA, LMFT
Verified Verified
1 Endorsed
Santa Clarita, CA 91350
We offer services in multiple languages, including Spanish, French, Creole, and Armenian.
Establishing a trusting relationship and working collaboratively with our clients is our primary goal. My name is Samantha Markman and I have hand selected a team of excellent therapists with various specialties. We strive to create a therapeutic space of comfort and support, as we work with you to explore deep personal issues and experiment with new ways of thinking. We work with a wide range of clients that are dealing with various issues including depression, anxiety, infidelity, postpartum issues, addictive behaviors, LGBT issues, eating disorders, codependency, grief and loss, life transitions, and various types of trauma.
We offer services in multiple languages, including Spanish, French, Creole, and Armenian.
Establishing a trusting relationship and working collaboratively with our clients is our primary goal. My name is Samantha Markman and I have hand selected a team of excellent therapists with various specialties. We strive to create a therapeutic space of comfort and support, as we work with you to explore deep personal issues and experiment with new ways of thinking. We work with a wide range of clients that are dealing with various issues including depression, anxiety, infidelity, postpartum issues, addictive behaviors, LGBT issues, eating disorders, codependency, grief and loss, life transitions, and various types of trauma.
(661) 441-3124 View (661) 441-3124
Photo of Amalya Tagakchyan, Clinical Social Work/Therapist in Kern County, CA
Amalya Tagakchyan
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Pasadena, CA 91101  (Online Only)
Fluent in both Armenian and English, supporting people through a multicultural lens is a component I bring in which is my aim to break cultural barriers and replace them with insight and self-awareness.
Stressed? Overwhelmed? Uncertain what to make of how you're feeling? You're in the right place. Taking the first step in seeking out a therapist and beginning this chapter in improving your mental health is by far the hardest and most courageous step you can take – welcome and I’m happy to have you here. I'm the founder and owner of Untangled Path Therapy, a private practice that focuses on adult individuals and couples. A safe, warm, non-judgmental place where you won't only be asked, "How does that make you feel?"
Fluent in both Armenian and English, supporting people through a multicultural lens is a component I bring in which is my aim to break cultural barriers and replace them with insight and self-awareness.
Stressed? Overwhelmed? Uncertain what to make of how you're feeling? You're in the right place. Taking the first step in seeking out a therapist and beginning this chapter in improving your mental health is by far the hardest and most courageous step you can take – welcome and I’m happy to have you here. I'm the founder and owner of Untangled Path Therapy, a private practice that focuses on adult individuals and couples. A safe, warm, non-judgmental place where you won't only be asked, "How does that make you feel?"
(626) 427-8515 View (626) 427-8515
Photo of Izabella Bagdasarian, Clinical Social Work/Therapist in Kern County, CA
Izabella Bagdasarian
Clinical Social Work/Therapist, L, C, S, W
Verified Verified
Santa Clarita, CA 91321
I speak fluently Armenian and Russian.
I am a Licensed Clinical Social Worker. I am a graduate of University of Southern California. I am also an adjunct professor at Woodbury University in Psychology Department. My clinical experience began working in multiple group homes with children of foster care system and prohibition youth. I have also worked in private practice setting providing individual, couples and family therapy. I worked with the Armenian Mental Health Providers to consults on varies cases. I have experience working with individuals with complex trauma, depression, and anxiety. I provide individual, couples, and family psychotherapy.
I speak fluently Armenian and Russian.
I am a Licensed Clinical Social Worker. I am a graduate of University of Southern California. I am also an adjunct professor at Woodbury University in Psychology Department. My clinical experience began working in multiple group homes with children of foster care system and prohibition youth. I have also worked in private practice setting providing individual, couples and family therapy. I worked with the Armenian Mental Health Providers to consults on varies cases. I have experience working with individuals with complex trauma, depression, and anxiety. I provide individual, couples, and family psychotherapy.
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Photo of Monika Hambardzumyan, Marriage & Family Therapist Associate in Kern County, CA
Monika Hambardzumyan
Marriage & Family Therapist Associate, AMFT
Verified Verified
2 Endorsed
Burbank, CA 91505
As an Armenian American clinician, I strive to provide mental health education in my community to raise awareness and decrease the stigma of seeking therapeutic services. I believe being multiculturally competent is necessary to better understand individuals from various backgrounds and to be more aware of one’s own biases. I use a strengths-based approach to explore and provide support for you to reach your individualized goals. My desire is to help you improve your quality of life whether it's dealing with anxiety, life stressors, or difficult life transitions.
As an Armenian American clinician, I strive to provide mental health education in my community to raise awareness and decrease the stigma of seeking therapeutic services. I believe being multiculturally competent is necessary to better understand individuals from various backgrounds and to be more aware of one’s own biases. I use a strengths-based approach to explore and provide support for you to reach your individualized goals. My desire is to help you improve your quality of life whether it's dealing with anxiety, life stressors, or difficult life transitions.
(818) 938-1356 x002 View (818) 938-1356 x002
Photo of Hripsime Ripa Harutyunyan, Marriage & Family Therapist in Kern County, CA
Hripsime Ripa Harutyunyan
Marriage & Family Therapist, MA, LMFT
Verified Verified
Glendale, CA 91203  (Online Only)
I am licensed Marriage and Family Therapist with a great passion to bring healing and comfort for those in need. I have Master of Arts Degree in Counseling Psychology and Marriage and Family Therapy. I am a clinical member of California Association of Marriage and Family Therapists (CAMFT) and Armenian American Mental Health Association (AANHA) .
I am licensed Marriage and Family Therapist with a great passion to bring healing and comfort for those in need. I have Master of Arts Degree in Counseling Psychology and Marriage and Family Therapy. I am a clinical member of California Association of Marriage and Family Therapists (CAMFT) and Armenian American Mental Health Association (AANHA) .
(747) 207-4448 View (747) 207-4448
Photo of Elizabeth Rose Galadjian, Associate Professional Clinical Counselor in Kern County, CA
Elizabeth Rose Galadjian
Associate Professional Clinical Counselor, MS, APCC
Verified Verified
Burbank, CA 91502  (Online Only)
My journey into the mental health field was ignited by witnessing the struggles faced by my loved ones, which were exacerbated due to a lack of adequate support. I strive to be that missing support and foster an environment where individuals can leverage their strengths and tap into newly developed coping skills. I've also been motivated by the noticeable absence of Armenian-speaking clinicians. These experiences have granted me valuable insights into supporting individuals grappling with significant life transitions, anxiety, depression, trauma, and various other challenges. I aim to have a meaningful impact on diverse communities.
My journey into the mental health field was ignited by witnessing the struggles faced by my loved ones, which were exacerbated due to a lack of adequate support. I strive to be that missing support and foster an environment where individuals can leverage their strengths and tap into newly developed coping skills. I've also been motivated by the noticeable absence of Armenian-speaking clinicians. These experiences have granted me valuable insights into supporting individuals grappling with significant life transitions, anxiety, depression, trauma, and various other challenges. I aim to have a meaningful impact on diverse communities.
(323) 417-5432 View (323) 417-5432
Photo of Charles Pilavian, Psychologist in Kern County, CA
Charles Pilavian
Psychologist, PsyD
Verified Verified
Glendale, CA 91203
Member of APA, International Neuropsychological Society, National Academy of Neuropsychology, Armenian American Mental Health Association.
It takes courage to understand the need for healing. My mission in psychotherapy is to help you learn how to help yourself. It should be emphasized that psychotherapy is far from "one size fit all." Therefore, the art of change in psychotherapy is achieved through a thorough psychological assessment in order to apply the precise remedies to your specific challenges. As a result, healing is often achieved by re-conceptualizing your past and presence, but most importantly is to improve your outlook on the future. I have been practicing as a psychologist for 26 years, on three continents.
Member of APA, International Neuropsychological Society, National Academy of Neuropsychology, Armenian American Mental Health Association.
It takes courage to understand the need for healing. My mission in psychotherapy is to help you learn how to help yourself. It should be emphasized that psychotherapy is far from "one size fit all." Therefore, the art of change in psychotherapy is achieved through a thorough psychological assessment in order to apply the precise remedies to your specific challenges. As a result, healing is often achieved by re-conceptualizing your past and presence, but most importantly is to improve your outlook on the future. I have been practicing as a psychologist for 26 years, on three continents.
(818) 696-2704 View (818) 696-2704
Photo of Anna Parfyonova, Marriage & Family Therapist in Kern County, CA
Anna Parfyonova
Marriage & Family Therapist, LMFT
Verified Verified
1 Endorsed
Sherman Oaks, CA 91403
I provide therapy in 3 languages: English, Armenian and Russian.
Are you struggling with overwhelming stress and anxiety, are you trying to turn off your brain, but when you try to stop thinking the anxiety increases more? Picture yourself walking up in the morning feeling calm, joyful, and optimistic about what the day will bring in.
I provide therapy in 3 languages: English, Armenian and Russian.
Are you struggling with overwhelming stress and anxiety, are you trying to turn off your brain, but when you try to stop thinking the anxiety increases more? Picture yourself walking up in the morning feeling calm, joyful, and optimistic about what the day will bring in.
(818) 214-8170 View (818) 214-8170
Photo of Lilit Arutyunyan, Psychologist in Kern County, CA
Lilit Arutyunyan
Psychologist, PsyD
Verified Verified
1 Endorsed
Los Angeles, CA 90039
I am a bilingual Armenian speaking psychologist who has extensive experience in working with adolescents, adults, children and families in various settings.
Life is about feeling connected, sharing in the joys and sorrows, and striving for something better, a better you. Therapy is a place where you can share and explore the challenges and achievements that make each of us an individual. I believe that forming a safe, non-judgmental relationship is fundamental to therapy and what guides the healing process. We work together in order to gain insight and learn healthy coping skills in managing challenges faced and the feelings associated with them. I believe that the most difficult job is working on ourselves but it is also the most rewarding.
I am a bilingual Armenian speaking psychologist who has extensive experience in working with adolescents, adults, children and families in various settings.
Life is about feeling connected, sharing in the joys and sorrows, and striving for something better, a better you. Therapy is a place where you can share and explore the challenges and achievements that make each of us an individual. I believe that forming a safe, non-judgmental relationship is fundamental to therapy and what guides the healing process. We work together in order to gain insight and learn healthy coping skills in managing challenges faced and the feelings associated with them. I believe that the most difficult job is working on ourselves but it is also the most rewarding.
(818) 273-6029 View (818) 273-6029
Photo of Jaklin Yasaman, Marriage & Family Therapist in Kern County, CA
Jaklin Yasaman
Marriage & Family Therapist, LMFT
Verified Verified
Burbank, CA 91504  (Online Only)
I speak both Armenian and Farsi languages.
My greatest reward as a therapist is helping my clients explore ways to make the changes in their lives that will allow them to look forward to the future with hope. I believe that we all need someone to talk with who will listen and accept us without judgement. I consider therapy as a privilege where I am invited into my client's lives, and to travel the journey with them through healing, change and self-empowerment. I utilize different modalities such as; psycho dynamic theory, attachment theory, cognitive Behavioral Therapy and mindfulness.
I speak both Armenian and Farsi languages.
My greatest reward as a therapist is helping my clients explore ways to make the changes in their lives that will allow them to look forward to the future with hope. I believe that we all need someone to talk with who will listen and accept us without judgement. I consider therapy as a privilege where I am invited into my client's lives, and to travel the journey with them through healing, change and self-empowerment. I utilize different modalities such as; psycho dynamic theory, attachment theory, cognitive Behavioral Therapy and mindfulness.
(818) 934-4195 View (818) 934-4195
Photo of Dr. Dzovak Kazandjian, Psychologist in Kern County, CA
Dr. Dzovak Kazandjian
Psychologist, Psy D
Verified Verified
14 Endorsed
Thousand Oaks, CA 91361
I am a licensed clinical psychologist at Lifespan who specializes in working with children, adolescents, and families, providing both therapy and psychological testing. Testing includes assessing for attention, learning, and autism in children and teens. I received my doctoral degree in Clinical Psychology from Loma Linda University, and completed an APA accredited postdoctoral residency at Kaiser Permanente in Northern California. In my graduate training, I have worked within outpatient, hospital, and community mental health settings. I am located in Westlake Village with Lifespan: A Center for Family Psychological Services.
I am a licensed clinical psychologist at Lifespan who specializes in working with children, adolescents, and families, providing both therapy and psychological testing. Testing includes assessing for attention, learning, and autism in children and teens. I received my doctoral degree in Clinical Psychology from Loma Linda University, and completed an APA accredited postdoctoral residency at Kaiser Permanente in Northern California. In my graduate training, I have worked within outpatient, hospital, and community mental health settings. I am located in Westlake Village with Lifespan: A Center for Family Psychological Services.
(805) 852-5039 View (805) 852-5039
Photo of Alina Antonyants, Clinical Social Work/Therapist in Kern County, CA
Alina Antonyants
Clinical Social Work/Therapist, LCSW, PPSC
Verified Verified
La Crescenta, CA 91214  (Online Only)
When life stressors lead to feelings of sadness, anger, irritability, confusion, or anxiousness, it might be time to seek professional help. These feelings are common and may impact our mood, energy, relationships, and overall daily functioning. But remember, you don’t have to go through it alone. I’m here to provide you with a safe, non-judgmental space to process those feelings, explore and understand where those emotions might be coming from, and learn new skills to improve your overall quality of life.
When life stressors lead to feelings of sadness, anger, irritability, confusion, or anxiousness, it might be time to seek professional help. These feelings are common and may impact our mood, energy, relationships, and overall daily functioning. But remember, you don’t have to go through it alone. I’m here to provide you with a safe, non-judgmental space to process those feelings, explore and understand where those emotions might be coming from, and learn new skills to improve your overall quality of life.
(818) 698-2495 View (818) 698-2495
Photo of Anahid Mosala, Clinical Social Work/Therapist in Kern County, CA
Anahid Mosala
Clinical Social Work/Therapist, LCSW
Verified Verified
Los Angeles, CA 90034  (Online Only)
Anxiety, depression and trauma can have a ripple effect throughout your whole life felt far beyond the obvious symptoms themselves. Perhaps you experience a paralyzing level of perfectionism or maybe you overschedule yourself to avoid thinking and feeling. Trauma can manifest itself in many ways and can have a significant impact on your daily life. In my practice, I specialize in working with young adults, individuals with childhood trauma and adult survivors of sexual and gender based violence with a focus on navigating daily life, relationships and boundaries to overcome these difficulties.
Anxiety, depression and trauma can have a ripple effect throughout your whole life felt far beyond the obvious symptoms themselves. Perhaps you experience a paralyzing level of perfectionism or maybe you overschedule yourself to avoid thinking and feeling. Trauma can manifest itself in many ways and can have a significant impact on your daily life. In my practice, I specialize in working with young adults, individuals with childhood trauma and adult survivors of sexual and gender based violence with a focus on navigating daily life, relationships and boundaries to overcome these difficulties.
(310) 361-4532 View (310) 361-4532
Photo of Sona Topalian, Marriage & Family Therapist in Kern County, CA
Sona Topalian
Marriage & Family Therapist, MA, LMFT
Verified Verified
2 Endorsed
Glendale, CA 91204  (Online Only)
Sona is not only a Licensed Marriage and Family Therapist but also a dedicated Doctoral Candidate, passionately committed to expanding her expertise and enhancing her ability to support her clients. Her presence in the therapy room embodies a nurturing and transformative relationship, fostering trust and deepening the therapeutic bond with her clients. Through her exemplary modeling of healthy interactions, Sona cultivates an environment conducive to insight, tangible progress, and profound healing. She emphasizes the importance of clarifying the therapeutic journey, assuring steadfast support throughout the process of personal grow
Sona is not only a Licensed Marriage and Family Therapist but also a dedicated Doctoral Candidate, passionately committed to expanding her expertise and enhancing her ability to support her clients. Her presence in the therapy room embodies a nurturing and transformative relationship, fostering trust and deepening the therapeutic bond with her clients. Through her exemplary modeling of healthy interactions, Sona cultivates an environment conducive to insight, tangible progress, and profound healing. She emphasizes the importance of clarifying the therapeutic journey, assuring steadfast support throughout the process of personal grow
(747) 281-4053 View (747) 281-4053
Photo of Leoneh Ohanian, Marriage & Family Therapist Associate in Kern County, CA
Leoneh Ohanian
Marriage & Family Therapist Associate, MS, AMFT
Verified Verified
1 Endorsed
Los Angeles, CA 90064  (Online Only)
Our mental health is usually not where it should be on our long list of priorities in our busy lives. Feelings of depression, anxiety, and/or fear can manifest themselves in the mind body and soul without warning, making life difficult to navigate. Sometimes our lives “program” us to respond/react to certain situations in a way that’s no longer helpful. These feelings don’t only impact us but also seep into our relationships and things start feeling out of control. You don’t have to feel this way!
Our mental health is usually not where it should be on our long list of priorities in our busy lives. Feelings of depression, anxiety, and/or fear can manifest themselves in the mind body and soul without warning, making life difficult to navigate. Sometimes our lives “program” us to respond/react to certain situations in a way that’s no longer helpful. These feelings don’t only impact us but also seep into our relationships and things start feeling out of control. You don’t have to feel this way!
(424) 336-9510 View (424) 336-9510
Photo of Tsoline Konialian Psychological Services, Inc., Psychologist in Kern County, CA
Tsoline Konialian Psychological Services, Inc.
Psychologist
Verified Verified
1 Endorsed
Pasadena, CA 91107
My name is Dr. Tsoline Konialian. I am a licensed clinical and forensic psychologist (CA Lic. PSY19955) with two offices conveniently located in the San Gabriel Valley area of Southern California. I work with children, adolescents, and adults to assess, manage, and treat cognitive, emotional, mood, or behavior difficulties. If trauma is getting in the way of your happiness, you might find that you cannot fix it alone. Call me. Let me help you unlock the trauma bonds that are preventing you from living a happy, healthy existence.
My name is Dr. Tsoline Konialian. I am a licensed clinical and forensic psychologist (CA Lic. PSY19955) with two offices conveniently located in the San Gabriel Valley area of Southern California. I work with children, adolescents, and adults to assess, manage, and treat cognitive, emotional, mood, or behavior difficulties. If trauma is getting in the way of your happiness, you might find that you cannot fix it alone. Call me. Let me help you unlock the trauma bonds that are preventing you from living a happy, healthy existence.
(626) 817-6968 View (626) 817-6968
Photo of Madeleine Sayegh, Marriage & Family Therapist in Kern County, CA
Madeleine Sayegh
Marriage & Family Therapist, MS, LMFT
Verified Verified
Glendale, CA 91203
“My mission as a therapist is to create a compassionate culturally sensitive environment for my clients through my undivided attention and full support in order to promote safe expression, acceptance and guidance through life difficult moments”. I am a Licensed Marriage and Family Therapist who has strong counseling abilities and an understanding of interpersonal familial relationships. I am a highly culturally sensitive, multilingual and internationally traveled individual who has accumulated years of experience working in different areas of marriage of family counseling.
“My mission as a therapist is to create a compassionate culturally sensitive environment for my clients through my undivided attention and full support in order to promote safe expression, acceptance and guidance through life difficult moments”. I am a Licensed Marriage and Family Therapist who has strong counseling abilities and an understanding of interpersonal familial relationships. I am a highly culturally sensitive, multilingual and internationally traveled individual who has accumulated years of experience working in different areas of marriage of family counseling.
(818) 928-6832 View (818) 928-6832
Photo of Southern California Neuropsychology Group, Psychologist in Kern County, CA
Southern California Neuropsychology Group
Psychologist, PhD
Verified Verified
Neuro-Psychotherapy: This unique therapeutic modality combines psychotherapy with a brain and behavior perspective. The integrative format helps you better understand your brain patterns in relationship to your behavior and emotional output. This information will help you to permanently correct the negative feeling or behavior, allowing you to establish positive patterns instead. We offer individual, family and couples therapy to children, adolescents and adults with the following problems or difficulties: sadness/depression, mood swings, anxiety (panic attacks), social phobia, poor social skills, OCD, substance abuse (relapse prevention), video game/internet/pornography addiction, gambling, eating disorders, sleep difficulties, impulsivity, anger problems, relationship issues, trauma/abuse, PTSD.
Neuro-Psychotherapy: This unique therapeutic modality combines psychotherapy with a brain and behavior perspective. The integrative format helps you better understand your brain patterns in relationship to your behavior and emotional output. This information will help you to permanently correct the negative feeling or behavior, allowing you to establish positive patterns instead. We offer individual, family and couples therapy to children, adolescents and adults with the following problems or difficulties: sadness/depression, mood swings, anxiety (panic attacks), social phobia, poor social skills, OCD, substance abuse (relapse prevention), video game/internet/pornography addiction, gambling, eating disorders, sleep difficulties, impulsivity, anger problems, relationship issues, trauma/abuse, PTSD.
(747) 236-6291 View (747) 236-6291
Photo of Alique Bedikian, Psychologist in Kern County, CA
Alique Bedikian
Psychologist, PsyD
Verified Verified
11 Endorsed
La Crescenta, CA 91214
I specialize in supporting young adults and working professionals navigating challenges related to anxiety, ADHD, and relationship issues. If you find yourself physically present but mentally checked out, or if your mind feels like it's juggling a hundred tabs, I'm here to help. My therapeutic approach is centered on fostering a healing relationship with my clients, characterized by honesty, empathy, and curiosity. Together, we can unravel and unlearn old patterns that may no longer serve you, empowering you to lead a purposeful and meaningful life.
I specialize in supporting young adults and working professionals navigating challenges related to anxiety, ADHD, and relationship issues. If you find yourself physically present but mentally checked out, or if your mind feels like it's juggling a hundred tabs, I'm here to help. My therapeutic approach is centered on fostering a healing relationship with my clients, characterized by honesty, empathy, and curiosity. Together, we can unravel and unlearn old patterns that may no longer serve you, empowering you to lead a purposeful and meaningful life.
(626) 243-7687 View (626) 243-7687


Cigna and Evernorth Therapists

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy