UnitedHealthcare UHC | UBH Therapists in San Francisco, CA

Photo of Ariadne Lyon, Psychologist, LCP
Ariadne Lyon
Psychologist, LCP
Online Only
Starting to look for a therapist can be overwhelming, so congratulations on taking a huge first step! I am a very self-compassion-focused therapist, which means that I will constantly be pointing out the ways that you are already trying your hardest to take care of yourself. I believe that most people deal with constant streams of self-criticism, which contributes to the feeling that they are not and will never be good enough. I’d be a great fit for anyone looking to notice and challenge their self-criticism, and to ultimately build a better relationship with themself.
Starting to look for a therapist can be overwhelming, so congratulations on taking a huge first step! I am a very self-compassion-focused therapist, which means that I will constantly be pointing out the ways that you are already trying your hardest to take care of yourself. I believe that most people deal with constant streams of self-criticism, which contributes to the feeling that they are not and will never be good enough. I’d be a great fit for anyone looking to notice and challenge their self-criticism, and to ultimately build a better relationship with themself.
(619) 815-3474 View (619) 815-3474
Photo of Lauren Blumer, Marriage & Family Therapist, MA, LMFT
Lauren Blumer
Marriage & Family Therapist, MA, LMFT
San Francisco, CA 94102
Waitlist for new clients
I am in-network with United Healthcare, but I can also provide a superbill for out-of-network clients to help with reimbursement.
I help young adults and adolescents build confidence, stability, and a secure sense of self during the exciting yet stressful shifts that occur during early adulthood. Many of my clients have experienced trauma and find that it impacts their relationships, school, work, and general sense of self. This can lead to feelings of sadness, anxiety, low self-esteem, and difficulty trusting yourself. These feelings can impact all relationships, but many encounter challenges when dating and getting involved in romantic relationships, as they may experience attachment concerns, intimacy challenges, and difficulty choosing good partners.
I am in-network with United Healthcare, but I can also provide a superbill for out-of-network clients to help with reimbursement.
I help young adults and adolescents build confidence, stability, and a secure sense of self during the exciting yet stressful shifts that occur during early adulthood. Many of my clients have experienced trauma and find that it impacts their relationships, school, work, and general sense of self. This can lead to feelings of sadness, anxiety, low self-esteem, and difficulty trusting yourself. These feelings can impact all relationships, but many encounter challenges when dating and getting involved in romantic relationships, as they may experience attachment concerns, intimacy challenges, and difficulty choosing good partners.
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Photo of Genevieve Samson, Clinical Social Work/Therapist, LCSW
Genevieve Samson
Clinical Social Work/Therapist, LCSW
Online Only
Do you struggle with life changes that have shifted your sense of self — or left you wondering who you are now? Do you find yourself navigating shame, frustration, or overwhelm when you think about what comes next? You are not alone, and you do not have to figure it out by yourself. Have you been told or think you have Borderline Personality Disorder? Do you feel like others dismiss your health concerns?
Do you struggle with life changes that have shifted your sense of self — or left you wondering who you are now? Do you find yourself navigating shame, frustration, or overwhelm when you think about what comes next? You are not alone, and you do not have to figure it out by yourself. Have you been told or think you have Borderline Personality Disorder? Do you feel like others dismiss your health concerns?
(805) 669-2402 View (805) 669-2402
Photo of Melissa Briseno-Vasquez, Clinical Social Work/Therapist, LCSW
Melissa Briseno-Vasquez
Clinical Social Work/Therapist, LCSW
1 Endorsed
Online Only
You might be feeling overwhelmed, stuck in patterns that no longer serve you, or carrying the weight of past experiences. I’m Melissa, a Licensed Clinical Social Worker, and I’m here to support you. I offer a warm, steady space where you can feel safe, heard, and in control of your healing. Using EMDR and trauma-informed CBT, we’ll work together to help you feel more grounded, build self-compassion, and create healthier, more fulfilling relationships.
You might be feeling overwhelmed, stuck in patterns that no longer serve you, or carrying the weight of past experiences. I’m Melissa, a Licensed Clinical Social Worker, and I’m here to support you. I offer a warm, steady space where you can feel safe, heard, and in control of your healing. Using EMDR and trauma-informed CBT, we’ll work together to help you feel more grounded, build self-compassion, and create healthier, more fulfilling relationships.
(818) 419-0308 View (818) 419-0308
Photo of Lisa Bialy, Psychologist, PsyD
Lisa Bialy
Psychologist, PsyD
San Francisco, CA 94118
I help individuals, couples, and families identify their goals, face their fears, and explore old patterns of behavior so they can make the desired changes in their lives that lead to more meaningful, fulfilling futures as well as better relationships with themselves and others. I am interested in why we keep doing things that don't seem to work. My approach is both pragmatic and depth-oriented and my style is collaborative.
I help individuals, couples, and families identify their goals, face their fears, and explore old patterns of behavior so they can make the desired changes in their lives that lead to more meaningful, fulfilling futures as well as better relationships with themselves and others. I am interested in why we keep doing things that don't seem to work. My approach is both pragmatic and depth-oriented and my style is collaborative.
(415) 799-8984 View (415) 799-8984
Photo of Sedina Acolatse, Marriage & Family Therapist, MA, LMFT
Sedina Acolatse
Marriage & Family Therapist, MA, LMFT
Online Only
Greetings and thank you for visiting my practice! My name is Sedina, and I am deeply committed to supporting individuals on their journey toward healing, growth, and self-exploration. I offer a compassionate, integrative approach to therapy that blends Acceptance and Commitment Therapy, Mindfulness-Based Cognitive Therapy (MBCT), and Compassion-Focused modalities with the transformative potential of ketamine and psilocybin-assisted therapies. My goal is to create a safe, non-judgmental space where you can explore your emotions, heal from past experiences, and cultivate a deeper connection with yourself.
Greetings and thank you for visiting my practice! My name is Sedina, and I am deeply committed to supporting individuals on their journey toward healing, growth, and self-exploration. I offer a compassionate, integrative approach to therapy that blends Acceptance and Commitment Therapy, Mindfulness-Based Cognitive Therapy (MBCT), and Compassion-Focused modalities with the transformative potential of ketamine and psilocybin-assisted therapies. My goal is to create a safe, non-judgmental space where you can explore your emotions, heal from past experiences, and cultivate a deeper connection with yourself.
(628) 209-0880 View (628) 209-0880
Photo of Maryam Ashraf, Clinical Social Work/Therapist, LCSW, EMDR
Maryam Ashraf
Clinical Social Work/Therapist, LCSW, EMDR
San Francisco, CA 94114
Do you find yourself struggling with anxiety, depression, grief, self-esteem, identity, and difficult life transitions? Do you find yourself feeling stuck and can’t seem to focus or move forward? There are many ways to get unstuck, and this is the work I love to do to help you heal, grow and live a more fulfilling life. I use an integrative approach including attachment-based work, DBT, CBT, IFS, and mindfulness, bringing in each as needed. Above all, I strive to hold space and empathy for your life experience.
Do you find yourself struggling with anxiety, depression, grief, self-esteem, identity, and difficult life transitions? Do you find yourself feeling stuck and can’t seem to focus or move forward? There are many ways to get unstuck, and this is the work I love to do to help you heal, grow and live a more fulfilling life. I use an integrative approach including attachment-based work, DBT, CBT, IFS, and mindfulness, bringing in each as needed. Above all, I strive to hold space and empathy for your life experience.
(415) 236-5618 View (415) 236-5618
Photo of Dr. Elena Green Dobbs, Psychologist, PsyD
Dr. Elena Green Dobbs
Psychologist, PsyD
San Francisco, CA 94104
Dr. Dobbs is particularly passionate about helping individuals recover from narcissistic abuse, guiding them toward healing and empowerment. She works closely with clients to address the deep emotional wounds caused by toxic relationships, using evidence-based approaches to foster resilience and self-worth. Additionally, she specializes in supporting individuals through major life transitions, including midlife changes, later-life adjustments, and reproductive challenges such as postpartum depression and infertility struggles.
Dr. Dobbs is particularly passionate about helping individuals recover from narcissistic abuse, guiding them toward healing and empowerment. She works closely with clients to address the deep emotional wounds caused by toxic relationships, using evidence-based approaches to foster resilience and self-worth. Additionally, she specializes in supporting individuals through major life transitions, including midlife changes, later-life adjustments, and reproductive challenges such as postpartum depression and infertility struggles.
(510) 822-7285 View (510) 822-7285
Photo of Veronica Calkins, Clinical Social Work/Therapist, LCSW
Veronica Calkins
Clinical Social Work/Therapist, LCSW
San Francisco, CA 94111
We offer therapy for Pacific Mind Health patients who are also receiving care through our medication management program, providing a connected and supportive treatment experience. Veronica Calkins is a licensed clinical social worker specializing in trauma, crisis, grief, anxiety, and relationships. She is trained in cognitive behavioral therapy (CBT), dialectical behavior therapy (DBT), and family and couples therapy. She is certified in eye movement desensitization and reprocessing (EMDR), transcranial magnetic stimulation (TMS), and deep-brain theta stimulation.
We offer therapy for Pacific Mind Health patients who are also receiving care through our medication management program, providing a connected and supportive treatment experience. Veronica Calkins is a licensed clinical social worker specializing in trauma, crisis, grief, anxiety, and relationships. She is trained in cognitive behavioral therapy (CBT), dialectical behavior therapy (DBT), and family and couples therapy. She is certified in eye movement desensitization and reprocessing (EMDR), transcranial magnetic stimulation (TMS), and deep-brain theta stimulation.
(562) 268-1303 View (562) 268-1303
Photo of Melyssa Nelson, Marriage & Family Therapist, LMFT
Melyssa Nelson
Marriage & Family Therapist, LMFT
Online Only
Nice to meet you. I'm glad you are reaching out. If you are feeling stuck, experiencing grief, overwhelm, or are unsure of your next step— you don’t have to figure it out alone. Whether you're navigating a life transition, struggling with confidence, or seeking more purpose in your relationships or career, therapy can truly help. Together, we’ll discover your strengths, explore what’s getting in the way, and build a path forward that feels aligned and empowering.
Nice to meet you. I'm glad you are reaching out. If you are feeling stuck, experiencing grief, overwhelm, or are unsure of your next step— you don’t have to figure it out alone. Whether you're navigating a life transition, struggling with confidence, or seeking more purpose in your relationships or career, therapy can truly help. Together, we’ll discover your strengths, explore what’s getting in the way, and build a path forward that feels aligned and empowering.
(415) 599-1781 View (415) 599-1781
Photo of Kathleen Hawkins, Psychological Associate, PhD
Kathleen Hawkins
Psychological Associate, PhD
5 Endorsed
San Francisco, CA 94123
Coming to therapy can be a confusing and vulnerable endeavor. Even those who appear functional can carry loneliness, anxiety, and shame. Many of us long for closer connection and a way of living that feels more authentic, yet feel stuck in ways that are hard to understand or change on our own. I see these struggles not simply as symptoms to be fixed, but as meaningful expressions of your inner world and your history. My work centers on creating a warm, grounded space where you can slow down and explore your relationships to yourself and others, your feelings, and your biggest struggles.
Coming to therapy can be a confusing and vulnerable endeavor. Even those who appear functional can carry loneliness, anxiety, and shame. Many of us long for closer connection and a way of living that feels more authentic, yet feel stuck in ways that are hard to understand or change on our own. I see these struggles not simply as symptoms to be fixed, but as meaningful expressions of your inner world and your history. My work centers on creating a warm, grounded space where you can slow down and explore your relationships to yourself and others, your feelings, and your biggest struggles.
(415) 524-0922 View (415) 524-0922
Photo of Sean Jubb, Clinical Social Work/Therapist, LCSW
Sean Jubb
Clinical Social Work/Therapist, LCSW
Online Only
We are all part of a greater family system that deeply impacts our mental health. Managing life’s present-day difficulties or reactions to events from the past can cause anxiety, depression, and distress. I offer clinically knowledgeable, empathetic, genuine and authentic support. I provide individual, family, and couples therapy.
We are all part of a greater family system that deeply impacts our mental health. Managing life’s present-day difficulties or reactions to events from the past can cause anxiety, depression, and distress. I offer clinically knowledgeable, empathetic, genuine and authentic support. I provide individual, family, and couples therapy.
(415) 521-1479 View (415) 521-1479
Photo of Anna Tyrer-Vasell, Marriage & Family Therapist, LMFT, APCC
Anna Tyrer-Vasell
Marriage & Family Therapist, LMFT, APCC
San Francisco, CA 94114
I believe that we all deserve a safe space to process our experiences, and my primary goal is to provide you that space. I offer safe and affirming individual and relationship therapy for adults and couples of all identities, with a specialty in working with LGBTQ+, Trans, poly, & Non Binary communities. I work with clients who struggle with self-identity, self-worth, anxiety, codependency, relationships, and trauma. I pull from my training in gestalt, mindfulness, emotion-focused, IFS and attachment theory to create an environment that allows you to develop a greater understanding of what’s holding you back from the life you want.
I believe that we all deserve a safe space to process our experiences, and my primary goal is to provide you that space. I offer safe and affirming individual and relationship therapy for adults and couples of all identities, with a specialty in working with LGBTQ+, Trans, poly, & Non Binary communities. I work with clients who struggle with self-identity, self-worth, anxiety, codependency, relationships, and trauma. I pull from my training in gestalt, mindfulness, emotion-focused, IFS and attachment theory to create an environment that allows you to develop a greater understanding of what’s holding you back from the life you want.
(415) 930-9386 View (415) 930-9386
Photo of Emma Bargetto, Marriage & Family Therapist Associate, MA, AMFT
Emma Bargetto
Marriage & Family Therapist Associate, MA, AMFT
1 Endorsed
San Francisco, CA 94127
You might be working hard in your career, sport, and relationships. And yet, something isn't working the way it used to. Maybe anxiety is showing up right when you need to perform. Maybe a transition or a loss has left you feeling unmotivated. Maybe you've spent so long being strong for everyone else — your friends, your family, your job — that you're not sure how to ask for help, or even where to start. Whatever brought you here, you don't have to keep navigating it alone. In our work together, we will prioritize you showing up more fully, in all the ways that matter to you.
You might be working hard in your career, sport, and relationships. And yet, something isn't working the way it used to. Maybe anxiety is showing up right when you need to perform. Maybe a transition or a loss has left you feeling unmotivated. Maybe you've spent so long being strong for everyone else — your friends, your family, your job — that you're not sure how to ask for help, or even where to start. Whatever brought you here, you don't have to keep navigating it alone. In our work together, we will prioritize you showing up more fully, in all the ways that matter to you.
(415) 707-3249 View (415) 707-3249
Photo of Morgan Dickerson - Inner Wellness, a LCSW PC, Clinical Social Work/Therapist, LCSW
Inner Wellness, a LCSW PC
Clinical Social Work/Therapist, LCSW
Online Only
You may be feeling anxious, overwhelmed, or emotionally exhausted—tired of holding everything together while caring for others. You might be navigating ongoing stress, trauma, or a major life transition and want support that feels grounding, thoughtful, and nonjudgmental. You’re looking for a therapist who listens closely, offers practical tools, and helps you slow down, make sense of what you’re carrying, and move forward with greater clarity and steadiness.
You may be feeling anxious, overwhelmed, or emotionally exhausted—tired of holding everything together while caring for others. You might be navigating ongoing stress, trauma, or a major life transition and want support that feels grounding, thoughtful, and nonjudgmental. You’re looking for a therapist who listens closely, offers practical tools, and helps you slow down, make sense of what you’re carrying, and move forward with greater clarity and steadiness.
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Photo of Wanchun Athena Chien, Marriage & Family Therapist, LMFT
Wanchun Athena Chien
Marriage & Family Therapist, LMFT
Online Only
Hi there, I'm Wanchun (Athena)! I provide support to individuals, teens, couples, and families to develop awareness, strength, and healing in their lives. I draw on family system, CBT, mindfulness, psychodynamic and attachment theory, and narrative theory. My approach is warm, relational, and collaborative. I have worked as a therapist and counselor for a community mental health clinic, a social worker at a multipurpose senior service program, behavior health specialists, and a K-5 school in San Francisco. I have trained interns and taught therapy and counseling in a university graduate school program in CA.
Hi there, I'm Wanchun (Athena)! I provide support to individuals, teens, couples, and families to develop awareness, strength, and healing in their lives. I draw on family system, CBT, mindfulness, psychodynamic and attachment theory, and narrative theory. My approach is warm, relational, and collaborative. I have worked as a therapist and counselor for a community mental health clinic, a social worker at a multipurpose senior service program, behavior health specialists, and a K-5 school in San Francisco. I have trained interns and taught therapy and counseling in a university graduate school program in CA.
(661) 718-4095 View (661) 718-4095
Photo of Joy Zembruski, Marriage & Family Therapist, LMFT
Joy Zembruski
Marriage & Family Therapist, LMFT
Online Only
My ideal clients are individuals, couples, and families who are ready to explore personal growth, strengthen relationships, or heal from past experiences. They may be facing anxiety, depression, substance use issues, or life transitions and are seeking clarity, resilience, and emotional balance.
My ideal clients are individuals, couples, and families who are ready to explore personal growth, strengthen relationships, or heal from past experiences. They may be facing anxiety, depression, substance use issues, or life transitions and are seeking clarity, resilience, and emotional balance.
(949) 295-9475 View (949) 295-9475
Photo of Tiffany Loggins, Psychologist, PsyD
Tiffany Loggins
Psychologist, PsyD
Online Only
Waitlist for new clients
I accept Lyra, Aetna, Cigna, Optum, and United Health Care,Oxford Health Plans, UMR Oscar UHC Student Resources, & Blue Cross Blue Shield,
I am a culturally sensitive psychologist, author, and mental wellness public speaker in San Francisco, who will create a safe space that distinctively fits your needs to help on your journey toward healing and growth. I understand we often find ourselves feeling lost, overwhelmed, abandoned, or may be at a loss of how we feel, because we’ve arrived at that familiar place of despair and ruminating self doubt. My hope is to provide an opportunity to disentangle from suffering, which may lead to improved quality of life, greater satisfaction within relationships, increased productivity, and enhanced self-worth and compassion.
I accept Lyra, Aetna, Cigna, Optum, and United Health Care,Oxford Health Plans, UMR Oscar UHC Student Resources, & Blue Cross Blue Shield,
I am a culturally sensitive psychologist, author, and mental wellness public speaker in San Francisco, who will create a safe space that distinctively fits your needs to help on your journey toward healing and growth. I understand we often find ourselves feeling lost, overwhelmed, abandoned, or may be at a loss of how we feel, because we’ve arrived at that familiar place of despair and ruminating self doubt. My hope is to provide an opportunity to disentangle from suffering, which may lead to improved quality of life, greater satisfaction within relationships, increased productivity, and enhanced self-worth and compassion.
(628) 265-8377 View (628) 265-8377
Photo of Daniel Kaplan, Marriage & Family Therapist, LMFT
Daniel Kaplan
Marriage & Family Therapist, LMFT
Online Only
I'm Daniel M. Kaplan, LMFT, a licensed psychotherapist ( LMFT31287) consultant and teacher. I have worked with people and their issues since 1986. Important influences in my life are Milton H. Erickson, MD; John Tarrant, Roshi; Shunryu Suzuki, Roshi; and others. I currently Live in San Francisco, California. I grew up in the suburbs of New York City and have had a long interest in both eastern and western methods of facilitating life transformation. In addition to being an approved ReTeaming Coach, he is extensively trained as well as in Solution Oriented Therapy, Cognitive Behavioral Therapy and Couples Therapy and The Tools.
I'm Daniel M. Kaplan, LMFT, a licensed psychotherapist ( LMFT31287) consultant and teacher. I have worked with people and their issues since 1986. Important influences in my life are Milton H. Erickson, MD; John Tarrant, Roshi; Shunryu Suzuki, Roshi; and others. I currently Live in San Francisco, California. I grew up in the suburbs of New York City and have had a long interest in both eastern and western methods of facilitating life transformation. In addition to being an approved ReTeaming Coach, he is extensively trained as well as in Solution Oriented Therapy, Cognitive Behavioral Therapy and Couples Therapy and The Tools.
(747) 588-7441 View (747) 588-7441
Photo of Gabriella Gelb, Marriage & Family Therapist, MA, LMFT, APCC
Gabriella Gelb
Marriage & Family Therapist, MA, LMFT, APCC
2 Endorsed
Online Only
Stress and anxiety can be sneaky—they often show up as overthinking, people-pleasing, or holding yourself to high standards. You may look like you have it together, but inside your mind is racing, replaying moments and anticipating what could go wrong. It can be exhausting carrying that constant pressure, leaving you feeling stuck, overwhelmed, or frustrated with yourself. You don’t have to navigate it alone. In therapy, we’ll focus on managing stress and anxiety in ways that feel sustainable—not perfect—so you can feel more grounded, confident, and present in your daily life.
Stress and anxiety can be sneaky—they often show up as overthinking, people-pleasing, or holding yourself to high standards. You may look like you have it together, but inside your mind is racing, replaying moments and anticipating what could go wrong. It can be exhausting carrying that constant pressure, leaving you feeling stuck, overwhelmed, or frustrated with yourself. You don’t have to navigate it alone. In therapy, we’ll focus on managing stress and anxiety in ways that feel sustainable—not perfect—so you can feel more grounded, confident, and present in your daily life.
(650) 977-3303 View (650) 977-3303

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UnitedHealthcare UHC | UBH Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy. Learn more about Insurance Coverage and Finding Affordable Therapy