Michael F. Kay

About

Michael F. Kay is President of Financial Life Focus, LLC, a Registered Investment Advisory firm based in Livingston, NJ. A financial professional for over 25 years, Michael began his career as an accountant, later shifting his focus to personal financial planning. After earning his certificate of financial planning at New York University, he returned as an adjunct professor, teaching taxation in their CFP Certification program.

Michael also studied with life planning pioneers Carol Anderson (Money Quotient) and George Kinder (The Kinder Institute of Life Planning) and employs the skills and concepts of Financial Life Planning with his clients. He is a frequent presenter at Money Quotient trainings and often speaks at industry events and public forums on financial planning. In addition to his Psychology Today blog, Michael also writes for Forbes.com and Advisorbiz.com. He is the author of The Business of Life: An "Inside-Out" Approach to Building a More Successful Financial Planning Practice (Advisor Press, November, 2010).

Books by Michael F. Kay

Recent Posts

Bears on the Street Doesn’t Need to Mean Tears on the Sheet

If you are living in dread and fear and are increasingly anxious about the volatility in the market, it may be time to seek help.

Building Financial Security Begins with Your Mindset

A rational definition of financial security must be grounded in reality and not someone else’s ideas, experiences, or circumstances.

COVID-19 and Your Well-Being

The impact of COVID-19 has not been fully realized and probably will not be for many years.

Creating Habits for More Conscious Spending

If you're struggling to accumulate wealth, it could be a result of your inattention to what drives your spending habits.

Men, What Does Your Next Chapter Look Like?

What happens when you turn the page on your work life to a new chapter can be a blessing or a curse. It all depends on your mindset, your willingness to engage, and open-minded thinking.

6 Ways to Increase Your Financial 'Pillow Factor'

Everyone wants to put their head on the pillow at night and feel at ease.

Investing During Turbulent Times: A Cautionary Tale

We all want to control our wealth. But, let’s get real—you cannot control the markets, let alone the performance of a stock.

Is a Recession Looming? Your Crystal Balls Await

Getting through a recession as easily as possible depends on knowing your numbers, making sound decisions, and having as many choices as possible to continue to produce income.

Families Bounce Back From Financial Impact of the Pandemic

COVID-19 has shaken our trust and our take-it-for-granted attitude—but reclaiming your “normal” can help build your confidence to move forward and heal.

Financial Apps Suck at Planning Your Future

Where humans are concerned—especially when it comes to you and your money—human connection, understanding, and experience will help you move towards a meaningful outcome.