In today's world, we are all too likely to adopt the "it'll never happen to me" approach. I personally want to be aware of such things, for me, my wife and our kids. I'm not scared - I consider myself informed. Having given expert testimony (https://witness.net/search/human_resources/employment_and_human_resources) in court in a field other than medical, I am consistently amazed by the "it'll never happen to me" brigade... Sad, but true. It can and it may!

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