Therapists in M5C

Photo of Ariette Hung, Registered Psychotherapist (Qualifying) in M5C, ON
Ariette Hung
Registered Psychotherapist (Qualifying), BA, MDiv
Verified
3 Endorsed
Toronto, ON M5C  (Online Only)
Accepting new patients! Life can be stressful. Certain experiences, stress and unhealthy relationships can get the best of anyone. I help my clients process difficult emotions and experiences in a safe space. I work with adolescent and adults and support them with navigating emotional/mental challenges and a variety of life issues. My areas of focus includes: ADHD, anxiety, codependency, self-esteem, family issues, as well as life transitions including breakups, career change, grief, and loneliness in any stage of life. If you're motivated to commit to the process and start healing, let's connect!
Accepting new patients! Life can be stressful. Certain experiences, stress and unhealthy relationships can get the best of anyone. I help my clients process difficult emotions and experiences in a safe space. I work with adolescent and adults and support them with navigating emotional/mental challenges and a variety of life issues. My areas of focus includes: ADHD, anxiety, codependency, self-esteem, family issues, as well as life transitions including breakups, career change, grief, and loneliness in any stage of life. If you're motivated to commit to the process and start healing, let's connect!
(289) 274-9385 View (289) 274-9385
Photo of Elizabeth Warner, Registered Social Worker in M5C, ON
Elizabeth Warner
Registered Social Worker, MSW, RSW
Verified
1 Endorsed
Toronto, ON M5C  (Online Only)
Hi, it’s nice to virtually meet you! I’m Elizabeth, a therapist, a registered social worker, and a psychotherapist with over 10 years of experience in the field. I work from a client-centered, trauma-informed, and anti-oppressive lens and do my best to meet my clients where their at with authenticity, and compassion. I support folks who are overwhelmed with emotions, feeling unsatisfied with various aspects of their lives, and with folks who are wanting to explore and navigate shifts in sexuality, gender and in their relationships. I help clients heal from the past and engage in personal growth.
Hi, it’s nice to virtually meet you! I’m Elizabeth, a therapist, a registered social worker, and a psychotherapist with over 10 years of experience in the field. I work from a client-centered, trauma-informed, and anti-oppressive lens and do my best to meet my clients where their at with authenticity, and compassion. I support folks who are overwhelmed with emotions, feeling unsatisfied with various aspects of their lives, and with folks who are wanting to explore and navigate shifts in sexuality, gender and in their relationships. I help clients heal from the past and engage in personal growth.
(437) 747-4894 View (437) 747-4894
Photo of Ghadah Almahr in M5C, ON
Ghadah Almahr
MBBS, MSHS, CH, CAPP, NLP, B³
Verified
Toronto, ON M5C  (Online Only)
I'm Ghadah Almahr, previous MD, currently consulting hypnotist, certified in Applied Positive Psychology and NLP. I'm proudly the founder of Heaven Smile Center where I offer the best hypnosis, coaching based on positive psychology, health coaching, and lifestyle based on Ayurveda medicine. Throughout my life, I was inspired by many people and I love to inspire and empower others. I believe in integrative health and the mind-body connection. My mission in life is to empower people with the tools they need to flourish, to become fulfilled, and to reach their optimum life, believing that flourishing helps your mind, body, and soul!
I'm Ghadah Almahr, previous MD, currently consulting hypnotist, certified in Applied Positive Psychology and NLP. I'm proudly the founder of Heaven Smile Center where I offer the best hypnosis, coaching based on positive psychology, health coaching, and lifestyle based on Ayurveda medicine. Throughout my life, I was inspired by many people and I love to inspire and empower others. I believe in integrative health and the mind-body connection. My mission in life is to empower people with the tools they need to flourish, to become fulfilled, and to reach their optimum life, believing that flourishing helps your mind, body, and soul!
(647) 249-8239 View (647) 249-8239
Photo of Tara Jane Wodelet, Registered Psychotherapist (Qualifying) in M5C, ON
Tara Jane Wodelet
Registered Psychotherapist (Qualifying), MA
Verified
1 Endorsed
Toronto, ON M5C  (Online Only)
Welcome! I am a queer and gender expansive therapist, offering individual online therapy across most Canadian jurisdictions. I offer a contextualizing, self-compassionate, and strengths based approach. While life's hardships will never disappear, I can help you come to more peace and aliveness within yourself. I offer a warm, non-judgmental space to be seen, heard, and grow within. Therapy is kind of like detangling a big ball of yarn; it can be both hard yet relieving (you're not broken, just tangled!), and ultimately allows room for more consciousness/choice to flow in: now that your threads are free, what would you like to weave?
Welcome! I am a queer and gender expansive therapist, offering individual online therapy across most Canadian jurisdictions. I offer a contextualizing, self-compassionate, and strengths based approach. While life's hardships will never disappear, I can help you come to more peace and aliveness within yourself. I offer a warm, non-judgmental space to be seen, heard, and grow within. Therapy is kind of like detangling a big ball of yarn; it can be both hard yet relieving (you're not broken, just tangled!), and ultimately allows room for more consciousness/choice to flow in: now that your threads are free, what would you like to weave?
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Photo of Mary Kwan, Registered Psychotherapist (Qualifying) in M5C, ON
Mary Kwan
Registered Psychotherapist (Qualifying), MS
Verified
Toronto, ON M5C
Having practiced as a Clinical Psychologist overseas for 20 years, I am very familiar with all kinds of conditions. If you are having relationship with your spouse or others, I can help. You might be stressed out trying to parent your children, whatever age they maybe and esp for offsprings who have ADHD, Autism or learning problems, I love to help. Or you maybe depressed, anxious, wanting to work out your inner issues so that you can be a happy person, I am here to give you a hand. Or you might have a lot of pain/stress in your life, with various kinds of addictions not knowing where to do, I am here to help you find your way out.
Having practiced as a Clinical Psychologist overseas for 20 years, I am very familiar with all kinds of conditions. If you are having relationship with your spouse or others, I can help. You might be stressed out trying to parent your children, whatever age they maybe and esp for offsprings who have ADHD, Autism or learning problems, I love to help. Or you maybe depressed, anxious, wanting to work out your inner issues so that you can be a happy person, I am here to give you a hand. Or you might have a lot of pain/stress in your life, with various kinds of addictions not knowing where to do, I am here to help you find your way out.
(437) 747-8155 View (437) 747-8155
Photo of Parisa Ghanbari, Registered Psychotherapist in M5C, ON
Parisa Ghanbari
Registered Psychotherapist, MA, RP
Verified
10 Endorsed
Toronto, ON M5C  (Online Only)
Relationship difficulties can leave us feeling overwhelmed and stuck. It hurts when we feel alone and unimportant in our connections with others. Over time, these struggles can make us feel stressed and depressed and erode our self-esteem. If you want to feel more confident and secure, build a more fulfilling and healthier couple and romantic relationship, heal from relationship break-ups and attachment wounds, I can help. As a relationship therapist my expertise has been recognized by major media outlets such as Cosmopolitan, Bustle, and PsychCentral, where my work has been featured.
Relationship difficulties can leave us feeling overwhelmed and stuck. It hurts when we feel alone and unimportant in our connections with others. Over time, these struggles can make us feel stressed and depressed and erode our self-esteem. If you want to feel more confident and secure, build a more fulfilling and healthier couple and romantic relationship, heal from relationship break-ups and attachment wounds, I can help. As a relationship therapist my expertise has been recognized by major media outlets such as Cosmopolitan, Bustle, and PsychCentral, where my work has been featured.
(289) 809-8027 View (289) 809-8027
Photo of Fadi Abou-Rihan, Registered Psychotherapist in M5C, ON
Fadi Abou-Rihan
Registered Psychotherapist, PhD, RP
Verified
Toronto, ON M5C  (Online Only)
Waitlist for new clients
I work with people who, in spite of great difficulties, have not given up on finding meaning in their lives. I help them as they struggle with isolation, depression, anxiety, grief or early trauma. Some are trying their best to manage difficult relationships. Others are wondering about their orientation or identity--gendered, sexual, ethnic. Others still are planning the next meaningful transition in their lives.
I work with people who, in spite of great difficulties, have not given up on finding meaning in their lives. I help them as they struggle with isolation, depression, anxiety, grief or early trauma. Some are trying their best to manage difficult relationships. Others are wondering about their orientation or identity--gendered, sexual, ethnic. Others still are planning the next meaningful transition in their lives.
(647) 696-4684 View (647) 696-4684
Photo of Elisia Parmar, Registered Psychotherapist (Qualifying) in M5C, ON
Elisia Parmar
Registered Psychotherapist (Qualifying), MA, RP(Q)
Verified
6 Endorsed
Toronto, ON M5C  (Online Only)
Hey! I'm Elisia, a qualifying registered psychotherapist. I am dedicated to providing a safe and nurturing environment for clients to explore their emotions and thoughts. I tailor my approach to each individual's unique needs, utilizing a variety of therapeutic modalities. Emphasizing the importance of a strong therapeutic relationship, I am committed to supporting clients in overcoming life's challenges and achieving emotional well-being. Together, we can navigate obstacles and foster lasting change, empowering you to live a more fulfilling and balanced life.
Hey! I'm Elisia, a qualifying registered psychotherapist. I am dedicated to providing a safe and nurturing environment for clients to explore their emotions and thoughts. I tailor my approach to each individual's unique needs, utilizing a variety of therapeutic modalities. Emphasizing the importance of a strong therapeutic relationship, I am committed to supporting clients in overcoming life's challenges and achieving emotional well-being. Together, we can navigate obstacles and foster lasting change, empowering you to live a more fulfilling and balanced life.
(437) 747-0982 View (437) 747-0982
Photo of Sundus Ali Kalif, Registered Social Worker in M5C, ON
Sundus Ali Kalif
Registered Social Worker, BSW, MSW, RSW
Verified
1 Endorsed
Toronto, ON M5C  (Online Only)
It takes courage to consider therapy. You may be pondering about the "what ifs" or infinite questions regarding therapy and your journey. You might be asking yourself, "will it be worth it?", "will she understand me and my goals?", "do I need therapy if I am not in a crisis?" or other thoughts that might increase the feeling of uncertainty. By becoming familiar with me and the services that I provide, we can subside the uncertainty.
It takes courage to consider therapy. You may be pondering about the "what ifs" or infinite questions regarding therapy and your journey. You might be asking yourself, "will it be worth it?", "will she understand me and my goals?", "do I need therapy if I am not in a crisis?" or other thoughts that might increase the feeling of uncertainty. By becoming familiar with me and the services that I provide, we can subside the uncertainty.
(437) 747-8079 View (437) 747-8079
Photo of Zameena Jaffer, Registered Psychotherapist in M5C, ON
Zameena Jaffer
Registered Psychotherapist, MCP, RP
Verified
3 Endorsed
Toronto, ON M5C  (Online Only)
Waitlist for new clients
Waitlist For New Clients. Welcome to the start of your journey toward your most authentic self! I am here to guide you as you navigate your culture, relationships, and feelings of stuckness in your life. I am here to help you discover coping skills to manage overwhelming, anxious, and overpowering emotions. You become my client, and I become a part of your support system. Together, we will create a personalized plan to support your mental health and your life goals. At the end of our journey together, you will leave with a better awareness of your emotions, an arsenal of tools for challenging times, and greater resiliency.
Waitlist For New Clients. Welcome to the start of your journey toward your most authentic self! I am here to guide you as you navigate your culture, relationships, and feelings of stuckness in your life. I am here to help you discover coping skills to manage overwhelming, anxious, and overpowering emotions. You become my client, and I become a part of your support system. Together, we will create a personalized plan to support your mental health and your life goals. At the end of our journey together, you will leave with a better awareness of your emotions, an arsenal of tools for challenging times, and greater resiliency.
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Photo of Zainab Kazi, Registered Social Worker in M5C, ON
Zainab Kazi
Registered Social Worker, MSW
Verified
Toronto, ON M5C  (Online Only)
My passion lies in assisting individuals in overcoming the obstacles that impede their daily functioning and overall well-being, preventing them from reaching their full potential. I employ a collaborative therapeutic approach that actively involves both individuals and their families, fostering a sense of safety and connection within the family unit. Together, we embark on a journey towards personal growth and improved daily functioning, enabling individuals to become their best selves.
My passion lies in assisting individuals in overcoming the obstacles that impede their daily functioning and overall well-being, preventing them from reaching their full potential. I employ a collaborative therapeutic approach that actively involves both individuals and their families, fostering a sense of safety and connection within the family unit. Together, we embark on a journey towards personal growth and improved daily functioning, enabling individuals to become their best selves.
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Photo of Tori Mudie, Registered Psychotherapist in M5C, ON
Tori Mudie
Registered Psychotherapist, BA, MA, CCC, RP
Verified
8 Endorsed
Toronto, ON M5C  (Online Only)
Accepting New Virtual Clients! Do you feel unheard in your relationship? Have the dynamics of your relationship changed over the years? Are you thinking about ending your relationship? Are you struggling to have a conversation with your partner? Do you feel unsupported? Has there been a major rupture in your relationship, perhaps infidelity or betrayal? Are you considering if your partner is the one? Are you considering pre-marital counselling?
Accepting New Virtual Clients! Do you feel unheard in your relationship? Have the dynamics of your relationship changed over the years? Are you thinking about ending your relationship? Are you struggling to have a conversation with your partner? Do you feel unsupported? Has there been a major rupture in your relationship, perhaps infidelity or betrayal? Are you considering if your partner is the one? Are you considering pre-marital counselling?
(226) 773-4903 View (226) 773-4903
Photo of Kira Foreman-Tran, Registered Psychotherapist (Qualifying) in M5C, ON
Kira Foreman-Tran
Registered Psychotherapist (Qualifying), MA, BA
Verified
Toronto, ON M5C  (Online Only)
Hi there, I’m Kira! I’m here to give you the safe space that you deserve. If you’re thinking you’re ready to invest in yourself and make the change you’ve been hoping for, then you’ve come to the right place. It can be tough to confront our own fears, challenges, and well-being obstacles. Together, we'll foster resilience and strength to help overcome these challenges, find new ways to cope, and live the life that you deserve. Some of the areas I work with include anxiety, depression, grief, loneliness, anger, trauma, attachment, self-esteem or self-worth. Whatever it may be, you are not alone.
Hi there, I’m Kira! I’m here to give you the safe space that you deserve. If you’re thinking you’re ready to invest in yourself and make the change you’ve been hoping for, then you’ve come to the right place. It can be tough to confront our own fears, challenges, and well-being obstacles. Together, we'll foster resilience and strength to help overcome these challenges, find new ways to cope, and live the life that you deserve. Some of the areas I work with include anxiety, depression, grief, loneliness, anger, trauma, attachment, self-esteem or self-worth. Whatever it may be, you are not alone.
(289) 272-7395 View (289) 272-7395
Photo of Connect and Thrive Psychology, Psychologist in M5C, ON
Connect and Thrive Psychology
Psychologist, PhD, CPsych
Verified
9 Endorsed
Toronto, ON M5C  (Online Only)
We are a team of mental health professionals supporting individuals and couples. We have expertise in working with clients who struggle with interpersonal communication, assertiveness, and problematic emotions (e.g., anxiety, shame, anger) that impacts their self-worth, their ability to function, and their relationships. Some of our clinicians also have specialized training treating anxiety disorders (social anxiety, generalized anxiety, phobias, panic disorder, agoraphobia), obsessive-compulsive disorder, trauma, post-traumatic stress disorder and complex mental illness, as well as in rehabilitation psychology.
We are a team of mental health professionals supporting individuals and couples. We have expertise in working with clients who struggle with interpersonal communication, assertiveness, and problematic emotions (e.g., anxiety, shame, anger) that impacts their self-worth, their ability to function, and their relationships. Some of our clinicians also have specialized training treating anxiety disorders (social anxiety, generalized anxiety, phobias, panic disorder, agoraphobia), obsessive-compulsive disorder, trauma, post-traumatic stress disorder and complex mental illness, as well as in rehabilitation psychology.
(647) 370-2543 View (647) 370-2543
Photo of Rotem Stark, Registered Psychotherapist in M5C, ON
Rotem Stark
Registered Psychotherapist, Mpsy, RP
Verified
1 Endorsed
Toronto, ON M5C
Are you feeling anxious, overwhelmed and uncertain about how you are supposed to manage your relationships, career and life? Are you looking for clarity? I work with Individuals and couples who are seeking support in person and online. I believe that pushing away your needs and not taking time for yourself can lead to long-term issues for your mind and body. It shouldn’t be so hard to live a better, fulfilling and meaningful life. You deserve to thrive and live the life you've always wanted!
Are you feeling anxious, overwhelmed and uncertain about how you are supposed to manage your relationships, career and life? Are you looking for clarity? I work with Individuals and couples who are seeking support in person and online. I believe that pushing away your needs and not taking time for yourself can lead to long-term issues for your mind and body. It shouldn’t be so hard to live a better, fulfilling and meaningful life. You deserve to thrive and live the life you've always wanted!
(647) 692-3672 View (647) 692-3672
Photo of Amrit Bhangoo, Registered Social Worker in M5C, ON
Amrit Bhangoo
Registered Social Worker, RSW, MSW
Verified
1 Endorsed
Toronto, ON M5C  (Online Only)
Starting therapy takes courage, and your willingness to share your story deserves trust, respect, and a welcoming environment. With four years of experience, I've supported individuals in different settings using approaches that focus on their strengths and struggles while respecting their boundaries throughout the course of therapy.
Starting therapy takes courage, and your willingness to share your story deserves trust, respect, and a welcoming environment. With four years of experience, I've supported individuals in different settings using approaches that focus on their strengths and struggles while respecting their boundaries throughout the course of therapy.
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Photo of Sylvie Séguin, Registered Psychotherapist in M5C, ON
Sylvie Séguin
Registered Psychotherapist, MPsyc, BA
Verified
Toronto, ON M5C  (Online Only)
I work with individuals in a reflective and warm approach, helping them navigate life’s stressors and boost their resilience. I enjoy working collaboratively with individuals in helping them identify underlying mindsets (ie. perfectionism, low self-esteem, “imposter syndrome”) and habits that hold them back. With over 10 years of clinical experience, I am committed to providing evidence-based treatments, tailored to the individual’s goals and needs, and doing so through a safe and trauma-informed lens.
I work with individuals in a reflective and warm approach, helping them navigate life’s stressors and boost their resilience. I enjoy working collaboratively with individuals in helping them identify underlying mindsets (ie. perfectionism, low self-esteem, “imposter syndrome”) and habits that hold them back. With over 10 years of clinical experience, I am committed to providing evidence-based treatments, tailored to the individual’s goals and needs, and doing so through a safe and trauma-informed lens.
(782) 201-3942 View (782) 201-3942
Photo of Deep Well Therapy I Calixte Renaud, Registered Psychotherapist (Qualifying) in M5C, ON
Deep Well Therapy I Calixte Renaud
Registered Psychotherapist (Qualifying), BA
Verified
6 Endorsed
Toronto, ON M5C  (Online Only)
I'm so glad you're taking steps to look for the connection and space you need. It can be hard to find a therapist that clicks. Therapy can be a space to cultivate radical acceptance, get clear on your relationship patterns, strengthen your resources, and sow the seeds for the courage to make shifts. Our work together is collaborative, working at the pace of your nervous system and at the speed of trust with yourself and each other.
I'm so glad you're taking steps to look for the connection and space you need. It can be hard to find a therapist that clicks. Therapy can be a space to cultivate radical acceptance, get clear on your relationship patterns, strengthen your resources, and sow the seeds for the courage to make shifts. Our work together is collaborative, working at the pace of your nervous system and at the speed of trust with yourself and each other.
(416) 555-5555 View (416) 555-5555
Photo of Cynthia Lockhart Registered Nurse Psychotherapist in M5C, ON
Cynthia Lockhart Registered Nurse Psychotherapist
BScN, BA, MA
Verified
8 Endorsed
Toronto, ON M5C  (Online Only)
Do you feel depressed, anxious, overwhelmed, stuck or unmotivated? Do you find yourself lacking purpose, meaning, and connection in life? With 11 years of experience as a mental health nurse, I can help you feel empowered and to reconnect with your authentic self. Using a holistic, mind-body approach, I appreciate the importance of seeing an individual as a whole; to understand past and current struggles (roots), and weave in a positive attitude for a bright and hopeful future (sprouts). I offer a safe healing space for you to gain deeper insights, confidence, self-awareness, self-compassion, and to discover your inner strengths.
Do you feel depressed, anxious, overwhelmed, stuck or unmotivated? Do you find yourself lacking purpose, meaning, and connection in life? With 11 years of experience as a mental health nurse, I can help you feel empowered and to reconnect with your authentic self. Using a holistic, mind-body approach, I appreciate the importance of seeing an individual as a whole; to understand past and current struggles (roots), and weave in a positive attitude for a bright and hopeful future (sprouts). I offer a safe healing space for you to gain deeper insights, confidence, self-awareness, self-compassion, and to discover your inner strengths.
(365) 600-5987 View (365) 600-5987
Photo of Stark Wellness Clinic, Registered Psychotherapist in M5C, ON
Stark Wellness Clinic
Registered Psychotherapist
Verified
1 Endorsed
Toronto, ON M5C
Do you feel like life has become too overwhelming and you are suffering from anxiety or depression? Are you struggling in your relationship and don't know how to communicate more effectively or connect to your partner on a deeper level? Do you feel like things should be easier but feel exhausted and frustrated and don't know how to get to where you want to be? At Stark Wellness Clinic, we are here to provide you the support, guidance and tools to help deal with life's challenges in a safe and compassionate space.
Do you feel like life has become too overwhelming and you are suffering from anxiety or depression? Are you struggling in your relationship and don't know how to communicate more effectively or connect to your partner on a deeper level? Do you feel like things should be easier but feel exhausted and frustrated and don't know how to get to where you want to be? At Stark Wellness Clinic, we are here to provide you the support, guidance and tools to help deal with life's challenges in a safe and compassionate space.
(437) 747-2933 View (437) 747-2933

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Nearby Searches for M5C


How can I find a therapist in M5C?

Search for nearby therapists or counselors by inputting your city, town, or suburb; or postcode; or a provider’s name into the search bar. From there, you can filter providers by the issues they treat, cost, insurance, gender, and other factors to find providers who are well-suited to your needs. To navigate between locations within the same country, enter a new city or postcode into the search bar.

Learn more about how to find a therapist.

Is online therapy a good option?

Therapy conducted online or over the phone can be just as effective as in-person therapy, as long as there is a strong alliance between the client and the therapist. To find a therapist who provides telehealth services to clients in your area, click “Online Therapy” on the directory homepage and search by your city or town or your postcode.

What’s the difference between a psychologist, a therapist, and a counselor?

Therapists, psychologists, and counselors are all licensed mental health professionals. In Canada, psychologists have earned a doctoral degree. The terms “therapist” and “counselor” are used somewhat interchangeably, but generally therapists offer longer-term, mental health care, while counselors offer shorter-term care that may focus on one domain, such as marriage, career, or academic challenges.

What type of therapist is right for me?

Clients should consider factors such as insurance coverage and their primary reason(s) for seeking therapy to determine the type of professional best suited to their needs. Someone struggling with mental health challenges such as depression or anxiety, for example, may wish to seek out a clinical psychologist or therapist, while someone navigating career obstacles or marital upheaval may benefit from seeing a counselor who can offer short-term, targeted support.

Is everyone in the Psychology Today Therapy Directory a licensed therapist?

The Psychology Today directory lists providers who offer legitimate mental health services to the public, including psychologists, psychiatrists, social workers, and counselors. Many have been licensed by the country or province where they practice; providers whose license or primary credential has been verified by Psychology Today verified by Psychology Today are signified by a “Verified” symbol. Some clinicians or organizations provide services for which their state or country does not offer licenses, such as pastoral counseling. They may be selectively included without the “Verified” seal.

What type of therapy is right for me?

The type of therapy best suited to a particular individual depends on several factors, including their primary reason for seeking therapy, their preferred timeline (some therapy types last for a set number of sessions, while others are open-ended), and their personality and preferences—some may prefer a more structured approach. For many individuals, multiple types of therapy could provide a good fit.

Is online therapy cheaper than in-person therapy?

Many therapists charge the same amount for online therapy as they do for in-person therapy—though clients may still find this cost-effective if it cuts down on their transportation costs. Health insurance plans often offer equivalent coverage for online and in-person therapy; indeed, in many places, they are legally required to do so. Text-based or on-demand therapy apps may be cheaper than traditional one-on-one psychotherapy; however, the practice may be less effective and is not likely to be covered by insurance.

How much does therapy cost?

Some forms of mental health treatment (for example, seeing a psychiatrist, or seeing a psychologist in a government-funded hospital) are free under provincial health plans. Canadians who seek private counseling can typically expect to pay an average of $150 per session, although the actual price generally ranges between $100 and $3200 per session, depending on their location and the type of provider they select. Workplace benefits or private insurance plans often provide an annual counselling allowance, and some therapists offer sliding scale fees to clients who cannot pay full price.