Photo of Naara Lopez, Marriage & Family Therapist in Wilmington, NC
Naara Lopez
Marriage & Family Therapist, LMFT, EMDR, TF-CBT, TRP-p, MDFT
Verified Verified
1 Endorsed
Wilmington, NC 28409  (Online Only)
Trauma is a normal reaction of the brain to an abnormal event, causing a stagnation that does not allow us to enjoy our present life. The problem around the word trauma is the stigma that follows it, defining it as something shameful. Consequently, this stigma prevents us from reaching out for help. My clinical experience includes working with individuals, family, and couples suffering from anxiety, depression, grief, divorce/separation, trauma symptoms such as PTSD, emotional, neglect, and sexual abuse, family dynamics, racial and gender discrimination, , including LGBTQIA+, and immigration trauma.
Trauma is a normal reaction of the brain to an abnormal event, causing a stagnation that does not allow us to enjoy our present life. The problem around the word trauma is the stigma that follows it, defining it as something shameful. Consequently, this stigma prevents us from reaching out for help. My clinical experience includes working with individuals, family, and couples suffering from anxiety, depression, grief, divorce/separation, trauma symptoms such as PTSD, emotional, neglect, and sexual abuse, family dynamics, racial and gender discrimination, , including LGBTQIA+, and immigration trauma.
(910) 776-4405 View (910) 776-4405
Photo of Buffy Taylor, Clinical Social Work/Therapist in Wilmington, NC
Buffy Taylor
Clinical Social Work/Therapist, LCSW, LCAS, CCS
Verified Verified
2 Endorsed
Wilmington, NC 28401
I specialize in supporting individuals who face depression, anxiety, mood/behavioral issues, and trauma. My expertise lies in working with survivors of sexual trauma and abuse, offering compassionate guidance and utilizing evidence-based therapies such as EMDR (Eye Movement Desensitization and Reprocessing) to help process and overcome past barriers. Additionally, as an Addictions Specialist, I am committed to assisting those navigating substance use and recovery.
I specialize in supporting individuals who face depression, anxiety, mood/behavioral issues, and trauma. My expertise lies in working with survivors of sexual trauma and abuse, offering compassionate guidance and utilizing evidence-based therapies such as EMDR (Eye Movement Desensitization and Reprocessing) to help process and overcome past barriers. Additionally, as an Addictions Specialist, I am committed to assisting those navigating substance use and recovery.
(910) 812-3496 View (910) 812-3496
Photo of Garlande Powell, Clinical Social Work/Therapist in Wilmington, NC
Garlande Powell
Clinical Social Work/Therapist, MSW, LCSW, LCAS, CCS, ICAADC
Verified Verified
1 Endorsed
Wilmington, NC 28403
My purpose is to assist you in restoring your soul to health and peace, whatever the conflict you are struggling with today. I have assisted people in overcoming their abuse, anxiety, anger, grief, addictions, stress, and depression. Pulling from my professional training and combining this with Biblical principles to enhance my effectiveness as God brings restoration and healing. My intent is to help you learn new strategies and develop better resources to overcome the challenges you are facing. I endeavor to walk this journey beside you to improve your life and give you the tools to maintain your new healthy lifestyle.
My purpose is to assist you in restoring your soul to health and peace, whatever the conflict you are struggling with today. I have assisted people in overcoming their abuse, anxiety, anger, grief, addictions, stress, and depression. Pulling from my professional training and combining this with Biblical principles to enhance my effectiveness as God brings restoration and healing. My intent is to help you learn new strategies and develop better resources to overcome the challenges you are facing. I endeavor to walk this journey beside you to improve your life and give you the tools to maintain your new healthy lifestyle.
(910) 292-4215 View (910) 292-4215
Photo of Sara Forcella, Clinical Social Work/Therapist in Wilmington, NC
Sara Forcella
Clinical Social Work/Therapist, MA-WGS, MSW, LCSW, CCTP-II
Verified Verified
17 Endorsed
Wilmington, NC 28403
Waitlist for new clients
With non-violence as a guiding principle, I offer a trauma informed, anti-racist, LGBTQ+ affirming, fat positive, pro-reproductive-freedom space.
Are you constantly on edge or worried? Do you feel stuck in past pain? Maybe you struggle to feel secure in relationships. You may get flooded by big emotions or have learned to ignore your needs altogether. Humans were designed to face adversity, but we weren't meant to face it alone. Hey I'm Sara! I'm passionate about helping clients find relief from anxiety and reconnect with their authentic selves after trauma. With a decade of experience in the trauma field, I specialize in treating adult women with a history of complex and relational trauma. I have specilized training on treating adult children of emotionally immature parents.
With non-violence as a guiding principle, I offer a trauma informed, anti-racist, LGBTQ+ affirming, fat positive, pro-reproductive-freedom space.
Are you constantly on edge or worried? Do you feel stuck in past pain? Maybe you struggle to feel secure in relationships. You may get flooded by big emotions or have learned to ignore your needs altogether. Humans were designed to face adversity, but we weren't meant to face it alone. Hey I'm Sara! I'm passionate about helping clients find relief from anxiety and reconnect with their authentic selves after trauma. With a decade of experience in the trauma field, I specialize in treating adult women with a history of complex and relational trauma. I have specilized training on treating adult children of emotionally immature parents.
(984) 205-7474 View (984) 205-7474
Photo of Suzanne Nardozzi, Clinical Social Work/Therapist in Wilmington, NC
Suzanne Nardozzi
Clinical Social Work/Therapist, LCSW
Verified Verified
2 Endorsed
Wilmington, NC 28412
Accepting new clients! I am passionate about working with children and their families. Children are learning about the world around them and they often don't know what their feelings mean or how to communicate them quite yet. When children have been through stressful things, it is even harder for them to express their feelings. And those feelings can come out of kids in big ways! As adults, we can struggle to understand how to help young ones when their emotions get really big. As their adult, you want to help your child and you also need someone to support you. That is where I can help.
Accepting new clients! I am passionate about working with children and their families. Children are learning about the world around them and they often don't know what their feelings mean or how to communicate them quite yet. When children have been through stressful things, it is even harder for them to express their feelings. And those feelings can come out of kids in big ways! As adults, we can struggle to understand how to help young ones when their emotions get really big. As their adult, you want to help your child and you also need someone to support you. That is where I can help.
(910) 400-8360 View (910) 400-8360
Photo of Stacy M Rush, Counselor in Wilmington, NC
Stacy M Rush
Counselor, MA, LCMHC, LPC
Verified Verified
1 Endorsed
Wilmington, NC 28411  (Online Only)
Waitlist for new clients
I believe therapy is a way to enrich life and develop connection in a space with compassion and free of judgment. My methods involve treating the whole person, mind, body & spirit. I believe it is important to identify and process emotion, non-verbal communication, somatic expressions and subconscious processes. Memories play a part in how our brains process and store meaning to life. Misinterpreted meaning sometimes becomes internalized and leaves us with unwanted thoughts, feelings, and behaviors. As we work together we process those memories leaving undesired mind/body connections behind.
I believe therapy is a way to enrich life and develop connection in a space with compassion and free of judgment. My methods involve treating the whole person, mind, body & spirit. I believe it is important to identify and process emotion, non-verbal communication, somatic expressions and subconscious processes. Memories play a part in how our brains process and store meaning to life. Misinterpreted meaning sometimes becomes internalized and leaves us with unwanted thoughts, feelings, and behaviors. As we work together we process those memories leaving undesired mind/body connections behind.
(252) 302-2418 View (252) 302-2418
Photo of Charles Barden, Counselor in Wilmington, NC
Charles Barden
Counselor, MA, EL, LCMHC
Verified Verified
Wilmington, NC 28405
I enjoy working with a diverse population of people. I have had a lot of success working with individuals and couples with substance use issues and addictions as well as those with process addictions such as sex/pornography, gambling, etc. Many times, these addictions are rooted in trauma of some kind. Many times, they will manifest in mood disorders, anxiety, depression, and other pervasive disorders. I want the opportunity to help you navigate through those and beat them. We all know that life is difficult but it doesn't have to be this way everyday. Let's get started on finding who we are together and living life again.
I enjoy working with a diverse population of people. I have had a lot of success working with individuals and couples with substance use issues and addictions as well as those with process addictions such as sex/pornography, gambling, etc. Many times, these addictions are rooted in trauma of some kind. Many times, they will manifest in mood disorders, anxiety, depression, and other pervasive disorders. I want the opportunity to help you navigate through those and beat them. We all know that life is difficult but it doesn't have to be this way everyday. Let's get started on finding who we are together and living life again.
(910) 386-0074 View (910) 386-0074
Photo of Cheryl Maddux, Clinical Social Work/Therapist in Wilmington, NC
Cheryl Maddux
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
1 Endorsed
Wilmington, NC 28401
Hi, I'm Cheryl. I have 20+ years of experience as a Clinical Social Worker/therapist. I see therapy as a process of introspection with compassion. Within therapy, one learns to listen and respond with compassion for oneself and others. In therapy, one can develop the ability to expand awareness and be more flexible in making life choices. My specialties include depression, anxiety, loss and grief, relationship issues, gay and lesbian issues, and trauma. I use a blend of cognitive behavioral and psychodynamic models and work with individuals, couples and groups.
Hi, I'm Cheryl. I have 20+ years of experience as a Clinical Social Worker/therapist. I see therapy as a process of introspection with compassion. Within therapy, one learns to listen and respond with compassion for oneself and others. In therapy, one can develop the ability to expand awareness and be more flexible in making life choices. My specialties include depression, anxiety, loss and grief, relationship issues, gay and lesbian issues, and trauma. I use a blend of cognitive behavioral and psychodynamic models and work with individuals, couples and groups.
(910) 212-4660 View (910) 212-4660
Photo of Brittany Patterson, Clinical Social Work/Therapist in Wilmington, NC
Brittany Patterson
Clinical Social Work/Therapist, LCSW
Verified Verified
4 Endorsed
Wilmington, NC 28403
Waitlist for new clients
"The world breaks everyone, but some are strong at the broken places." -Ernest Hemingway. We all encounter challenges from time to time that seem to break us but with support we can strengthen the broken places to become whole again. If you are facing challenges in life with PTSD, depression, anxiety, relationship challenges or parenting needs I will help come alongside you to find the strength to heal and become whole again. I work with individuals of all ages (0-adult) as well as families. I take a holistic client centered approach to therapy.
"The world breaks everyone, but some are strong at the broken places." -Ernest Hemingway. We all encounter challenges from time to time that seem to break us but with support we can strengthen the broken places to become whole again. If you are facing challenges in life with PTSD, depression, anxiety, relationship challenges or parenting needs I will help come alongside you to find the strength to heal and become whole again. I work with individuals of all ages (0-adult) as well as families. I take a holistic client centered approach to therapy.
(910) 405-8825 View (910) 405-8825
Photo of Gregg Goodwin, Marriage & Family Therapist in Wilmington, NC
Gregg Goodwin
Marriage & Family Therapist, LMFT
Verified Verified
Wilmington, NC 28403  (Online Only)
Gregg Goodwin is a Licensed Marriage and Family Therapist (LMFT) who has over 21 years of experience assisting clients of all ages to overcome the hurdles created by anxiety, depression, behavioral issues, poor coping skills, and more.
Gregg Goodwin is a Licensed Marriage and Family Therapist (LMFT) who has over 21 years of experience assisting clients of all ages to overcome the hurdles created by anxiety, depression, behavioral issues, poor coping skills, and more.
(910) 727-4778 View (910) 727-4778
Photo of Courtney Wright, Clinical Social Work/Therapist in Wilmington, NC
Courtney Wright
Clinical Social Work/Therapist, LCSW
Verified Verified
Wilmington, NC 28403
Waitlist for new clients
Hello and welcome! I am a Licensed Clinical Social Worker providing therapy at Inner Solutions Counseling Center, focusing on helping adults, adolescents, and families navigate life changes and mental health challenges. The goal of my practice is to provide a safe, empathetic space and bring enthusiasm, compassion, and humor to our work together. My therapeutic approach is highly collaborative, change-oriented and strengths-based. I have over 15 years of direct patient experience and provide treatment for anxiety, depression, trauma, mood disorders, grief, life transitions, relationship struggles, young adult and women’s issues.
Hello and welcome! I am a Licensed Clinical Social Worker providing therapy at Inner Solutions Counseling Center, focusing on helping adults, adolescents, and families navigate life changes and mental health challenges. The goal of my practice is to provide a safe, empathetic space and bring enthusiasm, compassion, and humor to our work together. My therapeutic approach is highly collaborative, change-oriented and strengths-based. I have over 15 years of direct patient experience and provide treatment for anxiety, depression, trauma, mood disorders, grief, life transitions, relationship struggles, young adult and women’s issues.
(910) 586-1402 View (910) 586-1402
Photo of Kara Tolman, Clinical Social Work/Therapist in Wilmington, NC
Kara Tolman
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
7 Endorsed
Wilmington, NC 28403
I specialize in assisting individuals with honoring their most authentic selves as well as navigating some of life’s toughest transitions. As individuals, we are constantly going through transitions whether its welcomed or unwelcomed. Transitions can influence emotional distress and have you questioning your values in life. I can help clients with identifying important values, instilling boundaries, and honoring your most authentic self. I enjoy collaborative and client centered sessions where we both are active participants in the client’s overall wellbeing.
I specialize in assisting individuals with honoring their most authentic selves as well as navigating some of life’s toughest transitions. As individuals, we are constantly going through transitions whether its welcomed or unwelcomed. Transitions can influence emotional distress and have you questioning your values in life. I can help clients with identifying important values, instilling boundaries, and honoring your most authentic self. I enjoy collaborative and client centered sessions where we both are active participants in the client’s overall wellbeing.
(910) 541-8928 View (910) 541-8928
Photo of Salt and Cypress Counseling PLLC, Clinical Social Work/Therapist in Wilmington, NC
Salt and Cypress Counseling PLLC
Clinical Social Work/Therapist
Verified Verified
3 Endorsed
Wilmington, NC 28403
We are a small group practice of down-to-Earth therapists, offering nature-based psychotherapy in Wilmington, NC. Our clients can choose to participate in therapy virtually, in our mid-town office, or outdoors. We understand that playing in the dirt isn't everyone's cup of tea, and that is ok! Our approach always considers the client's unique needs and therapeutic goals. We are able to offer clients individual therapy, couples counseling, family therapy, and group therapy. Have more questions about our services? Check out the website or reach out today to find out more.
We are a small group practice of down-to-Earth therapists, offering nature-based psychotherapy in Wilmington, NC. Our clients can choose to participate in therapy virtually, in our mid-town office, or outdoors. We understand that playing in the dirt isn't everyone's cup of tea, and that is ok! Our approach always considers the client's unique needs and therapeutic goals. We are able to offer clients individual therapy, couples counseling, family therapy, and group therapy. Have more questions about our services? Check out the website or reach out today to find out more.
(910) 782-5292 View (910) 782-5292
Photo of Joseph Rengifo, Licensed Professional Counselor in Wilmington, NC
Joseph Rengifo
Licensed Professional Counselor, MA, LCMHC, LCAS, CCMC, CCSI
Verified Verified
3 Endorsed
Wilmington, NC 28403
Our intrinsic need to adapt and evolve is a double-edge sword. We have developed coping skills that helps us survive external demands, modern society poses a threat to our way of living because we have not been able to catch up. We still behave the way we did thousands of years ago because we have not learned to discriminate between past and present. Let's explore the causes and mechanisms that make your problems what they and create a plan to confront and resolve those issues to protect your mental health. I use an integrative approach to therapy that I call Behavioral Medicine.
Our intrinsic need to adapt and evolve is a double-edge sword. We have developed coping skills that helps us survive external demands, modern society poses a threat to our way of living because we have not been able to catch up. We still behave the way we did thousands of years ago because we have not learned to discriminate between past and present. Let's explore the causes and mechanisms that make your problems what they and create a plan to confront and resolve those issues to protect your mental health. I use an integrative approach to therapy that I call Behavioral Medicine.
(910) 777-5575 View (910) 777-5575
Photo of Gwen Borcyk, Clinical Social Work/Therapist in Wilmington, NC
Gwen Borcyk
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
2 Endorsed
Wilmington, NC 28401
You might be seeking therapy because you feel like no one has your back, that you just can't handle how much crap keeps pilling up on you, because you doubt your ability to manage the craziness of life, the heaviness of it, the complications of family that you love, but who don't always treat you with love and care, you feel weighed down by "failures" and unable to see your strength and successes despite surviving one hard thing after another, and often with limited or poor support. Or maybe you just feel broken and that no one else cares. The truth is most people aren't broken. They may have hearts or minds that have been sprained, but with the right treatment, they can heal. When people come to see me who feel that "no one cares about them" I'm always reminded of how important it is that AT LEAST ONE PERSON cares...and the fact that they got to my office tells me that the MOST important person they can have rooting for them in their life CARES - THEY CARE. They care enough to get the support they need. And that's the first step to widening that circle to create healthy connections so that they don't have to carry that care alone.
You might be seeking therapy because you feel like no one has your back, that you just can't handle how much crap keeps pilling up on you, because you doubt your ability to manage the craziness of life, the heaviness of it, the complications of family that you love, but who don't always treat you with love and care, you feel weighed down by "failures" and unable to see your strength and successes despite surviving one hard thing after another, and often with limited or poor support. Or maybe you just feel broken and that no one else cares. The truth is most people aren't broken. They may have hearts or minds that have been sprained, but with the right treatment, they can heal. When people come to see me who feel that "no one cares about them" I'm always reminded of how important it is that AT LEAST ONE PERSON cares...and the fact that they got to my office tells me that the MOST important person they can have rooting for them in their life CARES - THEY CARE. They care enough to get the support they need. And that's the first step to widening that circle to create healthy connections so that they don't have to carry that care alone.
(336) 459-3277 View (336) 459-3277
Photo of Wilmington Mental Health, Counselor in Wilmington, NC
Wilmington Mental Health
Counselor, LCMHC, LCAS, LCSW, NPMHNP, FNP
Verified Verified
1 Endorsed
Wilmington, NC 28403
Wilmington Mental Health (WMH) provides evidence-based and person-centered treatment to residents of Southeastern North Carolina. Our mission is to offer accessible universal mental health treatment so that everyone in our community has access to the services they need, when and where they need them. WMH integrates multiple therapeutic techniques to create optimal patient experience. WMH understands that life presents difficulties that can reduce the quality of life and happiness of those in our community. These challenges can be detrimental if left on unresolved. Hence, it is critical that access to mental health care exist when individuals need it most. WMH has developed a platform that provides therapeutic support for teenagers, college students, adults, couples, and families. Our compassionate counselors are ready to meet with you to help you resolve challenges and move forward in your life. Get on the road to recovery with Wilmington Mental Health Today! Book a confidential consultation, call 910-777-5575 or email us at info@wmhwc.com.
Wilmington Mental Health (WMH) provides evidence-based and person-centered treatment to residents of Southeastern North Carolina. Our mission is to offer accessible universal mental health treatment so that everyone in our community has access to the services they need, when and where they need them. WMH integrates multiple therapeutic techniques to create optimal patient experience. WMH understands that life presents difficulties that can reduce the quality of life and happiness of those in our community. These challenges can be detrimental if left on unresolved. Hence, it is critical that access to mental health care exist when individuals need it most. WMH has developed a platform that provides therapeutic support for teenagers, college students, adults, couples, and families. Our compassionate counselors are ready to meet with you to help you resolve challenges and move forward in your life. Get on the road to recovery with Wilmington Mental Health Today! Book a confidential consultation, call 910-777-5575 or email us at info@wmhwc.com.
(910) 909-4408 View (910) 909-4408
Photo of Brittni Adkins, Licensed Clinical Mental Health Counselor in Wilmington, NC
Brittni Adkins
Licensed Clinical Mental Health Counselor, LCMHCS
Verified Verified
Wilmington, NC 28403
Brittni Adkins, LCMHCS, is our practice owner and Clinical director. She holds a Master’s of Arts degree from John Carroll University in Clinical Mental Health. Further, she is currently pursuing ongoing certification in forensic counseling for the juvenile justice system. Brittni operates from a combination of Person-Centered and holistic approaches utilizing more innovative evidenced based counseling tools and techniques. Her counseling experience and background include child and adolescent mental health disorders including, developmental trauma, ADHD, social issues, gender identity issues, and bullying.
Brittni Adkins, LCMHCS, is our practice owner and Clinical director. She holds a Master’s of Arts degree from John Carroll University in Clinical Mental Health. Further, she is currently pursuing ongoing certification in forensic counseling for the juvenile justice system. Brittni operates from a combination of Person-Centered and holistic approaches utilizing more innovative evidenced based counseling tools and techniques. Her counseling experience and background include child and adolescent mental health disorders including, developmental trauma, ADHD, social issues, gender identity issues, and bullying.
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Photo of Kimberly Horrell, Counselor in Wilmington, NC
Kimberly Horrell
Counselor, MA, LCMHCA, LMHC
Verified Verified
Wilmington, NC 28401
Let's face it, life can be really messy. People fail you, situations don't turn out like you planned, emotions feel overwhelming—all these things come together to create what can feel like an unsurmountable obstacle. What you desire are solutions to the very situations you are facing, a sense of peace regardless of circumstances, and hope for a much better future. This is where I can help. I work alongside my clients to create lives in which they feel fulfilled, confident, and hopeful for the future. I empower my clients with the skills they need to have joy and peace in their lives and relationships.
Let's face it, life can be really messy. People fail you, situations don't turn out like you planned, emotions feel overwhelming—all these things come together to create what can feel like an unsurmountable obstacle. What you desire are solutions to the very situations you are facing, a sense of peace regardless of circumstances, and hope for a much better future. This is where I can help. I work alongside my clients to create lives in which they feel fulfilled, confident, and hopeful for the future. I empower my clients with the skills they need to have joy and peace in their lives and relationships.
(910) 857-5692 x3011 View (910) 857-5692 x3011
Photo of Jeanne Marshall, Clinical Social Work/Therapist in Wilmington, NC
Jeanne Marshall
Clinical Social Work/Therapist, LCSW, LADC
Verified Verified
Wilmington, NC 28401
Taking new clients. For the last several years, I've worked with military service members and their families. I'm a Veteran myself, though I've worked with a wide variety of people. I work with adults, couples, families, adolescents and school age children. Areas of specific expertise are trauma, addictions (addicts and their families including adult children of alcoholics) GLBTQIA issues and parenting. I focus on empowerment, helping you to find the strength to accomplish your goals.
Taking new clients. For the last several years, I've worked with military service members and their families. I'm a Veteran myself, though I've worked with a wide variety of people. I work with adults, couples, families, adolescents and school age children. Areas of specific expertise are trauma, addictions (addicts and their families including adult children of alcoholics) GLBTQIA issues and parenting. I focus on empowerment, helping you to find the strength to accomplish your goals.
(910) 685-7579 View (910) 685-7579
Photo of David Mabry, Licensed Professional Counselor in Wilmington, NC
David Mabry
Licensed Professional Counselor, MA, LCMHCS, NCC, CHT
Verified Verified
6 Endorsed
Wilmington, NC 28401
Bridging the potential within, along with opening our hearts and minds to all of life's possibilities is the underlying focus of my practice. I believe that therapy is a collaborative one with the client in which strengths within are identified, and assistance is given to help the person find their own inner solutions. Optimal growth and change is achieved by identifying and breaking down those obstacles that stand in the way of a persons true happiness and potential.
Bridging the potential within, along with opening our hearts and minds to all of life's possibilities is the underlying focus of my practice. I believe that therapy is a collaborative one with the client in which strengths within are identified, and assistance is given to help the person find their own inner solutions. Optimal growth and change is achieved by identifying and breaking down those obstacles that stand in the way of a persons true happiness and potential.
(910) 741-1742 View (910) 741-1742
Blue Cross Therapists

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.

Learn more about Insurance Coverage and Finding Affordable Therapy