Photo of Cheryl R Buscaglia, Counselor in Bohemia, NY
Cheryl R Buscaglia
Counselor, LMHC, CASAC-t
Verified Verified
Bohemia, NY 11716
Are you going through a tough time? Are you so full of anxiety that you find it challenging to navigate through the day? Parents, do you have a child that is struggling to focus at school or control their emotions? Are you hesitant to talk to somebody for fear of being judged? Are you sick and tired of being sick and tired? Starting a journey in therapy can be scary, however it might just be the best decision of your life. Through experience, I've come to learn that there is nothing more comforting than hearing the words “I understand, I’ve been there or I can relate.”
Are you going through a tough time? Are you so full of anxiety that you find it challenging to navigate through the day? Parents, do you have a child that is struggling to focus at school or control their emotions? Are you hesitant to talk to somebody for fear of being judged? Are you sick and tired of being sick and tired? Starting a journey in therapy can be scary, however it might just be the best decision of your life. Through experience, I've come to learn that there is nothing more comforting than hearing the words “I understand, I’ve been there or I can relate.”
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Photo of Cheryl R Buscaglia, LMHC, PLLC, Counselor in Bohemia, NY
Cheryl R Buscaglia, LMHC, PLLC
Counselor, LMHC, CASAC-t
Verified Verified
Bohemia, NY 11716
While everyone’s journey through life is unique, we ultimately all want the same thing…We ALL want to be happy. Unfortunately, happiness doesn't always come easily. Our journey is full of challenges that we have to overcome in order to get back to being happy. We experience sadness and loss. We fall completely in love only to suffer heart break. Some of us go through traumatic events such as combat or a devastating accident. These situations and many more cause us to develop feelings of fear, sadness and frustration which we do our best to manage, but typically do so in an unhealthy and maladapted way.
While everyone’s journey through life is unique, we ultimately all want the same thing…We ALL want to be happy. Unfortunately, happiness doesn't always come easily. Our journey is full of challenges that we have to overcome in order to get back to being happy. We experience sadness and loss. We fall completely in love only to suffer heart break. Some of us go through traumatic events such as combat or a devastating accident. These situations and many more cause us to develop feelings of fear, sadness and frustration which we do our best to manage, but typically do so in an unhealthy and maladapted way.
(631) 562-5185 View (631) 562-5185

More Therapists Nearby

Photo of Niva L. Correa, Counselor in Bohemia, NY
Niva L. Correa
Counselor, MS, LMHC
Verified Verified
Brentwood, NY 11717  (Online Only)
"We make a living by what we get, but we make a life by what we give." ~Winston Churchill
"We make a living by what we get, but we make a life by what we give." ~Winston Churchill
(516) 980-3039 View (516) 980-3039
Photo of Danielle D Relyea, Clinical Social Work/Therapist in Bohemia, NY
Danielle D Relyea
Clinical Social Work/Therapist, MSW, LCSW, -R, EMDR, -AF
Verified Verified
Smithtown, NY 11787
It takes courage to seek guidance and can take a few tries to connect with a Mental Health Professional thatcan meet your needs. So keep trying until you meet that person & don't give up Hope!:) I have twenty plus years experience in mental health care, I'm dedicated to decreasing mental health stigma, highly passionate about understanding our mind practicing progressive, advanced, integrative treatment approaches. I'm always learning & growing from my work with clients & consider it a sacred privilege to assist another in their healing journey. I treat a broad range of issues, including but not limited to the most common in human experience: Depression, Anxiety, Trauma, Addiction, Grief & Loss, Relationship Difficulties, & Stress management. Whole Person, Multifaceted approach All the best in your wellness journey Danielle :)
It takes courage to seek guidance and can take a few tries to connect with a Mental Health Professional thatcan meet your needs. So keep trying until you meet that person & don't give up Hope!:) I have twenty plus years experience in mental health care, I'm dedicated to decreasing mental health stigma, highly passionate about understanding our mind practicing progressive, advanced, integrative treatment approaches. I'm always learning & growing from my work with clients & consider it a sacred privilege to assist another in their healing journey. I treat a broad range of issues, including but not limited to the most common in human experience: Depression, Anxiety, Trauma, Addiction, Grief & Loss, Relationship Difficulties, & Stress management. Whole Person, Multifaceted approach All the best in your wellness journey Danielle :)
(631) 734-0415 View (631) 734-0415
Photo of Your Therapist, PLLC, Clinical Social Work/Therapist in Bohemia, NY
Your Therapist, PLLC
Clinical Social Work/Therapist, LCSW-R, CASAC
Verified Verified
5 Endorsed
Bay Shore, NY 11706  (Online Only)
Kudos to you! It takes such strength to acknowledge and respond to your needs and therapy is an incredibly effective way of gaining insight to promote self growth and achieve happiness. Our behaviors and day to day interactions with the world and the people in it, as well as how we feel about it, are based on a series of different parts; our thoughts, our experiences and our life events. My aim is to help you navigate difficult events, repair unhealthy interactions and get to the root of the issue; reframing unproductive thoughts and negative experiences so it is no longer hindering and you can become a better you.
Kudos to you! It takes such strength to acknowledge and respond to your needs and therapy is an incredibly effective way of gaining insight to promote self growth and achieve happiness. Our behaviors and day to day interactions with the world and the people in it, as well as how we feel about it, are based on a series of different parts; our thoughts, our experiences and our life events. My aim is to help you navigate difficult events, repair unhealthy interactions and get to the root of the issue; reframing unproductive thoughts and negative experiences so it is no longer hindering and you can become a better you.
(516) 473-0389 View (516) 473-0389

Online Therapists

Photo of Irene Ledee-Farley, Clinical Social Work/Therapist in Bohemia, NY
Irene Ledee-Farley
Clinical Social Work/Therapist, LCSW, LSW
Verified Verified
Brooklyn, NY 11242  (Online Only)
I specialize in anxiety, depression, domestic violence, trauma, child abuse, and issues around child welfare.
Greetings all! Every journey begins with a single step. Recognizing the need for help and deciding to pursue therapy is the first step towards self-improvement. Please allow me to assist you in navigating your path to self enlightenment. I am a licensed Social Worker and therapist with over 15 years of experience providing individual, family, and group therapy with adults and children. My goal is to assist you with recognizing your strengths and how they can be used to address any challenges and limitations so that you may flourish.
I specialize in anxiety, depression, domestic violence, trauma, child abuse, and issues around child welfare.
Greetings all! Every journey begins with a single step. Recognizing the need for help and deciding to pursue therapy is the first step towards self-improvement. Please allow me to assist you in navigating your path to self enlightenment. I am a licensed Social Worker and therapist with over 15 years of experience providing individual, family, and group therapy with adults and children. My goal is to assist you with recognizing your strengths and how they can be used to address any challenges and limitations so that you may flourish.
(917) 563-4606 View (917) 563-4606
Photo of Dr. Angelo Pezzote, Counselor in Bohemia, NY
Dr. Angelo Pezzote
Counselor, DPharm, MA, BCPP, CCMHC, NCC
Verified Verified
New York, NY 10036  (Online Only)
Our emotional experiences as children impacts our mental & physical health as adults - even decades later.
SOMETHING MISSING? HELP FINDING IT. You don't have to suffer alone. Secrets and isolation are not the answer. I can be there for you, wherever you are. I provide safe, discreet, personalized care via video chat. My goal is to deliver the results you want. Benefits are more: health, happiness, love, confidence, peace & success. I work with all people, including affirmation of diversity: LGBTQ2IA+, Hispanics, Latinos, Blacks, Native Americans, Asians, other People of Color, and Multiculturalism. Triumph over your challenges: Relationships, Trauma, Depression, Panic/Anxiety, Addictions, Sexuality, Gender, Men's Issues, Peyronie's.
Our emotional experiences as children impacts our mental & physical health as adults - even decades later.
SOMETHING MISSING? HELP FINDING IT. You don't have to suffer alone. Secrets and isolation are not the answer. I can be there for you, wherever you are. I provide safe, discreet, personalized care via video chat. My goal is to deliver the results you want. Benefits are more: health, happiness, love, confidence, peace & success. I work with all people, including affirmation of diversity: LGBTQ2IA+, Hispanics, Latinos, Blacks, Native Americans, Asians, other People of Color, and Multiculturalism. Triumph over your challenges: Relationships, Trauma, Depression, Panic/Anxiety, Addictions, Sexuality, Gender, Men's Issues, Peyronie's.
(917) 740-1937 View (917) 740-1937
Photo of Sari L. Klar, Counselor in Bohemia, NY
Sari L. Klar
Counselor, LMHC , CASAC-T
Verified Verified
2 Endorsed
Woodbury, NY 11797
I am an experienced psychotherapist radiating with warmth and empathy. My group practice is a healing space for you to feel empowered and connect with your highest potential. We specialize in treating children, teens and adults struggling wit anxiety, depression, trauma and grief. By combining evidenced-based theories, creative interventions and alternative mind/body approaches. My practice is located in Long Beach as well as within Concierge Pediatrics in Roslyn & Woodbury.
I am an experienced psychotherapist radiating with warmth and empathy. My group practice is a healing space for you to feel empowered and connect with your highest potential. We specialize in treating children, teens and adults struggling wit anxiety, depression, trauma and grief. By combining evidenced-based theories, creative interventions and alternative mind/body approaches. My practice is located in Long Beach as well as within Concierge Pediatrics in Roslyn & Woodbury.
(516) 246-2237 View (516) 246-2237
Photo of Rachel Landman, Counselor in Bohemia, NY
Rachel Landman
Counselor, LMHC, EdM, MA
Verified Verified
2 Endorsed
New York, NY 10128
Rachel started out working in school settings with children on the autism spectrum and with developmental, social, or emotional concerns.
Rachel’s approach is highly personalized for each client. She provides a warm and nonjudgmental environment to foster strong therapeutic relationships with an emphasis on trust and acceptance. She understands everyone needs someone who will listen and accept them for who they are. Rachel’s primary focus is on existential issues, engulfed in the psychodynamic approach using a toolbox of CBT skills.
Rachel started out working in school settings with children on the autism spectrum and with developmental, social, or emotional concerns.
Rachel’s approach is highly personalized for each client. She provides a warm and nonjudgmental environment to foster strong therapeutic relationships with an emphasis on trust and acceptance. She understands everyone needs someone who will listen and accept them for who they are. Rachel’s primary focus is on existential issues, engulfed in the psychodynamic approach using a toolbox of CBT skills.
(646) 762-0651 View (646) 762-0651
Four Bridges Social Work Services, LCSW-PC
Clinical Social Work/Therapist, MSW, DSW, LCSW-R, BCD, ACSW
Verified Verified
Staten Island, NY 10306
Board Certified Psychotherapy services provided plus NYSOP approved Clinical Supervision toward LCSW. We provide EAP services as well. Our office is private inside a modern professional ADA accessible building with an elevator. Our therapists are seasoned experienced NYS Licensed and Registered Psychotherapists who works with children 3+ adolescents, adults, couples, older adults, and provide marriage and family counseling. Our therapists have expertise in treating anxiety, depression, social phobias, substance abuse, anger, PTSD, life circumstances, domestic violence, separation or divorce, neglect, abuse, bereavement, family dynamics, etc. and provide parenting skills, work-essential skills, and more. We never double book and office wait time is at a minimum.
Board Certified Psychotherapy services provided plus NYSOP approved Clinical Supervision toward LCSW. We provide EAP services as well. Our office is private inside a modern professional ADA accessible building with an elevator. Our therapists are seasoned experienced NYS Licensed and Registered Psychotherapists who works with children 3+ adolescents, adults, couples, older adults, and provide marriage and family counseling. Our therapists have expertise in treating anxiety, depression, social phobias, substance abuse, anger, PTSD, life circumstances, domestic violence, separation or divorce, neglect, abuse, bereavement, family dynamics, etc. and provide parenting skills, work-essential skills, and more. We never double book and office wait time is at a minimum.
(718) 815-3500 View (718) 815-3500
Photo of College Point Wellness, Clinical Social Work/Therapist in Bohemia, NY
College Point Wellness
Clinical Social Work/Therapist, MPA, LCSW-R
Verified Verified
1 Endorsed
College Point, NY 11356
Individual Psychotherapy for Children, Adolescents and Adults, Couples and Family Counseling, as well as Group Therapy for Children, Teens and Adults.
We are a group of licensed Mental Health Clinicians and provide high quality psychotherapy and counseling services. Dedicated to the total well being of all clients, we help to foster awareness of core issues and recurring themes. We blend traditional psychotherapy with trauma treatment, such as EMDR, hypnotherapy, yoga therapy and energy healing. This holistic and comprehensive approach facilitates an escape from old patterns and provides integrative techniques to reduce stress, depression and anxiety, while awakening the body and mind's innate wisdom to heal itself.
Individual Psychotherapy for Children, Adolescents and Adults, Couples and Family Counseling, as well as Group Therapy for Children, Teens and Adults.
We are a group of licensed Mental Health Clinicians and provide high quality psychotherapy and counseling services. Dedicated to the total well being of all clients, we help to foster awareness of core issues and recurring themes. We blend traditional psychotherapy with trauma treatment, such as EMDR, hypnotherapy, yoga therapy and energy healing. This holistic and comprehensive approach facilitates an escape from old patterns and provides integrative techniques to reduce stress, depression and anxiety, while awakening the body and mind's innate wisdom to heal itself.
(929) 205-8554 View (929) 205-8554
Photo of Carlos Mercedes Meran, Counselor in Bohemia, NY
Carlos Mercedes Meran
Counselor, MHC-LP
Not Verified Not Verified
Rego Park, NY 11374  (Online Only)
Tamika is a certified Consulting Hypnotist, Play Therapist, Sexual Addiction Treatment Provider, and a Marriage and Family Counselor. She graduated from Long Island University School of Education and Counseling and has obtained several Post Graduate degrees from numerous Universities (Hofstra University, Mid America Nazarene University, Capella University, and Alfred University). Tamika Specializes in treating Children and Emerging Adults.
Tamika is a certified Consulting Hypnotist, Play Therapist, Sexual Addiction Treatment Provider, and a Marriage and Family Counselor. She graduated from Long Island University School of Education and Counseling and has obtained several Post Graduate degrees from numerous Universities (Hofstra University, Mid America Nazarene University, Capella University, and Alfred University). Tamika Specializes in treating Children and Emerging Adults.
(302) 240-9907 View (302) 240-9907
Photo of Integral Mental Health Counseling, Mental Health Counselor in Bohemia, NY
Integral Mental Health Counseling
Mental Health Counselor, LMHC, CASAC, LCSW
Verified Verified
Corona, NY 11368
We are a private psychotherapy practice in Corona, Queens. We have extensive experience successfully assessing, counseling and supporting varying client populations in multiple settings, We have multiple bilingual specialized professionals for your service and care. We specialize in all types of psychological disorders, ADHD, ADD, ODD, Depression, Anxiety to name a few. We provide parenting classes, marriage counseling, psychotherapy for adolescents, group family therapy, dialectical behavioral therapy, play therapy for children, students with academic and behavioral problems, response prevention and more.
We are a private psychotherapy practice in Corona, Queens. We have extensive experience successfully assessing, counseling and supporting varying client populations in multiple settings, We have multiple bilingual specialized professionals for your service and care. We specialize in all types of psychological disorders, ADHD, ADD, ODD, Depression, Anxiety to name a few. We provide parenting classes, marriage counseling, psychotherapy for adolescents, group family therapy, dialectical behavioral therapy, play therapy for children, students with academic and behavioral problems, response prevention and more.
(929) 227-6147 View (929) 227-6147
Photo of Melanie Burton, Ed.D, LCSW, LADC, Clinical Social Work/Therapist in Bohemia, NY
Melanie Burton, Ed.D, LCSW, LADC
Clinical Social Work/Therapist, EdD, LCSW, LADC, CASAC
Verified Verified
New Rochelle, NY 10801
I provide psychotherapy services to children, individuals, teens, families, and individuals.
I'm a Counseling Psychologist, Licensed Clinical Social Worker, a Licensed Addictions Counselor, and a Forensic Psychologist. I have spent my career working in child welfare and with complex trauma survivors. I specialize in treating Mental Health and Substance Use Disorders. Clinical treatment approaches are based on Person-Centered Cognitive Behavioral Therapy, Attachment Disorders, Traumatology, and Emotion Effect Regulation. You must be committed to changing your life and doing the work required. If not, psychotherapy will not be effective, I assist you in doing the work which is required for symptom reduction.
I provide psychotherapy services to children, individuals, teens, families, and individuals.
I'm a Counseling Psychologist, Licensed Clinical Social Worker, a Licensed Addictions Counselor, and a Forensic Psychologist. I have spent my career working in child welfare and with complex trauma survivors. I specialize in treating Mental Health and Substance Use Disorders. Clinical treatment approaches are based on Person-Centered Cognitive Behavioral Therapy, Attachment Disorders, Traumatology, and Emotion Effect Regulation. You must be committed to changing your life and doing the work required. If not, psychotherapy will not be effective, I assist you in doing the work which is required for symptom reduction.
(860) 772-0269 View (860) 772-0269
Photo of Zeenat Davis, Pre-Licensed Professional in Bohemia, NY
Zeenat Davis
Pre-Licensed Professional, MHC-LP
Verified Verified
New York, NY 10016
She has worked as a victim's advocate for children and families exposed to domestic violence and abuse, and understands that childhood trauma manifests in a multitude of.
Zeenat collaborates with clients to create an affirmative and non-judgmental space for them to explore their lives and the impediments they have experienced and are currently facing. Zeenat uses a trauma informed integrative approach to therapy, utilizing techniques from CBT, Person centered, IFS and mindfulness.
She has worked as a victim's advocate for children and families exposed to domestic violence and abuse, and understands that childhood trauma manifests in a multitude of.
Zeenat collaborates with clients to create an affirmative and non-judgmental space for them to explore their lives and the impediments they have experienced and are currently facing. Zeenat uses a trauma informed integrative approach to therapy, utilizing techniques from CBT, Person centered, IFS and mindfulness.
(646) 762-0396 View (646) 762-0396
Photo of Diana Naftal, Clinical Social Work/Therapist in Bohemia, NY
Diana Naftal
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
New York, NY 10016
Diana is a trusted and compassionate psychotherapist with over 12 years of experience treating children, adolescents, adults, couples, and families.
Diana believes in the healing power of partnership. She takes a creative, insightful, and practical approach to helping clients understand how one's mind, body, and interpersonal life can work together to relieve emotional pain and create opportunities for lasting change. Diana utilizes Relational, Psychodynamic, Humanistic, and Behavioral modalities to help clients address current and past life challenges and trauma. Together we will develop new ways of thinking, feeling, and behaving to help create a satisfying and meaningful life.
Diana is a trusted and compassionate psychotherapist with over 12 years of experience treating children, adolescents, adults, couples, and families.
Diana believes in the healing power of partnership. She takes a creative, insightful, and practical approach to helping clients understand how one's mind, body, and interpersonal life can work together to relieve emotional pain and create opportunities for lasting change. Diana utilizes Relational, Psychodynamic, Humanistic, and Behavioral modalities to help clients address current and past life challenges and trauma. Together we will develop new ways of thinking, feeling, and behaving to help create a satisfying and meaningful life.
(646) 859-2083 View (646) 859-2083
Photo of Compass Wellness Associates, LCSWs, PLLC, Clinical Social Work/Therapist in Bohemia, NY
Compass Wellness Associates, LCSWs, PLLC
Clinical Social Work/Therapist
Verified Verified
Poughkeepsie, NY 12603
Our agency was developed to incorporate the skills and experiences of clinicians and wellness providers to support children, individuals and families with personalized goals related to a variety of emotional, physical, and behavioral concerns. Our agency partners, collectively, have over 50 years of clinical experience focusing on substance use, neurodivergence, personality disorders, depression, anxiety/OCD, life transitions, LGBTQ related concerns, behavior and emotional disturbances, trauma, pre/post-natal needs, parenting and parent-child interaction needs, grief/loss, and domestic violence.
Our agency was developed to incorporate the skills and experiences of clinicians and wellness providers to support children, individuals and families with personalized goals related to a variety of emotional, physical, and behavioral concerns. Our agency partners, collectively, have over 50 years of clinical experience focusing on substance use, neurodivergence, personality disorders, depression, anxiety/OCD, life transitions, LGBTQ related concerns, behavior and emotional disturbances, trauma, pre/post-natal needs, parenting and parent-child interaction needs, grief/loss, and domestic violence.
(845) 218-7911 View (845) 218-7911
Photo of Head In the Right Direction Counseling Services, Clinical Social Work/Therapist in Bohemia, NY
Head In the Right Direction Counseling Services
Clinical Social Work/Therapist, LCSW-R
Verified Verified
Mount Kisco, NY 10549
We have been helping people learn how to make the changes they want since 2008. Relationship woes? Existential Angst? Have a troubled teen or child in trouble? Feel stuck your life? You are not alone. There are other people out here going through this too. This is temporary. We will reach out to you, discuss your needs, and pair you with a therapist familiar with your needs. Together, you will meet, identify issues, collaborate to create a plan, follow through with some reasonable interventions, and figure out ways to make the changes last.
We have been helping people learn how to make the changes they want since 2008. Relationship woes? Existential Angst? Have a troubled teen or child in trouble? Feel stuck your life? You are not alone. There are other people out here going through this too. This is temporary. We will reach out to you, discuss your needs, and pair you with a therapist familiar with your needs. Together, you will meet, identify issues, collaborate to create a plan, follow through with some reasonable interventions, and figure out ways to make the changes last.
(646) 819-0218 View (646) 819-0218
Photo of Alexander Bingham, Psychologist in Bohemia, NY
Alexander Bingham
Psychologist, PhD, MA, BCST
Verified Verified
New York, NY 10001
Recovering From Even The Most Extreme Distress is Possible! If lasting change is wanted, both body and mind must be addressed. They are inseparable and affect each other positively and negatively. I specialize in both traditional therapy and somatic(body-oriented) approaches. These include Reichian Orgonomy, medication reduction, depth psychotherapy, biodynamic craniosacral therapy, and Rosen Bodywork. I am experienced working with all levels of distress, including schizophrenia, chronic anxiety, depression, and addiction. I work with individuals, couples, children, families, and groups. I work on sliding scale based on willingness to work/ability to pay. I also do house calls!
Recovering From Even The Most Extreme Distress is Possible! If lasting change is wanted, both body and mind must be addressed. They are inseparable and affect each other positively and negatively. I specialize in both traditional therapy and somatic(body-oriented) approaches. These include Reichian Orgonomy, medication reduction, depth psychotherapy, biodynamic craniosacral therapy, and Rosen Bodywork. I am experienced working with all levels of distress, including schizophrenia, chronic anxiety, depression, and addiction. I work with individuals, couples, children, families, and groups. I work on sliding scale based on willingness to work/ability to pay. I also do house calls!
(347) 246-4183 View (347) 246-4183
Photo of First Step Directory, Clinical Social Work/Therapist in Bohemia, NY
First Step Directory
Clinical Social Work/Therapist, MSW, LCSW-R
Verified Verified
9 Endorsed
Hicksville, NY 11801
Deirdre built First Step Therapy & Wellness Group from the ground up and has been hands on every step of the way. Her work ethic is indisputable and she is completely invested in creating a cohesive work environment adhering to values such as mutual respect and equality. She believes healthy doses of restraint combined with self discipline are key components to her success both personally and professionally. Deirdre is highly regarded by her peers and is a long-standing staple within the community where she is committed to creating a safe secure environment for her clients and colleagues. Ms. Holland currently maintains an established private practice
Deirdre built First Step Therapy & Wellness Group from the ground up and has been hands on every step of the way. Her work ethic is indisputable and she is completely invested in creating a cohesive work environment adhering to values such as mutual respect and equality. She believes healthy doses of restraint combined with self discipline are key components to her success both personally and professionally. Deirdre is highly regarded by her peers and is a long-standing staple within the community where she is committed to creating a safe secure environment for her clients and colleagues. Ms. Holland currently maintains an established private practice
(516) 324-3167 View (516) 324-3167

See more therapy options for Bohemia

Aetna Therapists

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy