Photo of Tracy Matlock, Licensed Professional Counselor in Arkansas
Tracy Matlock
Licensed Professional Counselor, LPC, NCC
Verified Verified
Mountain Home, AR 72653
Life can take us down many different roads. Sometimes those roads can have bumps, holes, or be so deteriorated that it's difficult to travel. Counseling is an effective way to navigate life's difficulties. I treat a wide range of issues such as depression and other mood problems, anxiety and stress, relationship issues, life changes, adjustment to disability, behavioral issues and many more. Over my career, I have had opportunities to work with all ages and varied mental health problems. My goal for everyone I treat is to help them identify their problems and work to resolve those issues so that they can move forward in life.
Life can take us down many different roads. Sometimes those roads can have bumps, holes, or be so deteriorated that it's difficult to travel. Counseling is an effective way to navigate life's difficulties. I treat a wide range of issues such as depression and other mood problems, anxiety and stress, relationship issues, life changes, adjustment to disability, behavioral issues and many more. Over my career, I have had opportunities to work with all ages and varied mental health problems. My goal for everyone I treat is to help them identify their problems and work to resolve those issues so that they can move forward in life.
(870) 410-4875 View (870) 410-4875
Photo of Angela Holloway Shakir, Licensed Professional Counselor in Arkansas
Angela Holloway Shakir
Licensed Professional Counselor, MS
Verified Verified
1 Endorsed
Rogers, AR 72758
E Protocol Training for School Professional on Self-Injurious Behaviors, Parent-child relational issues, Stress Management, Depression, Anxiety, Self-Esteem, Grief, Borderline Personality Disorder, Autism Spectrum Disorder, Trauma, ADHD, & Career Exploration.
Angela Holloway Shakir is a Licensed Professional Counselor serving Northwest Arkansas. She serves children and adolescents ages (5-17), adults (18+) and the senior populations (65+). Angela has over 7 years of experience in a variety of settings including school based, residential, inpatient, outpatient, and corrections. Her services are tailored for individual, group, couples, and families offering an integrative approach to address the unique needs of each client. Her experience and skills allow her to serve a diverse population providing both long term and brief interventions.
E Protocol Training for School Professional on Self-Injurious Behaviors, Parent-child relational issues, Stress Management, Depression, Anxiety, Self-Esteem, Grief, Borderline Personality Disorder, Autism Spectrum Disorder, Trauma, ADHD, & Career Exploration.
Angela Holloway Shakir is a Licensed Professional Counselor serving Northwest Arkansas. She serves children and adolescents ages (5-17), adults (18+) and the senior populations (65+). Angela has over 7 years of experience in a variety of settings including school based, residential, inpatient, outpatient, and corrections. Her services are tailored for individual, group, couples, and families offering an integrative approach to address the unique needs of each client. Her experience and skills allow her to serve a diverse population providing both long term and brief interventions.
(479) 282-3038 View (479) 282-3038
Photo of Cailyn Jordan, Clinical Social Work/Therapist in Arkansas
Cailyn Jordan
Clinical Social Work/Therapist, LCSW, CFSW
Verified Verified
Little Rock, AR 72202  (Online Only)
Is your anxiety causing you to miss out on things you would normally enjoy or new opportunities? Do you experience excessive worrying, overthinking, self-doubt, avoidance, irritability/frustration, over eating and find it hard to control your emotions? Do you wish to have more control over your thoughts and behaviors and live a less anxious life? I know first-hand, unmanaged anxiety can make you feel defeated and less confident in yourself. However, I want you to know it's possible to go from surviving to thriving with the right plan in place.
Is your anxiety causing you to miss out on things you would normally enjoy or new opportunities? Do you experience excessive worrying, overthinking, self-doubt, avoidance, irritability/frustration, over eating and find it hard to control your emotions? Do you wish to have more control over your thoughts and behaviors and live a less anxious life? I know first-hand, unmanaged anxiety can make you feel defeated and less confident in yourself. However, I want you to know it's possible to go from surviving to thriving with the right plan in place.
(501) 236-4810 View (501) 236-4810
Photo of Maylynn York, Licensed Professional Counselor in Arkansas
Maylynn York
Licensed Professional Counselor, LPC
Verified Verified
1 Endorsed
Conway, AR 72034  (Online Only)
Maylynn is a Licensed Professional Counselor. She completed her degree at ASU in 2009. She has worked in many different settings and with different diagnoses. Maylynn has experience practicing in inpatient, community mental health, non-profits, schools, and private practice. Her strengths are in self-esteem, depression, anxiety, family issues, career goals, and a variety of other issues. She enjoys this work and is passionate about the pivotal transitional times in life. Maylynn completed her degree at ASU Jonesboro in 2009.
Maylynn is a Licensed Professional Counselor. She completed her degree at ASU in 2009. She has worked in many different settings and with different diagnoses. Maylynn has experience practicing in inpatient, community mental health, non-profits, schools, and private practice. Her strengths are in self-esteem, depression, anxiety, family issues, career goals, and a variety of other issues. She enjoys this work and is passionate about the pivotal transitional times in life. Maylynn completed her degree at ASU Jonesboro in 2009.
(501) 361-3450 View (501) 361-3450
Photo of Becoming More Counseling, Coaching, & Consulting, Licensed Professional Counselor in Arkansas
Becoming More Counseling, Coaching, & Consulting
Licensed Professional Counselor, PhD, MDiv, LPC
Verified Verified
Siloam Springs, AR 72761  (Online Only)
I specialize in anxiety, depression, trauma, marriage & family; & am certified in DBT (Dialectical Behavior Therapy) and am trained in EMDR (Eye Movement Desensitization & Reprocessing).
Clients who are struggling but wanting to not only heal, but also grow have the potential for being extremely powerful people. We have all gone through difficult times, experiencing anxiety, fear, depression, and hopelessness. However, if we have healed, we look back and see those times as hard, but some of the most powerful in our lives. Hearts can become strong, marriages can be healed and become euphoric, and our families can become strong, powerful, and beautiful. If you have a Christian background, I can help you become stronger in your faith. If you want to become a stronger leader, I am also an executive coach.
I specialize in anxiety, depression, trauma, marriage & family; & am certified in DBT (Dialectical Behavior Therapy) and am trained in EMDR (Eye Movement Desensitization & Reprocessing).
Clients who are struggling but wanting to not only heal, but also grow have the potential for being extremely powerful people. We have all gone through difficult times, experiencing anxiety, fear, depression, and hopelessness. However, if we have healed, we look back and see those times as hard, but some of the most powerful in our lives. Hearts can become strong, marriages can be healed and become euphoric, and our families can become strong, powerful, and beautiful. If you have a Christian background, I can help you become stronger in your faith. If you want to become a stronger leader, I am also an executive coach.
(479) 888-5616 View (479) 888-5616
Photo of Dr. M. Kaye Ramsey, Psychologist in Arkansas
Dr. M. Kaye Ramsey
Psychologist, PsyD
Verified Verified
Hot Springs, AR 71913
Depression,Anxiety,PTSD/trauma,Bipolar, Substance abuse,Relapse Prevention,Chronic Pain, Performance anxiety and work related stressors, chronic stress management, lifestyle and positive quality of life improvements.
I am a licensed mental health professional with over 11 years of clinical experience. My professional background is in Clinical Psychology with a Client-Centered focus. Client-Centered Counseling is a manner of being or an attitudinal approach that believes that positive change in people occurs in a therapeutic relationship with another person (a helper or a therapist) in which the helper provides unconditional positive regard, genuineness and empathy toward the client or patient. During my career, I have worked with all types of issues and in various stages of one’s life path.I am Looking forward to helping you.
Depression,Anxiety,PTSD/trauma,Bipolar, Substance abuse,Relapse Prevention,Chronic Pain, Performance anxiety and work related stressors, chronic stress management, lifestyle and positive quality of life improvements.
I am a licensed mental health professional with over 11 years of clinical experience. My professional background is in Clinical Psychology with a Client-Centered focus. Client-Centered Counseling is a manner of being or an attitudinal approach that believes that positive change in people occurs in a therapeutic relationship with another person (a helper or a therapist) in which the helper provides unconditional positive regard, genuineness and empathy toward the client or patient. During my career, I have worked with all types of issues and in various stages of one’s life path.I am Looking forward to helping you.
(501) 299-9280 View (501) 299-9280
Photo of Katrina Mary Lawson, Clinical Social Work/Therapist in Arkansas
Katrina Mary Lawson
Clinical Social Work/Therapist, LCSW
Verified Verified
Fayetteville, AR 72701
Do you feel stuck in a maze of sadness, anxiety, regret and the endless demands of daily life? Has the messy road of life brought you heartaches, losses and unending changes? Do you find yourself lost while trying to navigate relationships? Are you consumed by the hurts of your past? Do you struggle with finding and applying your talents and skills to create the kind of life you want to live?
Do you feel stuck in a maze of sadness, anxiety, regret and the endless demands of daily life? Has the messy road of life brought you heartaches, losses and unending changes? Do you find yourself lost while trying to navigate relationships? Are you consumed by the hurts of your past? Do you struggle with finding and applying your talents and skills to create the kind of life you want to live?
(479) 239-9064 View (479) 239-9064
Photo of Secure Foundation Counseling, PLLC, Licensed Professional Counselor in Arkansas
Secure Foundation Counseling, PLLC
Licensed Professional Counselor, LPC-S, RPT
Verified Verified
2 Endorsed
Jonesboro, AR 72401
Life can be hard at times. Periods of depression, anxiety, and even self doubt can cause you to feel that your foundation is unstable. It is possible for you to stand on a SECURE FOUNDATION! Therapy is simply me walking alongside you, helping you get where you desire to be. I will offer support and empathy along the way. During our sessions I will use my professional experience and training to ensure that you achieve your desired goals. We will be committed to your well-being, growth, and self development every step of the way. We also offer couple and family therapy to help create a healthy family unit.
Life can be hard at times. Periods of depression, anxiety, and even self doubt can cause you to feel that your foundation is unstable. It is possible for you to stand on a SECURE FOUNDATION! Therapy is simply me walking alongside you, helping you get where you desire to be. I will offer support and empathy along the way. During our sessions I will use my professional experience and training to ensure that you achieve your desired goals. We will be committed to your well-being, growth, and self development every step of the way. We also offer couple and family therapy to help create a healthy family unit.
(870) 259-5224 View (870) 259-5224
Photo of Beverly Vanover, Licensed Professional Counselor in Arkansas
Beverly Vanover
Licensed Professional Counselor, LPC
Verified Verified
Jonesboro, AR 72401
My name is Beverly Vanover, and I am a licensed professional counseling with 10 years of experience working with adults dealing with mild to moderate emotional regulation issues around anger, anxiety, depression, and relationships. I work with adults struggling with emotional regulation for emotions of anger, anxiety, depression, and desire to please that create barriers to inter and intra-personal effectiveness.
My name is Beverly Vanover, and I am a licensed professional counseling with 10 years of experience working with adults dealing with mild to moderate emotional regulation issues around anger, anxiety, depression, and relationships. I work with adults struggling with emotional regulation for emotions of anger, anxiety, depression, and desire to please that create barriers to inter and intra-personal effectiveness.
(870) 860-7427 View (870) 860-7427
Photo of Courtney E Goodrum, Clinical Social Work/Therapist in Arkansas
Courtney E Goodrum
Clinical Social Work/Therapist, LCSW
Verified Verified
2 Endorsed
Fayetteville, AR 72703  (Online Only)
I work with teens, adults, couples and families struggling with depression, anxiety, mood disturbances, personality disorders, relationship challenges, difficult life transitions and trauma.
I offer a caring, safe and motivating environment where individuals can be heard and understood. I have 25 years of experience in the mental health field. I like to start where my clients are when they begin treatment, and I understand that one type of treatment approach does not work for everyone. I utilize several evidenced based therapies. Overall, I seek to assist clients in developing skills they desire to live happier more productive and fulfilling lives.
I work with teens, adults, couples and families struggling with depression, anxiety, mood disturbances, personality disorders, relationship challenges, difficult life transitions and trauma.
I offer a caring, safe and motivating environment where individuals can be heard and understood. I have 25 years of experience in the mental health field. I like to start where my clients are when they begin treatment, and I understand that one type of treatment approach does not work for everyone. I utilize several evidenced based therapies. Overall, I seek to assist clients in developing skills they desire to live happier more productive and fulfilling lives.
(479) 239-9957 View (479) 239-9957
Photo of The Legacy for Children & Families, LLC, Licensed Professional Counselor in Arkansas
The Legacy for Children & Families, LLC
Licensed Professional Counselor, MA, LPC-S, TA-C/S, CCTP
Verified Verified
North Little Rock, AR 72117  (Online Only)
Hello to YOU! We are The Legacy for Children & Families, LLC. Here, our focus is on children, adolescents and adults who have experienced grief, trauma, depression and anxiety. Is your usual way of coping with loss or trauma no longer working? Have you found it difficult to move through current or past trauma or grief? Are there times were you think that you are going to lose your mind or that life is too hard?
Hello to YOU! We are The Legacy for Children & Families, LLC. Here, our focus is on children, adolescents and adults who have experienced grief, trauma, depression and anxiety. Is your usual way of coping with loss or trauma no longer working? Have you found it difficult to move through current or past trauma or grief? Are there times were you think that you are going to lose your mind or that life is too hard?
(501) 430-3084 View (501) 430-3084
Photo of Joylyn Bartlett, Licensed Professional Counselor in Arkansas
Joylyn Bartlett
Licensed Professional Counselor, EdS, LPC
Verified Verified
1 Endorsed
Jonesboro, AR 72401
With extensive experience working with individuals of all ages, I have a meaningful understanding of the unique challenges and developmental stages faced by adults, children, and adolescents. Whether you're an adult seeking personal growth, a parent navigating family dynamics, or a teenager facing the complexities of adolescence, I am committed to providing compassionate and effective therapeutic support. I have assisted people experiencing anxiety, depression, trauma, grief, and many other life challenges. I love to advocate for people from a holistic approach to improve overall well-being.
With extensive experience working with individuals of all ages, I have a meaningful understanding of the unique challenges and developmental stages faced by adults, children, and adolescents. Whether you're an adult seeking personal growth, a parent navigating family dynamics, or a teenager facing the complexities of adolescence, I am committed to providing compassionate and effective therapeutic support. I have assisted people experiencing anxiety, depression, trauma, grief, and many other life challenges. I love to advocate for people from a holistic approach to improve overall well-being.
(870) 539-9132 View (870) 539-9132
Photo of Carrie Atwood, Counselor in Arkansas
Carrie Atwood
Counselor, LPC
Verified Verified
3 Endorsed
Little Rock, AR 72201
I work with clients of all ages, including couples and co-parenting. I especially enjoy working with adolescents and young women with a wide variety of concerns including low self esteem, body image concerns, anxiety, eating disorders, and a variety of other motherhood stressors. I will work to meet you where you are on your journey and strive to help you to find hope in your situation. Let me provide a welcoming setting that can be your safe space to explore yourself and whatever is troubling you. Together we will create a plan to help you find peace in your life, work toward self-actualization, and help you become your best self!
I work with clients of all ages, including couples and co-parenting. I especially enjoy working with adolescents and young women with a wide variety of concerns including low self esteem, body image concerns, anxiety, eating disorders, and a variety of other motherhood stressors. I will work to meet you where you are on your journey and strive to help you to find hope in your situation. Let me provide a welcoming setting that can be your safe space to explore yourself and whatever is troubling you. Together we will create a plan to help you find peace in your life, work toward self-actualization, and help you become your best self!
(501) 285-8961 View (501) 285-8961
Photo of Allison Wahbi, Clinical Social Work/Therapist in Arkansas
Allison Wahbi
Clinical Social Work/Therapist, LCSW
Verified Verified
1 Endorsed
Rogers, AR 72758
It’s been my privilege for over twelve years to help individuals cope with depression, anxiety, life adjustments and trauma.
(Limited openings available. Please email to inquire about an appointment) As a Licensed Clinical Social Worker, I provide counseling for adults (18 and older), with expertise in the treatment of stress and anxiety. If you are feeling depressed, having frequent worry, losing sleep at night due to work or personal stress or just not feeling like yourself, having a supportive and kind counselor can help.
It’s been my privilege for over twelve years to help individuals cope with depression, anxiety, life adjustments and trauma.
(Limited openings available. Please email to inquire about an appointment) As a Licensed Clinical Social Worker, I provide counseling for adults (18 and older), with expertise in the treatment of stress and anxiety. If you are feeling depressed, having frequent worry, losing sleep at night due to work or personal stress or just not feeling like yourself, having a supportive and kind counselor can help.
(479) 202-0752 View (479) 202-0752
Photo of Andrew Cooper, Counselor in Arkansas
Andrew Cooper
Counselor, MA, LPC
Verified Verified
Fayetteville, AR 72704
This may include issues with Couple Conflicts, Anxiety, Depression, and Parenting challenges.
Andrew is a Licensed Professional Counselor, who has been in practice since 2004. Andrew owns Still Waters Counseling in Fayetteville, AR. In his private practice, Andrew helps Teenagers, Couples, and Adults overcome emotional, psychological, and relationship struggles. He holds a Master's in Marriage and Family Counseling. Many of his clients are seeking Christian Counseling.
This may include issues with Couple Conflicts, Anxiety, Depression, and Parenting challenges.
Andrew is a Licensed Professional Counselor, who has been in practice since 2004. Andrew owns Still Waters Counseling in Fayetteville, AR. In his private practice, Andrew helps Teenagers, Couples, and Adults overcome emotional, psychological, and relationship struggles. He holds a Master's in Marriage and Family Counseling. Many of his clients are seeking Christian Counseling.
(479) 342-2734 View (479) 342-2734
Photo of Trish Waltz, Clinical Social Work/Therapist in Arkansas
Trish Waltz
Clinical Social Work/Therapist, LCSW
Verified Verified
Clinton, AR 72031
I can help you! I have approximately 35 years of experience. I give practical help in a safe and accepting environment. I have specialized in working with children and adolescents; sexual abuse issues, family and marriage issues. I am certified in EMDR. I have clinically supervised/trained graduated students and pre-licensed therapists for approximately 20 years. I work with most issues, including, but not limited to substance abuse, educational problems, depression, anxiety. I am a supportive and caring therapist who will assist you in becoming the person you were meant to be. Let's turn your struggles into strengths.
I can help you! I have approximately 35 years of experience. I give practical help in a safe and accepting environment. I have specialized in working with children and adolescents; sexual abuse issues, family and marriage issues. I am certified in EMDR. I have clinically supervised/trained graduated students and pre-licensed therapists for approximately 20 years. I work with most issues, including, but not limited to substance abuse, educational problems, depression, anxiety. I am a supportive and caring therapist who will assist you in becoming the person you were meant to be. Let's turn your struggles into strengths.
(501) 299-5849 View (501) 299-5849
Photo of Charles Cole, Licensed Professional Counselor in Arkansas
Charles Cole
Licensed Professional Counselor, LPC
Verified Verified
Conway, AR 72034
I have experience working with all age groups and with a variety of mental health issues, including depression and other mood disorders, trauma and PTSD, anxiety, obsessive compulsive disorder, behavioral problems and people adjusting to life changes of all types including career-related issues, divorce, marital conflict,loss of a loved one, etc.
My focus is to help individuals and families achieve the stability and the level of functioning that they desire through helping decrease symptoms and strengthen relationships with others. I am a strong believer in the power of the counselor and client relationship. The counseling relationship provides a safe environment, free from judgment, which allows a person to address challenges from the past or present with the ability to write a new ending. Through the counseling relationship an individual can become empowered to overcome any challenge by reaching a healthy point of self-acceptance.
I have experience working with all age groups and with a variety of mental health issues, including depression and other mood disorders, trauma and PTSD, anxiety, obsessive compulsive disorder, behavioral problems and people adjusting to life changes of all types including career-related issues, divorce, marital conflict,loss of a loved one, etc.
My focus is to help individuals and families achieve the stability and the level of functioning that they desire through helping decrease symptoms and strengthen relationships with others. I am a strong believer in the power of the counselor and client relationship. The counseling relationship provides a safe environment, free from judgment, which allows a person to address challenges from the past or present with the ability to write a new ending. Through the counseling relationship an individual can become empowered to overcome any challenge by reaching a healthy point of self-acceptance.
(501) 214-6404 View (501) 214-6404
Photo of Katelyn Nabors, Licensed Professional Counselor in Arkansas
Katelyn Nabors
Licensed Professional Counselor, LPC, CSAT
Verified Verified
1 Endorsed
Fort Smith, AR 72903
I also work with addictions, anxiety, anger management, codependency, depression, stress, and trauma.
Life can be unpredictable and the unexpected can happen at any time. As humans, we struggle with relationships, stress, work, and face many other challenges. I enjoy working with young and mature adults to help navigate these difficult times. I will seek to help you build your resilience and confidence to help you embrace your purpose in life through your individuality. I believe that we all have a story along with struggles. I understand the importance of needing to feel comfortable and valued to share our stories with other people.
I also work with addictions, anxiety, anger management, codependency, depression, stress, and trauma.
Life can be unpredictable and the unexpected can happen at any time. As humans, we struggle with relationships, stress, work, and face many other challenges. I enjoy working with young and mature adults to help navigate these difficult times. I will seek to help you build your resilience and confidence to help you embrace your purpose in life through your individuality. I believe that we all have a story along with struggles. I understand the importance of needing to feel comfortable and valued to share our stories with other people.
(479) 322-3959 View (479) 322-3959
Photo of Tammi Harris, Clinical Social Work/Therapist in Arkansas
Tammi Harris
Clinical Social Work/Therapist, LCSW
Verified Verified
Fayetteville, AR 72701
I love working with adolescents and adults to guide them through life's difficulties to live a more fulfilling life. I provide individual, family, and couples counseling in a comfortable and private setting. I received my Bachelor's and Master's degrees in Social Work from the University of Arkansas, and have been practicing for 18 years. I utilize a variety of techniques including Cognitive Behavioral Therapy, Psychodynamic, Systems Approach, coping and relaxation skills, Mindfulness, and Self-Care. My primary focus is on adults and adolescents coping with anxiety, depression, adjustment to life's changes, and seeking overall personal growth.
I love working with adolescents and adults to guide them through life's difficulties to live a more fulfilling life. I provide individual, family, and couples counseling in a comfortable and private setting. I received my Bachelor's and Master's degrees in Social Work from the University of Arkansas, and have been practicing for 18 years. I utilize a variety of techniques including Cognitive Behavioral Therapy, Psychodynamic, Systems Approach, coping and relaxation skills, Mindfulness, and Self-Care. My primary focus is on adults and adolescents coping with anxiety, depression, adjustment to life's changes, and seeking overall personal growth.
(479) 777-0822 View (479) 777-0822
Photo of Vicki White, Clinical Social Work/Therapist in Arkansas
Vicki White
Clinical Social Work/Therapist, LCSW
Verified Verified
2 Endorsed
Jonesboro, AR 72401
I have experience as a generalist, myspecialties are Marriage and family, Interpersonal Problems, Depression and Anxiety.
I have many years of experience in the field of helping others. It has been my goal throughout each of these experiences to help those I work with to find peace. I realize that it takes courage to begin the process of therapy and would be honored to be a part of your journey. I have experience working with children, adolescents and adults, partnering with each individual to find growth, healing and their own level of happiness. Doing so in a safe, nonjudgmental atmosphere which allows clients learn resilience and self-awareness to enhance their well-being.
I have experience as a generalist, myspecialties are Marriage and family, Interpersonal Problems, Depression and Anxiety.
I have many years of experience in the field of helping others. It has been my goal throughout each of these experiences to help those I work with to find peace. I realize that it takes courage to begin the process of therapy and would be honored to be a part of your journey. I have experience working with children, adolescents and adults, partnering with each individual to find growth, healing and their own level of happiness. Doing so in a safe, nonjudgmental atmosphere which allows clients learn resilience and self-awareness to enhance their well-being.
(870) 474-4386 View (870) 474-4386
Aetna Therapists

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy