Therapists in Saint Clair Shores, MI

Photo of Paul D Ward, Psychologist in Saint Clair Shores, MI
Paul D Ward
Psychologist, PhD
Verified Verified
1 Endorsed
Saint Clair Shores, MI 48082
also specializes in substance addiction and abuse disorders, women's issues, men's issues, adult survivors of trauma and sexual abuse, bipolar disorder, and schizophrenia and schizo-affective disorders.
I understand that psychological and emotional distress can come in many forms and affects each of us differently. My primary purpose is to help you overcome these obstacles, while focusing on personal growth and attaining your short and long-term goals. I am committed to helping you through the therapeutic process professionally and with confidentiality and sensitivity.
also specializes in substance addiction and abuse disorders, women's issues, men's issues, adult survivors of trauma and sexual abuse, bipolar disorder, and schizophrenia and schizo-affective disorders.
I understand that psychological and emotional distress can come in many forms and affects each of us differently. My primary purpose is to help you overcome these obstacles, while focusing on personal growth and attaining your short and long-term goals. I am committed to helping you through the therapeutic process professionally and with confidentiality and sensitivity.
(586) 307-6173 View (586) 307-6173
Photo of Belinda Aliahmad, Clinical Social Work/Therapist in Saint Clair Shores, MI
Belinda Aliahmad
Clinical Social Work/Therapist, LLMSW
Verified Verified
Saint Clair Shores, MI 48080
With an educational background in Criminal Justice and Social Work, Belinda is also a committed member of the National Association of Social Workers. Belinda has 5 years of experience in a variety of settings such as, child welfare, crisis counseling, adoption services and school settings. Belinda works with a variety of clients, including adolescents, young adults and women suffering from domestic violence and sexual assault. Belinda uses trauma-focused therapy, cognitive behavioral therapy, play therapy, parent-child psychotherapy, while also incorporating meditative practices, relaxation techniques and similar strategies.
With an educational background in Criminal Justice and Social Work, Belinda is also a committed member of the National Association of Social Workers. Belinda has 5 years of experience in a variety of settings such as, child welfare, crisis counseling, adoption services and school settings. Belinda works with a variety of clients, including adolescents, young adults and women suffering from domestic violence and sexual assault. Belinda uses trauma-focused therapy, cognitive behavioral therapy, play therapy, parent-child psychotherapy, while also incorporating meditative practices, relaxation techniques and similar strategies.
(586) 571-8024 View (586) 571-8024
Photo of Amanda J Lilley, Clinical Social Work/Therapist in Saint Clair Shores, MI
Amanda J Lilley
Clinical Social Work/Therapist, LMSW
Verified Verified
4 Endorsed
Saint Clair Shores, MI 48081
I have extensive experience working with adults,children, & adolescents, survivors of domestic violence/sexual assault, and those experiencing anxiety and depression.
Hello & Welcome! Accepting NEW clients, in person and Telehealth available. I know life can be difficult and often we are faced with struggles and emotions that make every day tasks challenging. Whether you are feeling anxious, afraid, depressed, or hopeless you don't have to face it alone. In therapy, we will develop a relationship of support, encouragement, and trust and together we will work on overcoming your current and past struggles. In a relaxed, non-judgmental space I will utilize techniques and tools specific to you and your needs. I look forward to speaking with you!
I have extensive experience working with adults,children, & adolescents, survivors of domestic violence/sexual assault, and those experiencing anxiety and depression.
Hello & Welcome! Accepting NEW clients, in person and Telehealth available. I know life can be difficult and often we are faced with struggles and emotions that make every day tasks challenging. Whether you are feeling anxious, afraid, depressed, or hopeless you don't have to face it alone. In therapy, we will develop a relationship of support, encouragement, and trust and together we will work on overcoming your current and past struggles. In a relaxed, non-judgmental space I will utilize techniques and tools specific to you and your needs. I look forward to speaking with you!
(586) 991-3370 View (586) 991-3370
Photo of Therapy Alliance of Michigan, Inc , Clinical Social Work/Therapist in Saint Clair Shores, MI
Therapy Alliance of Michigan, Inc
Clinical Social Work/Therapist, LMSW
Verified Verified
1 Endorsed
Saint Clair Shores, MI 48080
Clinicians at Therapy Alliance of Michigan have extensive history working with people who have experienced domestic violence, sexual assault, or other traumatic events.
Welcome! Accepting NEW clients in Warren and Clinton Twp offices!Offering immediate in person & virtual appointments! We can schedule most appointments within the same week, and try to schedule all new appointments within 24-48 hours. You are struggling with anxiety, depression, or worry about everyday life. You're having trouble completing daily tasks, feeling fatigued, and worn out. Maybe you have survived a trauma or abusive relationship and need help focusing on healing. You want to feel happier and more in control. Maybe your child is struggling with stress, anxiety, etc. You are not alone and we have a therapist who can help!
Clinicians at Therapy Alliance of Michigan have extensive history working with people who have experienced domestic violence, sexual assault, or other traumatic events.
Welcome! Accepting NEW clients in Warren and Clinton Twp offices!Offering immediate in person & virtual appointments! We can schedule most appointments within the same week, and try to schedule all new appointments within 24-48 hours. You are struggling with anxiety, depression, or worry about everyday life. You're having trouble completing daily tasks, feeling fatigued, and worn out. Maybe you have survived a trauma or abusive relationship and need help focusing on healing. You want to feel happier and more in control. Maybe your child is struggling with stress, anxiety, etc. You are not alone and we have a therapist who can help!
(586) 701-9412 View (586) 701-9412
Photo of H3-Hope, Healing & Health, LLC, Clinical Social Work/Therapist in Saint Clair Shores, MI
H3-Hope, Healing & Health, LLC
Clinical Social Work/Therapist, LMSW, MPA, GC-C, GRS, EMDR
Verified Verified
9 Endorsed
Saint Clair Shores, MI 48080
H3 strives to promote optimal mental health by treating the mind, body and spirit. We have (3) Locations: Downtown Detroit, St. Clair Shores & Royal Oak. Your wellness journey is a sacred one for which we hold the greatest respect. We are committed to creating a safe space where you can find passage into a place of peace and well-being. Our key goal is to help our clients become empowered to make informed decisions about themselves, their relationships and their future goals.
H3 strives to promote optimal mental health by treating the mind, body and spirit. We have (3) Locations: Downtown Detroit, St. Clair Shores & Royal Oak. Your wellness journey is a sacred one for which we hold the greatest respect. We are committed to creating a safe space where you can find passage into a place of peace and well-being. Our key goal is to help our clients become empowered to make informed decisions about themselves, their relationships and their future goals.
(586) 789-9879 View (586) 789-9879
Photo of Alexandra Treat, Counselor in Saint Clair Shores, MI
Alexandra Treat
Counselor, MA, LLC
Verified Verified
2 Endorsed
Saint Clair Shores, MI 48080
Sometimes we all need a little bit of assistance during our journey of personal discovery. It would be my honor to have the opportunity to view the world from your lens while together we work through life’s complexities. My passion lies in creating an empathetic and judgment free space in order to provide a comfortable and safe environment where you can share your personal experiences. We are the masters of our own lives. By utilizing humanistic and cognitive-behavioral therapy techniques, I aim to encourage personal growth and self discovery.
Sometimes we all need a little bit of assistance during our journey of personal discovery. It would be my honor to have the opportunity to view the world from your lens while together we work through life’s complexities. My passion lies in creating an empathetic and judgment free space in order to provide a comfortable and safe environment where you can share your personal experiences. We are the masters of our own lives. By utilizing humanistic and cognitive-behavioral therapy techniques, I aim to encourage personal growth and self discovery.
(586) 496-4986 View (586) 496-4986
Photo of Elizabeth Winterholler, Limited Licensed Psychologist in Saint Clair Shores, MI
Elizabeth Winterholler
Limited Licensed Psychologist, MA, LLP
Verified Verified
Saint Clair Shores, MI 48082
I am a Limited Licensed Psychologist who provides individual and family therapy to children, adolescents, and adults. I specialize in treating mood disorders, anxiety, grief, trauma, substance abuse, and women's issues. I am certified in Trauma-Focused Cognitive Behavioral Therapy. I have extensive experience working with parents and children to address family conflict, and a variety of childhood emotional and behavioral disorders. I have specialized training in treating children and adolescents with ADHD, oppositional defiant disorder, social skills deficits, and academic challenges.
I am a Limited Licensed Psychologist who provides individual and family therapy to children, adolescents, and adults. I specialize in treating mood disorders, anxiety, grief, trauma, substance abuse, and women's issues. I am certified in Trauma-Focused Cognitive Behavioral Therapy. I have extensive experience working with parents and children to address family conflict, and a variety of childhood emotional and behavioral disorders. I have specialized training in treating children and adolescents with ADHD, oppositional defiant disorder, social skills deficits, and academic challenges.
(586) 204-1532 View (586) 204-1532
Photo of Jules Pangborn-Harley, Licensed Professional Counselor in Saint Clair Shores, MI
Jules Pangborn-Harley
Licensed Professional Counselor, LPC, ATR-P
Verified Verified
Saint Clair Shores, MI 48080
Accepting new clients! I do not take Meridian Medicaid! I am a licensed professional counselor and art therapist. I have dedicated my career to helping traumatized children, teens and their families heal through art therapy and counseling. I have worked in various environments, from home-based work to outpatient (office) settings in counseling. If you or someone you know has a child or teenager that is struggling with mental illness and trauma, send them my way! I am confident that my eclectic approach to counseling and art therapy will help you and your children heal and grow throughout life's journey.
Accepting new clients! I do not take Meridian Medicaid! I am a licensed professional counselor and art therapist. I have dedicated my career to helping traumatized children, teens and their families heal through art therapy and counseling. I have worked in various environments, from home-based work to outpatient (office) settings in counseling. If you or someone you know has a child or teenager that is struggling with mental illness and trauma, send them my way! I am confident that my eclectic approach to counseling and art therapy will help you and your children heal and grow throughout life's journey.
(586) 315-4912 View (586) 315-4912
Photo of Hearts-In-Healing Therapy, LLC, Marriage & Family Therapist in Saint Clair Shores, MI
Hearts-In-Healing Therapy, LLC
Marriage & Family Therapist, MA, LMFT, CAADC, CCTP
Verified Verified
Saint Clair Shores, MI 48080
Is your relationship in distress? Is there more conflict than communication? Do you feel lonely or shut out? Disconnected with your partner? There is hope. HIH is a counseling center focused on relational health and adjustment for individuals, couples, and families. HIH uses an integrative approach that includes addressing assertiveness and communication skills, safe and healthy connection, and conflict resolution. Whether an individual or couple, we can work toward a healthier, dynamic, relationship with yourself and others.
Is your relationship in distress? Is there more conflict than communication? Do you feel lonely or shut out? Disconnected with your partner? There is hope. HIH is a counseling center focused on relational health and adjustment for individuals, couples, and families. HIH uses an integrative approach that includes addressing assertiveness and communication skills, safe and healthy connection, and conflict resolution. Whether an individual or couple, we can work toward a healthier, dynamic, relationship with yourself and others.
(586) 331-6021 View (586) 331-6021
Photo of Carissa Gluth, Clinical Social Work/Therapist in Saint Clair Shores, MI
Carissa Gluth
Clinical Social Work/Therapist, LMSW, CCTP
Verified Verified
7 Endorsed
Saint Clair Shores, MI 48081
Waitlist for new clients
"Growth is painful. Change is painful. But nothing is as painful as staying stuck somewhere you don't belong" (M. Hale). Life can be hard, but there is hope for a better tomorrow. I am experienced in trauma, PTSD, relationship issues, depression, anxiety, and life transitions. I provide a safe, supportive environment and assist you with whatever struggles you may be experiencing; whether its help in problem solving, changing belief systems, working through pain and/or developing new tools/strategies to manage the challenges of life.
"Growth is painful. Change is painful. But nothing is as painful as staying stuck somewhere you don't belong" (M. Hale). Life can be hard, but there is hope for a better tomorrow. I am experienced in trauma, PTSD, relationship issues, depression, anxiety, and life transitions. I provide a safe, supportive environment and assist you with whatever struggles you may be experiencing; whether its help in problem solving, changing belief systems, working through pain and/or developing new tools/strategies to manage the challenges of life.
(586) 646-4621 View (586) 646-4621
Photo of Gabrielle Deschaine, Licensed Professional Counselor in Saint Clair Shores, MI
Gabrielle Deschaine
Licensed Professional Counselor, MA, LPC
Verified Verified
1 Endorsed
Saint Clair Shores, MI 48081
Healthy connections provide for relationships wherein we feel integrated, empowered, and validated. When these connections are damaged we can suffer physical pain, social isolation, instability and internal fragmentation. It’s at these times, a supportive advocate can assist in repairing damaged or lost connections through a therapeutic rapport. My work is done in relationship with you, exploring how stress, trauma, addiction or disease has impacted your connections and deciding which ones need to be repaired to restore balance to your life.
Healthy connections provide for relationships wherein we feel integrated, empowered, and validated. When these connections are damaged we can suffer physical pain, social isolation, instability and internal fragmentation. It’s at these times, a supportive advocate can assist in repairing damaged or lost connections through a therapeutic rapport. My work is done in relationship with you, exploring how stress, trauma, addiction or disease has impacted your connections and deciding which ones need to be repaired to restore balance to your life.
(586) 271-0148 View (586) 271-0148
Photo of Tami Wright, Licensed Professional Counselor in Saint Clair Shores, MI
Tami Wright
Licensed Professional Counselor, PhD, LPC
Verified Verified
1 Endorsed
Saint Clair Shores, MI 48081  (Online Only)
Is life throwing you a curve ball? Do you feel like you've lost your way? Confused? Frustrated? Angry? Sad? I believe we all go through these times. With some objective help, we know our answers and can get back on track. Let me help you through this tough time. I'm non-judgmental, respectful, empathetic and offer you the environment and opportunity to sort through any situation. I have spent decades working with people in these situations. I hold a Doctorate in Counseling and Professional Counselor License. I work with children, adults and families with a wide array of issues. Let's work together!
Is life throwing you a curve ball? Do you feel like you've lost your way? Confused? Frustrated? Angry? Sad? I believe we all go through these times. With some objective help, we know our answers and can get back on track. Let me help you through this tough time. I'm non-judgmental, respectful, empathetic and offer you the environment and opportunity to sort through any situation. I have spent decades working with people in these situations. I hold a Doctorate in Counseling and Professional Counselor License. I work with children, adults and families with a wide array of issues. Let's work together!
(248) 450-5310 View (248) 450-5310
Photo of Conflict Resolution Institute, Counselor in Saint Clair Shores, MI
Conflict Resolution Institute
Counselor, MAC, LPC , NCC
Verified Verified
Saint Clair Shores, MI 48081
Having problems with emotions, thoughts, urges or behaviors, we can help. Experiencing difficulty adjusting to or coping with people or situations, we can help. Want to feel or think differently: live a better life, we can help. Find yourself unable to get or stay engaged in the life you want, we can help. Habitually reacting to people, feelings or ideas, repeating or returning to past behaviors, we can help. Experiencing dysfunction at home, school, work or in society, we can help. Preparing to, in the process of, or maintaining changes and want assistance with your efforts, we can help.
Having problems with emotions, thoughts, urges or behaviors, we can help. Experiencing difficulty adjusting to or coping with people or situations, we can help. Want to feel or think differently: live a better life, we can help. Find yourself unable to get or stay engaged in the life you want, we can help. Habitually reacting to people, feelings or ideas, repeating or returning to past behaviors, we can help. Experiencing dysfunction at home, school, work or in society, we can help. Preparing to, in the process of, or maintaining changes and want assistance with your efforts, we can help.
(248) 671-6891 View (248) 671-6891
Photo of Veronica H Lopiccolo, Licensed Professional Counselor in Saint Clair Shores, MI
Veronica H Lopiccolo
Licensed Professional Counselor, MA, LPC, NCC, ACS
Verified Verified
13 Endorsed
Saint Clair Shores, MI 48081
I would be honored to walk alongside of you to help you to discern where your pain, joys, and struggles are rooted. I find great joy in helping clients to release the chains in their lives that are holding them back from their greatest potential. Let's explore what your strengths, challenges, and growing edges are together. Please allow me to help you to believe the truth that hope and healing can happen for you. Together, we can change the next chapter of your life! It is never too late.
I would be honored to walk alongside of you to help you to discern where your pain, joys, and struggles are rooted. I find great joy in helping clients to release the chains in their lives that are holding them back from their greatest potential. Let's explore what your strengths, challenges, and growing edges are together. Please allow me to help you to believe the truth that hope and healing can happen for you. Together, we can change the next chapter of your life! It is never too late.
(586) 623-6255 View (586) 623-6255
Photo of Samantha Coyne, Clinical Social Work/Therapist in Saint Clair Shores, MI
Samantha Coyne
Clinical Social Work/Therapist, LMSW
Verified Verified
Saint Clair Shores, MI 48082
We are all masters of our own lives; we each hold the answers to questions and problems we may endure. Sometimes, we lose insight and need guidance to uncover our underlying knowledge or simply to cope with setbacks. My goal is to empower, educate and assist people to regain control of their lives. Seeking assistance can be difficult and takes courage; I provide a safe environment, compassionate, holistic nature and welcome people of all ages. I pride my practice on integrating what are considered non-traditional methods of treatment to supplement our therapy together.
We are all masters of our own lives; we each hold the answers to questions and problems we may endure. Sometimes, we lose insight and need guidance to uncover our underlying knowledge or simply to cope with setbacks. My goal is to empower, educate and assist people to regain control of their lives. Seeking assistance can be difficult and takes courage; I provide a safe environment, compassionate, holistic nature and welcome people of all ages. I pride my practice on integrating what are considered non-traditional methods of treatment to supplement our therapy together.
(586) 576-6136 View (586) 576-6136
Photo of Andrea Andrzejczak, Psychologist in Saint Clair Shores, MI
Andrea Andrzejczak
Psychologist, PhD
Verified Verified
Saint Clair Shores, MI 48080
My focus is on helping people better understand themselves,resolve internal conflicts and live a more fufilling life. With therapy,people gain insight into themselves and can make real lasting change.
My focus is on helping people better understand themselves,resolve internal conflicts and live a more fufilling life. With therapy,people gain insight into themselves and can make real lasting change.
(313) 528-6781 View (313) 528-6781
Photo of Mary Jane Gazda, Psychologist in Saint Clair Shores, MI
Mary Jane Gazda
Psychologist, PhD
Verified Verified
Saint Clair Shores, MI 48082
Waitlist for new clients
I began my practice in 1984 as a Social Worker. I returned to school and earned a Ph.D in Psychology. I specialize in working with adults of all ages, children, adolescence, couples and families. I employ a variety of techniques such as mindfulness, insight oriented inquiry, Yoga and traditional talk therapies. I do believe that we can change our lives if we change our thinking. At times we come to a place when our thoughts become unbearable and feel overwhelmed and confused. When we are open to acknowledging our suffering we then become willing to explore our pain.
I began my practice in 1984 as a Social Worker. I returned to school and earned a Ph.D in Psychology. I specialize in working with adults of all ages, children, adolescence, couples and families. I employ a variety of techniques such as mindfulness, insight oriented inquiry, Yoga and traditional talk therapies. I do believe that we can change our lives if we change our thinking. At times we come to a place when our thoughts become unbearable and feel overwhelmed and confused. When we are open to acknowledging our suffering we then become willing to explore our pain.
(586) 913-1934 View (586) 913-1934
Photo of Renisha D Simpkins, Licensed Professional Counselor in Saint Clair Shores, MI
Renisha D Simpkins
Licensed Professional Counselor, MA, LPC, NCC
Verified Verified
1 Endorsed
Saint Clair Shores, MI 48080
Your authority is in your authenticity, simply meaning the more honest, accepting, vulnerable and open you are with yourself first, is the more empowered you will be to address and heal any area of your life. We must radically accept our selves with compassion and honor. Self honor is the beginning of personal freedom. Radical self acceptance is the antecedent. I promote and empower positivity in your daily reality. Many of us struggle with societal and internal pressures and judgements. Because we judge ourselves in our minds, we find ourselves trapped often in them,limiting our potential and dishonoring our truths. I want to partner with you by helping you get out of your mind and past ways and get into your life, living in the present possibilities. My ideal client(s) are people who are willing to learn and grow within. I have no biases with religion, size, race, sexuality age and gender. It is my practice to be judgement free and accepting.
Your authority is in your authenticity, simply meaning the more honest, accepting, vulnerable and open you are with yourself first, is the more empowered you will be to address and heal any area of your life. We must radically accept our selves with compassion and honor. Self honor is the beginning of personal freedom. Radical self acceptance is the antecedent. I promote and empower positivity in your daily reality. Many of us struggle with societal and internal pressures and judgements. Because we judge ourselves in our minds, we find ourselves trapped often in them,limiting our potential and dishonoring our truths. I want to partner with you by helping you get out of your mind and past ways and get into your life, living in the present possibilities. My ideal client(s) are people who are willing to learn and grow within. I have no biases with religion, size, race, sexuality age and gender. It is my practice to be judgement free and accepting.
(586) 666-0218 View (586) 666-0218
Photo of Ashley Ziolkowski, Clinical Social Work/Therapist in Saint Clair Shores, MI
Ashley Ziolkowski
Clinical Social Work/Therapist, LMSW
Verified Verified
3 Endorsed
Saint Clair Shores, MI 48081
Do you find yourself overwhelmed by feelings of sadness, anxiety, anger, or guilt? Do you wish you felt more empowered to set boundaries and say “no” in relationships? Are you stuck in unhelpful patterns or burdened by the past? As a therapist, I am passionate about creating a safe environment to explore these feelings, build an awareness of what's holding you back and work towards having a more fulfilling life. It is my passion to help children and adolescents develop healthy ways to manage and understand emotions, increase self-esteem, and create positive relationships in life.
Do you find yourself overwhelmed by feelings of sadness, anxiety, anger, or guilt? Do you wish you felt more empowered to set boundaries and say “no” in relationships? Are you stuck in unhelpful patterns or burdened by the past? As a therapist, I am passionate about creating a safe environment to explore these feelings, build an awareness of what's holding you back and work towards having a more fulfilling life. It is my passion to help children and adolescents develop healthy ways to manage and understand emotions, increase self-esteem, and create positive relationships in life.
(586) 238-3280 View (586) 238-3280
Photo of Ferrari Serrette, Limited Licensed Psychologist in Saint Clair Shores, MI
Ferrari Serrette
Limited Licensed Psychologist, MA, LLP, CAADC
Verified Verified
1 Endorsed
Saint Clair Shores, MI 48081  (Online Only)
My therapy approach is client centered. This means that I tend to be honest, accepting, supportive, and reflective. My goal is to help you understand your thoughts, perceptions, and emotions. I believe this understanding may help you reach your full potential. I know that you might be afraid of the unknown, but it is necessary to take action if you want change. What's the worst that can happen?...You try therapy and it doesn't work? "The greatest accomplishment is not in never failing, but in rising again after you fall" (Vince Lombardi). Keep moving forward! Try again!
My therapy approach is client centered. This means that I tend to be honest, accepting, supportive, and reflective. My goal is to help you understand your thoughts, perceptions, and emotions. I believe this understanding may help you reach your full potential. I know that you might be afraid of the unknown, but it is necessary to take action if you want change. What's the worst that can happen?...You try therapy and it doesn't work? "The greatest accomplishment is not in never failing, but in rising again after you fall" (Vince Lombardi). Keep moving forward! Try again!
(586) 501-8864 View (586) 501-8864

See more therapy options for Saint Clair Shores

Aetna Therapists

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy