Photo of Cheryl R Buscaglia, Counselor in Bohemia, NY
Cheryl R Buscaglia
Counselor, LMHC, CASAC-t
Verified Verified
Bohemia, NY 11716
I am a Licensed Mental Health Counselor and Substance Abuse Counselor(t).
Are you going through a tough time? Are you so full of anxiety that you find it challenging to navigate through the day? Parents, do you have a child that is struggling to focus at school or control their emotions? Are you hesitant to talk to somebody for fear of being judged? Are you sick and tired of being sick and tired? Starting a journey in therapy can be scary, however it might just be the best decision of your life. Through experience, I've come to learn that there is nothing more comforting than hearing the words “I understand, I’ve been there or I can relate.”
I am a Licensed Mental Health Counselor and Substance Abuse Counselor(t).
Are you going through a tough time? Are you so full of anxiety that you find it challenging to navigate through the day? Parents, do you have a child that is struggling to focus at school or control their emotions? Are you hesitant to talk to somebody for fear of being judged? Are you sick and tired of being sick and tired? Starting a journey in therapy can be scary, however it might just be the best decision of your life. Through experience, I've come to learn that there is nothing more comforting than hearing the words “I understand, I’ve been there or I can relate.”
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More Therapists Nearby

Photo of The Mindful Parent Child & Family Therapy LCSW, Clinical Social Work/Therapist in Bohemia, NY
The Mindful Parent Child & Family Therapy LCSW
Clinical Social Work/Therapist, LCSW
Verified Verified
Commack, NY 11725
What is a “mindful parent,” exactly? A mindful parent is the one that asks: how do I know that what I am doing is preparing my child mentally and emotionally for an increasingly complex future? How do I optimize the relationship I have with them right now to better ensure they become an adult that is empowered not entitled, self-reliant and compassionate, curious, and competent in a world of increasing artifice? Those are great questions and, luckily, we have the answers. Developmental research has identified ways you can enhance the parent-child relationship to prepare your child for a more secure, autonomous adulthood.
What is a “mindful parent,” exactly? A mindful parent is the one that asks: how do I know that what I am doing is preparing my child mentally and emotionally for an increasingly complex future? How do I optimize the relationship I have with them right now to better ensure they become an adult that is empowered not entitled, self-reliant and compassionate, curious, and competent in a world of increasing artifice? Those are great questions and, luckily, we have the answers. Developmental research has identified ways you can enhance the parent-child relationship to prepare your child for a more secure, autonomous adulthood.
(860) 850-2211 View (860) 850-2211
Photo of Fanchette (Fanny) Grunblatt, Clinical Social Work/Therapist in Bohemia, NY
Fanchette (Fanny) Grunblatt
Clinical Social Work/Therapist, LMSW
Verified Verified
Smithtown, NY 11787  (Online Only)
What do you think of therapy? Does it intimidate you? In your thoughts, do you think the therapist is an out of touch, stodgy, judgmental person prying into sensitive topics or boring you with monotone lectures? Could therapy actually be fun? Or something you look forward to? What if therapy didn’t have to be scary or always serious but a time you set aside for yourself which you actually enjoy?
What do you think of therapy? Does it intimidate you? In your thoughts, do you think the therapist is an out of touch, stodgy, judgmental person prying into sensitive topics or boring you with monotone lectures? Could therapy actually be fun? Or something you look forward to? What if therapy didn’t have to be scary or always serious but a time you set aside for yourself which you actually enjoy?
(631) 250-5711 View (631) 250-5711
Photo of Niva L. Correa, Counselor in Bohemia, NY
Niva L. Correa
Counselor, MS, LMHC
Verified Verified
Brentwood, NY 11717  (Online Only)
"We make a living by what we get, but we make a life by what we give." ~Winston Churchill
"We make a living by what we get, but we make a life by what we give." ~Winston Churchill
(516) 980-3039 View (516) 980-3039
Photo of Transitions Counseling Services, Clinical Social Work/Therapist in Bohemia, NY
Transitions Counseling Services
Clinical Social Work/Therapist, LCSW, CASAC, CPP
Verified Verified
4 Endorsed
Smithtown, NY 11787
Are you feeling unhappy about your life at this point. often depression is masked with the use of alcohol, drugs or some other kind of compulsive behavior. I have over 30 years treating families, couples, and individuals with these problems. There is no need to continue unhappiness when help is available. Asking for help is the first step, take it now.
Are you feeling unhappy about your life at this point. often depression is masked with the use of alcohol, drugs or some other kind of compulsive behavior. I have over 30 years treating families, couples, and individuals with these problems. There is no need to continue unhappiness when help is available. Asking for help is the first step, take it now.
(631) 253-8344 View (631) 253-8344
Photo of Danielle D Relyea, Clinical Social Work/Therapist in Bohemia, NY
Danielle D Relyea
Clinical Social Work/Therapist, MSW, LCSW, -R, EMDR, -AF
Verified Verified
Smithtown, NY 11787
It takes courage to seek guidance and can take a few tries to connect with a Mental Health Professional thatcan meet your needs. So keep trying until you meet that person & don't give up Hope!:) I have twenty plus years experience in mental health care, I'm dedicated to decreasing mental health stigma, highly passionate about understanding our mind practicing progressive, advanced, integrative treatment approaches. I'm always learning & growing from my work with clients & consider it a sacred privilege to assist another in their healing journey. I treat a broad range of issues, including but not limited to the most common in human experience: Depression, Anxiety, Trauma, Addiction, Grief & Loss, Relationship Difficulties, & Stress management. Whole Person, Multifaceted approach All the best in your wellness journey Danielle :)
It takes courage to seek guidance and can take a few tries to connect with a Mental Health Professional thatcan meet your needs. So keep trying until you meet that person & don't give up Hope!:) I have twenty plus years experience in mental health care, I'm dedicated to decreasing mental health stigma, highly passionate about understanding our mind practicing progressive, advanced, integrative treatment approaches. I'm always learning & growing from my work with clients & consider it a sacred privilege to assist another in their healing journey. I treat a broad range of issues, including but not limited to the most common in human experience: Depression, Anxiety, Trauma, Addiction, Grief & Loss, Relationship Difficulties, & Stress management. Whole Person, Multifaceted approach All the best in your wellness journey Danielle :)
(631) 734-0415 View (631) 734-0415
Photo of Pamela Babcock, Clinical Social Work/Therapist in Bohemia, NY
Pamela Babcock
Clinical Social Work/Therapist, LCSW
Verified Verified
2 Endorsed
Patchogue, NY 11772  (Online Only)
At East End Mental Health, we believe in the integrative approach to behavioral health and psychiatric care. We offer our clients comprehensive array of treatment options which include individual psychotherapy, couples counseling, psychotherapy groups, psychiatric evaluations, psychopharmacotherapies, and laboratory diagnostic/genetic testing services.
At East End Mental Health, we believe in the integrative approach to behavioral health and psychiatric care. We offer our clients comprehensive array of treatment options which include individual psychotherapy, couples counseling, psychotherapy groups, psychiatric evaluations, psychopharmacotherapies, and laboratory diagnostic/genetic testing services.
(631) 213-6689 View (631) 213-6689
Photo of Your Therapist, PLLC, Clinical Social Work/Therapist in Bohemia, NY
Your Therapist, PLLC
Clinical Social Work/Therapist, LCSW-R, CASAC
Verified Verified
5 Endorsed
Bay Shore, NY 11706  (Online Only)
Kudos to you! It takes such strength to acknowledge and respond to your needs and therapy is an incredibly effective way of gaining insight to promote self growth and achieve happiness. Our behaviors and day to day interactions with the world and the people in it, as well as how we feel about it, are based on a series of different parts; our thoughts, our experiences and our life events. My aim is to help you navigate difficult events, repair unhealthy interactions and get to the root of the issue; reframing unproductive thoughts and negative experiences so it is no longer hindering and you can become a better you.
Kudos to you! It takes such strength to acknowledge and respond to your needs and therapy is an incredibly effective way of gaining insight to promote self growth and achieve happiness. Our behaviors and day to day interactions with the world and the people in it, as well as how we feel about it, are based on a series of different parts; our thoughts, our experiences and our life events. My aim is to help you navigate difficult events, repair unhealthy interactions and get to the root of the issue; reframing unproductive thoughts and negative experiences so it is no longer hindering and you can become a better you.
(516) 473-0389 View (516) 473-0389

Online Therapists

Photo of Steve Akchayan, Counselor in Bohemia, NY
Steve Akchayan
Counselor, LMHC
Verified Verified
1 Endorsed
New York, NY 10016
Steve uses an integrative approach to best tailor to his clients individual needs, goals, and expectations. Techniques vary with a focus around CBT, a person-centered approach, and REBT. He also utilizes a Positive Confrontational approach, where he therapeutically challenges and confronts clients' negative perceptions, beliefs, assumptions, and automatic thoughts. Steve works with clients from all backgrounds on issues including substance abuse, depression, anxiety, suicidal ideation, personality disorders, and chronic pain.
Steve uses an integrative approach to best tailor to his clients individual needs, goals, and expectations. Techniques vary with a focus around CBT, a person-centered approach, and REBT. He also utilizes a Positive Confrontational approach, where he therapeutically challenges and confronts clients' negative perceptions, beliefs, assumptions, and automatic thoughts. Steve works with clients from all backgrounds on issues including substance abuse, depression, anxiety, suicidal ideation, personality disorders, and chronic pain.
(646) 916-5357 View (646) 916-5357
Photo of Joseph LaBadia, Counselor in Bohemia, NY
Joseph LaBadia
Counselor, MA, LMHC, NCC
Verified Verified
12 Endorsed
New York, NY 10016
I help my clients learn and enhance their abilities to utilize their own strengths in order to overcome issues such as depression, anxiety, relationship issues, substance abuse, and daily or work related stress. I put in a strong effort to connect with my clients and create a working alliance. The treatment I provide is a collaborative process where we will work together for positive changes. I've spent the last five years training and working with clients at institutions such as New York Presbyterian Hospital, the William Alanson White Institute, New York University, and Cornell Medical College.
I help my clients learn and enhance their abilities to utilize their own strengths in order to overcome issues such as depression, anxiety, relationship issues, substance abuse, and daily or work related stress. I put in a strong effort to connect with my clients and create a working alliance. The treatment I provide is a collaborative process where we will work together for positive changes. I've spent the last five years training and working with clients at institutions such as New York Presbyterian Hospital, the William Alanson White Institute, New York University, and Cornell Medical College.
(646) 601-5172 View (646) 601-5172
Photo of Rothschild Counseling Therapy Center, Counselor in Bohemia, NY
Rothschild Counseling Therapy Center
Counselor, LMHC, MA
Verified Verified
Brooklyn, NY 11235  (Online Only)
We also provide psychological support to individuals, who are going through divorce or dealing with issues of infidelity, or separation, due to partner's neglect or abuse.
At Rothschild Mental Health Counseling Center, we provide high quality care and psychotherapy services, psychological support and treatment to adults, couples, children, and groups. Our approach is tailored to each person individually where feelings are honored and respected, and treatment is provided and each client is guided gently toward a healing process. We use the latest evidence-based research to help our clients, using the Art, knowledge of therapeutic process, we utilize a variety of therapeutic modalities such as Psychodynamic, Cognitive Behavioral (CBT), Motivational Interviewing (MI), and Gestalt in a serene, and comfortable environment. Please visit us at www.therapyny.net for more information.
We also provide psychological support to individuals, who are going through divorce or dealing with issues of infidelity, or separation, due to partner's neglect or abuse.
At Rothschild Mental Health Counseling Center, we provide high quality care and psychotherapy services, psychological support and treatment to adults, couples, children, and groups. Our approach is tailored to each person individually where feelings are honored and respected, and treatment is provided and each client is guided gently toward a healing process. We use the latest evidence-based research to help our clients, using the Art, knowledge of therapeutic process, we utilize a variety of therapeutic modalities such as Psychodynamic, Cognitive Behavioral (CBT), Motivational Interviewing (MI), and Gestalt in a serene, and comfortable environment. Please visit us at www.therapyny.net for more information.
(347) 434-8928 View (347) 434-8928
Four Bridges Social Work Services, LCSW-PC
Clinical Social Work/Therapist, MSW, DSW, LCSW-R, BCD, ACSW
Verified Verified
Staten Island, NY 10306
Board Certified Psychotherapy services provided plus NYSOP approved Clinical Supervision toward LCSW. We provide EAP services as well. Our office is private inside a modern professional ADA accessible building with an elevator. Our therapists are seasoned experienced NYS Licensed and Registered Psychotherapists who works with children 3+ adolescents, adults, couples, older adults, and provide marriage and family counseling. Our therapists have expertise in treating anxiety, depression, social phobias, substance abuse, anger, PTSD, life circumstances, domestic violence, separation or divorce, neglect, abuse, bereavement, family dynamics, etc. and provide parenting skills, work-essential skills, and more. We never double book and office wait time is at a minimum.
Board Certified Psychotherapy services provided plus NYSOP approved Clinical Supervision toward LCSW. We provide EAP services as well. Our office is private inside a modern professional ADA accessible building with an elevator. Our therapists are seasoned experienced NYS Licensed and Registered Psychotherapists who works with children 3+ adolescents, adults, couples, older adults, and provide marriage and family counseling. Our therapists have expertise in treating anxiety, depression, social phobias, substance abuse, anger, PTSD, life circumstances, domestic violence, separation or divorce, neglect, abuse, bereavement, family dynamics, etc. and provide parenting skills, work-essential skills, and more. We never double book and office wait time is at a minimum.
(718) 815-3500 View (718) 815-3500
Photo of Footprints to Feel Better, Pre-Licensed Professional in Bohemia, NY
Footprints to Feel Better
Pre-Licensed Professional
Verified Verified
New York, NY 10027
We work with depression, anxiety, bipolar, PTSD, eating disorders, bereavement, BPD, autism, ADHD, addiction, sexual abuse, DV, medical illnesses, relationship problems, LGTBQ+, adjustment disorders and forensic cases.
Footprints was started by a therapist who realized that often times the services provided to low socio-economic communities is lacking quality care. We noticed these communities were confronted with long wait times, disrespectful admins, and subpar treatment. The one and only purpose was to exploit the community for profit without providing the level of care deserved. Feel Better Therapy began from the inspiration to provide quality mental health care to the poorest of communities and treating the clients of this community the same way a rich patient would be treated in a clinic treating affluent clients.
We work with depression, anxiety, bipolar, PTSD, eating disorders, bereavement, BPD, autism, ADHD, addiction, sexual abuse, DV, medical illnesses, relationship problems, LGTBQ+, adjustment disorders and forensic cases.
Footprints was started by a therapist who realized that often times the services provided to low socio-economic communities is lacking quality care. We noticed these communities were confronted with long wait times, disrespectful admins, and subpar treatment. The one and only purpose was to exploit the community for profit without providing the level of care deserved. Feel Better Therapy began from the inspiration to provide quality mental health care to the poorest of communities and treating the clients of this community the same way a rich patient would be treated in a clinic treating affluent clients.
(646) 204-2295 View (646) 204-2295
Photo of Josephine Palmeri, Counselor in Bohemia, NY
Josephine Palmeri
Counselor, LMHC, MA
Verified Verified
1 Endorsed
Rego Park, NY 11374  (Online Only)
Waitlist for new clients
With over five years of clinical training in institutions such as NYU and Weill Cornell Medical College, I am equipped to work with adolescents and adults who struggle with anxiety, depression, anger management, substance abuse, relational issues, trauma, and daily/work-related stressors.
My goal is to support you in developing the insight, motivation, and skills needed to overcome personal obstacles and make positive life changes. I offer a warm, nonjudgmental atmosphere where we can explore your past, better understand your present, and develop specific skills to reach goals and improve your overall quality of life.
With over five years of clinical training in institutions such as NYU and Weill Cornell Medical College, I am equipped to work with adolescents and adults who struggle with anxiety, depression, anger management, substance abuse, relational issues, trauma, and daily/work-related stressors.
My goal is to support you in developing the insight, motivation, and skills needed to overcome personal obstacles and make positive life changes. I offer a warm, nonjudgmental atmosphere where we can explore your past, better understand your present, and develop specific skills to reach goals and improve your overall quality of life.
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Photo of Jacqueline Donelli, Counselor in Bohemia, NY
Jacqueline Donelli
Counselor, LMHC
Verified Verified
3 Endorsed
New York, NY 10018  (Online Only)
I specialize in many areas including anxiety, anger management, depression, couples therapy, personality/mood disorders, eating disorders, phobias, addiction, abuse, families and every day life issues.
I'm a licensed psychotherapist. People ask for my advice on all aspects of life. I'm a new genus of therapists- mixing cognitive behavior DBT and psychodynamic therapies, to get the resolve you want. And I love what I do. With a relationship based on trust, respect and empathy, my goal is to help you create a different view of life- to change faulty thinking, get past old schemas, and resolve current issues that get in the way of your own personal growth and joy in life. Let's work on breaking destructive patterns, thoughts and actions through gained strength, empathy and resolution.
I specialize in many areas including anxiety, anger management, depression, couples therapy, personality/mood disorders, eating disorders, phobias, addiction, abuse, families and every day life issues.
I'm a licensed psychotherapist. People ask for my advice on all aspects of life. I'm a new genus of therapists- mixing cognitive behavior DBT and psychodynamic therapies, to get the resolve you want. And I love what I do. With a relationship based on trust, respect and empathy, my goal is to help you create a different view of life- to change faulty thinking, get past old schemas, and resolve current issues that get in the way of your own personal growth and joy in life. Let's work on breaking destructive patterns, thoughts and actions through gained strength, empathy and resolution.
(646) 679-5812 View (646) 679-5812
Photo of Danielle Matias, Counselor in Bohemia, NY
Danielle Matias
Counselor, LMHC
Verified Verified
Poughkeepsie, NY 12601
We work with depression, anxiety, bipolar, PTSD, eating disorders, bereavement, borderline, autism, ADHD, addiction, sexual abuse, DV, medical illnesses, relationship problems, LGTBQ+, adjustment disorders and forensic cases.
Footprints was started by a therapist who realized that often times the services provided to low socio-economic communities is lacking quality care. We noticed these communities were confronted with long wait times, disrespectful admins, and subpar treatment. The one and only purpose was to exploit the community for profit without providing the level of care deserved. Feel Better Therapy began from the inspiration to provide quality mental health care to the poorest of communities and treating the clients of this community the same way a rich patient would be treated in a clinic treating affluent clients.
We work with depression, anxiety, bipolar, PTSD, eating disorders, bereavement, borderline, autism, ADHD, addiction, sexual abuse, DV, medical illnesses, relationship problems, LGTBQ+, adjustment disorders and forensic cases.
Footprints was started by a therapist who realized that often times the services provided to low socio-economic communities is lacking quality care. We noticed these communities were confronted with long wait times, disrespectful admins, and subpar treatment. The one and only purpose was to exploit the community for profit without providing the level of care deserved. Feel Better Therapy began from the inspiration to provide quality mental health care to the poorest of communities and treating the clients of this community the same way a rich patient would be treated in a clinic treating affluent clients.
(646) 204-2295 View (646) 204-2295
Photo of Footprints Mental Health Counseling , Pre-Licensed Professional in Bohemia, NY
Footprints Mental Health Counseling
Pre-Licensed Professional
Verified Verified
New York, NY 10011
We work with depression, anxiety, bipolar, PTSD, eating disorders, bereavement, BPD, autism, ADHD, addiction, sexual abuse, DV, medical illnesses, relationship problems, LGTBQ+, adjustment disorders and forensic cases.
Footprints was started by a therapist who realized that often times the services provided to low socio-economic communities is lacking quality care. We noticed these communities were confronted with long wait times, disrespectful admins, and subpar treatment. The one and only purpose was to exploit the community for profit without providing the level of care deserved. Feel Better Therapy began from the inspiration to provide quality mental health care to the poorest of communities and treating the clients of this community the same way a rich patient would be treated in a clinic treating affluent clients.
We work with depression, anxiety, bipolar, PTSD, eating disorders, bereavement, BPD, autism, ADHD, addiction, sexual abuse, DV, medical illnesses, relationship problems, LGTBQ+, adjustment disorders and forensic cases.
Footprints was started by a therapist who realized that often times the services provided to low socio-economic communities is lacking quality care. We noticed these communities were confronted with long wait times, disrespectful admins, and subpar treatment. The one and only purpose was to exploit the community for profit without providing the level of care deserved. Feel Better Therapy began from the inspiration to provide quality mental health care to the poorest of communities and treating the clients of this community the same way a rich patient would be treated in a clinic treating affluent clients.
(718) 550-5392 View (718) 550-5392
Photo of Lyndsay Fee, Clinical Social Work/Therapist in Bohemia, NY
Lyndsay Fee
Clinical Social Work/Therapist, LCSW
Verified Verified
New York, NY 10016
Lyndsay has extensive experience in working with individuals, couples and families experiencing anxiety, depression, relationship conflicts, life transitions, spirituality, grief, bereavement, crisis intervention, trauma, PTSD, substance abuse and addiction.
Lyndsay is a passionate and empathic psychotherapist. She utilizes principles from various treatment modalities and evidence based practices including; CBT, DBT, person-centered therapy, ACT, existentialism, motivational interviewing and psychodynamic therapy. Lyndsay’s approach is dynamic and personalized to each client. She provides a warm, safe and nonjudgmental space to engage in exploration and self reflection.
Lyndsay has extensive experience in working with individuals, couples and families experiencing anxiety, depression, relationship conflicts, life transitions, spirituality, grief, bereavement, crisis intervention, trauma, PTSD, substance abuse and addiction.
Lyndsay is a passionate and empathic psychotherapist. She utilizes principles from various treatment modalities and evidence based practices including; CBT, DBT, person-centered therapy, ACT, existentialism, motivational interviewing and psychodynamic therapy. Lyndsay’s approach is dynamic and personalized to each client. She provides a warm, safe and nonjudgmental space to engage in exploration and self reflection.
(646) 904-5549 View (646) 904-5549
Photo of Gina Angela Hernández, Pre-Licensed Professional in Bohemia, NY
Gina Angela Hernández
Pre-Licensed Professional, MSW
Verified Verified
New York, NY 10020  (Online Only)
Let's collaboratively navigate life's challenges, whether it be anxiety, depression, interpersonal relationships, substance abuse, trauma, or loss and grief.
Therapy is a process of finding a way to abandon behaviors and/or distorted beliefs about yourself that are creating obstacles in your life. Therapy is self-care that can strengthen your inner voice, and help you live in the present moment. I'm here to support you as you navigate life's complexities, whether you're dealing with anxiety, overcoming addiction, healing from childhood trauma, or exploring personal growth.
Let's collaboratively navigate life's challenges, whether it be anxiety, depression, interpersonal relationships, substance abuse, trauma, or loss and grief.
Therapy is a process of finding a way to abandon behaviors and/or distorted beliefs about yourself that are creating obstacles in your life. Therapy is self-care that can strengthen your inner voice, and help you live in the present moment. I'm here to support you as you navigate life's complexities, whether you're dealing with anxiety, overcoming addiction, healing from childhood trauma, or exploring personal growth.
(332) 244-3058 View (332) 244-3058
Photo of Michelle Silver Lining Mental Health Counseling , Counselor in Bohemia, NY
Michelle Silver Lining Mental Health Counseling
Counselor, LMHC
Verified Verified
1 Endorsed
Flushing, NY 11367
Our clinical areas of expertise include anxiety, depression, martial issues, codependency, self-esteem, women’s issues, substance abuse, harm reduction, grief, and transitional concerns. Through evidenced based approaches, we aim to tailor our treatment approach specific to the needs of each individual. We believe in helping individuals build on their strengths, gain insight, and develop effective coping skills.
Our clinical areas of expertise include anxiety, depression, martial issues, codependency, self-esteem, women’s issues, substance abuse, harm reduction, grief, and transitional concerns. Through evidenced based approaches, we aim to tailor our treatment approach specific to the needs of each individual. We believe in helping individuals build on their strengths, gain insight, and develop effective coping skills.
(929) 348-2707 View (929) 348-2707

See more therapy options for Bohemia

Aetna Therapists

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy