Got 3 minutes to learn about how procrastination affects our financial lives? Watch this short CBS Money Watch interview with David Laibson (Economics, Harvard) who explains how our biases affect our investments.
I've written many blog entries on the topics raised in this interview. If you want to learn more, check out:
"Giving in to feel good" - short-term emotional gain, long-term goal pursuit pain!
Of course, it always come down to the individual actually hauling off and doing it, so you might want to reflect on: Crossing the gap: What does it mean to be rationale? This is an alternative to the option of letting others force you to do things (suggested by Dr. Laibson in the video).
This isn't to say that it's not important to have others help or to set up the situation to support your willpower. It is. This is the notion of extended will, and you can learn more about this in one of my iProcrastinate podcasts: Self-Control Strategies: Triggers, Chutes, Ladders and Other Ways to Scaffold Our Success.
There's lots more related to this topic, but these are a good start if you're procrastinating, and you'd like to understand why and/or what to do about it.