Provider Network of America (PNOA) Therapists in San Marcos, CA
Ms. Clair is a Marriage Family Therapist with over 20 years experience treating adults in various settings including private practice, hospitals, residential chemical dependency, trauma centers, and military bases. She is client centered and bases treatment on each person's unique needs. Catherine is known for her direct, authentic, and deeply empathic style. She offers a broad array of traditional approaches such as cognitive behavior therapy, family of origin work, 12-step informed recovery concepts, as well as support for relationship transitions, LGBTQ, and young adult issues.
Ms. Clair is a Marriage Family Therapist with over 20 years experience treating adults in various settings including private practice, hospitals, residential chemical dependency, trauma centers, and military bases. She is client centered and bases treatment on each person's unique needs. Catherine is known for her direct, authentic, and deeply empathic style. She offers a broad array of traditional approaches such as cognitive behavior therapy, family of origin work, 12-step informed recovery concepts, as well as support for relationship transitions, LGBTQ, and young adult issues.
Marcella is particularly passionate about supporting individuals working through trauma, grief, and midlife or later-life transitions. She has extensive experience helping clients address the lasting impact of painful experiences while building resilience and emotional regulation skills. Whether supporting someone through postpartum depression, relationship challenges, or the evolving demands of aging, Marcella tailors treatment using Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Acceptance and Commitment Therapy (ACT), and mindfulness techniques to promote stability and self-empowerment.Marcella is particu
Marcella is particularly passionate about supporting individuals working through trauma, grief, and midlife or later-life transitions. She has extensive experience helping clients address the lasting impact of painful experiences while building resilience and emotional regulation skills. Whether supporting someone through postpartum depression, relationship challenges, or the evolving demands of aging, Marcella tailors treatment using Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Acceptance and Commitment Therapy (ACT), and mindfulness techniques to promote stability and self-empowerment.Marcella is particu
Consuelo’s treatment approach is to focus in assisting clients to develop self-awareness, improve self-esteem, dealing with depression, anxiety, trauma, addictions, attachment and relationship issues.Consuelo’s treatment approach is to focus in assisting clients to develop self-awareness, improve self-esteem, dealing with depression, anxiety, trauma, addictions, attachment and relationship issues.
Consuelo’s treatment approach is to focus in assisting clients to develop self-awareness, improve self-esteem, dealing with depression, anxiety, trauma, addictions, attachment and relationship issues.Consuelo’s treatment approach is to focus in assisting clients to develop self-awareness, improve self-esteem, dealing with depression, anxiety, trauma, addictions, attachment and relationship issues.
Janell's therapeutic approach is cognitive behavioral, addressing negative thoughts clients use to define events. Her main focus includes anxiety and depression.
Janell enjoys gardening, line dancing, walking and exercising. Her recent endeavor is making baskets out of pine needles.
Janell's therapeutic approach is cognitive behavioral, addressing negative thoughts clients use to define events. Her main focus includes anxiety and depression.
Janell enjoys gardening, line dancing, walking and exercising. Her recent endeavor is making baskets out of pine needles.
Lubna B. Waraich is a Licensed Marriage and Family Therapist in California who has been practicing since 2019. Lubna takes a client-centered approach, emphasizing warmth, honesty, respect, and empowerment. She proudly adopts a bio/psycho/social/spiritual perspective, seeing all the parts that make a person whole. Lubna utilizes a wide range of modalities, stemming from Attachment Theory, CBT, Solution Focus, and Strength Base Therapy. She has worked with individuals who are struggling to understand their own Neurodiversity, anxiety, ADHD, depression, life changes/transitions, and trauma.
Lubna B. Waraich is a Licensed Marriage and Family Therapist in California who has been practicing since 2019. Lubna takes a client-centered approach, emphasizing warmth, honesty, respect, and empowerment. She proudly adopts a bio/psycho/social/spiritual perspective, seeing all the parts that make a person whole. Lubna utilizes a wide range of modalities, stemming from Attachment Theory, CBT, Solution Focus, and Strength Base Therapy. She has worked with individuals who are struggling to understand their own Neurodiversity, anxiety, ADHD, depression, life changes/transitions, and trauma.
Samantha Shields is a licensed Marriage and Family Therapist. She received her undergraduate degree in Psychology from Pepperdine University in 2001 and her Master's degree in Marriage and Family Therapy from the University of San Diego. Her years of experience in outpatient and inpatient settings have included individuals, families, couples, children and teens.
Samantha Shields is a licensed Marriage and Family Therapist. She received her undergraduate degree in Psychology from Pepperdine University in 2001 and her Master's degree in Marriage and Family Therapy from the University of San Diego. Her years of experience in outpatient and inpatient settings have included individuals, families, couples, children and teens.
Jennifer has extensive experience working with clients from a diverse range of cultural, religious, and socioeconomic backgrounds. Her approach to therapy is centered around empathic, non-judgmental connection and draws upon a variety of theoretical perspectives, including cognitive-behavioral, solution-focused, and mindfulness-based strategies. Her main areas of focus include depression, anxiety, grief/loss, adjustment problems, and parenting.
In her spare time, Jennifer enjoys the outdoors, traveling, and spending time with her family and friends.
Jennifer has extensive experience working with clients from a diverse range of cultural, religious, and socioeconomic backgrounds. Her approach to therapy is centered around empathic, non-judgmental connection and draws upon a variety of theoretical perspectives, including cognitive-behavioral, solution-focused, and mindfulness-based strategies. Her main areas of focus include depression, anxiety, grief/loss, adjustment problems, and parenting.
In her spare time, Jennifer enjoys the outdoors, traveling, and spending time with her family and friends.
Nathan (he/him) is a compassionate and experienced psychotherapist with a bachelor’s degree in sociology, a master’s degree in counseling psychology, and is licensed as a Marriage and Family Therapist in the state of California. Nathan specializes in complex sexual identities, orientation to gender, and diverse relationship/life-styles. Nathan serves a wide variety of clients of all ages and treatment needs, including anxiety, depression, trauma, relationship issues and stress, sexual health, and LGBTQIA+ issues.
Nathan (he/him) is a compassionate and experienced psychotherapist with a bachelor’s degree in sociology, a master’s degree in counseling psychology, and is licensed as a Marriage and Family Therapist in the state of California. Nathan specializes in complex sexual identities, orientation to gender, and diverse relationship/life-styles. Nathan serves a wide variety of clients of all ages and treatment needs, including anxiety, depression, trauma, relationship issues and stress, sexual health, and LGBTQIA+ issues.
Making your first appointment can be one of the most challenging steps in your mental health journey. At LifeStance, we make it simple by offering both online and in-person therapy and psychiatry services, covered by major insurance plans.
Making your first appointment can be one of the most challenging steps in your mental health journey. At LifeStance, we make it simple by offering both online and in-person therapy and psychiatry services, covered by major insurance plans.
While Connor is skilled in treating a wide range of concerns, he is especially passionate about supporting people who are coping with trauma, relationship challenges, and mood disorders such as anxiety and depression. He has extensive experience guiding individuals through the complexities of post-traumatic stress, helping couples rebuild trust and connection, and empowering those who feel stuck in cycles of worry or self-doubt. His compassionate and goal-oriented approach allows clients to feel both supported and encouraged as they take steps toward healing.
While Connor is skilled in treating a wide range of concerns, he is especially passionate about supporting people who are coping with trauma, relationship challenges, and mood disorders such as anxiety and depression. He has extensive experience guiding individuals through the complexities of post-traumatic stress, helping couples rebuild trust and connection, and empowering those who feel stuck in cycles of worry or self-doubt. His compassionate and goal-oriented approach allows clients to feel both supported and encouraged as they take steps toward healing.
Melanie draws from a variety of therapeutic techniques and uses short term treatment planning with achievable goals, giving attention to deeper issues when appropriate. Her compassion and acceptance underscore her focus on helping people learn skills and develop strategies to achieve sustainable results.
In her free time Melanie enjoys spending time with her husband and kids, her dog, horseback riding and the outdoors.
Melanie draws from a variety of therapeutic techniques and uses short term treatment planning with achievable goals, giving attention to deeper issues when appropriate. Her compassion and acceptance underscore her focus on helping people learn skills and develop strategies to achieve sustainable results.
In her free time Melanie enjoys spending time with her husband and kids, her dog, horseback riding and the outdoors.
Dr. Green has a special interest in stress, anxiety, depression and their direct correlation with physical illness. She has worked with patients ranging in age from childhood to geriatrics.
Dr. Green's expertise allows her to draw from a diverse array of therapeutic techniques when providing services for her patients.
Dr. Green has a special interest in stress, anxiety, depression and their direct correlation with physical illness. She has worked with patients ranging in age from childhood to geriatrics.
Dr. Green's expertise allows her to draw from a diverse array of therapeutic techniques when providing services for her patients.
Eric David is a Licensed Marriage and Family Therapist. He graduated with a Master's in Marriage and Family Therapy from Southern California Seminary. Throughout his career so far, he has specialized in working with substance use, trauma, depression, bipolar, anxiety, schizophrenia/schizoaffective, and borderline in a variety of demographics 18 and older. He has experience in group-settings and individuals with DBT, focusing on mindfulness, effective interpersonal communication skills, and emotional regulation, in addition to solution-focused and CBT therapies.
Eric David is a Licensed Marriage and Family Therapist. He graduated with a Master's in Marriage and Family Therapy from Southern California Seminary. Throughout his career so far, he has specialized in working with substance use, trauma, depression, bipolar, anxiety, schizophrenia/schizoaffective, and borderline in a variety of demographics 18 and older. He has experience in group-settings and individuals with DBT, focusing on mindfulness, effective interpersonal communication skills, and emotional regulation, in addition to solution-focused and CBT therapies.
Ellen Griffin, LMFT, holds a Master’s Degree in Counseling and is a licensed Marriage and Family Therapist. In her 20 years of experience with individuals, groups, and families, Ellen employs cognitive behavioral techniques and the principles of positive psychology. Ellen has obtained additional training in relaxation techniques, trauma and EMDR. Anxiety, depression, life transitions, and couples issues are her areas of expertise. It is Ellen’s belief that the well-being of each individual includes not only freedom from emotional pain, but also the presence of positive states.
Ellen Griffin, LMFT, holds a Master’s Degree in Counseling and is a licensed Marriage and Family Therapist. In her 20 years of experience with individuals, groups, and families, Ellen employs cognitive behavioral techniques and the principles of positive psychology. Ellen has obtained additional training in relaxation techniques, trauma and EMDR. Anxiety, depression, life transitions, and couples issues are her areas of expertise. It is Ellen’s belief that the well-being of each individual includes not only freedom from emotional pain, but also the presence of positive states.
She speaks both English and Spanish. Her goals in therapy are to help individuals find harmony and stability in their lives and move forward in their life paths, finding happiness and success. She primarily uses Insight Therapy and Cognitive Behavioral Therapy to find connections between people's childhood experiences and their current situations, decisions, behaviors, thoughts, and/or feelings.
She speaks both English and Spanish. Her goals in therapy are to help individuals find harmony and stability in their lives and move forward in their life paths, finding happiness and success. She primarily uses Insight Therapy and Cognitive Behavioral Therapy to find connections between people's childhood experiences and their current situations, decisions, behaviors, thoughts, and/or feelings.
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She offers a relaxed, empathetic space where clients can safely express themselves. Michelle uses her rapport with clients to encourage positive self-change. Depending on each client’s needs, Michelle uses methods from the following, and other, therapeutic models: Psychodynamic, Cognitive-Behavioral, Humanistic/Person-centered, Motivational Interviewing, Brief Solution-focused, Mindfulness, Trauma-focused, Family Systems, Internal Family Systems, and Gottman Couples Therapy. Michelle enjoys working with diverse individuals of all cultures, lifestyles, ethnicities, spiritualities, sexualities, races, and gender identities.
She offers a relaxed, empathetic space where clients can safely express themselves. Michelle uses her rapport with clients to encourage positive self-change. Depending on each client’s needs, Michelle uses methods from the following, and other, therapeutic models: Psychodynamic, Cognitive-Behavioral, Humanistic/Person-centered, Motivational Interviewing, Brief Solution-focused, Mindfulness, Trauma-focused, Family Systems, Internal Family Systems, and Gottman Couples Therapy. Michelle enjoys working with diverse individuals of all cultures, lifestyles, ethnicities, spiritualities, sexualities, races, and gender identities.
Krystin believes that everyone has within them what it takes to find joy and feel success in their lives. She prides herself in proving a safe and comfortable space for clients to explore both themselves and their past, and approaches each of her clients with a genuine curiosity of their unique upbringing and experiences. She provides a non-judgmental, supportive approach and walks alongside her clients on their journey of self-discovery. Her main areas of focus include Anxiety, Depression, relationship issues and life transitions.
Krystin believes that everyone has within them what it takes to find joy and feel success in their lives. She prides herself in proving a safe and comfortable space for clients to explore both themselves and their past, and approaches each of her clients with a genuine curiosity of their unique upbringing and experiences. She provides a non-judgmental, supportive approach and walks alongside her clients on their journey of self-discovery. Her main areas of focus include Anxiety, Depression, relationship issues and life transitions.
Making your first appointment can be one of the most challenging steps in your mental health journey. At LifeStance, we make it simple by offering both online and in-person therapy and psychiatry services, covered by major insurance plans.
Making your first appointment can be one of the most challenging steps in your mental health journey. At LifeStance, we make it simple by offering both online and in-person therapy and psychiatry services, covered by major insurance plans.
Matthew has over 30 years of experience working with children, adolescents, adults, couples and families dealing with numerous issues such as: oppositional defiance, depression, anxiety, anger, grief/loss, abuse, neglect, domestic violence, relationship conflicts, severe mental illness, personality disorders, post-traumatic stress disorder, military family matters, and school related concerns. Matthew is comfortable assisting those with all types of backgrounds and utilizes a client-centered, solution-focused, and cognitive behavioral approach.
Matthew has over 30 years of experience working with children, adolescents, adults, couples and families dealing with numerous issues such as: oppositional defiance, depression, anxiety, anger, grief/loss, abuse, neglect, domestic violence, relationship conflicts, severe mental illness, personality disorders, post-traumatic stress disorder, military family matters, and school related concerns. Matthew is comfortable assisting those with all types of backgrounds and utilizes a client-centered, solution-focused, and cognitive behavioral approach.
Lori uses a family systems therapy approach to working with children, couples and families and also uses cognitive behavior techniques and behavioral interventions when working with children and adolescents. She has worked in a variety of settings including schools, outpatient clinics, hospitals, residential, and day treatment programs, thereby giving her a wealth of experience in diagnosing and treating many kinds of problems.
Lori uses a family systems therapy approach to working with children, couples and families and also uses cognitive behavior techniques and behavioral interventions when working with children and adolescents. She has worked in a variety of settings including schools, outpatient clinics, hospitals, residential, and day treatment programs, thereby giving her a wealth of experience in diagnosing and treating many kinds of problems.
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Provider Network of America (PNOA) Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.
How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.
What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.
Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.
What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.
What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.
Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.
Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.
Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.
What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling. Learn more about Insurance Coverage and Finding Affordable Therapy