Anxiety Therapists in Richmond, TX

Photo of Adeola Ayinde, Licensed Professional Counselor Associate in Richmond, TX
Adeola Ayinde
Licensed Professional Counselor Associate, LPCA
Verified Verified
1 Endorsed
Richmond, TX 77407  (Online Only)
I specialize in helping those with anxiety, depression, trauma, and PTSD.
If you are stuck and longing for personal growth and emotional well-being, I am here to assist you. You may have questions about your thoughts, emotions, and behaviors and deserve to be heard and understood. My main objective is to provide you with the necessary tools to manage life's challenges effectively. During this journey, I offer a welcoming and non-judgmental space. I am committed to supporting you as you strive to lead a more fulfilling life, establish healthier relationships, and cope with stress, all driven by your sincere desire to become the best version of yourself.
I specialize in helping those with anxiety, depression, trauma, and PTSD.
If you are stuck and longing for personal growth and emotional well-being, I am here to assist you. You may have questions about your thoughts, emotions, and behaviors and deserve to be heard and understood. My main objective is to provide you with the necessary tools to manage life's challenges effectively. During this journey, I offer a welcoming and non-judgmental space. I am committed to supporting you as you strive to lead a more fulfilling life, establish healthier relationships, and cope with stress, all driven by your sincere desire to become the best version of yourself.
(832) 780-4927 View (832) 780-4927
Photo of Gabriela Gonzalez-Green, Licensed Professional Counselor in Richmond, TX
Gabriela Gonzalez-Green
Licensed Professional Counselor, MEd, LPC
Verified Verified
Richmond, TX 77469  (Online Only)
My specialties include depression, anxiety, adjustment, blended families, premarital/ marriage counseling, and mediation.
I am a bilingual therapist, I work with individuals, couples, and families. I am an integrative therapist who believes in getting to know my clients and finding out where they are in life, allows me to use different techniques that are best suited to each client. Soy una terapista bilingue, trabajo con personas individualmente, parejas, y familias. Me gusta llegar a conocer a mis clientes, de esa manera poder usar el estilo que mas se ajuste al cliente.
My specialties include depression, anxiety, adjustment, blended families, premarital/ marriage counseling, and mediation.
I am a bilingual therapist, I work with individuals, couples, and families. I am an integrative therapist who believes in getting to know my clients and finding out where they are in life, allows me to use different techniques that are best suited to each client. Soy una terapista bilingue, trabajo con personas individualmente, parejas, y familias. Me gusta llegar a conocer a mis clientes, de esa manera poder usar el estilo que mas se ajuste al cliente.
(281) 247-6193 View (281) 247-6193
Photo of Dr. Brandon Sylvester, Psychologist in Richmond, TX
Dr. Brandon Sylvester
Psychologist, PsyD, LCDC-I
Verified Verified
Richmond, TX 77407
My experience includes working with disturbances caused by anxiety, behavior, mood, and trauma.
Some of life's challenges require help. It takes courage, wisdom, and strength to recognize and act on that knowledge. My name is Dr. Brandon Sylvester and my experience focuses on helping adolescents and adults overcome emotional and behavioral difficulties. I believe that when we know better, we do better; so I focus on bringing awareness to unhealthy patterns. I work in close collaboration with you to design a plan for treatment and work side by side with you as we implement each step of the plan.
My experience includes working with disturbances caused by anxiety, behavior, mood, and trauma.
Some of life's challenges require help. It takes courage, wisdom, and strength to recognize and act on that knowledge. My name is Dr. Brandon Sylvester and my experience focuses on helping adolescents and adults overcome emotional and behavioral difficulties. I believe that when we know better, we do better; so I focus on bringing awareness to unhealthy patterns. I work in close collaboration with you to design a plan for treatment and work side by side with you as we implement each step of the plan.
(281) 738-2091 View (281) 738-2091
Photo of Brenda Nash, Clinical Social Work/Therapist in Richmond, TX
Brenda Nash
Clinical Social Work/Therapist
Verified Verified
Richmond, TX 77407
Hello! Thank you for reading my profile. I am Brenda Nash, Licensed Clinical Social Worker, CCM, with a decade of experience. I enjoy working with clients motivated to change their circumstances, whether depression, poor confidence, anxiety, or relationship issues. I specialize in Self Esteem, Anxiety, Depression, Women's Issues, and Relationship Issues. However, cognitive behavior therapy is my preferred approach. I tend to utilize Client-Centered Therapy, Cognitive Behavioral (CBT), Humanistic, Strength-Based, and Integrative or Integral Psychotherapy. I believe that a therapeutic environment is conducive to positive change.
Hello! Thank you for reading my profile. I am Brenda Nash, Licensed Clinical Social Worker, CCM, with a decade of experience. I enjoy working with clients motivated to change their circumstances, whether depression, poor confidence, anxiety, or relationship issues. I specialize in Self Esteem, Anxiety, Depression, Women's Issues, and Relationship Issues. However, cognitive behavior therapy is my preferred approach. I tend to utilize Client-Centered Therapy, Cognitive Behavioral (CBT), Humanistic, Strength-Based, and Integrative or Integral Psychotherapy. I believe that a therapeutic environment is conducive to positive change.
(737) 259-7595 View (737) 259-7595
Photo of Inner-standing Counseling Group, Clinical Social Work/Therapist in Richmond, TX
Inner-standing Counseling Group
Clinical Social Work/Therapist, PhD, LCSW, PsyD
Verified Verified
1 Endorsed
Richmond, TX 77469
With experience in addressing issues relating to anxiety, depression, trauma, parenting and marital issues, I am passionate about providing a safe, supportive, non-judgmental environment.
I provide support and practical feedback to help you effectively address the challenges you are facing in your life. With compassion and understanding, I work with you to help you build on your strengths and attain the personal growth you are committed to accomplishing. Much of my job is to ask you questions you may not have asked yourself, to help you think about yourself and your problems in a new way, so that you can get "unstuck."
With experience in addressing issues relating to anxiety, depression, trauma, parenting and marital issues, I am passionate about providing a safe, supportive, non-judgmental environment.
I provide support and practical feedback to help you effectively address the challenges you are facing in your life. With compassion and understanding, I work with you to help you build on your strengths and attain the personal growth you are committed to accomplishing. Much of my job is to ask you questions you may not have asked yourself, to help you think about yourself and your problems in a new way, so that you can get "unstuck."
(281) 519-3355 View (281) 519-3355
Photo of Lynn Nwosu, Clinical Social Work/Therapist in Richmond, TX
Lynn Nwosu
Clinical Social Work/Therapist, LCSW, JD
Verified Verified
1 Endorsed
Richmond, TX 77469
I focus primarily on anxiety, depression, trauma (including race-based and gender-identity-based trauma), grief and loss, and self-esteem.
Sometimes we're looking for a safe place where we can be seen, heard, and validated. We want someone to hold space for us without judgment or blame. We also may want a road map. Someone who can guide us based on their lived experiences or professional expertise.
I focus primarily on anxiety, depression, trauma (including race-based and gender-identity-based trauma), grief and loss, and self-esteem.
Sometimes we're looking for a safe place where we can be seen, heard, and validated. We want someone to hold space for us without judgment or blame. We also may want a road map. Someone who can guide us based on their lived experiences or professional expertise.
(281) 954-3172 View (281) 954-3172
Photo of Kathryn Gallier, Clinical Social Work/Therapist in Richmond, TX
Kathryn Gallier
Clinical Social Work/Therapist, MSW, MBA, LCSW
Verified Verified
Richmond, TX 77406
I believe it is an honor to be able to work with clients during particularly challenging periods of their lives. I believe God has a purpose and a plan for each of us. Sometimes we need a time of reflection and evaluation of our perspectives to be able to move forward. Seeds of depression and anxiety can be hindering God’s best for our lives. The great news is that these can be overcome.
I believe it is an honor to be able to work with clients during particularly challenging periods of their lives. I believe God has a purpose and a plan for each of us. Sometimes we need a time of reflection and evaluation of our perspectives to be able to move forward. Seeds of depression and anxiety can be hindering God’s best for our lives. The great news is that these can be overcome.
(346) 616-0945 View (346) 616-0945
Photo of Tammie Betts, Licensed Professional Counselor in Richmond, TX
Tammie Betts
Licensed Professional Counselor, LPC, LCDCI
Verified Verified
1 Endorsed
Richmond, TX 77407
My name is Tammie Betts and I am a Licensed Professional Counselor and owner of Healthy Reflections Counseling Services PLLC. If you are struggling to break through the barriers that prevent you from being your best self; I can help you. I have helped individuals navigate a variety of concerns including anxiety, depression, family and relationship conflict, substance use and physical and emotional trauma.
My name is Tammie Betts and I am a Licensed Professional Counselor and owner of Healthy Reflections Counseling Services PLLC. If you are struggling to break through the barriers that prevent you from being your best self; I can help you. I have helped individuals navigate a variety of concerns including anxiety, depression, family and relationship conflict, substance use and physical and emotional trauma.
(832) 479-3129 View (832) 479-3129
Photo of Geraldine 'gigi' Gomez, Art Therapist in Richmond, TX
Geraldine 'gigi' Gomez
Art Therapist, LPC-S, ATR-BC, ITR-C
Verified Verified
4 Endorsed
Richmond, TX 77406
It's overwhelming to grow up in this new stress filled culture, dealing with the intense pressure of family, academics, peers, and now social media! When words are not enough, Art Therapy, a combination of counseling and art making, can bring to light the uncertainty that is felt on the inside. For children, the focus is on the process of art-making to practice healthy habits while improving executive functioning skills. For teens and Adult-children finding meaning and purpose through artistic symbols/metaphors can reduce anxiety about the future. Anyone can do Art Therapy!
It's overwhelming to grow up in this new stress filled culture, dealing with the intense pressure of family, academics, peers, and now social media! When words are not enough, Art Therapy, a combination of counseling and art making, can bring to light the uncertainty that is felt on the inside. For children, the focus is on the process of art-making to practice healthy habits while improving executive functioning skills. For teens and Adult-children finding meaning and purpose through artistic symbols/metaphors can reduce anxiety about the future. Anyone can do Art Therapy!
(281) 214-6631 View (281) 214-6631
Photo of Redefining Minds Mobile Services PLLC, Licensed Professional Counselor in Richmond, TX
Redefining Minds Mobile Services PLLC
Licensed Professional Counselor, MS, LPC, LCDC
Verified Verified
Richmond, TX 77406  (Online Only)
Some share an urgency related to anxiety, depression, unresolved anger, intimacy issues, self-esteem concerns, self-improvement goals, women's issues, occupational stress, relationship stress, some personality disorders, trauma, and interpersonal disputes.
How far have you pushed yourself before you noticed you were preparing to hit a standstill and require help? Had a new baby, job, spouse, or life event? Many clients have expressed anxious tendencies when it appears that they were ready to grow in some capacity. Have you been experiencing an increased fear regarding anything? Feeling stuck? That build-up can be the pressure one needs to speak to a therapist. Sometimes life is super busy with all the demands people tackle each day, and non-judgmental spaces to explore thoughts and emotions can often lead to clarity. I am happy to provide that assistance and various methods.
Some share an urgency related to anxiety, depression, unresolved anger, intimacy issues, self-esteem concerns, self-improvement goals, women's issues, occupational stress, relationship stress, some personality disorders, trauma, and interpersonal disputes.
How far have you pushed yourself before you noticed you were preparing to hit a standstill and require help? Had a new baby, job, spouse, or life event? Many clients have expressed anxious tendencies when it appears that they were ready to grow in some capacity. Have you been experiencing an increased fear regarding anything? Feeling stuck? That build-up can be the pressure one needs to speak to a therapist. Sometimes life is super busy with all the demands people tackle each day, and non-judgmental spaces to explore thoughts and emotions can often lead to clarity. I am happy to provide that assistance and various methods.
(832) 261-7981 View (832) 261-7981
Photo of Gibbs and Associates Counseling Services , Licensed Professional Counselor Associate in Richmond, TX
Gibbs and Associates Counseling Services
Licensed Professional Counselor Associate, LPC-A
Verified Verified
1 Endorsed
Richmond, TX 77469  (Online Only)
I have seen first hand what stress and anxiety can do to individuals in the work place.
Life is difficult at any age. Finding someone that will listen and help guide you along your chosen path is important.
I have seen first hand what stress and anxiety can do to individuals in the work place.
Life is difficult at any age. Finding someone that will listen and help guide you along your chosen path is important.
(832) 787-0393 View (832) 787-0393
Photo of Elaijia Eaton, Licensed Professional Counselor in Richmond, TX
Elaijia Eaton
Licensed Professional Counselor, MS, LPC, LPCC, LCMHC, LCDC
Verified Verified
2 Endorsed
Richmond, TX 77406  (Online Only)
Some share an urgency related to anxiety, depression, unresolved anger, intimacy issues, self-esteem concerns, self-improvement goals, women's issues, occupational stress, relationship stress, some personality disorders, trauma, and interpersonal disputes.
How far have you pushed yourself before you noticed you were preparing to hit a standstill and require help? Had a new baby, job, spouse, or life event? Many clients have expressed anxious tendencies when it appears that they were ready to grow in some capacity. Have you been experiencing increased fear regarding anything? Feeling stuck? That build-up can be the pressure one needs to speak to a therapist. Sometimes life is super busy with all the demands people tackle each day, and non-judgmental spaces to explore thoughts and emotions can often lead to clarity. I am happy to provide that assistance and various methods.
Some share an urgency related to anxiety, depression, unresolved anger, intimacy issues, self-esteem concerns, self-improvement goals, women's issues, occupational stress, relationship stress, some personality disorders, trauma, and interpersonal disputes.
How far have you pushed yourself before you noticed you were preparing to hit a standstill and require help? Had a new baby, job, spouse, or life event? Many clients have expressed anxious tendencies when it appears that they were ready to grow in some capacity. Have you been experiencing increased fear regarding anything? Feeling stuck? That build-up can be the pressure one needs to speak to a therapist. Sometimes life is super busy with all the demands people tackle each day, and non-judgmental spaces to explore thoughts and emotions can often lead to clarity. I am happy to provide that assistance and various methods.
(832) 219-6673 View (832) 219-6673
Photo of Stephanie Rodenberg-Lewis, Licensed Professional Counselor in Richmond, TX
Stephanie Rodenberg-Lewis
Licensed Professional Counselor, LPC, RPT, CSC, NCC
Verified Verified
Richmond, TX 77469
Waitlist for new clients
You love your child more than anything and you’d do anything to help them. Lately you are noticing an increase in concerning behaviors. Maybe you’ve noticed that they seem to worry about things that were previously not a problem. Perhaps they have gone through some recent life transitions and they are having difficulty regulating their emotions. Or maybe you’ve started getting phone calls and emails from school. You aren’t sure where to turn but you know that something is “off” with your child. It may be affecting their behavior, their emotions, and even their eating and sleeping habits. You know you need some help.
You love your child more than anything and you’d do anything to help them. Lately you are noticing an increase in concerning behaviors. Maybe you’ve noticed that they seem to worry about things that were previously not a problem. Perhaps they have gone through some recent life transitions and they are having difficulty regulating their emotions. Or maybe you’ve started getting phone calls and emails from school. You aren’t sure where to turn but you know that something is “off” with your child. It may be affecting their behavior, their emotions, and even their eating and sleeping habits. You know you need some help.
(713) 364-1226 View (713) 364-1226
Photo of Brenda Moreno, Licensed Professional Counselor in Richmond, TX
Brenda Moreno
Licensed Professional Counselor, MEd, LPC
Verified Verified
6 Endorsed
Richmond, TX 77406
Life challenges can cause us to feel anxious, depressed, and overwhelmed. Together we will create a new path to a more balanced and peaceful lifestyle. I will provide you with a safe, non-judgmental environment where we can explore the challenges you may be facing. The goal during the counseling sessions is to self-explore and to identify healthy coping skills to help you achieve self-improvement and create healthy connections. I work with individuals, couples, and families. I am trained in Emotionally Focused Therapy and Gottman Method Couples Counseling and I am fluent in English and Spanish.
Life challenges can cause us to feel anxious, depressed, and overwhelmed. Together we will create a new path to a more balanced and peaceful lifestyle. I will provide you with a safe, non-judgmental environment where we can explore the challenges you may be facing. The goal during the counseling sessions is to self-explore and to identify healthy coping skills to help you achieve self-improvement and create healthy connections. I work with individuals, couples, and families. I am trained in Emotionally Focused Therapy and Gottman Method Couples Counseling and I am fluent in English and Spanish.
(346) 746-7920 View (346) 746-7920
Photo of Rama G Gerig, Clinical Social Work/Therapist in Richmond, TX
Rama G Gerig
Clinical Social Work/Therapist, LCSW, FSW, SEP, LLC
Verified Verified
1 Endorsed
Richmond, TX 77406
Waitlist for new clients
Together we can work through trauma, addiction, interpersonal relationships, communication conflicts, and anxiety management, so that you can start living a happier, stress free, and more fulfilled life!.
My focus is to help individuals heal, energize, and become aware of their inner strengths. This is achieved by providing a neutral safe space, listening to your concerns, and customizing a treatment plan tailored for your needs. I promise to be there for you every possible step of your journey. My goal is to help you grow from your struggles, heal from your pain, and move forward to where you want to be in your life.
Together we can work through trauma, addiction, interpersonal relationships, communication conflicts, and anxiety management, so that you can start living a happier, stress free, and more fulfilled life!.
My focus is to help individuals heal, energize, and become aware of their inner strengths. This is achieved by providing a neutral safe space, listening to your concerns, and customizing a treatment plan tailored for your needs. I promise to be there for you every possible step of your journey. My goal is to help you grow from your struggles, heal from your pain, and move forward to where you want to be in your life.
(281) 784-3826 x281960 View (281) 784-3826 x281960
Photo of Dr. Roger D. Vazquez, Licensed Professional Counselor in Richmond, TX
Dr. Roger D. Vazquez
Licensed Professional Counselor, PhD, LPC, LCDC
Verified Verified
Richmond, TX 77406
I have experience working with a wide variety of life problems and mental health disorders, but my primary interests include depression, anxiety, bipolar disorder, Attention Deficit Hyperactivity Disorder (ADHD), Post Traumatic Stress Disorder (PTSD), academic issues, panic/phobias, anger management, addiction, couples, marriage, and family relationship issues.
I have experience working with a wide variety of life problems and mental health disorders, but my primary interests include depression, anxiety, bipolar disorder, Attention Deficit Hyperactivity Disorder (ADHD), Post Traumatic Stress Disorder (PTSD), academic issues, panic/phobias, anger management, addiction, couples, marriage, and family relationship issues.
(281) 666-9607 View (281) 666-9607
Photo of Sarah Ali, Counselor in Richmond, TX
Sarah Ali
Counselor, MS, LPC
Verified Verified
Richmond, TX 77469
Specialties include depression, anxiety, couples/marriage/family, self-esteem and holistic alternatives to psychiatric medication.
Are you intimidated by going to a therapist? Feel bogged down by always having to take tons of meds with side effects? Well Sarah Ali developed an innovative approach combining psychotherapy with nutritional healing and clinical aromatherapy as an alternative to psychotropic medication. Miss Ali and associates offer individual and group psychotherapy, life coaching and nutritional medicine services. Wellness programs, marital and premarital retreats are also available. Weekday evening and weekend appointments are available as well as video based teletherapy for out of town clients.
Specialties include depression, anxiety, couples/marriage/family, self-esteem and holistic alternatives to psychiatric medication.
Are you intimidated by going to a therapist? Feel bogged down by always having to take tons of meds with side effects? Well Sarah Ali developed an innovative approach combining psychotherapy with nutritional healing and clinical aromatherapy as an alternative to psychotropic medication. Miss Ali and associates offer individual and group psychotherapy, life coaching and nutritional medicine services. Wellness programs, marital and premarital retreats are also available. Weekday evening and weekend appointments are available as well as video based teletherapy for out of town clients.
(832) 850-2676 View (832) 850-2676
Photo of Margaret M Warner, Licensed Professional Counselor in Richmond, TX
Margaret M Warner
Licensed Professional Counselor, LPC
Verified Verified
Richmond, TX 77469
Anxiety, depression, self-esteem, making wrong choices, and family difficulties can all impact a person's life.
Now accepting BCBS, CIGNA, United Health Care / Optum and AETNA. It's about transformation. My passion is rooted in helping an individual, couples, and families navigate through difficult times in their lives. Having a compassionate person available to listen to your struggles is sometimes all one needs. I enjoy working along side my clients as they discover new ways to handle difficulties. For almost 25 years I have provided counseling in multiple settings including one-on-one and group, crisis department, grief groups, MHMR, and schools (teens).
Anxiety, depression, self-esteem, making wrong choices, and family difficulties can all impact a person's life.
Now accepting BCBS, CIGNA, United Health Care / Optum and AETNA. It's about transformation. My passion is rooted in helping an individual, couples, and families navigate through difficult times in their lives. Having a compassionate person available to listen to your struggles is sometimes all one needs. I enjoy working along side my clients as they discover new ways to handle difficulties. For almost 25 years I have provided counseling in multiple settings including one-on-one and group, crisis department, grief groups, MHMR, and schools (teens).
(713) 766-5751 View (713) 766-5751
Photo of Loyd Bathan Agra, Licensed Professional Counselor in Richmond, TX
Loyd Bathan Agra
Licensed Professional Counselor, MA, LPC
Verified Verified
1 Endorsed
Richmond, TX 77406  (Online Only)
My specialty is cognitive behavioral psychology with an emphasis on the treatment of Depressive Disorders, Anxiety Disorders, Interpersonal/Relationship Issues, and Trauma recovery.
When working with my clients, it's critical that we develop a trusting relationship through which we can explore their experience. Then by helping the client to increase their own awareness and understanding of the relationship between thoughts, emotions, and behaviors, the client is given the tools and skills necessary to manage their emotions and behaviors more effectively, resolve personal issues, and increase the quality of their relationships with the people who are most important to them.
My specialty is cognitive behavioral psychology with an emphasis on the treatment of Depressive Disorders, Anxiety Disorders, Interpersonal/Relationship Issues, and Trauma recovery.
When working with my clients, it's critical that we develop a trusting relationship through which we can explore their experience. Then by helping the client to increase their own awareness and understanding of the relationship between thoughts, emotions, and behaviors, the client is given the tools and skills necessary to manage their emotions and behaviors more effectively, resolve personal issues, and increase the quality of their relationships with the people who are most important to them.
(713) 587-9984 View (713) 587-9984
Photo of Frances Dee Cook, Licensed Professional Counselor in Richmond, TX
Frances Dee Cook
Licensed Professional Counselor, MEd, LPC, NCC
Verified Verified
1 Endorsed
Richmond, TX 77407
Play therapy allows children to work through frustrations or fears in a nonthreatening setting.
I feel most people have the ability to change their behavior and how they feel about their concerns. The methods I use in counseling are ones that focus on clients using their natural skills to change their feelings and behaviors and learn new ways that maintain change.
Play therapy allows children to work through frustrations or fears in a nonthreatening setting.
I feel most people have the ability to change their behavior and how they feel about their concerns. The methods I use in counseling are ones that focus on clients using their natural skills to change their feelings and behaviors and learn new ways that maintain change.
(281) 836-4994 View (281) 836-4994
Anxiety Therapists

What are the most common treatments for anxiety?

Talk therapy, particularly cognitive behavioral therapy, is the most common treatment for anxiety. Studies have shown it is equally effective as medication. Other popular forms of therapy are popular, depending on a patient’s experience. Exposure therapy, for instance, can be useful for people dealing with fears and phobias, or who have experienced traumatic events. Dialectical Behavioral Therapy may be useful for patients who need help with emotion regulation. Anxiolytic medications, like benzodiazepines, can also help with calming a person enough to focus on the skills they’ve learned, and physical exercise has been shown to help symptoms of anxiety across the board.

How long does therapy for anxiety take to work?

The amount of time needed to alleviate symptoms depends on the severity of a person’s condition. Some therapies may take 5-20 weekly sessions to show results. Anti-depressant medications typically take two to four weeks before a benefit is felt. Anti-anxiety medications are felt typically within 20-30 minutes. Medications are best used to offer a patient a better headspace in which to work on techniques learned in therapy. Exercise, improved sleep habits, and meditation are effective, but takes weeks or months to show results.

When should I seek treatment for anxiety?

Everyone feels anxious at times, but when anxiety causes disruption to your daily life, it may be time to seek help. Such disruption can be mental, physical, or both: having fear dominate your thoughts, avoiding situations or objects that bring on feelings of anxiety, or experiencing shortness of breath, sweating, dizziness, or panic attacks. When these symptoms are recurrent and distressing, it may be time to talk to someone.

How effective is treatment for anxiety?

Treatment for anxiety has been shown to be moderately to highly effective, according to a large body of psychology studies and analyses. For some people, treatment using CBT or exposure therapy alone is effective. Others respond best to a combination of medication and therapy.