Older Women with No Kids Have Better Health and More Wealth
The Census Bureau surveys the growing population of older adults with no kids.
Posted September 1, 2021 | Reviewed by Gary Drevitch
For the first time, the U.S. Census Bureau released a report on older adults who have no biological children, comparing them to biological parents. Unlike many studies of adults with no children, this one included both men and women. The survey was based on a nationally representative survey of 92,200 adults who were 55 or older and not institutionalized. The data were collected in 2018, and the report, “Childless Older Americans: 2018,” authored by Tayelor Valerio, Brian Knop, Rose M. Kreider, and Wan He, was released on August 31, 2021.
In some ways, the older adults with no biological children were doing quite well. For example, they were more highly educated than biological parents. The women with no biological children reported the best health and they were least likely to have a disability. They also had the highest net worth. However, poverty rates were higher for older adults with no biological children than for biological parents, suggesting that, financially, there may be distinct groups of older adults with no biological children, including those who are thriving and those who are barely surviving.
How Many Older Adults in the U.S. Have No Biological Children?
Of adults in the U.S. who are 55 or older, 16.5 percent have no biological children. Men are more likely than women to have no biological children: 18.2 percent compared to 15.0 percent.
Hispanics have the smallest percentage of older adults with no biological children (11) and Whites the highest (17). For Blacks, the percentage is 14.5, and for Asians, it's 12.8.
The number of adults who have no biological children has been growing. The youngest of the older people have the highest percentage with no biological children:
- 55-64 years old: 19.6 percent
- 65-74 years old: 15.9 percent
- 75 and older: 10.9 percent
As the authors note, the percentage of adults with no children in the U.S. has been fairly high at other times, too. From the late 19th through the mid-20th century, rates ranged from 10 percent to 25 percent. Historian Rachel Chrastil reported that in Northwestern Europe from 1500 on, the percent of adults with no children was also high, with the same exception as in the U.S.: the baby boom years.
Marital Status and Living Arrangements
Lifelong single people and people living alone are more likely to have no biological children. Of lifelong single (never-married) adults, 70.9 percent have no biological children. Of those who are married or were once married, 12.1 percent have no biological children. (Those numbers are not in the report; I computed them from Table 4.)
Another way to look at this is to ask, of all older adults with no biological children, what percentage have ever been married? The answer is 67.9 percent. In contrast, nearly all biological parents, 97.4 percent, are currently married or were previously married.
Of the older adults currently living alone, 34 percent of the men and 24 percent of the women have no biological children. Of those currently living with a spouse or romantic partner, about 12 percent of both the men and the women have no biological children.
Health and Disability
In every group, more than 70 percent of adults 55 and older report that their health is good (checking good, very good, or excellent on the survey). The percentage with good health was highest for the women with no biological children.
Highest to lowest:
- 77 percent: women with no biological children
- 74 percent: biological fathers
- 74 percent: biological mothers
- 72 percent: men with no biological children
Adults were categorized as having a disability if they had severe difficulty in at least one of six categories: hearing, seeing, cognitive, ambulatory, self-care, independent living. Women with no biological children were the least likely to have a disability.
Lowest to highest:
- 35.6 percent: women with no biological children
- 37.2 percent: men with no biological children
- 38.2 percent: biological fathers
- 39.0 percent: biological mothers
Wealth and Poverty
Women with no biological children had the greatest net worth, although their advantage over biological fathers was not statistically significant. Net worth is calculated by subtracting the debts that are owed, such as credit card bills and mortgages, from assets that are owned, such as home equity and retirement accounts.
Highest to lowest:
- $173,800: women with no biological children
- $161,200: biological fathers
- $132,500: men with no biological children
- $109,500: biological mothers
Although women with no biological children have the most wealth, older adults without biological children (both women and men) are more likely to have family incomes below the poverty line than biological parents. Biological fathers are the least likely to be impoverished. The authors suggest that there may be notable variability among those who do not have biological children, “with a portion who are socioeconomically well-off and another who may be at greater risk of financial hardship.”
Lowest to highest:
- 7.5 percent: biological fathers
- 10.5 percent: biological mothers
- 12.2 percent: women with no biological children
- 12.6 percent: men with no biological children
Older adults with no biological children are more highly educated than older adults who are biological parents. For example, they are more likely to have a bachelor’s degree or higher and less likely to have a high school degree or less. The authors did not report separate findings for men vs. women.
Bachelor’s Degree or Higher
- 38.4 percent: no biological children
- 30.0 percent: biological parents
High School Degree or Less
- 43.3 percent: biological parents
- 34.5 percent: no biological children
Rethinking What It Means to Have No Biological Children
People who do not have kids have often been viewed in negative ways. Married people who choose not to have kids, for example, are the targets of moral outrage (as are people who choose to be single). And yet there is evidence that, in important ways, both groups do remarkably well, even in old age when they are most likely to be pitied.
A study of more than 10,000 Australian women in their seventies found that, in most ways, lifelong single women with no kids were doing as well or even better than married or previously married women, with or without kids. Previously, I reviewed the stereotype-defying findings about lifelong single people. We need to stop wondering what is wrong with people who never marry or never have kids and start trying to understand why they are doing so well, despite the stereotyping and discrimination.