Aetna Therapists in San Francisco, CA

Photo of Dr. Stephanie Randazzo, Psychologist, PsyD
Dr. Stephanie Randazzo
Psychologist, PsyD
2 Endorsed
Online Only
As a clinical psychologist, I specialize in helping adults manage the emotional and physical challenges that often come with chronic pain, anxiety disorders, and OCD. If you're living with persistent anxiety, panic attacks, phobias, or the daily burden of chronic pain, please know—you’re not alone. Many of my clients reach out when they feel stuck or overwhelmed and are looking for support to make meaningful changes that align with their values and bring a greater sense of peace and purpose. Together, we work to create a path forward that feels both manageable and hopeful.
As a clinical psychologist, I specialize in helping adults manage the emotional and physical challenges that often come with chronic pain, anxiety disorders, and OCD. If you're living with persistent anxiety, panic attacks, phobias, or the daily burden of chronic pain, please know—you’re not alone. Many of my clients reach out when they feel stuck or overwhelmed and are looking for support to make meaningful changes that align with their values and bring a greater sense of peace and purpose. Together, we work to create a path forward that feels both manageable and hopeful.
(628) 313-5767 View (628) 313-5767
Photo of Jojo Hill, Marriage & Family Therapist, LMFT
Jojo Hill
Marriage & Family Therapist, LMFT
San Francisco, CA 94121
Waitlist for new clients
Pain is part of what makes us human; the way we move through pain is how we grow. Our work together can strengthen resilience and equanimity when confronting the challenges that life inevitably brings. I work collaboratively and compassionately with my clients to help them develop a nurturing and dynamic sense of self, community, and the world, fostering stronger connection to the people and resources that can support them outside of therapy.
Pain is part of what makes us human; the way we move through pain is how we grow. Our work together can strengthen resilience and equanimity when confronting the challenges that life inevitably brings. I work collaboratively and compassionately with my clients to help them develop a nurturing and dynamic sense of self, community, and the world, fostering stronger connection to the people and resources that can support them outside of therapy.
(628) 345-5211 View (628) 345-5211
Photo of Alexis Warrington, Marriage & Family Therapist, MS, LMFT
Alexis Warrington
Marriage & Family Therapist, MS, LMFT
3 Endorsed
Online Only
Welcome! Do you often put others' needs before your own? Maybe you find yourself in unhealthy relationships, stuck in patterns of people-pleasing, codependency, or anxious attachment—feeling insecure, seeking reassurance, and fearing rejection. You might feel invisible or unworthy of love. If this resonates, you're not alone. I work with those who grew up in emotionally challenging environments—whether due to substance use, neglect, or emotionally unavailable caregivers. These unresolved issues often lead to anxiety, depression, unfulfilling relationships, and chronic stress. You don’t have to navigate this alone.
Welcome! Do you often put others' needs before your own? Maybe you find yourself in unhealthy relationships, stuck in patterns of people-pleasing, codependency, or anxious attachment—feeling insecure, seeking reassurance, and fearing rejection. You might feel invisible or unworthy of love. If this resonates, you're not alone. I work with those who grew up in emotionally challenging environments—whether due to substance use, neglect, or emotionally unavailable caregivers. These unresolved issues often lead to anxiety, depression, unfulfilling relationships, and chronic stress. You don’t have to navigate this alone.
(760) 965-7152 View (760) 965-7152
Photo of Nancy McDonald, Marriage & Family Therapist, LMFT
Nancy McDonald
Marriage & Family Therapist, LMFT
Online Only
Some of my favorite populations include Neurodivergent and LGBTQ+ people — especially within the common overlap. I am a client-centered provider who believes in collaboration and respecting your individuality. You are the expert in your experience and I am here to help you on your journey with feedback, guidance, perspective, skill-building, and other tools that may be useful along the way. Being comfortable with the relationship is key to the success of therapy and I welcome your input and feedback on ways we can best work together!
Some of my favorite populations include Neurodivergent and LGBTQ+ people — especially within the common overlap. I am a client-centered provider who believes in collaboration and respecting your individuality. You are the expert in your experience and I am here to help you on your journey with feedback, guidance, perspective, skill-building, and other tools that may be useful along the way. Being comfortable with the relationship is key to the success of therapy and I welcome your input and feedback on ways we can best work together!
(510) 241-4089 View (510) 241-4089
Photo of Christina Insalaco, Counselor, PhD, LPCC, LMHC, LCPC
Christina Insalaco
Counselor, PhD, LPCC, LMHC, LCPC
2 Endorsed
San Francisco, CA 94123
Pain is often difficult to describe- it may even be unspeakable. As a licensed psychotherapist and supervisor with experience in the areas of clinical psychology, clinical social work, and psychoanalysis, I offer a unique set of skills to help you speak about the reasons you're seeking treatment. In my practice I offer a warm, nonjudgmental, and confidential space for you to say whatever comes to mind. In psychoanalytic treatment, you may discover solutions for your suffering and experience transformative change.
Pain is often difficult to describe- it may even be unspeakable. As a licensed psychotherapist and supervisor with experience in the areas of clinical psychology, clinical social work, and psychoanalysis, I offer a unique set of skills to help you speak about the reasons you're seeking treatment. In my practice I offer a warm, nonjudgmental, and confidential space for you to say whatever comes to mind. In psychoanalytic treatment, you may discover solutions for your suffering and experience transformative change.
(415) 475-2386 View (415) 475-2386
Photo of Callie Palmer, Marriage & Family Therapist, LMFT
Callie Palmer
Marriage & Family Therapist, LMFT
Online Only
Witnessing my clients feel empowered to work towards meaningful change inspires me everyday. Asking for help is a difficult thing to do, especially when it comes to our mental health. My position allows me to support folks who’ve taken the first step (often for the first time) to focus on improving their coping skills, confidence, self-compassion, relationships, boundaries, and self-care. I aim to highlight strengths and utilize my client’s interests and passions to help facilitate positive changes. Supporting folks through life challenges, trauma, and grief is also an important part of my practice.
Witnessing my clients feel empowered to work towards meaningful change inspires me everyday. Asking for help is a difficult thing to do, especially when it comes to our mental health. My position allows me to support folks who’ve taken the first step (often for the first time) to focus on improving their coping skills, confidence, self-compassion, relationships, boundaries, and self-care. I aim to highlight strengths and utilize my client’s interests and passions to help facilitate positive changes. Supporting folks through life challenges, trauma, and grief is also an important part of my practice.
(415) 918-6866 View (415) 918-6866
Photo of Natasha Smolkin, Psychologist, PsyD
Natasha Smolkin
Psychologist, PsyD
Online Only
Dr. Natasha Smolkin is a licensed clinical psychologist who specializes in working with patients who struggle with chronic pain, stress and anxiety, addiction, interpersonal challenges, depression, self-esteem issues, and many more of life’s mental wellness obstacles. She utilizes an integrative, strength-based approach, which focuses on cultivating sense-of-efficacy around changes, obstacles, and goals.
Dr. Natasha Smolkin is a licensed clinical psychologist who specializes in working with patients who struggle with chronic pain, stress and anxiety, addiction, interpersonal challenges, depression, self-esteem issues, and many more of life’s mental wellness obstacles. She utilizes an integrative, strength-based approach, which focuses on cultivating sense-of-efficacy around changes, obstacles, and goals.
(415) 480-5482 View (415) 480-5482
Photo of Ellen B Klyce, Marriage & Family Therapist, MA, LMFT
Ellen B Klyce
Marriage & Family Therapist, MA, LMFT
1 Endorsed
San Francisco, CA 94123
I offer Aetna Insurance.
If your troubles keep replaying in you mind we can talk it out and make sense of it. We all have doubts, small or big, and they can persist. I use (CBT) to guide clients away from self-sabotaging thought patterns. There are a few ways to find your inner strengths again. I also work with individuals and couples around relationship challenges using the Gottman method. Whether addressing long-avoided topics, like financial stress or strengthening communication. Hope to meet you soon.
I offer Aetna Insurance.
If your troubles keep replaying in you mind we can talk it out and make sense of it. We all have doubts, small or big, and they can persist. I use (CBT) to guide clients away from self-sabotaging thought patterns. There are a few ways to find your inner strengths again. I also work with individuals and couples around relationship challenges using the Gottman method. Whether addressing long-avoided topics, like financial stress or strengthening communication. Hope to meet you soon.
(510) 768-7175 View (510) 768-7175
Photo of Tara Mrotek, Clinical Social Work/Therapist, LCSW
Tara Mrotek
Clinical Social Work/Therapist, LCSW
1 Endorsed
Online Only
I work with adults and adolescents experiencing stress related to life transitions, managing symptoms of depression and anxiety, as well as processing trauma and breaking generational cycles.
I work with adults and adolescents experiencing stress related to life transitions, managing symptoms of depression and anxiety, as well as processing trauma and breaking generational cycles.
(415) 870-1057 View (415) 870-1057
Photo of Paula Marie Scallions, Licensed Professional Counselor, LPCC , LCMHC
Paula Marie Scallions
Licensed Professional Counselor, LPCC , LCMHC
San Francisco, CA 94116
When you feel stuck and confused; like you have lost touch with yourself and people you care about, know this: we all feel disconnected sometimes. And we don’t have to stay in that place. I’d like to walk alongside of you and provide personalized therapy that recognizes your inherent strengths, motivation, and growth. I’d like to help you identify personal + relational values, establish boundaries, attain and count the wins, and embrace calculated risks.
When you feel stuck and confused; like you have lost touch with yourself and people you care about, know this: we all feel disconnected sometimes. And we don’t have to stay in that place. I’d like to walk alongside of you and provide personalized therapy that recognizes your inherent strengths, motivation, and growth. I’d like to help you identify personal + relational values, establish boundaries, attain and count the wins, and embrace calculated risks.
(628) 285-4164 View (628) 285-4164
Photo of Rebekah Smith, Counselor, LPCC
Rebekah Smith
Counselor, LPCC
Online Only
There comes a point for many of us when we realize that we don’t want to face our problems alone. We are human after all, and a part of what defines that humanity is our need for each other. Maybe it’s difficult for you to acknowledge this desire. You may be afraid to let people in and get close. You might tend to give more than you get back. Sometimes you might not even know what is that you're needing. Maybe you find yourself stuck in the same patterns you thought you had broken. You might feel self-critical. You may be marginalized and feel unseen and unheard. Feelings of hopelessness, grief, and anxiety might overwhelm you.
There comes a point for many of us when we realize that we don’t want to face our problems alone. We are human after all, and a part of what defines that humanity is our need for each other. Maybe it’s difficult for you to acknowledge this desire. You may be afraid to let people in and get close. You might tend to give more than you get back. Sometimes you might not even know what is that you're needing. Maybe you find yourself stuck in the same patterns you thought you had broken. You might feel self-critical. You may be marginalized and feel unseen and unheard. Feelings of hopelessness, grief, and anxiety might overwhelm you.
(628) 238-5844 View (628) 238-5844
Photo of Marilyn R Margiotti, Psychologist, PhD
Marilyn R Margiotti
Psychologist, PhD
Online Only
Waitlist for new clients
I truly enjoy helping people move from a depressed, anxious or troubled state of mind to one where goals are set and achieved, relationships are thriving, and one is engaged in life like never before. I love to help people understand why they are struggling or stuck in unhealthy patterns, and how to use that knowledge, along with their thoughts and feelings, to guide them to change for the better.
I truly enjoy helping people move from a depressed, anxious or troubled state of mind to one where goals are set and achieved, relationships are thriving, and one is engaged in life like never before. I love to help people understand why they are struggling or stuck in unhealthy patterns, and how to use that knowledge, along with their thoughts and feelings, to guide them to change for the better.
(415) 236-3069 View (415) 236-3069
Photo of Jenny Lee, Marriage & Family Therapist, LMFT
Jenny Lee
Marriage & Family Therapist, LMFT
Online Only
I accept Aetna, Optum and United Healthcare insurance.
Do you suffer from depression, anxiety, low self-esteem or codependency? Did you grow up in a dysfunctional family? Perhaps you experience somatic symptoms or relationship difficulties. We can carry childhood wounds into adulthood, as our childhoods affect who we are as adults. Let me help you heal past trauma and reclaim your essential self. Let's begin your healing journey and navigate a new path of truth, empowerment and freedom. I work with clients experiencing depression, anxiety, low self-esteem, stress, codependency, and the psychological repercussions of growing up in a dysfunctional family.
I accept Aetna, Optum and United Healthcare insurance.
Do you suffer from depression, anxiety, low self-esteem or codependency? Did you grow up in a dysfunctional family? Perhaps you experience somatic symptoms or relationship difficulties. We can carry childhood wounds into adulthood, as our childhoods affect who we are as adults. Let me help you heal past trauma and reclaim your essential self. Let's begin your healing journey and navigate a new path of truth, empowerment and freedom. I work with clients experiencing depression, anxiety, low self-esteem, stress, codependency, and the psychological repercussions of growing up in a dysfunctional family.
(650) 332-1141 View (650) 332-1141
Photo of Jenee Bryant, Clinical Social Work/Therapist, LCSW
Jenee Bryant
Clinical Social Work/Therapist, LCSW
Online Only
My name is Jeneé Bryant, and I am a Licensed Clinical Social Worker (LCSW) based in San Francisco, California, and working with clients statewide via telehealth. I work with adults who experience stress, anxiety, depression, trauma, substance abuse, aging, end-of-life, and medical issues. I use a client-centered, whole-person approach to better understand my clients and help them heal. My focus population is from young adults to older adults dealing with major life changes such as medical diagnosis, traumatic events, substance abuse, and end-of-life issues.
My name is Jeneé Bryant, and I am a Licensed Clinical Social Worker (LCSW) based in San Francisco, California, and working with clients statewide via telehealth. I work with adults who experience stress, anxiety, depression, trauma, substance abuse, aging, end-of-life, and medical issues. I use a client-centered, whole-person approach to better understand my clients and help them heal. My focus population is from young adults to older adults dealing with major life changes such as medical diagnosis, traumatic events, substance abuse, and end-of-life issues.
(951) 904-3652 View (951) 904-3652
Photo of Amber Garman, Marriage & Family Therapist, LMFT
Amber Garman
Marriage & Family Therapist, LMFT
1 Endorsed
Online Only
I am in-network for most PPO insurances including Aetna, Anthem Blue Cross Blue Shield and Cigna.
I’m passionate about facilitating therapeutic work with children, teens, and adults interested in moving inward toward transformation. My style of psychotherapy is to create therapeutic experiences in an authentic and supportive relationship where my client is heard, seen, and understood using the power of witnessing presence and traditional talk therapy. My style is client centered and non-directive, meaning therapy is an experience without advice giving, interpretation, explanation, or providing solutions to problems. I especially love working with people of all ages and helping them find autonomous voices.
I am in-network for most PPO insurances including Aetna, Anthem Blue Cross Blue Shield and Cigna.
I’m passionate about facilitating therapeutic work with children, teens, and adults interested in moving inward toward transformation. My style of psychotherapy is to create therapeutic experiences in an authentic and supportive relationship where my client is heard, seen, and understood using the power of witnessing presence and traditional talk therapy. My style is client centered and non-directive, meaning therapy is an experience without advice giving, interpretation, explanation, or providing solutions to problems. I especially love working with people of all ages and helping them find autonomous voices.
(415) 324-6152 View (415) 324-6152
Photo of Kristina Kenyon, Marriage & Family Therapist, LMFT
Kristina Kenyon
Marriage & Family Therapist, LMFT
3 Endorsed
San Francisco, CA 94123
I currently accept Quest Behavioral Health and Aetna in-network insurance plans.
If you’re dealing with anxiety, depression, stress, burnout, relationship challenges, grief, substance use, or major life transitions, I’m here to help. Together, we’ll move at your pace, gain insight, and develop practical strategies for lasting change. I strive to be the kind of therapist I would want—compassionate, relatable, and fully engaged—where therapy feels more like a conversation than an analysis.
I currently accept Quest Behavioral Health and Aetna in-network insurance plans.
If you’re dealing with anxiety, depression, stress, burnout, relationship challenges, grief, substance use, or major life transitions, I’m here to help. Together, we’ll move at your pace, gain insight, and develop practical strategies for lasting change. I strive to be the kind of therapist I would want—compassionate, relatable, and fully engaged—where therapy feels more like a conversation than an analysis.
(415) 226-4779 View (415) 226-4779
Photo of Giemar 'gigi' Fernandez, Clinical Social Work/Therapist, LCSW
Giemar 'gigi' Fernandez
Clinical Social Work/Therapist, LCSW
2 Endorsed
Online Only
My style is focused on educating, supporting, and empowering others in developing emotional and behavioral coping skills that are healthy and effective to manage life’s difficulties. I am deeply passionate about sharing the power of meditation and practicing a mindful life. I believe that learning and cultivating a meditation practice can lead to awakening insight which expands the individual’s ability to explore their own pain and suffering. Therefore, I integrate mindfulness as a pivotal piece in not only my personal life but in all my therapeutic approaches.
My style is focused on educating, supporting, and empowering others in developing emotional and behavioral coping skills that are healthy and effective to manage life’s difficulties. I am deeply passionate about sharing the power of meditation and practicing a mindful life. I believe that learning and cultivating a meditation practice can lead to awakening insight which expands the individual’s ability to explore their own pain and suffering. Therefore, I integrate mindfulness as a pivotal piece in not only my personal life but in all my therapeutic approaches.
(415) 625-5175 View (415) 625-5175
Photo of Bowra Faiez, Marriage & Family Therapist, LMFT
Bowra Faiez
Marriage & Family Therapist, LMFT
Online Only
Do you feel stuck in your personal life or your relationship? Are your thoughts of constant worry, hopelessness, uncertainty overwhelming your day-to-day journey? Have you decided it's time that you approach these feelings and emotions head-on? Therapy is a brave and powerful first step towards exploring what might be contributing to these feelings. I help address these experiences by utilizing a goal-oriented and solution-focused, cognitive-behavioral approach (CBT). I work with clients to help support them in bringing their strength in the room and allowing them to be able to get in touch with their inner self.
Do you feel stuck in your personal life or your relationship? Are your thoughts of constant worry, hopelessness, uncertainty overwhelming your day-to-day journey? Have you decided it's time that you approach these feelings and emotions head-on? Therapy is a brave and powerful first step towards exploring what might be contributing to these feelings. I help address these experiences by utilizing a goal-oriented and solution-focused, cognitive-behavioral approach (CBT). I work with clients to help support them in bringing their strength in the room and allowing them to be able to get in touch with their inner self.
(408) 459-4158 View (408) 459-4158
Photo of Maya Holmes, Clinical Social Work/Therapist, MSW, LCSW
Maya Holmes
Clinical Social Work/Therapist, MSW, LCSW
1 Endorsed
Online Only
I offer a safe and brave space for individuals navigating grief, depression, anxiety, trauma, identity, life transitions, and inherited intergenerational burdens. If you're ready to do the deep, meaningful work, you’re in the right place. I believe therapy isn’t just about treating symptoms—it’s about understanding the deeper systems and social symbols that shape your experience. Trauma does not exist in a vacuum. It’s personal and political. Your story matters in every dimension. This is an invitation to reclaim your narrative, reconnect with your parts, and move through the world with more clarity, compassion, and power.
I offer a safe and brave space for individuals navigating grief, depression, anxiety, trauma, identity, life transitions, and inherited intergenerational burdens. If you're ready to do the deep, meaningful work, you’re in the right place. I believe therapy isn’t just about treating symptoms—it’s about understanding the deeper systems and social symbols that shape your experience. Trauma does not exist in a vacuum. It’s personal and political. Your story matters in every dimension. This is an invitation to reclaim your narrative, reconnect with your parts, and move through the world with more clarity, compassion, and power.
(415) 949-2463 View (415) 949-2463
Photo of Roxanna McCabe, Pre-Licensed Professional, AMFT
Roxanna McCabe
Pre-Licensed Professional, AMFT
1 Endorsed
Online Only
We are in network with Aetna and are happy to support you, give us a call today!
Do you feel stuck between two worlds while balancing family expectations and creating a life that feels true to you? Growing up with immigrant parents or grandparents who made sacrifices for a better future is often connected to experiences of intergenerational trauma, self-doubt, guilt, or pressure to succeed. You might struggle with anxiety, stress, burnout, perfectionism, or people-pleasing, while navigating a world that constantly tells you you’re not doing enough. Comparing your life to social media highlight reels can make you feel behind, less successful, or like you should have it all figured out.
We are in network with Aetna and are happy to support you, give us a call today!
Do you feel stuck between two worlds while balancing family expectations and creating a life that feels true to you? Growing up with immigrant parents or grandparents who made sacrifices for a better future is often connected to experiences of intergenerational trauma, self-doubt, guilt, or pressure to succeed. You might struggle with anxiety, stress, burnout, perfectionism, or people-pleasing, while navigating a world that constantly tells you you’re not doing enough. Comparing your life to social media highlight reels can make you feel behind, less successful, or like you should have it all figured out.
(818) 918-5801 View (818) 918-5801

See more therapy options for San Francisco

Aetna Therapists

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy