Ever looked at your stack of bills and wonder how the heck you're going to get these paid?
How did that feel? Rotten, right? Of course it did. No wants to live with the weight of debt—to carry that hopeless frustration deep into their bones.
There doesn't seem to be a path to a comfortable solution. Dread and depression become partners with despair and devastation. We can sit in self-blame, self-pity or denial—or recognize that the only way out is through positive action.
While there are some who breathe the rarified air of having their financial lives totally together, most people struggle. Your degree of struggle might range from small—not being sufficiently organized—to complete and utter meltdown.
A woodpecker lays claim to the tree right beside my bedroom window. At 4:57 AM, her work commences on a schedule only she comprehends. It feels like jackhammers blasting pavement on the pillow to my left. Incessantly banging, towards a purpose only a woodpecker could understand. When will it ever stop?
Life is busy and maybe even overwhelming at times. Work, family, friends, hitting the gym, scheduling, and taxi service for your kids—it's a lot. Finding time to dig into the meat of your finances can be a battle you ignore at your peril.
Ready or not, change happens. Sometimes it's something you can control and handle-other times, there's not a thing you can do other than hang on the best you can. The secret is in knowing the difference.
The Financial Life Focus blog is devoted to looking at the life events - both big and small - and understanding the financial ramifications.
At my firm, Financial Life Focus, LLC, we recognize that life events and life transitions are normal and we help our clients deal with the related financial issues. Using our Financial Life Planning process, we listen, discuss and offer options and strategies to address whatever situations may arise.