Photo of Cheryl R Buscaglia, Counselor in Bohemia, NY
Cheryl R Buscaglia
Counselor, LMHC, CASAC-t
Verified Verified
Bohemia, NY 11716
Are you going through a tough time? Are you so full of anxiety that you find it challenging to navigate through the day? Parents, do you have a child that is struggling to focus at school or control their emotions? Are you hesitant to talk to somebody for fear of being judged? Are you sick and tired of being sick and tired? Starting a journey in therapy can be scary, however it might just be the best decision of your life. Through experience, I've come to learn that there is nothing more comforting than hearing the words “I understand, I’ve been there or I can relate.”
Are you going through a tough time? Are you so full of anxiety that you find it challenging to navigate through the day? Parents, do you have a child that is struggling to focus at school or control their emotions? Are you hesitant to talk to somebody for fear of being judged? Are you sick and tired of being sick and tired? Starting a journey in therapy can be scary, however it might just be the best decision of your life. Through experience, I've come to learn that there is nothing more comforting than hearing the words “I understand, I’ve been there or I can relate.”
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Photo of Cheryl R Buscaglia, LMHC, PLLC, Counselor in Bohemia, NY
Cheryl R Buscaglia, LMHC, PLLC
Counselor, LMHC, CASAC-t
Verified Verified
Bohemia, NY 11716
While everyone’s journey through life is unique, we ultimately all want the same thing…We ALL want to be happy. Unfortunately, happiness doesn't always come easily. Our journey is full of challenges that we have to overcome in order to get back to being happy. We experience sadness and loss. We fall completely in love only to suffer heart break. Some of us go through traumatic events such as combat or a devastating accident. These situations and many more cause us to develop feelings of fear, sadness and frustration which we do our best to manage, but typically do so in an unhealthy and maladapted way.
While everyone’s journey through life is unique, we ultimately all want the same thing…We ALL want to be happy. Unfortunately, happiness doesn't always come easily. Our journey is full of challenges that we have to overcome in order to get back to being happy. We experience sadness and loss. We fall completely in love only to suffer heart break. Some of us go through traumatic events such as combat or a devastating accident. These situations and many more cause us to develop feelings of fear, sadness and frustration which we do our best to manage, but typically do so in an unhealthy and maladapted way.
(631) 562-5185 View (631) 562-5185
Photo of Family and Personal Counseling, Counselor in Bohemia, NY
Family and Personal Counseling
Counselor, MS, LMHC, ASAC, CCH
Verified Verified
Bohemia, NY 11716
We are by your side! No matter the issue that you are facing... anxiety, depression, life issues, family issues, grief, trauma, couples therapy, stress relief, etc... we are ready to help. In this widely acclaimed practice, Ron Villano, M.S., LMHC, ASAC, CCH has assembled an elite team of over 35 providers. Our decades of success in talk therapy comes from creating a customized approach designed to encourage you to face your challenges with new life skills and professional support. You are here looking for that fresh start... and we will answer your call TODAY.
We are by your side! No matter the issue that you are facing... anxiety, depression, life issues, family issues, grief, trauma, couples therapy, stress relief, etc... we are ready to help. In this widely acclaimed practice, Ron Villano, M.S., LMHC, ASAC, CCH has assembled an elite team of over 35 providers. Our decades of success in talk therapy comes from creating a customized approach designed to encourage you to face your challenges with new life skills and professional support. You are here looking for that fresh start... and we will answer your call TODAY.
(516) 271-3126 View (516) 271-3126
Photo of Family and Personal Counseling, Counselor in Bohemia, NY
Family and Personal Counseling
Counselor, LMHC
Verified Verified
Bohemia, NY 11716
We are by your side! No matter the issue that you are facing... anxiety, depression, life issues, family issues, grief, trauma, couples therapy, stress relief, etc... we are ready to help. In this widely acclaimed practice, Ron Villano, M.S., LMHC, ASAC, CCH has assembled an elite team of over 35 providers. Our decades of success in talk therapy comes from creating a customized approach designed to encourage you to face your challenges with new life skills and professional support. You are here looking for that fresh start... and we will answer your call TODAY.
We are by your side! No matter the issue that you are facing... anxiety, depression, life issues, family issues, grief, trauma, couples therapy, stress relief, etc... we are ready to help. In this widely acclaimed practice, Ron Villano, M.S., LMHC, ASAC, CCH has assembled an elite team of over 35 providers. Our decades of success in talk therapy comes from creating a customized approach designed to encourage you to face your challenges with new life skills and professional support. You are here looking for that fresh start... and we will answer your call TODAY.
(516) 980-5108 View (516) 980-5108
Photo of Family and Personal Counseling, Counselor in Bohemia, NY
Family and Personal Counseling
Counselor, MS, LMHC, ASAC, CCH
Verified Verified
Bohemia, NY 11716
We are by your side! No matter the issue that you are facing... anxiety, depression, life issues, family issues, grief, trauma, couples therapy, stress relief, etc... we are ready to help. In this widely acclaimed practice, Ron Villano, M.S., LMHC, ASAC, CCH has assembled an elite team of over 35 providers. Our decades of success in talk therapy comes from creating a customized approach designed to encourage you to face your challenges with new life skills and professional support. You are here looking for that fresh start... and we will answer your call TODAY.
We are by your side! No matter the issue that you are facing... anxiety, depression, life issues, family issues, grief, trauma, couples therapy, stress relief, etc... we are ready to help. In this widely acclaimed practice, Ron Villano, M.S., LMHC, ASAC, CCH has assembled an elite team of over 35 providers. Our decades of success in talk therapy comes from creating a customized approach designed to encourage you to face your challenges with new life skills and professional support. You are here looking for that fresh start... and we will answer your call TODAY.
(631) 837-2796 View (631) 837-2796
Photo of Family and Personal Counseling, Counselor in Bohemia, NY
Family and Personal Counseling
Counselor, LMHC
Verified Verified
Bohemia, NY 11716
We are by your side! No matter the issue that you are facing... anxiety, depression, life issues, family issues, grief, trauma, couples therapy, stress relief, etc... we are ready to help. In this widely acclaimed practice, Ron Villano, M.S., LMHC, ASAC, CCH has assembled an elite team of over 35 providers. Our decades of success in talk therapy comes from creating a customized approach designed to encourage you to face your challenges with new life skills and professional support. You are here looking for that fresh start... and we will answer your call TODAY.
We are by your side! No matter the issue that you are facing... anxiety, depression, life issues, family issues, grief, trauma, couples therapy, stress relief, etc... we are ready to help. In this widely acclaimed practice, Ron Villano, M.S., LMHC, ASAC, CCH has assembled an elite team of over 35 providers. Our decades of success in talk therapy comes from creating a customized approach designed to encourage you to face your challenges with new life skills and professional support. You are here looking for that fresh start... and we will answer your call TODAY.
(332) 239-7452 View (332) 239-7452
Photo of Family and Personal Counseling, Counselor in Bohemia, NY
Family and Personal Counseling
Counselor, MS, LMHC, ASAC, CCH
Verified Verified
Bohemia, NY 11716
We are by your side! No matter the issue that you are facing... anxiety, depression, life issues, family issues, grief, trauma, couples therapy, stress relief, etc... we are ready to help. In this widely acclaimed practice, Ron Villano, M.S., LMHC, ASAC, CCH has assembled an elite team of over 35 providers. Our decades of success in talk therapy comes from creating a customized approach designed to encourage you to face your challenges with new life skills and professional support. You are here looking for that fresh start... and we will answer your call TODAY.
We are by your side! No matter the issue that you are facing... anxiety, depression, life issues, family issues, grief, trauma, couples therapy, stress relief, etc... we are ready to help. In this widely acclaimed practice, Ron Villano, M.S., LMHC, ASAC, CCH has assembled an elite team of over 35 providers. Our decades of success in talk therapy comes from creating a customized approach designed to encourage you to face your challenges with new life skills and professional support. You are here looking for that fresh start... and we will answer your call TODAY.
(631) 832-4316 View (631) 832-4316
Photo of Family and Personal Counseling, Counselor in Bohemia, NY
Family and Personal Counseling
Counselor, LMHC, ASAC, CCH
Verified Verified
Bohemia, NY 11716
We are by your side! No matter the issue that you are facing... anxiety, depression, life issues, family issues, grief, trauma, couples therapy, stress relief, etc... we are ready to help. In this widely acclaimed practice, Ron Villano, M.S., LMHC, ASAC, CCH has assembled an elite team of over 35 providers. Our decades of success in talk therapy comes from creating a customized approach designed to encourage you to face your challenges with new life skills and professional support. You are here looking for that fresh start... and we will answer your call TODAY.
We are by your side! No matter the issue that you are facing... anxiety, depression, life issues, family issues, grief, trauma, couples therapy, stress relief, etc... we are ready to help. In this widely acclaimed practice, Ron Villano, M.S., LMHC, ASAC, CCH has assembled an elite team of over 35 providers. Our decades of success in talk therapy comes from creating a customized approach designed to encourage you to face your challenges with new life skills and professional support. You are here looking for that fresh start... and we will answer your call TODAY.
(631) 706-4149 View (631) 706-4149

More Therapists Nearby

Photo of Ksusha Cascio, Clinical Social Work/Therapist in Bohemia, NY
Ksusha Cascio
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Commack, NY 11725  (Online Only)
Let's create a safe and nonjudgmental space where we can uncover your strengths, cultivate self-compassion, and empower you to rewrite your narrative.
I focus on helping navigate the wild twists and turns of life, whether it's healing the caverns of complex trauma, revisiting childhood shenanigans, or riding the ADHD rollercoaster of executive dysfunction. We will use a variety of tools on our journey, including ACT, DBT, Internal Family Systems (IFS), narrative therapy, and Imagery Rehearsal Therapy. Don't worry, though – I promise to keep the jargon to a minimum and sprinkle in a healthy dose of humor along the way.
Let's create a safe and nonjudgmental space where we can uncover your strengths, cultivate self-compassion, and empower you to rewrite your narrative.
I focus on helping navigate the wild twists and turns of life, whether it's healing the caverns of complex trauma, revisiting childhood shenanigans, or riding the ADHD rollercoaster of executive dysfunction. We will use a variety of tools on our journey, including ACT, DBT, Internal Family Systems (IFS), narrative therapy, and Imagery Rehearsal Therapy. Don't worry, though – I promise to keep the jargon to a minimum and sprinkle in a healthy dose of humor along the way.
(631) 518-3877 View (631) 518-3877
Photo of Jeri-Anne Trotta, Counselor in Bohemia, NY
Jeri-Anne Trotta
Counselor, LMHC
Verified Verified
1 Endorsed
Commack, NY 11725  (Online Only)
Waitlist for new clients
Have you ever wished that you could talk with someone about your deepest troubles and worries without being judged? Do you want to have someone who can help you untangle your emotions while feeling safe and accepted at the same time? Do you feel lost in a world where everyone else "has it together?" I assure you that everyone at some point in their lives would benefit from therapy. No issue is too big or too small- if something has been on your mind and you cannot resolve it no matter how hard you try, you've come to the right place.
Have you ever wished that you could talk with someone about your deepest troubles and worries without being judged? Do you want to have someone who can help you untangle your emotions while feeling safe and accepted at the same time? Do you feel lost in a world where everyone else "has it together?" I assure you that everyone at some point in their lives would benefit from therapy. No issue is too big or too small- if something has been on your mind and you cannot resolve it no matter how hard you try, you've come to the right place.
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Photo of Rachel Cunningham, Clinical Social Work/Therapist in Bohemia, NY
Rachel Cunningham
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Smithtown, NY 11787
TODAY is the day to start improving your emotional wellness. I believe therapy is a vehicle to become emotionally secure, balanced, fulfilled and happy. My promise to you is to create a safe space to unfold, unravel and rebuild. We will explore the sources of negativity in your life and practice coping skills to heal by finding your happiness! Please note, I am a proud member of a practice, Cunningham Counseling Services, and we offer multiple services listed below. Not all ‘specialties’ listed are unique to me but it is my mission to connect you to the best therapist for your healing & happiness!
TODAY is the day to start improving your emotional wellness. I believe therapy is a vehicle to become emotionally secure, balanced, fulfilled and happy. My promise to you is to create a safe space to unfold, unravel and rebuild. We will explore the sources of negativity in your life and practice coping skills to heal by finding your happiness! Please note, I am a proud member of a practice, Cunningham Counseling Services, and we offer multiple services listed below. Not all ‘specialties’ listed are unique to me but it is my mission to connect you to the best therapist for your healing & happiness!
(631) 309-2126 View (631) 309-2126
Photo of Claire Marie Lopardo, Clinical Social Work/Therapist in Bohemia, NY
Claire Marie Lopardo
Clinical Social Work/Therapist, LCSW, LMSW
Verified Verified
Bay Shore, NY 11706  (Online Only)
Telehealth only- I want to thank you for taking the first step in your therapeutic journey. Whether you're new to therapy or returning, welcome. It can be so difficult to first acknowledge challenges that we face and then ask for help with those challenges. Creating a non-judgemental, inviting space for my clients is my number one priority. If you're struggling with interpersonal issues, mental health related concerns, substance misuse, or traumatic past events, I'm hoping to provide assistance in your journey.
Telehealth only- I want to thank you for taking the first step in your therapeutic journey. Whether you're new to therapy or returning, welcome. It can be so difficult to first acknowledge challenges that we face and then ask for help with those challenges. Creating a non-judgemental, inviting space for my clients is my number one priority. If you're struggling with interpersonal issues, mental health related concerns, substance misuse, or traumatic past events, I'm hoping to provide assistance in your journey.
(631) 825-9162 View (631) 825-9162
Photo of Jessica Shuren, Clinical Social Work/Therapist in Bohemia, NY
Jessica Shuren
Clinical Social Work/Therapist, LCSW, CASAC
Verified Verified
1 Endorsed
Bayport, NY 11705  (Online Only)
Thank you for looking at my profile. I am a Clinical Social Worker and Credentialed Substance Abuse Counselor in New York State. I have been in the human service field since 2001, and I specialize in treating addiction. During my professional experience, I have been trained in various evidence-based practices and I have been successful in treating the following additional conditions: low self-esteem, codependency, trauma, life changes, vocational / employment shifts, financial stress, and military issues related to combat or military sexual trauma.
Thank you for looking at my profile. I am a Clinical Social Worker and Credentialed Substance Abuse Counselor in New York State. I have been in the human service field since 2001, and I specialize in treating addiction. During my professional experience, I have been trained in various evidence-based practices and I have been successful in treating the following additional conditions: low self-esteem, codependency, trauma, life changes, vocational / employment shifts, financial stress, and military issues related to combat or military sexual trauma.
(631) 705-0767 View (631) 705-0767
Photo of Nancy L Cerullo, LCSW-R, PC, Clinical Social Work/Therapist in Bohemia, NY
Nancy L Cerullo, LCSW-R, PC
Clinical Social Work/Therapist, LCSW-R
Verified Verified
2 Endorsed
Stony Brook, NY 11790
Reaching out for help can be scary. I aim to make that process a smooth one with support and encouragement. I am a Clinical Social Worker with over 20 years of experience as a therapist. My clients come to me with a wide range of concerns, such as depression, anxiety, relationship issues, illness in themselves or a loved one, and much more. What I see time and time again that they have in common is a feeling of powerlessness. Whether it be over their symptoms, their family members, relationships and even themselves. I help them to understand themselves and their circumstances more fully.
Reaching out for help can be scary. I aim to make that process a smooth one with support and encouragement. I am a Clinical Social Worker with over 20 years of experience as a therapist. My clients come to me with a wide range of concerns, such as depression, anxiety, relationship issues, illness in themselves or a loved one, and much more. What I see time and time again that they have in common is a feeling of powerlessness. Whether it be over their symptoms, their family members, relationships and even themselves. I help them to understand themselves and their circumstances more fully.
(516) 321-4575 View (516) 321-4575
Photo of Susanne Carmello, Marriage & Family Therapist in Bohemia, NY
Susanne Carmello
Marriage & Family Therapist, MA, LMFT, CASAC-T
Verified Verified
1 Endorsed
Patchogue, NY 11772
It takes courage and strength to reach out for support during trying and challenging times. Therapy allows us to connect more deeply with ourselves, and tap into the power of being vulnerable in order to heal and strengthen. I am honored to accompany you on your journey to self-discovery while providing skillful guidance and resources along the way to help foster positive manifestation and emotional regulation. I am a client-centered psychotherapist focusing on empowering people through unique and evidence-based approaches to therapy. I am a certified Clinical Supervisor offering:
It takes courage and strength to reach out for support during trying and challenging times. Therapy allows us to connect more deeply with ourselves, and tap into the power of being vulnerable in order to heal and strengthen. I am honored to accompany you on your journey to self-discovery while providing skillful guidance and resources along the way to help foster positive manifestation and emotional regulation. I am a client-centered psychotherapist focusing on empowering people through unique and evidence-based approaches to therapy. I am a certified Clinical Supervisor offering:
(516) 613-2959 View (516) 613-2959
Photo of Danielle D Relyea, Clinical Social Work/Therapist in Bohemia, NY
Danielle D Relyea
Clinical Social Work/Therapist, MSW, LCSW, -R, EMDR, -AF
Verified Verified
Smithtown, NY 11787
It takes courage to seek guidance and can take a few tries to connect with a Mental Health Professional thatcan meet your needs. So keep trying until you meet that person & don't give up Hope!:) I have twenty plus years experience in mental health care, I'm dedicated to decreasing mental health stigma, highly passionate about understanding our mind practicing progressive, advanced, integrative treatment approaches. I'm always learning & growing from my work with clients & consider it a sacred privilege to assist another in their healing journey. I treat a broad range of issues, including but not limited to the most common in human experience: Depression, Anxiety, Trauma, Addiction, Grief & Loss, Relationship Difficulties, & Stress management. Whole Person, Multifaceted approach All the best in your wellness journey Danielle :)
It takes courage to seek guidance and can take a few tries to connect with a Mental Health Professional thatcan meet your needs. So keep trying until you meet that person & don't give up Hope!:) I have twenty plus years experience in mental health care, I'm dedicated to decreasing mental health stigma, highly passionate about understanding our mind practicing progressive, advanced, integrative treatment approaches. I'm always learning & growing from my work with clients & consider it a sacred privilege to assist another in their healing journey. I treat a broad range of issues, including but not limited to the most common in human experience: Depression, Anxiety, Trauma, Addiction, Grief & Loss, Relationship Difficulties, & Stress management. Whole Person, Multifaceted approach All the best in your wellness journey Danielle :)
(631) 734-0415 View (631) 734-0415
Photo of Sandoval Psychotherapy Consultation LCSW, PLLC, Clinical Social Work/Therapist in Bohemia, NY
Sandoval Psychotherapy Consultation LCSW, PLLC
Clinical Social Work/Therapist, MSW, LCSW
Verified Verified
1 Endorsed
Central Islip, NY 11722
Do you feel confused, stressed, anxious, or depressed due to a life transition, medical diagnosis, or loss? Are you feeling lonely and frustrated by the lack of intimacy in your life? Maybe you are highly skilled at dealing with life challenges and relationships, but you are feeling overwhelmed by your current circumstances. Perhaps this is your first time seeking support. We guide clients as they explore parts that have not been processed. Together, we will tap into an increased self-awareness. We help clients understand themselves and the root of the emotional pain. We provide 1:1 work and group work with Ketamine Assisted Therapy
Do you feel confused, stressed, anxious, or depressed due to a life transition, medical diagnosis, or loss? Are you feeling lonely and frustrated by the lack of intimacy in your life? Maybe you are highly skilled at dealing with life challenges and relationships, but you are feeling overwhelmed by your current circumstances. Perhaps this is your first time seeking support. We guide clients as they explore parts that have not been processed. Together, we will tap into an increased self-awareness. We help clients understand themselves and the root of the emotional pain. We provide 1:1 work and group work with Ketamine Assisted Therapy
(646) 586-3725 View (646) 586-3725
Photo of Theresa Domenichello, Clinical Social Work/Therapist in Bohemia, NY
Theresa Domenichello
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Bayport, NY 11705  (Online Only)
Is your anxiety getting in the way of accomplishing your life goals? Do you have a complicated relationship with food & your body? Do you struggle with relationships or feel like you have limited support from people in general? Does life feel like one bad situation after another, almost like you can't catch a break? If any of this resonates, I would be glad to walk with you in your journey of leading a more authentic, fulfilling life. I believe that our early experiences really shape us, and at times (even unknowingly) make us feel stuck.
Is your anxiety getting in the way of accomplishing your life goals? Do you have a complicated relationship with food & your body? Do you struggle with relationships or feel like you have limited support from people in general? Does life feel like one bad situation after another, almost like you can't catch a break? If any of this resonates, I would be glad to walk with you in your journey of leading a more authentic, fulfilling life. I believe that our early experiences really shape us, and at times (even unknowingly) make us feel stuck.
(516) 217-3905 View (516) 217-3905
Photo of Nicole L Zayas, Clinical Social Work/Therapist in Bohemia, NY
Nicole L Zayas
Clinical Social Work/Therapist, LCSW
Verified Verified
Blue Point, NY 11715  (Online Only)
Are you unsatisfied with your personal, professional, and/or romantic relationships? Do you constantly feel like your falling short in several areas of your life? Have you tried to change certain behaviors but just can’t seem to stick with it? Now more than ever, women and families are overwhelmed trying to do it all and can’t seem to get ahead. At Arriving Full Circle, we are passionate about engaging women who are curious about themselves and the unconscious patterns that are driving behavior. Once we better understand ourselves and our nature, we can learn new skills, habits, and ways of being.
Are you unsatisfied with your personal, professional, and/or romantic relationships? Do you constantly feel like your falling short in several areas of your life? Have you tried to change certain behaviors but just can’t seem to stick with it? Now more than ever, women and families are overwhelmed trying to do it all and can’t seem to get ahead. At Arriving Full Circle, we are passionate about engaging women who are curious about themselves and the unconscious patterns that are driving behavior. Once we better understand ourselves and our nature, we can learn new skills, habits, and ways of being.
(516) 973-1537 View (516) 973-1537
Photo of Lauren S. McCabe Sperber, Clinical Social Work/Therapist in Bohemia, NY
Lauren S. McCabe Sperber
Clinical Social Work/Therapist, LCSW, LMSW
Verified Verified
1 Endorsed
Smithtown, NY 11787  (Online Only)
Not accepting new clients
Do you feel like no one could possibly understand you? That your life experiences have either changed your view on life or never let you become who you wanted to be? Trauma can lead to feelings of numbness one minute and anxiety the next. It can have you feeling like your fighting off waves of emotions. One minute your tredding water just to get by, the next you’re overcome by the waves and you can’t breathe. I can guide you through these ups and downs. Together we can build a therapy plan to meet your needs so you can have that life that you’ve envisioned.
Do you feel like no one could possibly understand you? That your life experiences have either changed your view on life or never let you become who you wanted to be? Trauma can lead to feelings of numbness one minute and anxiety the next. It can have you feeling like your fighting off waves of emotions. One minute your tredding water just to get by, the next you’re overcome by the waves and you can’t breathe. I can guide you through these ups and downs. Together we can build a therapy plan to meet your needs so you can have that life that you’ve envisioned.
(631) 212-1227 View (631) 212-1227

See more therapy options for Bohemia

Aetna Therapists

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy