Termination of therapy is difficult-In the past,I would just "cut&run" It was easier than saying goodbye/dealing with issues.
Now 3 yrs. in with my therapist, I am looking to "take a break" for a little bit of every reason you stated.
Ironically, I have tried for the past 3 months to end&it's not working. My therapists response was not what I expected as my response is not what I expected.
Is this a learning curve? Another growth process? Yet, at the same time, do I really need another issue to deal with? Yet, I've now opened up about some things that I have never talked about. Safer? I am torn. Many feelings of conflict arising that are just adding to my emotional turmoil in life. For the first time, I question if therapy is a positive in the long run, because of my inabilities/insecurities too "respect" the boundary of an individual that has now become one that I care about.

Cut & Run is my preferred way out of therapy as well. My reason for leaving therapy is always because I just am not succeeding at changing or getting any better and start wasting the therapist's time. I never WANT to leave therapy or the therapist, and for that reason it is just too painful to have to say good-bye. Saying goodbye is so final and the pain of facing the therapist to terminate (especially when it isn't what I want) is completely and utterly unbearable. I know they will be upset at no explanation, but I also know they are stable and grounded enough people that they will quickly recover from the upset.