I doubt there would be more than a handful of people who would disagree that this winter has been, well, a little on the harsh side. It is time to come out of hibernation, reclaim your soul from the freezer, say to hell with the New Year’s resolutions and say hello to some Spring cleaning, OCD-style.
Take a breath—you're about to start a wonderful life changing, mind-altering and happiness inducing exercise that will add that spring to your step and make you whistle while you work. OK, I might have over sold this a tad, but hang with me for a moment and let's see if these scenarios ring any bells.
Scenario #1: Your credit cards haven't recovered since Christmas. Since the weather's been so crappy you've been scarfing down (insert favorite decadent treat here) and ordering almost anything that catches your eye on Ebay, Amazon or the Home Shopping Network. You’ve started closing your eyes after you hit "Send Order" because you can't bear to see "credit card declined.”
Scenario #2: The raise you'd been hoping for hasn't materialized. Your expenses (see #1) keep rising along with the general cost of living and your income just isn’t keeping up. You haven’t had a real vacation in three years and you’re feeling burnt out and put upon. You're looking, but that new job hasn't leapt out of the bushes just yet.