Optum Therapists in San Francisco, CA

Photo of Hong Guo, Psychologist, PsyD
Hong Guo
Psychologist, PsyD
Online Only
I am in-network (HMO) for Aetna, Optum, and CCHP, but I also work with people with out-of-network (PPO) insurance.
As a licensed clinical psychologist fluent in both English and Mandarin, I provide individual psychotherapy. In addition to my general therapy practice, where I treat people struggling with anxiety, depression, work and relationship issues, I also specialize in the treatment of trauma, personality disorders, grief, bereavement, gender issues, major life transitions, and cross-cultural adjustment. Therapy can be beneficial for people seeking understanding of their internal struggles, overwhelming emotional distress, or confusing symptoms and recurring negative experiences.
I am in-network (HMO) for Aetna, Optum, and CCHP, but I also work with people with out-of-network (PPO) insurance.
As a licensed clinical psychologist fluent in both English and Mandarin, I provide individual psychotherapy. In addition to my general therapy practice, where I treat people struggling with anxiety, depression, work and relationship issues, I also specialize in the treatment of trauma, personality disorders, grief, bereavement, gender issues, major life transitions, and cross-cultural adjustment. Therapy can be beneficial for people seeking understanding of their internal struggles, overwhelming emotional distress, or confusing symptoms and recurring negative experiences.
(628) 265-8448 View (628) 265-8448
Photo of Kenneth F Edwards, Counselor, LPCC, LCPC
Kenneth F Edwards
Counselor, LPCC, LCPC
2 Endorsed
Online Only
I typically work best with clients that have a high degree of self-agency and are in a career building or sustaining phase of life. I enjoy working with clients that enjoy a challenge from their therapist to grow and improve from visit to visit.
I typically work best with clients that have a high degree of self-agency and are in a career building or sustaining phase of life. I enjoy working with clients that enjoy a challenge from their therapist to grow and improve from visit to visit.
(415) 496-4658 View (415) 496-4658
Photo of Nikki Jolicoeur Weisenburger, Pre-Licensed Professional, AMFT, APCC
Nikki Jolicoeur Weisenburger
Pre-Licensed Professional, AMFT, APCC
4 Endorsed
San Francisco, CA 94102
As an Attachment Depth therapist, I provide a collaborative, trauma-informed space rooted in curiosity and authenticity. I support individuals and partners navigating burnout, disconnection, and or unfulfilling patterns in work, creativity, and intimacy. As a neuro-affirming, native Spanish speaker and AASECT-trained sex therapist, I integrate attachment, psychodynamics, and somatic lenses to explore how your past might be shaping your present while tending to your nervous system. I proudly support gender-expansive individuals and all relationship structures, from friends, families, monogamous, ENM, polyamorous, and undefined.
As an Attachment Depth therapist, I provide a collaborative, trauma-informed space rooted in curiosity and authenticity. I support individuals and partners navigating burnout, disconnection, and or unfulfilling patterns in work, creativity, and intimacy. As a neuro-affirming, native Spanish speaker and AASECT-trained sex therapist, I integrate attachment, psychodynamics, and somatic lenses to explore how your past might be shaping your present while tending to your nervous system. I proudly support gender-expansive individuals and all relationship structures, from friends, families, monogamous, ENM, polyamorous, and undefined.
(415) 968-1308 View (415) 968-1308
Photo of Veronica Ghabour, Licensed Professional Clinical Counselor, LPCC
Veronica Ghabour
Licensed Professional Clinical Counselor, LPCC
San Francisco, CA 94114
Mental health challenges are due to the aftereffects of traumatic experiences. Trauma can place a strain on your family, work, relationships, and even cause issues with self-worth. I specialize in trauma therapy along with treating personality disorders, depression, anxiety, ADHD, and addiction. All these disorders can look different from person to person, and that is where our therapeutic journey of empowerment and self-exploration begins. I concentrate on creating a safe space of growth and self-discovery through unconditional positive regard, emotional regulation, and guided activities.
Mental health challenges are due to the aftereffects of traumatic experiences. Trauma can place a strain on your family, work, relationships, and even cause issues with self-worth. I specialize in trauma therapy along with treating personality disorders, depression, anxiety, ADHD, and addiction. All these disorders can look different from person to person, and that is where our therapeutic journey of empowerment and self-exploration begins. I concentrate on creating a safe space of growth and self-discovery through unconditional positive regard, emotional regulation, and guided activities.
(415) 936-8843 View (415) 936-8843
Photo of Dr. Jeff Rocker - Rocker Health LLC, Counselor, Ph.D, NCC, LCPC, LMHC, LPC
Rocker Health LLC
Counselor, Ph.D, NCC, LCPC, LMHC, LPC
San Francisco, CA 94104
At Rocker Health, we believe that mental wellness is a journey that deserves compassion, understanding, and personalized support. Our commitment to breaking the stigma surrounding mental health is at the forefront of everything we do. We understand that each individual's experience with mental health is unique, and we strive to create a welcoming environment where individuals feel safe and empowered to share their stories. Our mission is to provide a rock-solid foundation for our clients, guiding them toward a more fulfilling and balanced life.
At Rocker Health, we believe that mental wellness is a journey that deserves compassion, understanding, and personalized support. Our commitment to breaking the stigma surrounding mental health is at the forefront of everything we do. We understand that each individual's experience with mental health is unique, and we strive to create a welcoming environment where individuals feel safe and empowered to share their stories. Our mission is to provide a rock-solid foundation for our clients, guiding them toward a more fulfilling and balanced life.
(415) 619-5930 View (415) 619-5930
Photo of Maty Wenham, Marriage & Family Therapist, LMFT
Maty Wenham
Marriage & Family Therapist, LMFT
2 Endorsed
Online Only
Hi, I’m glad you’re here. You might be feeling anxious, overwhelmed, or stuck. Maybe you're navigating trauma, life transitions, or questions around your identity. Many of the people I work with feel disconnected from themselves or unsure why certain patterns keep showing up even when they “know better” intellectually. I work with adults seeking deeper self-understanding, emotional relief, and a greater sense of safety and trust within themselves. I bring a very human, down-to-earth presence to therapy and value curiosity, humor, and authenticity in the work we do together.
Hi, I’m glad you’re here. You might be feeling anxious, overwhelmed, or stuck. Maybe you're navigating trauma, life transitions, or questions around your identity. Many of the people I work with feel disconnected from themselves or unsure why certain patterns keep showing up even when they “know better” intellectually. I work with adults seeking deeper self-understanding, emotional relief, and a greater sense of safety and trust within themselves. I bring a very human, down-to-earth presence to therapy and value curiosity, humor, and authenticity in the work we do together.
(415) 236-9926 View (415) 236-9926
Photo of Cora Fix, Marriage & Family Therapist, LMFT
Cora Fix
Marriage & Family Therapist, LMFT
Online Only
Hello, I am a Licensed Marriage and Family Therapist offering talk therapy to adult individuals. I am passionate about reducing the stigma around therapy and creating a supportive space for healing, exploration, and growth. As a grounded therapist I seek to help clients navigate life’s challenges with insight, clarity, and accountability. With over 15 years of clinical experience that spans diverse settings, including community mental health, high-crisis inpatient care, and residential programs for foster youth.
Hello, I am a Licensed Marriage and Family Therapist offering talk therapy to adult individuals. I am passionate about reducing the stigma around therapy and creating a supportive space for healing, exploration, and growth. As a grounded therapist I seek to help clients navigate life’s challenges with insight, clarity, and accountability. With over 15 years of clinical experience that spans diverse settings, including community mental health, high-crisis inpatient care, and residential programs for foster youth.
(520) 368-0013 View (520) 368-0013
Photo of Jiyoung Kim, Clinical Social Work/Therapist, LCSW, EMDR, IFS
Jiyoung Kim
Clinical Social Work/Therapist, LCSW, EMDR, IFS
San Francisco, CA 94114
Do you find difficulties with feelings of depression, anxiety, relationship/family problems, ADHD, and trauma? These emotional disruptions can have a significant impact on our lives. Coping with these events requires various approaches, and I can assist you in recognizing your emotions and identifying possible patterns in your relationships. I can also help you develop resilience and acceptance towards challenging emotions, and support you in setting meaningful goals. I utilize CBT, trauma-informed care, mindfulness, & person-centered therapy to reduce anxiety and trauma symptoms, foster resilience, and enhance the quality of life.
Do you find difficulties with feelings of depression, anxiety, relationship/family problems, ADHD, and trauma? These emotional disruptions can have a significant impact on our lives. Coping with these events requires various approaches, and I can assist you in recognizing your emotions and identifying possible patterns in your relationships. I can also help you develop resilience and acceptance towards challenging emotions, and support you in setting meaningful goals. I utilize CBT, trauma-informed care, mindfulness, & person-centered therapy to reduce anxiety and trauma symptoms, foster resilience, and enhance the quality of life.
(415) 870-8256 View (415) 870-8256
Photo of Mihaela D Diamond, Clinical Social Work/Therapist, LCSW
Mihaela D Diamond
Clinical Social Work/Therapist, LCSW
Online Only
I am in-network for Aetna, Oxford ( Optum), Quest Behavioral Health, Blue Cross Blue Shield of Massachusetts, and Anthem Blue Cross California, and I also accept private pay.
I work with high-functioning adults who appear capable on the outside but feel exhausted, anxious, or disconnected inside. Many grew up putting others first, pushing through stress, even when it cost them emotionally, and staying in survival mode—patterns that can lead to burnout, overthinking, or emotional numbness. My trauma-informed approach helps you slow down, understand these patterns with compassion, and reconnect with yourself in a more sustainable way. Therapy can help you build emotional safety and create meaningful change. You don’t have to do this alone.
I am in-network for Aetna, Oxford ( Optum), Quest Behavioral Health, Blue Cross Blue Shield of Massachusetts, and Anthem Blue Cross California, and I also accept private pay.
I work with high-functioning adults who appear capable on the outside but feel exhausted, anxious, or disconnected inside. Many grew up putting others first, pushing through stress, even when it cost them emotionally, and staying in survival mode—patterns that can lead to burnout, overthinking, or emotional numbness. My trauma-informed approach helps you slow down, understand these patterns with compassion, and reconnect with yourself in a more sustainable way. Therapy can help you build emotional safety and create meaningful change. You don’t have to do this alone.
(628) 285-2086 View (628) 285-2086
Photo of Isela Edens, Associate Clinical Social Worker, ASW
Isela Edens
Associate Clinical Social Worker, ASW
San Francisco, CA 94114
Are you feeling weighed down by anxiety, depression, anger issues, or relationship struggles rooted in past experiences? My approach meets you where you are, offering comfort and trust as we work through each session. Healing is like a wave, with natural ups and downs, but we’ll move forward together on a steady, upward path. If you’re feeling stuck or caught in repetitive patterns, I’m here to help you understand these cycles, empowering you to create a more authentic life. Through a supportive, safe environment, we’ll explore your unique needs, helping you build resilience and confidence as you move toward meaningful change.
Are you feeling weighed down by anxiety, depression, anger issues, or relationship struggles rooted in past experiences? My approach meets you where you are, offering comfort and trust as we work through each session. Healing is like a wave, with natural ups and downs, but we’ll move forward together on a steady, upward path. If you’re feeling stuck or caught in repetitive patterns, I’m here to help you understand these cycles, empowering you to create a more authentic life. Through a supportive, safe environment, we’ll explore your unique needs, helping you build resilience and confidence as you move toward meaningful change.
(415) 326-8368 View (415) 326-8368
Photo of Gina M. Delligatta, Marriage & Family Therapist, LMFT
Gina M. Delligatta
Marriage & Family Therapist, LMFT
Online Only
I am a psychotherapist who values not only the creative attributes of the mind, but also the wisdom of the body and soul. My presence-oriented, client-centered approach, helps me connect in a way that empowers the change and growth you desire. I offer practical as well as transpersonal tools and guidance that support you to achieve wellness and balance. My biggest strength is my unwavering, nonjudgmental support in your journey towards wellness and in the unfoldment of you discovering your innate capacities.
I am a psychotherapist who values not only the creative attributes of the mind, but also the wisdom of the body and soul. My presence-oriented, client-centered approach, helps me connect in a way that empowers the change and growth you desire. I offer practical as well as transpersonal tools and guidance that support you to achieve wellness and balance. My biggest strength is my unwavering, nonjudgmental support in your journey towards wellness and in the unfoldment of you discovering your innate capacities.
(415) 862-3842 View (415) 862-3842
Photo of Carol Blecker, Clinical Social Work/Therapist, LCSW
Carol Blecker
Clinical Social Work/Therapist, LCSW
Online Only
Therapy happens in a space we build together to nurture your growth a space for new understanding, new experiences and healing. What brings us together? With therapy, it starts when you decide you want support because of how you are feeling, changes you want to make, circumstances you face, problems in relationships or losses you grieve. Maybe you are feeling sad, anxious, distracted or stuck. Maybe old coping patterns are causing new problems. Maybe you are burned out from work, care-giving, activism or oppression. Maybe you need more support.
Therapy happens in a space we build together to nurture your growth a space for new understanding, new experiences and healing. What brings us together? With therapy, it starts when you decide you want support because of how you are feeling, changes you want to make, circumstances you face, problems in relationships or losses you grieve. Maybe you are feeling sad, anxious, distracted or stuck. Maybe old coping patterns are causing new problems. Maybe you are burned out from work, care-giving, activism or oppression. Maybe you need more support.
(415) 569-7986 View (415) 569-7986
Photo of Bridget Haerr, Counselor, LPCC
Bridget Haerr
Counselor, LPCC
Online Only
Do you find yourself caught in thought spirals that feel overwhelming and hard to stop? Are you looking for more from therapy than just being asked, “How does that make you feel?” Working with me can offer meaningful tools for change. My approach is warm, curious, collaborative, and empowering. To start, I prioritize building a strong therapeutic relationship to create a sense of safety and trust. From there, we’ll work together to develop practical strategies that help you better understand and manage your challenges.
Do you find yourself caught in thought spirals that feel overwhelming and hard to stop? Are you looking for more from therapy than just being asked, “How does that make you feel?” Working with me can offer meaningful tools for change. My approach is warm, curious, collaborative, and empowering. To start, I prioritize building a strong therapeutic relationship to create a sense of safety and trust. From there, we’ll work together to develop practical strategies that help you better understand and manage your challenges.
(415) 941-0931 View (415) 941-0931
Photo of W. Craig McDermit - W. Craig McDermit, PhD, Psychologist, PhD
W. Craig McDermit, PhD
Psychologist, PhD
San Francisco, CA 94117
I'm a "seasoned" psychologist in practice for 40 years. I enjoy working with people from diverse cultural and ethnic backgrounds and have always preferred having a "general practice" which allows addressing a wide range of personal concerns. While each individual requires a unique approach; the transformative power of therapy is rooted in the trusting relationship that evolves between you & I. It's the alliance between us which helps you become the person you aspire to be. The work is serious but also allows for having a bit of fun while seeking the most gratifying life to foster a sense of fulfilling purpose for yourself.
I'm a "seasoned" psychologist in practice for 40 years. I enjoy working with people from diverse cultural and ethnic backgrounds and have always preferred having a "general practice" which allows addressing a wide range of personal concerns. While each individual requires a unique approach; the transformative power of therapy is rooted in the trusting relationship that evolves between you & I. It's the alliance between us which helps you become the person you aspire to be. The work is serious but also allows for having a bit of fun while seeking the most gratifying life to foster a sense of fulfilling purpose for yourself.
(415) 534-6559 View (415) 534-6559
Photo of Tiffany Loggins, Psychologist, PsyD
Tiffany Loggins
Psychologist, PsyD
Online Only
Waitlist for new clients
I accept Lyra, Aetna, Cigna, Optum, and United Health Care,Oxford Health Plans, UMR Oscar UHC Student Resources, & Blue Cross Blue Shield,
I am a culturally sensitive psychologist, author, and mental wellness public speaker in San Francisco, who will create a safe space that distinctively fits your needs to help on your journey toward healing and growth. I understand we often find ourselves feeling lost, overwhelmed, abandoned, or may be at a loss of how we feel, because we’ve arrived at that familiar place of despair and ruminating self doubt. My hope is to provide an opportunity to disentangle from suffering, which may lead to improved quality of life, greater satisfaction within relationships, increased productivity, and enhanced self-worth and compassion.
I accept Lyra, Aetna, Cigna, Optum, and United Health Care,Oxford Health Plans, UMR Oscar UHC Student Resources, & Blue Cross Blue Shield,
I am a culturally sensitive psychologist, author, and mental wellness public speaker in San Francisco, who will create a safe space that distinctively fits your needs to help on your journey toward healing and growth. I understand we often find ourselves feeling lost, overwhelmed, abandoned, or may be at a loss of how we feel, because we’ve arrived at that familiar place of despair and ruminating self doubt. My hope is to provide an opportunity to disentangle from suffering, which may lead to improved quality of life, greater satisfaction within relationships, increased productivity, and enhanced self-worth and compassion.
(628) 265-8377 View (628) 265-8377
Photo of Damian Robledo - Core Therapy, Clinical Social Work/Therapist, LCSW, PhD
Core Therapy
Clinical Social Work/Therapist, LCSW, PhD
Online Only
We accept Anthem, Blue Shield of California, Aetna, Cigna, Optum, Oscar, and Unitedhealthcare.
You’re the one others rely on. You show up, perform, keep it together — but inside you’re anxious, drained, or quietly discouraged. Maybe your relationship feels distant, work pressure never turns off, or your mind won’t stop racing at night. You don’t want to just cope anymore. You want clarity, steadiness, and to feel connected to yourself and the people you love.
We accept Anthem, Blue Shield of California, Aetna, Cigna, Optum, Oscar, and Unitedhealthcare.
You’re the one others rely on. You show up, perform, keep it together — but inside you’re anxious, drained, or quietly discouraged. Maybe your relationship feels distant, work pressure never turns off, or your mind won’t stop racing at night. You don’t want to just cope anymore. You want clarity, steadiness, and to feel connected to yourself and the people you love.
(626) 669-3715 View (626) 669-3715
Photo of Sarah Leiderman, PA-C
Sarah Leiderman
Verified Verified
Online Only
Welcoming New Patients! Sarah is a board-certified physician assistant at Bonmente, a full-service mental health clinic that offers online appointments, accepts insurance (Aetna, Anthem, Blue Cross, Cigna, United, and more), and has same-week appointments available. She is passionate about working with culturally diverse populations and strives to support her patients through well-balanced medication management. From diagnostic evaluation to treatment implementation and medication management, Sarah employs an empathetic approach that allows patients to feel understood, validated, and supported.
Welcoming New Patients! Sarah is a board-certified physician assistant at Bonmente, a full-service mental health clinic that offers online appointments, accepts insurance (Aetna, Anthem, Blue Cross, Cigna, United, and more), and has same-week appointments available. She is passionate about working with culturally diverse populations and strives to support her patients through well-balanced medication management. From diagnostic evaluation to treatment implementation and medication management, Sarah employs an empathetic approach that allows patients to feel understood, validated, and supported.
(310) 929-6394 View (310) 929-6394
Photo of Austin Weber, Clinical Social Work/Therapist, LCSW
Austin Weber
Clinical Social Work/Therapist, LCSW
Online Only
I am a Licensed Clinical Social Worker with a deep commitment to supporting individuals through life’s most challenging moments. My clinical focus includes psycho-oncology, working closely with individuals and families affected by cancer, as well as those navigating anxiety, depression, and eating disorders. I bring a compassionate, strengths-based approach that honors each person’s unique story, resilience, and needs.
I am a Licensed Clinical Social Worker with a deep commitment to supporting individuals through life’s most challenging moments. My clinical focus includes psycho-oncology, working closely with individuals and families affected by cancer, as well as those navigating anxiety, depression, and eating disorders. I bring a compassionate, strengths-based approach that honors each person’s unique story, resilience, and needs.
(415) 851-6389 View (415) 851-6389
Photo of Amy Greenberg, Clinical Social Work/Therapist, LCSW
Amy Greenberg
Clinical Social Work/Therapist, LCSW
Online Only
Hi. I am excited to begin your counseling journey with you. I am a licensed clinical social worker in California, Nevada, and Utah. I received my master’s degree in social work from Columbia University in 2004. I have worked in a variety of settings, which has helped me shape my style of therapy.
Hi. I am excited to begin your counseling journey with you. I am a licensed clinical social worker in California, Nevada, and Utah. I received my master’s degree in social work from Columbia University in 2004. I have worked in a variety of settings, which has helped me shape my style of therapy.
(341) 208-3696 View (341) 208-3696
Photo of Daniel Hernandez Hernandez, Clinical Social Work/Therapist, LCSW
Daniel Hernandez Hernandez
Clinical Social Work/Therapist, LCSW
1 Endorsed
Online Only
I work with individuals who are seeking support through trauma, grief and loss, emotional burnout, anger management, anxiety, and major life challenges. After more than 27 years as a clinician, I have helped people navigate difficult seasons and rediscover their strength. I provide an empowering and compassionate space where we work together to develop coping skills, build emotional resilience, and create meaningful steps toward healing, growth, and a more fulfilling life.
I work with individuals who are seeking support through trauma, grief and loss, emotional burnout, anger management, anxiety, and major life challenges. After more than 27 years as a clinician, I have helped people navigate difficult seasons and rediscover their strength. I provide an empowering and compassionate space where we work together to develop coping skills, build emotional resilience, and create meaningful steps toward healing, growth, and a more fulfilling life.
(628) 313-4929 View (628) 313-4929

See more therapy options for San Francisco

Optum Therapists
Does insurance cover therapy, prescriptions and other behavioral health services?
In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?
The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?
An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?
It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?
HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?
A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?
Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?
Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?
Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?
Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling. Learn more about Insurance Coverage and Finding Affordable Therapy